Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending November 4, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST FINANCIAL BANKSHARES, INC.

* 3A5

Application by First Financial Bankshares, Inc., Abilene, Texas, to acquire by merger 100 percent of Commercial Bancshares, Inc., Houston, Texas, and therefore indirectly Commercial State Bank, El Campo, Texas.

Newspaper:	Not available
Federal Register:	10/24/2017

HENDERSON CITIZENS BANCSHARES, INC.

* 3A3

Application by Henderson Citizens Bancshares, Inc., Henderson, Texas, to acquire Union State Bancshares, Inc., Florence, Texas, and therefore, indirectly, Union State Bank, Florence, Texas.

Newspaper:	Not available
Federal Register:	11/16/2017

SUSSER BANK HOLDINGS, LLC

* SLHC Formation

Application by Susser Bank Holdings LLC, Corpus Christi, Texas, to become a savings and loan holding company by acquiring and controlling up to 75 percent of the issued and outstanding voting shares of BancAffiliated, Inc., Arlington, Texas, and thereby acquire control of Affiliated Bank, Bedford, Texas.

Newspaper:	Not available
Federal Register:	10/19/2017

VISTA BANK

* Branch

Application by Vista Bank, Ralls, Texas, to establish a branch to be located at 5840 West Northwest Highway, Dallas, Texas 75225.

Newspaper:	11/11/2017
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FARMERS ST BK OF NEWCASTLE, NEWCASTLE, TEXAS	702966	06/05/2017	10/12/2017	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending November 4, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas