Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending July 30, 2016

Filer

Filing Type

Filing Proposal

End of Comment Period

BRIDGER COMPANY, THE

* 3A3

The Bridger Company, Bridger, Montana, proposes to acquire 100 percent of the voting shares of Montana State Bank, Plentywood, Montana.

Newspaper:	Not available
Federal Register:	Not available

FARMERS & MERCHANTS AGENCY, INC.

* 3A5

Farmers & Merchants Agency, Inc., Pierz, Minnesota, to merge with Eden Valley Bancshares, Inc., Eden Valley, Minnesota, and thereby indirectly acquire State Bank in Eden Valley, Eden Valley, Minnesota.

Newspaper:	08/26/2016
Federal Register:	08/26/2016

MUNICH BANCSHARES, INC.

CIC

Change in Control Notice by Theresa Dawley, Richfield, Minnesota, Kathryn Appold, Burnsville, Minnesota, and Delbert Dawley, Shakopee, Minnesota, as a group acting in concert, to retain 25% or more of the shares of Munich Bancshares, Inc., Munich, North Dakota, and indirectly retain control of Horizon Financial Bank, Munich, North Dakota.

Newspaper:	Not available
Federal Register:	Not available

PEOPLES STATE BANCORP, INC.

CIC

Change in Control Notice by Richard W. Nebel, Munising, Michigan, to retain 10 percent or more of the shares of Peoples State Bancorp, Inc., Munising, Michigan, and for Richard W. Nebel, Jamie Nebel, Isabelle Nebel, Larson Nebel, Charles C. Nebel, Denise Nebel, Kyle Christian, Cameron Nebel, Chase Nebel, Kane Nebel, Keegan Nebel, Camie Nebel Conklin, Christopher Conklin, and Emma Conklin, all of Munising, Michigan, as a group acting in concert, to retain 25 percent or more of the shares of Peoples State Bancorp, Inc., and thereby indirectly controls Peoples State Bank of Munising, Munising, Michigan.

Newspaper:	08/12/2016
Federal Register:	08/11/2016

VERMILLION BANCSHARES, INC.

4c8

Vermillion Bancshares, Inc., Vermillion, Minnesota, to engage, de novo, in extending credit and servicing loans.

Newspaper:	Not applicable
Federal Register:	08/11/2016

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending July 30, 2016

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 9
Federal Reserve Bank of: Minneapolis