Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending February 22, 2020

Filer

Filing Type

Filing Proposal

End of Comment Period

FULL SERVICE INSURANCE AGENCY, INC.

CIC

Change in Control Notice by notificant John D. Marchell, Grand Forks, North Dakota, individually, to retain 10% or more of the shares and thereby control of Full Service Insurance Agency, Inc., Buxton, North Dakota (FSIA BHC) and thereby indirectly control First State Bank, Buxton, North Dakota. In addition, the following notificants are participating in the change in control to acquire voting shares of FSIA BHC and for retroactive approval to join the Marchell, Kloster, and Haugen Family Groups, each family group controls 25% or more of the shares of FSIA BHC. Pernell S. Marchell, Warwick, North Dakota; and Lisa B. Marchell, West Richland, Washington (collectively, the Marchell Family Group); Janice M. Kloster, Fargo, North Dakota; Laurie Kloster Gray, Greenbrae, California; Nancy K. Tibbs, Loveland, Ohio; Katie, Kloster, Edina, Minnesota; Polly Kloster, Fargo, North Dakota; and Dan Kloster, Fairway, Kansas (collectively, the Kloster Family Group); and Marilyn J. Aarsvold, Blanchard, North Dakota; Nicole Haugen Prom, Bloomington, Minnesota; Peter Haugen, Portland, North Dakota; Jon Aarsvold, Fargo, North Dakota; Bruce Aarsvold, Peachtree, Georgia; Julie Haugen, Fargo, North Dakota(collectively, the Haugen Family Group).

Newspaper:	02/27/2020
Federal Register:	02/24/2020

LINCOLN HOLDING COMPANY

CIC

Change in Control Notice by the Karen R. Healy Hurwitt Trust, West Fargo, North Dakota, Trustees, Karen Hurwitt, Charlotte, Vermont and First Western Bank & Trust, West Fargo, North Dakota, to retain or acquire control of 25% or more of the shares and thereby control of Lincoln Holding Company, Hankinson, North Dakota (LHC). LHC controls Lincoln State Bank, Hankinson, North Dakota.

Newspaper:	Not available
Federal Register:	03/11/2020

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Second Quarter of 2020 (April 1, 2020 - June 30, 2020) and Third Quarter of 2020 (July 1, 2020 - September 30, 2020)

Institution	Location	Quarter
FIRST BK BALDWIN	BALDWIN, WISCONSIN	Second Quarter of 2020
NORTHWESTERN BK	CHIPPEWA FALLS, WISCONSIN	Second Quarter of 2020
WADENA ST BK	WADENA, MINNESOTA	Second Quarter of 2020
FIRST ST BK OF MALTA	MALTA, MONTANA	Third Quarter of 2020
SECURITY FNCL BK	DURAND, WISCONSIN	Third Quarter of 2020
STATE SVG BK OF MANISTIQUE	MANISTIQUE, MICHIGAN	Third Quarter of 2020

* Subject to the provisions of the Community Reinvestment Act

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending February 22, 2020

Availability of CRA Public Evaluations

CRA Examinations scheduled for Second Quarter of 2020 (April 1, 2020 - June 30, 2020) and Third Quarter of 2020 (July 1, 2020 - September 30, 2020)

District: 9
Federal Reserve Bank of: Minneapolis