Actions under delegated authority

Actions taken during the week ending April 11, 2020

Bank Branches, Domestic

St. Louis

Encore Bank, Little Rock, Arkansas -- to establish a branch at 112 West Center Street, Fayetteville.
-Approved, April 10, 2020

Richmond

First Bank, Southern Pines, North Carolina -- to establish branches at 315 North Academy Street, Cary, and 1830 North Broad Street, Fuquay-Varina (two applications).
-Approved, April 9, 2020

Richmond

New Peoples Bank, Inc., Honaker, Virginia -- to establish a branch at 1999 East Stone Drive, Kingsport, Tennessee.
-Approved, April 8, 2020

Atlanta

Regions Bank, Birmingham, Alabama -- to establish branches at East State Road 70, east of Lakewood Ranch Boulevard, Bradenton, Florida; 1700 Alton Road, Miami Beach; the intersection of New Independence Parkway and Hamlin Groves Trail, Orlando; Old Spanish Trail, west of Kirby Drive, Houston, Texas; and 3330 Ridge Road, Buford, Georgia.
-Approved, April 10, 2020

Atlanta

SmartBank, Pigeon Forge, Tennessee -- to establish a branch at 2108 Medical Center Parkway, Murfreesboro.
-Approved, April 10, 2020

St. Louis

Southern Bank, Poplar Bluff, Missouri -- to establish a branch at 2033A West Main Street, Cabot, Arkansas.
-Approved, April 8, 2020

Bank Holding Companies

Atlanta

Business First Bancshares, Inc., Baton Rouge, Louisiana -- to merge with Pedestal Bancshares, Inc., Houma, and thereby acquire its subsidiary, Pedestal Bank.
-Approved, April 8, 2020

Banks, State Member

San Francisco

Western Alliance Bank, Phoenix, Arizona -- to make a public welfare investment.
-Approved, April 7, 2020

Change in Bank Control

San Francisco

Greater Pacific Bancshares, Whittier, California -- to retain control of Greater Pacific Bancshares and its subsidiary, Bank of Whittier, National Association, Whittier.
-Permitted, April 9, 2020

Extensions of Time

Kansas City

Bern Bancshares, Inc., Bern, Kansas -- extension to July 3, 2020, to acquire shares of UBT Bancshares, Inc., Marysville, and thereby indirectly acquire United Bank & Trust.
-Granted, April 6, 2020

Financial Holding Companies

Atlanta

Business First Bancshares, Inc., Baton Rouge, Louisiana -- election to become a financial holding company.
-Effective, April 8, 2020

Savings and Loan Holding Companies

General Counsel

Kearny Financial Corporation, Fairfield, New Jersey -- waivers of application to acquire MSB Financial Corp, Millington, and Millington Bank (MB), in connection with the merger of MB with and into Kearney Bank, Kearney.
-Granted, April 6, 2020

Minneapolis

MidCountry Acquisition Corp., Minneapolis, Minnesota -- to engage in nonbanking activities through the formation of CB Shared Services, Inc., Minneapolis, to provide information technology, human resources, Call Report preparation, and compliance services to MidCountry Bank, Bloomington, and other subsidiary banks of holding company affiliates.
-Approved, April 6, 2020