Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending March 26, 2016

Filer

Filing Type

Filing Proposal

End of Comment Period

BANKCAP EQUITY FUND, LLC

* 3A3

BCP Fund I Virginia Holdings, LLC, The BankCap Association, which consists of BankCap Equity Fund, LLC, BankCap Partners GP, L.P., and BankCap Partners Fund I, L.P.; and BankCap Partners Opportunity Fund, L.P., all of Dallas, Texas, to acquire up to 7.1% of the voting shares of Hampton Roads Bankshares, Inc., Virginia Beach, Virginia, and thereby indirectly acquire voting shares of Bank of Hampton Roads, Virginia Beach, Virginia.

Newspaper:	Not available
Federal Register:	Not available

FARMERS & MERCHANTS BANK

* Branch

Farmers & Merchants Bank, Timberville, Virginia, to establish a branch 200 Augusta Avenue, Grottoes, Virginia.

Newspaper:	04/04/2016
Federal Register:	Not applicable

HAMPTON ROADS BANKSHARES, INC.

* 3A5
* 18C
* Branch

CapGen Capital Group VI LP, CapGen Capital Group VI LLC, both of New York, New York, and Hampton Roads Bankshares, Inc., Virginia Beach, Virginia, to acquire 100% of the voting securities of Xenith Bankshares, Inc., Richmond, Virginia, and thereby indirectly acquire Xenith Bank, Richmond, Virginia. In addition, Bank of Hampton Roads, Virginia Beach, Virginia, to merge with Xenith Bank, Richmond, Virginia.

Newspaper:	Not available
Federal Register:	Not available

MainStreet Bancshares, Inc.

3A1

MainStreet Bancshares, Inc., Fairfax, Virginia, has submitted a notification to become a one bank holding company for MainStreet Bank, Fairfax, Virginia.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF CLARKE CTY, BERRYVILLE, VIRGINIA	753324	11/30/2015	02/24/2016	O	Small Bank
BANK OF HAMPTON ROADS, VIRGINIA BEACH, VIRGINIA	1161029	06/16/2014	02/28/2016	S	Large Bank
HIGHLANDS CMNTY BK, COVINGTON, VIRGINIA	3125315	12/07/2015	03/08/2016	S	Small Bank
NEWBRIDGE BK, GREENSBORO, NORTH CAROLINA	617024	07/20/2015	02/28/2016	S	Large Bank
UNITED BK, PARKERSBURG, WEST VIRGINIA	1010930	10/19/2015	03/21/2016	S	Large Bank
UNITED BK, FAIRFAX, VIRGINIA	365325	10/19/2015	03/21/2016	O	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending March 26, 2016

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 5
Federal Reserve Bank of: Richmond