Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending August 24, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

AMERICAN BANK HOLDING CORPORATION

CIC

Notice by Patricia H. Wallace, individually, and as trustee of the George S. Hawn Family Lifetime Trust, George S. Hawn, Jr. Family 2011 GST Exempt Trust, JHC 2004 Electing Small Business Trust f/b/o Benjamin B. Wallace, Jr., JHC 2004 Electing Small Business Trust f/b/o Patricia ('Tricia') H. Wallace, and co-trustee for the Wallace Family 2016 GST Exempt Trust, all of Corpus Christi, Texas; Benjamin B. Wallace, individually and as co-trustee for the Wallace Family 2016 GST Exempt Trust, Corpus Christi, Texas; Christina H. Hawn, individually and as trustee of the Christina H. Hawn Family 2016 GST Exempt Trust, Corpus Christi, Texas; John W. Wallace and Sally Wallace, both of Corpus Christi, Texas; Christina H. Bonner, Corpus Christi, Texas; Clayton J. Hoover, Jr., San Antonio, Texas; Gipson S. H. Dolan, as trustee of Gipson Sherman Hawn Dolan Revocable Lifetime Trust, Naples, Florida; Hailey M. H. Brown, as trustee of Hailey McCollough Hawn Brown Revocable Lifetime Trust, Charlotte, North Carolina; Helena M.H. Perry, as trustee of Helena McFarlin Hawn Perry Revocable Lifetime Trust, Vero Beach, Florida; and Hewit H. Rome, as trustee of Hewit Hawn Rome Revocable Lifetime Trust, Naples, Florida; together a group acting in concert, to acquire and retain control of American Bank Holding Corporation and indirectly, American Bank, National Association, both of Corpus Christi, Texas.

Newspaper:	06/27/2019
Federal Register:	07/03/2019

WELLINGTON STATE BANK

* 18C
* Branch

Application by Wellington State Bank, Wellington, Texas, to merge with The First National Bank of Paducah, Paducah, Texas, and to establish its two existing locations as branches of Wellington State Bank.

Newspaper:	Not available
Federal Register:	Not applicable

WOODFOREST FINANCIAL GROUP EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) (AMENDED AND RESTATED EFF. 03/01/06)

* 3A3

Application by Woodforest Financial Group Employee Stock Ownership Plan (with 401(k) Provisions) (Amended and Restated Effective January 1, 2016), The Woodlands, Texas, and Woodforest Financial Group Employee Stock Ownership Trust, The Woodlands, Texas (collectively, the "Applicants"), to acquire up to 30 percent of Woodforest Financial Group, Inc., The Woodlands, Texas (the "Application"), and indirectly acquire Woodforest National Bank, Houston, Texas.

Newspaper:	09/07/2019
Federal Register:	09/11/2019

WOODSON BANCSHARES, INC.

CIC

Retroactive notice by Annette Louise Harper, Woodson, Texas to acquire control of Woodson Bancshares, Inc., and indirectly, First State Bank, both of Graham, Texas.

Newspaper:	Not available
Federal Register:	09/05/2019

WSB BANCSHARES, INC.

* 3A5

Application by WSB Bancshares, Inc., Wellington, Texas, to acquire First Paducah Bancshares of Texas, Inc., and indirectly, First National Bank of Paducah, both of Paducah, Texas.

Newspaper:	Not available
Federal Register:	09/20/2019

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Fourth Quarter of 2019 (October 1, 2019 - December 31, 2019) and First Quarter of 2020 (January 1, 2020 - March 31, 2020)

Institution	Location	Quarter
CITIZENS 1ST BK	TYLER, TEXAS	Fourth Quarter of 2019
ORIGIN BK	CHOUDRANT, LOUISIANA	Fourth Quarter of 2019
TEXAS FIRST BK	TEXAS CITY, TEXAS	Fourth Quarter of 2019
FIRST ST BK	JUNCTION, TEXAS	First Quarter of 2020
UNITED BK OF EL PASO DEL NORTE	EL PASO, TEXAS	First Quarter of 2020
WESTSTAR BK	EL PASO, TEXAS	First Quarter of 2020

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending August 24, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for Fourth Quarter of 2019 (October 1, 2019 - December 31, 2019) and First Quarter of 2020 (January 1, 2020 - March 31, 2020)

District: 11
Federal Reserve Bank of: Dallas