FRB: H.2--Actions under delegated authority--Week ending February 27, 2016

First Home Bank, Seminole, Florida -- to establish a branch at 700 Central Avenue, St. Petersburg.
-Approved, February 26, 2016

Midwest BankCentre, St. Louis, Missouri -- to establish a branch at 5515 Dr. Martin Luther King Drive, St. Louis.
-Approved, February 25, 2016

Union Bank & Trust, Richmond, Virginia -- to establish a branch at 1738 Amherst Street, Winchester.
-Approved, February 25, 2016

Amboy Bancorp, Inc., Amboy, Illinois -- waiver of application to acquire Franklin Grove Bank, Franklin Grove, in connection with its merger with Amboy Bancorp's subsidiary, The First National Bank of Amboy, Amboy.
-Granted, February 25, 2016

Beneficial State Bancorp, Inc., Oakland, California -- waiver of application to acquire Pan American Bank, Los Angeles, in connection with its merger with Beneficial State Bank, Oakland.
-Granted, February 25, 2016

BNH Financial, Laconia, New Hampshire, and Bank of New Hampshire -- waiver of application to acquire Community Guaranty Corporation, Plymouth, and its subsidiary, Community Guaranty Savings Bank, in connection with the merger of BNH's subsidiary, Bank of New Hampshire, and Community Guaranty Savings Bank.
-Granted, February 25, 2016

Charter Financial Corporation, West Point, Georgia -- to become a bank holding company by merging with CBS Financial Corporation, Smyrna, and thereby acquiring Community Bank of the South.
-Approved, February 24, 2016

Eastern Michigan Financial Corporation, Croswell, Michigan -- to merge with Ruth Bank Corporation, Ruth, and thereby indirectly acquire Ruth State Bank; and for Eastern Michigan Bank, Croswell, to merge with Ruth State Bank and thereby establish a branch at 7004 Atwater Road, Ruth.
-Approved, February 22, 2016

Emclaire Financial Corp., Emlenton, Pennsylvania, and The Farmers National Bank of Emlenton -- waiver of application to acquire United-American Savings Bank, Pittsburgh, in connection with its merger with Emclaire Financial Corp.'s subsidiary, The Farmers National Bank of Emlenton.
-Granted, February 19, 2016
(A/C)

First Commercial Financial Corp., Seguin, Texas -- to acquire by merger Jourdanton Bancshares, Inc., Jourdanton, and indirectly acquire Jourdanton State Bank.
-Approved, February 26, 2016

Nicolet Bankshares, Inc., Green Bay, Wisconsin -- to merge with Baylake Corp., Sturgeon Bay, and thereby indirectly acquire Baylake Bank.
-Approved, February 23, 2016

Southeast, LLC, Atlanta, Georgia -- to become a bank holding company by acquiring shares of Barwick Banking Company, Barwick.
-Approved, February 23, 2016

Stone Bancshares, Inc., Mountain View, Arkansas -- to become a bank holding company by acquiring Stone Bank, Mountain View.
-Approved, February 23, 2016

TriState Capital Holdings, Inc., Pittsburgh, Pennsylvania; and Chartwell Investment Partners, LLC, Berwyn -- to acquire the assets of The Killen Group, Inc., Berwyn.
-Approved, February 24, 2016

Citizens Bank, Hartford, Kentucky -- to purchase certain assets and assume certain liabilities of the branch of Your Community Bank, New Albany, Indiana, at 925 West Main Street, Munfordville, Kentucky, and to retain the acquired facility as a branch.
-Approved, February 22, 2016

Citizens Investment Co., Inc., Glenville, Minnesota -- change in bank control of Citizens Investment Co., Inc., and its subsidiary, Citizens State Bank of Glenville, Glenville.
-Permitted, February 25, 2016

Cornerstone Alliance, Ltd., Winfield, Kansas -- change in bank control of Cornerstone Alliance, Ltd., and its subsidiary, CornerBank, Winfield.
-Permitted, February 25, 2016

Heartland BancCorp, Gahanna, Ohio -- to retain control of Heartland BancCorp and its subsidiary, Heartland Bank, Gahanna.
-Permitted, February 22, 2016

Royal Bank of Canada, Montreal, Canada -- extension for the Royal Bank of Canada's subsidiary, RBC USA Holdco Corporation, New York, New York, to comply with the filing requirements of the FR Y-14 series of reports beginning with the reporting period ending on December 31, 2016.
-Granted, February 25, 2016

OceanFirst Financial Corp., Toms River, New Jersey -- waiver of application to acquire Cape Bancorp, Inc., Cape May Court House, New Jersey, in connection with the merger of their subsidiaries, Cape Bank and OceanFirst Bank, Toms River.
-Granted, February 22, 2016

Actions under delegated authority

Actions taken during the week ending February 27, 2016

Bank Branches, Domestic

Bank Holding Companies

Bank Mergers

Change in Bank Control

Extensions of Time

Savings and Loan Holding Companies