FRB: H.2--Actions under delegated authority--Week ending January 9, 2016

Clear Mountain Bank, Bruceton Mills, West Virginia -- to establish a branch at 320 Southview Drive, Bridgeport.
-Approved, January 8, 2016

Eastern Savings Bank, Norwich, Connecticut -- to establish a branch at 220 West Town Street, Norwich.
-Approved, January 8, 2016

Pacific Commerce Bank, Los Angeles, California -- to convert its loan production office at 918 East Green Street, Pasadena, to a full-service branch.
-Approved, January 7, 2016

The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York -- to acquire additional shares of 473 Broadway Holding Corporation, Saratoga Springs, and of The Adirondack Trust Company.
-Approved, January 7, 2016

Covenant Financial, Inc., Doylestown, Pennsylvania -- to become a bank holding company by acquiring Covenant Bank, Doylestown.
-Approved, January 6, 2016

Eastern Michigan Financial Corporation, Croswell, Michigan -- to merge with Ruth Bank Corporation, Ruth, and thereby acquire control of Ruth State Bank.
-Withdrawn, January 5, 2016

First Midwest Bancorp, Inc., Itasca, Illinois -- to merge with NI Bancshares Corporation, Sycamore, and thereby acquire The National Bank & Trust Company of Sycamore, Sycamore; and for First Midwest Bank, Itasca, to merge with The National Bank & Trust Company of Sycamore and thereby establish branches.
-Approved, January 5, 2016

Level One Bancorp, Inc., Farmington Hills, Michigan -- to acquire Bank of Michigan, Farmington Hills.
-Withdrawn, January 4, 2016

Maine Community Bancorp, MHC, Westbrook, Maine, and Maine Community Bancorp, Inc. -- to become a mutual bank holding company and a stock holding company, respectively, by acquiring Biddeford Savings Bank, Biddeford, and Mechanics Savings Bank, Auburn.
-Approved, January 7, 2016

Sabal Palm Bancorp, Inc., Sarasota, Florida -- to become a bank holding company by acquiring Sabal Palm Bank, Sarasota.
-Approved, January 7, 2016

Anderson Bancorp, Inc., Oneida, Illinois -- to retain control of Anderson Bancorp, Inc., and its subsidiary, Anderson State Bank, Oneida.
-Permitted, January 5, 2016

Community First Financial Corporation, Kokomo, Indiana -- to retain control of Community First Financial Corporation and its subsidiary, Community First Bank of Indiana, Kokomo.
-Permitted, January 8, 2016

First Guaranty Bancshares, Inc., Hammond, Louisiana -- to retain control of First Guaranty Bancshares, Inc., and its subsidiary, First Guaranty Bank, Hammond.
-Permitted, January 8, 2016

Freedom Bancorporation, Inc., Lindstrom, Minnesota -- change in bank control of Freedom Bancorporation, Inc., and its subsidiary, Lake Area Bank, Lindstrom.
-Permitted, January 4, 2016

NorthSide Bancshares, Inc., Adairsville, Georgia -- change in bank control of NorthSide Bancshares, Inc., and its subsidiary, NorthSide Bank, Adairsville.
-Permitted, January 8, 2016

HomeTrust Bancshares, Inc., Asheville, North Carolina -- election to become a financial holding company.
-Effective, January 7, 2016

Magnolia Bancshares, Inc., Hodgenville, Kentucky -- election to become a financial holding company.
-Effective, January 6, 2016

Sterling Bancshares, Inc., Poplar Bluff, Missouri -- election to become a financial holding company.
-Effective, January 8, 2016

Actions under delegated authority

Actions taken during the week ending January 9, 2016

Bank Branches, Domestic

Bank Holding Companies

Change in Bank Control

Financial Holding Companies