Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending December 7, 2019

Filer Filing Type Filing Proposal End of Comment Period
COMMERCIAL BANK * 18C
* Branch
Commercial Bank, Harrogate, Tennessee, to merge with First National Bank and Trust, London, Kentucky.
Newspaper: 12/27/2019
Federal Register: Not applicable
FRANKLIN SYNERGY BANK * Branch Franklin Synergy Bank, Franklin, Tennessee, to establish a mobile branch to serve Davidson, Maury, Rutherford, Williamson and Wilson Counties in Tennessee to be known as Franklin Synergy Bank.
Newspaper: 12/20/2019
Federal Register: Not applicable
OAKWORTH CAPITAL, INC. 4c8 Oakworth Capital, Inc., Birmingham, Alabama, to directly engage de novo in extending credit and servicing loans, pursuant to section 225.28(b)(1) of Regulation Y.
Newspaper: Not applicable
Federal Register: 12/19/2019
SMARTBANK * 18C
* Branch
SmartBank, Pigeon Forge, Tennessee, to merge with Progressive Savings Bank, Jamestown, Tennessee.
Newspaper: Not available
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco