Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending May 26, 2018

Filer Filing Type Filing Proposal End of Comment Period
CHARTER BANCSHARES, INC. CIC Retroactive notice of change in control by Sid Ridlehuber of Corpus Christi, Texas; and Sid Ridlehuber of Corpus Christi, Texas, Ryan Ridlehuber of San Antonio, Texas, and Robyn Totah of Austin, Texas, (together known as the Ridlehuber Family Group, a group acting in concert), to acquire and retain ten percent or more control of Charter Bancshares, Inc., Corpus Christi, Texas, which controls Charter Bank, Corpus Christi, Texas.
Newspaper: Not available
Federal Register: 06/04/2018
COMERICA BANK PWI Request by Comerica Bank, Dallas, Texas, for prior approval to make public welfare investments under 12 CFR 208.22.
Newspaper: Not applicable
Federal Register: Not applicable
FROST BANK * Branch Application by Frost Bank, San Antonio, Texas, to establish a branch to be located at 1901 West Nolana Avenue, McAllen, Texas 78504.
Newspaper: Not available
Federal Register: Not applicable
ORIGIN BANK * Branch Application by Origin Bank, Choudrant, Louisiana, to establish a branch at 3201 Dallas Parkway, Frisco, Texas 75034.
Newspaper: 05/30/2018
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
VISTA BK, RALLS, TEXAS 645465 06/12/2017 05/13/2018 S Int Sm Bank
WESTERN BK, LORDSBURG, NEW MEXICO 723653 12/24/2017 05/20/2018 S Small Bank


CRA Examinations scheduled for Third Quarter of 2018 (July 1, 2018 - September 30, 2018) and Fourth Quarter of 2018 (October 1, 2018 - December 31, 2018)

Institution Location Quarter
BANK & TR SSB DEL RIO, TEXASThird Quarter of 2018
CIERA BK GRAHAM, TEXASThird Quarter of 2018
COMERICA BK DALLAS, TEXASThird Quarter of 2018
FROST BK SAN ANTONIO, TEXASThird Quarter of 2018
VANTAGE BK TX SAN ANTONIO, TEXASThird Quarter of 2018
LEA CTY ST BK HOBBS, NEW MEXICOFourth Quarter of 2018
SANGER BK SANGER, TEXASFourth Quarter of 2018

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco