Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending April 21, 2018

Filer

Filing Type

Filing Proposal

End of Comment Period

PBD HOLDINGS, LLC

* 3A1

PBD Holdings, LLC, Chattanooga, Tennessee, to become a bank holding company by acquiring outstanding shares of Millennium Bancshares, Inc., Ooltewah, Tennessee.

Newspaper:	05/16/2018
Federal Register:	Not available

SMARTBANK

* Branch

SmartBank, Pigeon Forge, Tennessee, to establish a branch located at 710 Dolly Parton Parkway, Sevierville, Tennessee.

Newspaper:	05/02/2018
Federal Register:	Not applicable

SUNTRUST BANK

* Branch

SunTrust Bank, Atlanta, Georgia, to establish the following branches: Semmes Avenue Office, 1200 Semmes Avenue, Richmond, Virginia; Covington Kroger Office, 3139 Highway 278 NE, Covington, Georgia; Sandy Springs Office, 6240 Roswell Road, Atlanta, Georgia; North Hills Mall Office, 4261 The Circle at North Hills Street, Suite 115, Raleigh, North Carolina; Mayfaire Office, 6818 Parker Farm Drive, Wilmington, North Carolina; and Eagle Creek Office, 13865 Narcoossee Road, Orlando Florida.

Newspaper:	05/03/2018
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending April 21, 2018

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta