Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending February 17, 2018

Filer

Filing Type

Filing Proposal

End of Comment Period

ALLEGIANT UNITED HOLDINGS, LLC

* 3A1

Allegiant United Holdings, LLC and Nano Financial Holdings, Inc., both of Irvine, California, propose to become bank holding companies through Nano Financial Holdings, Inc. acquiring 100 percent of the outstanding common stock of Commerce Bank of Temecula Valley, Murrieta, California.

Newspaper:	Not available
Federal Register:	03/15/2018

HERITAGE BANK OF COMMERCE

* 18C
* Branch

Heritage Bank of Commerce, San Jose, California, to merge with Tri-Valley Bank, San Ramon, California, and thereby acquire two branch offices.

Newspaper:	Not available
Federal Register:	Not applicable

HERITAGE BANK OF COMMERCE

* 18C
* Branch

Heritage Bank of Commerce, San Jose, California, to merge with United American Bank, San Mateo, California, and thereby acquire three branch offices.

Newspaper:	Not available
Federal Register:	Not applicable

SOUTH COUNTY BANK, NATIONAL ASSOCIATION

Member

South County Bank, N.A., Rancho Santa Margarita, California, following its conversion from a national bank to a state charter bank to become a member of the Federal Reserve System and to be known as CalWest Bank.

Newspaper:	Not applicable
Federal Register:	Not applicable

TRICO BANCSHARES

* 3A5

TriCo Bancshares, Chico, California, to acquire and merge with FNB Bancorp, and thereby indirectly acquire control of First National Bank of Northern California, both of South San Francisco, California.

Newspaper:	Not available
Federal Register:	03/19/2018

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
WESTAMERICA BK, SAN RAFAEL, CALIFORNIA	697763	07/14/2014	02/07/2018	NI	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending February 17, 2018

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 12
Federal Reserve Bank of: San Francisco