Actions under delegated authority

The Citizens Bank, Batesville, Arkansas -- to establish a branch at 2710 Pine Street, Arkadelphia.
-Approved, May 24, 2016

Banc3 Holdings, Inc., Eads, Tennessee -- to become a bank holding company by acquiring The Farmers Bank, Woodland Mills.
-Approved, May 23, 2016

Cullen/Frost Bankers, Inc., San Antonio, Texas -- relief from certain commitments.
-Granted, May 27, 2016

H Bancorp LLC, Irvine, California -- to acquire through merger control of Hopkins Bancorp, Inc., Baltimore, Maryland, and thereby indirectly acquire Hopkins Federal Savings Bank; for Hopkins Federal Savings Bank to merge into Bay Bank, FSB, Columbia, a subsidiary of Bay Bancorp, Inc.; and for H Bancorp LLC to acquire an interest in Hopkins Federal Savings Bank's subsidiary, iReverse Home Loans, LLC, Owings Mill, and thereby engage in activities related to extending credit.
-Approved, May 27, 2016

Hometown Community Bancorp, Inc., Morton, Illinois, and Hometown Community Bancorp, Inc. Employee Stock Ownership Plan and Trust -- to merge with Illini Corporation, Springfield, and to acquire control of its subsidiaries, Illini Bank and Farmers State Bank of Camp Point, Camp Point.
-Withdrawn, May 23, 2016

Nanyang Commercial Bank, Limited, Hong Kong SAR, People's Republic of China -- request by China Cinda Asset Management Co., Ltd., Beijing, for an exemption from nonbanking restrictions and reporting requirements in connection with the acquisition of Nanyang Commercial Bank, Limited, Hong Kong, and the closure of Nanyang Commercial Bank's branch in San Francisco, California.
-Approved, May 26, 2016

Norwood Financial Corp., Honesdale, Pennsylvania -- waiver of application to acquire Delaware Bancshares, Inc., Walton, New York, in connection with the merger of their subsidiaries, National Bank of Delaware County with and into Wayne Bank, Honesdale, Pennsylvania.
-Granted, May 27, 2016

Stearns Financial Services, Inc. Employee Stock Ownership Plan, Saint Cloud, Minnesota -- to retain and acquire additional shares of Stearns Financial Services, Inc., Saint Cloud, and thereby indirectly increase its control of Stearns Bank National Association; Stearns Bank of Upsala, National Association, Upsala; and Stearns Bank of Holdingford, National Association, Holdingford.
-Withdrawn, May 23, 2016

United Community Banks, Inc., Blairsville, Georgia -- to merge with Tidelands Bancshares, Inc., Mt. Pleasant, South Carolina, and thereby acquire Tidelands Bank.
-Approved, May 26, 2016

Valley Republic Bancorp, Bakersfield, California -- to become a bank holding company by acquiring Valley Republic Bank, Bakersfield.
-Approved, May 26, 2016

First Independent Bancshares, Inc., Aurora, Missouri -- change in bank control of First Independent Bancshares, Inc., and its subsidiary, First Independent Bank, Aurora.
-Permitted, May 27, 2016

McLean Bank Holding Company, Garrison, North Dakota -- to retain control of McLean Bank Holding Company and its subsidiaries, Bank of Turtle Lake, Turtle Lake; Garrison State Bank and Trust, Garrison; and Farmers Security Bank, Washburn.
-Permitted, May 27, 2016

Page Bancshares, Inc., Liberty, Missouri -- to retain and acquire control of Page Bancshares, Inc., and its subsidiary, Pony Express Bank, Braymer.
-Permitted, May 24, 2016

Savanna-Thomson Investment, Inc., Savanna, Illinois -- to retain control of Savanna-Thomson Investment, Inc., and its subsidiary, Savanna-Thomson State Bank, Thomson.
-Returned, May 24, 2016

Tilden Bancshares, Inc., Tilden, Nebraska -- change in bank control of Tilden Bancshares, Inc., and its subsidiary, The Tilden Bank, Tilden.
-Permitted, May 27, 2016

InsBank, Nashville, Tennessee -- extension to August 29, 2016, to establish a branch at 5614 Franklin Pike Circle, Brentwood.
-Granted, May 27, 2016

PTB Corporation, Salem, Oregon -- extension of time to dispose of certain properties acquired in satisfaction of a debt previously contracted.
-Granted, May 27, 2016

Radius Investment Corp., Boston, Massachusetts, and Radius Merger Sub., Inc. -- to become savings and loan holding companies by acquiring Radius Bancorp, Inc., Boston, the parent company of Radius Bank, a federal savings bank.
-Approved, May 25, 2016