Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending February 24, 2018

Filer Filing Type Filing Proposal End of Comment Period
FIRST ST. CHARLES BANCSHARES, INC. CIC After-the-fact change in control notice filed by Brandt J. Dufrene, Sr., individually and as trustee for The FSC Trust No. 1, and Brandt J. Dufrene, Jr., individually and as the trustee for The FSC Trust No. 2 and the Brandt J. Dufrene, Jr. Trust No. 1, all of Metairie, Louisiana, to retain shares of First St. Charles Bancshares, Inc., and its subsidiary, First National Bank USA, both Boutte, Louisiana.
Newspaper: Not available
Federal Register: 03/07/2018
HERITAGE FIRST BANCSHARES, INC. * 3A1 Heritage First Bancshares, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of Heritage First Bank, both of Rome, Georgia.
Newspaper: 03/05/2018
Federal Register: 03/09/2018
IBERIABANK * Branch IBERIABANK, Lafayette, Louisiana, to establish a branch located at 301 Harrison Avenue, New Orleans, Louisiana, to be known as the Harrison Branch.
Newspaper: Not available
Federal Register: Not applicable
JAMAICA NATIONAL BUILDING SOCIETY FBSEA JN Bank LTD., Kingston, Jamaica, formerly known as Jamaica National Building Society, to establish a representative office in Florida.
Newspaper: Not available
Federal Register: Not applicable
PINNACLE BANK HOLDING COMPANY, INC. CIC Prior change in control notice filed by Chirag J. Bhavsar, Orlando, Florida; James M. Seneff, Jr., Winter Springs, Florida; Rice Financial Holdings, LLC, Jacksonville, Florida; C. Daniel Rice, Jacksonville, Florida; Lee E. Hanna, Jacksonville, Florida; Heath Ritenour, Longwood, Florida; Valli Ritenour, Longwood, Florida; Insurance Office of American, Inc., Longwood, Florida; Nimesh Bhavsar, Orlando, Florida; Jashvantlal Bhavsar and Ranjan Bhavsar, Ocala, Florida; Brian Bankston, Winter Springs, Florida; Phil N. Bravo, Jacksonville, Florida; I-Ting K. Chiu, Orlando, Florida; Paul B. Ellis, Orlando, Florida; John Greeley and Mary Greeley, Windermere, Florida; Andy Hyltin and Cynthia Hyltin, Orlando, Florida; JOSCA LLC, Orlando, Florida; Emma F. Kosanda, Atlanta, Georgia; Mitchel J. Laskey IRA, Longwood, Florida; Jack Liberty and Debra Liberty, Orlando, Florida; Susan K. Miller, St. Johns, Florida; Jeffrey A. Miller, Charlotte, North Carolina; Jerald P. Menozzi, Jr., Maitland, Florida; Newman Holdings, L.P., Ponte Verdra Beach, Florida; Charles W. Newman and Diane G. Newman, Ponte Verdra Beach, Florida; and Benjamin J. Patz, Windermere, Florida; to acquire shares and thereby control of Pinnacle Bank Holding Company, Inc., and its subsidiary, Pinnacle Bank, both of Orange City, Florida.
Newspaper: 02/25/2018
Federal Register: 03/06/2018
SMARTBANK * 18C
* Branch 		SmartBank, Pigeon Forge, Tennessee, to merge with Southern Community Bank, Tullahoma, Tennessee.
Newspaper: 03/11/2018
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location		 RSSD
ID		  
Exam Date		 CRA
Public Date		 CRA
Rating		 Exam Method
NONE


CRA Examinations scheduled for Second Quarter of 2018 (April 1, 2018 - June 30, 2018) and Third Quarter of 2018 (July 1, 2018 - September 30, 2018)

Institution Location Quarter
COMPASS BK BIRMINGHAM, ALABAMASecond Quarter of 2018
FIRST FL INTEGRITY BK NAPLES, FLORIDASecond Quarter of 2018
PILOT BK TAMPA, FLORIDASecond Quarter of 2018
CENTRAL ST BK CALERA, ALABAMAThird Quarter of 2018
GREAT SOUTHERN BK MERIDIAN, MISSISSIPPIThird Quarter of 2018
PEOPLES SOUTHERN BK CLANTON, ALABAMAThird Quarter of 2018

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

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Last update: March 01, 2018