Board Actions

Capital Requirements of Community Banking Organizations -- publication for comment of an interagency proposed rule to establish a simple measure of capital adequacy for qualifying community banking organizations, as required by the Economic Growth, Regulatory Relief, and Consumer Protection Act.
-Approved, November 21, 2018

Regulation Z (Truth in Lending) -- final interagency increase in threshold for 2019 for exempting certain loans from special appraisal requirements for higher-priced mortgages based on a change in the consumer price index.
-Announced, November 21, 2018

Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing) -- final interagency amendments to establish dollar thresholds that will apply for determining exempt consumer credit and lease transactions in 2019.
-Announced, November 21, 2018