Federal Reserve Statistical Release, Z.1,
 Flow of Funds Accounts of the United States; title with eagle logo links to Statistical Release home page

Release Date: June 10, 2004
Release dates | Coded tables | Historical data
Current release | Screen reader | PDF (450 KB)

F.10 Derivation of Measures of Personal Saving1
Billions of dollars; quarterly figures are seasonally adjusted annual rates

Description
1998
1999
2000
2001
2002
2003
2003
Q1
2003
Q2
2003
Q3
2003
Q4
2004
Q1

Line
Personal sector total financial assets asset 910.7 691.6 602.0 787.0 618.1 986.4 811.5 1449.7 951.5 733.0 995.9 1
Households and nonprofit organizations private foreign deposits asset 0.1 5.2 20.0 -5.0 10.7 -9.0 26.1 -23.5 -17.9 -20.7 -1.0 2
Personal sector checkable deposits and currency asset 18.7 -36.1 -63.8 94.3 -4.3 -51.8 -135.8 -57.4 -148.2 134.3 58.9 3
Personal sector total time and savings deposits asset 175.6 127.2 308.7 258.6 291.4 319.1 401.6 390.1 242.7 242.0 627.6 4
Personal sector money market mutual fund share holdings asset 140.3 120.2 154.5 168.0 -40.6 -107.9 -200.5 170.6 -101.4 -300.5 -149.2 5
Personal sector 118.0 107.8 -401.9 -145.5 -25.4 282.6 201.8 146.8 522.2 259.7 -215.5 6
Nonprofit organizations commercial paper asset 7.5 4.1 4.8 -30.8 5.8 -4.1 24.4 -30.0 6.1 -16.7 21.6 7
Federal government u.s. savings bonds liability 0.1 -0.2 -1.7 5.6 4.5 8.9 9.5 10.5 10.2 5.5 3.9 8
Personal sector total treasury securities, excluding u.s. savings bonds asset -32.1 28.7 -166.5 -81.5 -68.5 -4.5 -73.8 405.0 -128.1 -221.1 -55.1 9
Households and nonprofit organizations u.s. government agency securities asset 41.2 108.3 78.8 -47.2 -143.0 255.0 -33.3 -162.1 672.9 542.4 -290.1 10
Personal sector municipal securities and loans asset 5.8 23.5 10.2 52.3 102.9 55.5 23.2 36.9 55.1 106.6 94.9 11
Households and nonprofit organizations corporate and foreign bonds asset 91.1 -55.3 -22.4 -4.6 28.4 -142.6 -48.9 -282.4 -147.6 -91.7 -103.9 12
Households and nonprofit organizations corporate equities asset -247.5 -81.9 -474.2 -231.9 -73.0 -195.6 104.8 -177.6 -272.1 -437.6 -330.4 13
Households and nonprofit organizations mutual fund share holdings asset 251.8 80.5 169.1 192.7 117.5 310.0 195.8 346.5 325.7 372.1 443.5 14
Households and nonprofit organizations life insurance reserves asset 48.0 50.8 50.2 77.2 60.1 53.7 73.8 56.9 44.7 39.4 66.9 15
Households and nonprofit organizations pension fund reserves asset 216.9 127.3 174.5 183.4 209.3 243.1 212.0 218.0 221.6 321.0 258.8 16
Bank personal trusts and estates total financial liabilities liability -46.1 -8.1 56.6 -59.9 -2.4 -26.3 -26.6 -26.4 -26.4 -25.5 29.8 17
Personal sector 239.2 197.4 303.3 215.8 119.3 282.8 259.1 574.6 214.3 83.4 319.7 18
Personal sector gross investment in tangible assets, total 1231.7 1369.5 1463.0 1486.4 1533.9 1636.6 1572.1 1599.7 1678.5 1696.2 1690.8 19
Personal sector gross fixed investment, residential construction 371.6 420.0 443.3 464.9 497.8 557.0 530.1 538.1 569.4 590.4 603.3 20
Personal sector gross fixed investment, nonresidential equipment, software, and structures 168.2 198.1 222.1 208.6 192.6 205.5 205.8 202.4 206.2 207.6 200.5 21
Households and nonprofit organizations gross fixed investment, expenditures on consumer durable goods (NIPA) 687.1 750.6 796.0 814.6 846.5 876.5 836.0 862.1 907.6 900.1 889.7 22
Personal sector inventory investment (change in inventories) 4.8 0.8 1.6 -1.7 -2.9 -2.3 0.1 -2.9 -4.6 -1.8 -2.9 23
Personal sector consumption of fixed capital, total (all tangible assets) 808.2 857.0 913.1 963.2 998.2 1008.3 997.8 1002.2 1010.5 1022.8 1033.3 24
Personal sector consumption of fixed capital, residential structures 143.0 155.7 164.6 175.6 177.7 182.7 179.7 179.1 179.6 192.3 202.0 25
Personal sector consumption of fixed capital, nonresidential equipment, software, and structures 139.0 147.8 158.5 166.4 174.4 180.6 181.4 182.1 183.7 175.5 168.9 26
Households and nonprofit organizations consumption of fixed capital, consumer durable goods 526.1 553.6 590.1 621.2 646.2 645.0 636.7 641.0 647.1 655.1 662.3 27
Personal sector net investment in tangible assets, total 423.5 512.5 549.8 523.2 535.7 628.3 574.3 597.6 668.1 673.4 657.5 28
Personal sector net fixed investment, residential construction 228.5 264.3 278.7 289.3 320.1 374.3 350.4 359.0 389.7 398.1 401.3 29
Personal sector net investment in other fixed assets, nonresidential equipment, software, and structures 29.2 50.3 63.7 42.2 18.2 24.8 24.4 20.3 22.5 32.1 31.6 30
Households and nonprofit organizations net fixed investment, consumer durable goods 161.0 197.0 205.9 193.5 200.3 231.5 199.3 221.1 260.5 245.0 227.4 31
Personal sector inventory investment (change in inventories) 4.8 0.8 1.6 -1.7 -2.9 -2.3 0.1 -2.9 -4.6 -1.8 -2.9 32
Personal sector total financial liabilities liability 783.1 884.1 923.8 817.6 907.4 1153.9 1176.4 1601.4 1087.0 750.8 1292.9 33
Personal sector home mortgages liability 365.2 419.3 413.0 520.0 687.9 816.2 852.7 906.5 822.1 683.5 901.1 34
Personal sector total mortgages liability 105.6 101.2 114.9 107.4 102.0 117.8 87.3 109.8 121.8 152.1 102.4 35
Households and nonprofit organizations consumer credit liability 96.8 112.1 165.2 137.7 81.4 94.8 83.4 120.6 118.9 56.6 123.4 36
Households and nonprofit organizations policy loans liability 0.1 -5.1 2.8 2.2 1.1 -0.4 -1.7 1.3 -1.8 0.4 0.9 37
Households and nonprofit organizations security credit liability 21.6 75.2 7.2 -38.8 -48.2 34.3 45.3 355.7 -83.4 -180.4 66.3 38
Personal sector 193.8 181.4 220.6 89.1 83.3 91.2 109.3 107.5 109.5 38.7 98.8 39
Households and nonprofit organizations net capital transfers -33.1 -37.4 -36.5 -36.7 -34.2 -30.4 -32.0 -27.1 -29.9 -32.8 -32.1 40
Personal sector net personal saving, with consumer durable goods (FOF concept, FOF data) 584.3 357.4 264.5 529.3 280.6 491.3 241.4 472.9 562.5 688.4 392.6 41
Households and nonprofit organizations net fixed investment, consumer durable goods 161.0 197.0 205.9 193.5 200.3 231.5 199.3 221.1 260.5 245.0 227.4 42
Personal sector personal saving 423.3 160.3 58.6 335.8 80.3 259.8 42.1 251.8 302.0 443.4 165.2 43
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) 276.8 158.6 168.4 127.2 183.2 173.5 151.0 188.9 199.3 154.7 185.9 44
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) 146.5 1.7 -109.8 208.6 -102.9 86.3 -108.9 62.9 102.7 288.7 -20.7 45
Households and nonprofit organizations disposable personal income (NIPA) 6395.9 6694.9 7194.0 7469.4 7857.2 8216.5 8039.3 8145.7 8317.8 8363.3 8527.1 46
Personal sector net personal saving, with consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 9.1 5.3 3.7 7.1 3.6 6.0 3.0 5.8 6.8 8.2 4.6 47
Personal sector personal saving as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 6.6 2.4 0.8 4.5 1.0 3.2 0.5 3.1 3.6 5.3 1.9 48
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 4.3 2.4 2.3 1.7 2.3 2.1 1.9 2.3 2.4 1.8 2.2 49
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 2.3 0.0 -1.5 2.8 -1.3 1.1 -1.4 0.8 1.2 3.5 -0.2 50

  FOOTNOTES
  1.  Consolidated statement for household sector, nonfarm noncorporate business, and farm business. Return to text


Release dates | Coded tables | Historical data
Current release | Screen reader | PDF (450 KB)

Statistical releases