Actions under delegated authority

Central Bank of St. Louis, Clayton, Missouri -- to establish a branch at 1 McKnight Place, St. Louis.
-Approved, August 21, 2020

The Farmers & Merchants Bank, Stuttgart, Arkansas -- to establish a branch at 3100 Southwest Drive, Jonesboro.
-Approved, August 20, 2020

Frost Bank, San Antonio, Texas -- to establish a branch at 2982 Fulton Street, Houston.
-Approved, August 21, 2020

Patriot Bank, Millington, Tennessee -- to establish a branch at 3535 Austin Peay Highway, Memphis.
-Approved, August 19, 2020

American Pacific Bancorp, Inc., Bethesda, Maryland -- (1) to become a bank holding company by acquiring Main Street Bancshares, Inc., Harrisburg, Illinois, and thereby acquiring Grand Rivers Community Bank, Grand Chain; and (2) to engage in insurance activities by acquiring Kotner Title & Abstract, LLC, Harrisburg.
-Withdrawn, August 21, 2020

Jiko Group, Inc., Berkeley, California -- (1) to become a bank holding company by acquiring Mid-Central Federal Savings Bank, Wadena, Minnesota, upon Mid-Central's conversion from a federal savings bank to a national bank; (2) through Jiko Technologies, Inc., Berkeley, and Jiko Technologies Europe EHF, Reykjavik, Iceland, to engage de novo in data processing pursuant to section 225.28(b)(14) of Regulation Y and Section 211.10(a)(10) of Regulation K, respectively; (3) through Jiko Securities, Inc., Berkeley, to engage de novo in agency transactional services for customers pursuant to section 225.28(b)(7) of Regulation Y and to engage de novo in investment transactions as principal pursuant to section 225.28(b)(8) of Regulation Y; and (4) to establish Jiko Technologies Europe EHF, Reykjavik, as a subsidiary, pursuant to section 211.9(a)(5) of Regulation K.
-Approved, August 19, 2020

Bank of Hawaii, Honolulu, Hawaii -- to make certain public welfare investments.
-Approved, August 19, 2020

Commercial Holding Company, Paris, Tennessee -- to retain control of Commercial Holding Company and its subsidiary, Commercial Bank & Trust Company, Paris.
-Permitted, August 17, 2020

First State Bank Holding Company, Lynnville, Iowa -- change in bank control of First State Bank Holding Company and its subsidiary, First State Bank, Lynnville.
-Permitted, August 21, 2020

Private Bancorp of America, Inc., La Jolla, California -- change in bank control of Private Bancorp of America, Inc., and its subsidiary, Calprivate Bank, La Jolla.
-Permitted, August 21, 2020

Waterman Acquisition Group, LLC, Wilmette, Illinois -- change in bank control of Waterman Acquisition Group, LLC, and its subsidiary, Waterman State Bank, Waterman.
-Permitted, August 21, 2020

Tradition Bancshares, Inc., Wayzata, Minnesota -- election to become a financial holding company.
-Effective, August 17, 2020

UMB Bank, N.A., Kansas City, Missouri -- to establish UMB Foreign LLC, Kansas City, as an agreement corporation and for UMB Foreign LLC to make an investment, pursuant to Regulation K.
-Approved, August 19, 2020

State Farm Mutual Automobile Insurance Company, Bloomington, Illinois -- request for an exemption to permit an individual to become an institution-affiliated party.
-Granted, August 21, 2020

State Farm Mutual Automobile Insurance Company, Bloomington, Illinois -- request for an exemption to permit an individual to become an institution-affiliated party.
-Granted, August 19, 2020