Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending March 20, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST NATIONAL CAPITAL CORPORATION

CIC

Notice by Virginia Inez Fields, Austin, Texas:, Sarah Elizabeth Smith, San Antonio, Texas: Cooper Harvey Smith, Cooper Harvey Smith Irrevocable Trust dtd 06-12-01 exempt share, both of Walnut Ridge, Arkansas; Stephanie Smith, Trustee, Lillie Kathleen Smith, Dallas, Texas, and Lillie Kathleen Smith Irrevocable Trust dtd 07-20-98 exempt share, Stephanie Smith, Trustee, all of Dallas, Texas, to retain shares of First National Capital Corporation, Walnut Ridge, Arkansas (FNCC), and thereby join the previously approved Smith family shareholder group, which controls the shares of FNCC. FNCC controls The First National Bank of Lawrence County at Walnut Ridge, Walnut Ridge, Arkansas.

Newspaper:	04/06/2021
Federal Register:	04/07/2021

SOUTHERN BANK

* Branch

Southern Bank, Poplar Bluff, Missouri, to establish a branch facility to be located at 1599 Porter Waggoner Boulevard, West Plains, Missouri.

Newspaper:	Not available
Federal Register:	Not applicable

STOCK YARDS BANCORP, INC.

* 3A5

Stock Yards Bancorp, Inc., Louisville, Kentucky, to acquire through merger Kentucky Bancshares, Inc., and thereby indirectly acquire Kentucky Bank, both of Paris, Kentucky.

Newspaper:	04/10/2021
Federal Register:	04/12/2021

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending March 20, 2021

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis