Actions under delegated authority

The Adirondack Trust Company, Saratoga Springs, New York -- to establish a branch at 79 Main Street, Queensbury.
-Approved, January 28, 2021

Encore Bank, Little Rock, Arkansas -- to establish a branch at 3720 South Weller Avenue, Springfield, Missouri.
-Approved, January 25, 2021

The First Bank and Trust Company, Lebanon, Virginia -- to establish a branch at 237 Pinnacle Parkway, Bristol, Tennessee, and increase its investment in bank premises.
-Approved, January 27, 2021

Pontiac Bancorp, Inc., Pontiac, Illinois -- (1) waiver of application to acquire First Farmers State Bank (First Farmers), Minier, in connection with the merger of First Farmers and Bank of Pontiac, Pontiac; and (2) for Bank of Pontiac to merge with First Farmers and thereby establish branches at 101 South Main Street, Minier; 4001 General Electric Road, Bloomington; and 301 North Locust Street, Delavan.
-Approved, January 29, 2021

Primary Bancshares Corporation, Atlanta, Georgia -- to become a bank holding company by acquiring outstanding shares of Georgia Primary Bank, Atlanta.
-Approved, January 28, 2021

Synovus Bank, Columbus, Georgia -- to make certain public welfare investments.
-Approved, January 28, 2021

Sundance Bankshares, Inc., Sundance, Wyoming -- change in bank control of Sundance Bankshares, Inc., and its subsidiary, Sundance State Bank, Sundance.
-Permitted, January 27, 2021