Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending August 27, 2016

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST MALDEN BANCSHARES, INC.

CIC

Notice by Gaylon M. Lawrence, Jr., Memphis, Tennessee, to retain control of 25 percent or more of First Malden Bancshares, Inc., Malden, Missouri, and thereby indirectly retain control of First Missouri Bank of SEMO, Kennett, Missouri.

Newspaper:	08/31/2016
Federal Register:	09/13/2016

FMS BANCORP, INC.

CIC

Notice by Gaylon M. Lawrence, Jr., Memphis, Tennessee, to retain control of 25 percent or more of FMS Bancorp, Inc., Poplar Bluff, Missouri, and thereby indirectly retain control of First Missouri State Bank, Poplar Bluff, Missouri, and First Missouri State Bank of Cape County, Cape Girardeau, Missouri.

Newspaper:	08/30/2016
Federal Register:	09/13/2016

M&P COMMUNITY BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN

* 3A3

M&P Community Bancshares, Inc., 401(k) Employee Stock Ownership Plan, Newport, Arkansas, to acquire additional shares of M&P Community Bancshares, Inc., Newport, Arkansas, for a total of ownership of up to 38 percent.

Newspaper:	09/19/2016
Federal Register:	09/22/2016

MONTICELLO BANKSHARES, INC.

* 3A5

Monticello Bankshares, Inc., Monticello, Kentucky, to merge with Banco Harlan, Inc., Harlan, Kentucky, and thereby indirectly acquire The Bank of Harlan, Harlan, Kentucky.

Newspaper:	Not available
Federal Register:	Not available

PIGGOTT BANKSTOCK, INC.

CIC

Notice by Gaylon M. Lawrence, Jr., Memphis, Tennessee, to retain control of 25 percent or more of Piggott Bankstock, Inc., Piggott, Arkansas, and thereby indirectly retain control of Piggott State Bank, Piggott, Arkansas.

Newspaper:	09/02/2016
Federal Register:	09/12/2016

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST CITIZENS BK, ELIZABETHTOWN, KENTUCKY	786742	05/09/2016	08/22/2016	S	Int Sm Bank
FNB OXFORD, OXFORD, MISSISSIPPI	590640	05/09/2016	08/08/2016	S	Small Bank
REELFOOT BK, UNION CITY, TENNESSEE	149253	05/02/2016	08/19/2016	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending August 27, 2016

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis