Actions under delegated authority

First Financial Bank, Cincinnati, Ohio -- to establish a branch at 1865 Parsons Avenue, Columbus.
-Approved, December 16, 2019

First Financial Bank, Cincinnati, Ohio -- to establish a branch at 4801 North Main Street, Dayton.
-Approved, December 16, 2019

OakStar Bank, Springfield, Missouri -- to establish a branch 6285 West 135th Street, Overland Park, Kansas.
-Approved, December 18, 2019

BancorpSouth Bank, Tupelo, Mississippi -- waiver of application to acquire Texas First Bancshares, Inc., Waco, Texas, and Texas First State Bank (TFS Bank), Riesel, in connection with the merger of TFS Bank with and into BancorpSouth Bank.
-Granted, December 19, 2019

BB&T Corporation, Winston-Salem, North Carolina -- commenter's request for reconsideration of the Board's approval of the application by BB&T Corporation to merge with SunTrust Banks, Inc., Atlanta, Georgia.
-Denied, December 19, 2019

Eagle Bancorp Montana, Inc., Helena, Montana -- to merge with Western Holding Company of Wolf Point, Wolf Point, and thereby indirectly acquire its subsidiaries, Western Bank of Wolf Point and Western Financial Services, Inc.; and for Opportunity Bank of Montana, Helena, to merge with Western Bank of Wolf Point and thereby establish branches.
-Approved, December 13, 2019
(A/C)

First Waterloo Bancshares, Inc., Waterloo, Illinois -- to acquire Best Hometown Bancorp, Inc., Collinsville, and thereby indirectly acquire Best Hometown Bank.
-Approved, December 19, 2019

Happy Bancshares Inc., Canyon, Texas; and Happy State Bank, Happy -- waiver of application to acquire First State Bank of Mobeetie (Bank of Mobeetie), Mobeetie, in connection with the merger of Bank of Mobeetie with and into Happy State Bank.
-Granted, December 17, 2019

Keweenaw Financial Corporation, Hancock, Michigan -- to merge with North Star Financial Holdings, Inc., Bingham Farms, and thereby indirectly acquire Main Street Bank.
-Approved, December 20, 2019

Lincoln Investment Company, Lennox, South Dakota -- to acquire certain assets of Berens Insurance Agency, Inc., Parker, and thereby engage in general insurance activities in a community that has a population not exceeding 5,000.
-Approved, December 9, 2019
(A/C)

OFG Bancorp, San Juan, Puerto Rico -- to indirectly acquire Scotiabank de Puerto Rico, Hato Rey.
-Approved, December 10, 2019
(A/C)

Waterman Acquisition Group, LLC, Wilmette, Illinois -- to become a bank holding company by acquiring Waterman State Bank, Waterman.
-Approved, December 19, 2019

Brookline Bank, Brookline, Massachusetts -- to merge with First Ipswich Bank, Ipswich, and to establish branches.
-Approved, December 18, 2019

Benchmark Community Bank, Kenbridge, Virginia -- to increase its investment in bank premises.
-Approved, December 19, 2019

Mizuho Financial Group, Inc., Tokyo, Japan; and Mizuho Bank, Ltd. -- relief from certain commitments.
-Granted, December 16, 2019

Société Générale S.A., Paris, France -- relief from certain commitments.
-Granted, December 19, 2019

Manufacturers and Traders Trust Company, Buffalo, New York -- to make certain public welfare investments (four entries).
-Approved, December 11, 2019
(A/C)

Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
-Approved, December 17, 2019

Capital Funding Bancorp, Inc., Baltimore, Maryland -- change in bank control of Capital Funding Bancorp, Inc., and its subsidiary, CFG Community Bank, Lutherville.
-Permitted, December 16, 2019

First National Bancshares of Huntsville, Inc., Huntsville, Texas -- to retain control of First National Bancshares of Huntsville, Inc., and its subsidiary, First National Bank of Huntsville, Huntsville.
-Permitted, December 16, 2019

Home Credit Corporation, Salt Lake City, Utah -- change in bank control of Home Credit Corporation and its subsidiary, Home Savings Bank, Salt Lake City.
-Permitted, December 17, 2019

Northstar Financial Group, Inc., Bad Axe, Michigan -- to retain control of Northstar Financial Group, Inc., and its subsidiary, Northstar Bank, Bad Axe.
-Permitted, December 18, 2019

Olmsted Bancorporation, Inc., Byron, Minnesota -- change in bank control of Olmsted Bancorporation, Inc., and its subsidiary, First Security Bank, Byron.
-Permitted, December 19, 2019

Margin and Capital Requirements for Covered Swap Entities -- extension until January 23, 2020, of the comment period for the proposed interagency rule to amend the swap margin provision of the Board's Regulation KK (Swap Margin Rule).
-Approved, December 20, 2019

Morgan Stanley, New York, New York -- extension of time to dispose of certain real estate and loan assets.
-Granted, December 18, 2019

State Street Corporation, Boston, Massachusetts -- extension until April 1, 2020, to comply with the requirement under Regulation YY to maintain eligible long-term debt based on the firm's total leverage exposure.
-Granted, December 17, 2019

Uniform Financial Institutions Rating System (UFIRS) -- extension until February 28, 2020, of the deadline for a joint Request for Information on the Application of UFIRS (commonly known as the CAMELS rating system).
-Approved, December 12, 2019
(A/C)

Mid Penn Bancorp, Inc., Millersburg, Pennsylvania -- election to become a financial holding company.
-Effective, December 16, 2019

Community First Bancshares, MHC (CFB MHC), Covington, Georgia, and Community First Bancshares, Inc. (CFB) -- (1) to become bank holding companies by acquiring ABB Financial Group, Inc., Atlanta, and Affinity Bank; (2) to retain ownership of Newton Federal Bank, Covington, for the time CFB MHC and CFB are bank holding companies and thereby engage in operating a savings association; and (3) for CFB MHC to become a mutual savings and loan holding company (SLHC) and for CFB to become a mid-tier SLHC following the merger of Affinity Bank and Newton Federal Bank.
-Approved, December 13, 2019
(A/C)

DB USA Corporation (DB), New York, New York -- application for approval of a proposed internal debt "conversion trigger" that would allow the Board to order the conversion of DB's eligible long-term debt into common equity tier 1 capital, in accordance with the Board's TLAC (total loss-absorbing capacity) rule.
-Approved, December 17, 2019