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Report to the Congress on Practices of the Consumer
Credit Industry in Soliciting and Extending Credit
and their Effects on Consumer Debt and Insolvency


Submitted to the Congress pursuant to section 1229 of
the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005

June 2006

printable Printable version (194 KB PDF)


Data table for figure 2
Delinquency rate on credit card loans at commercial banks, 1991-2005
Percent
Year and quarter Delinquency rate
1991:1 5.29
1991:2 5.32
1991:3 5.41
1991:4 5.30
1992:1 5.31
1992:2 4.96
1992:3 5.05
1992:4 4.70
1993:1 4.63
1993:2 4.33
1993:3 4.14
1993:4 3.91
1994:1 3.62
1994:2 3.18
1994:3 3.29
1994:4 3.30
1995:1 3.48
1995:2 3.57
1995:3 3.90
1995:4 3.99
1996:1 4.04
1996:2 4.12
1996:3 4.54
1996:4 4.68
1997:1 4.67
1997:2 4.55
1997:3 4.77
1997:4 4.90
1998:1 4.72
1998:2 4.56
1998:3 4.80
1998:4 4.82
1999:1 4.61
1999:2 4.29
1999:3 4.64
1999:4 4.63
2000:1 4.35
2000:2 4.32
2000:3 4.62
2000:4 4.70
2001:1 4.75
2001:2 4.76
2001:3 5.09
2001:4 4.86
2002:1 4.85
2002:2 4.61
2002:3 4.96
2002:4 5.05
2003:1 4.57
2003:2 4.38
2003:3 4.29
2003:4 4.63
2004:1 4.10
2004:2 4.02
2004:3 4.12
2004:4 4.20
2005:1 3.62
2005:2 3.56
2005:3 3.95
2005:4 3.66

Note: The data are quarterly.

Source: Call Report.

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