Actions under delegated authority

Chickasaw Community Bank, Oklahoma City, Oklahoma -- to establish a de novo branch at 115 Park Avenue, Oklahoma City, and to increase its investment in bank premises.
-Approved, April 23, 2021

Metropolitan Commercial Bank, New York, New York -- to establish a branch at 311 Boulevard of the Americas, Lakewood, New Jersey.
-Withdrawn, April 22, 2021

The State Bank and Trust Company, Defiance, Ohio -- to establish a branch at 104 North Michigan Street, Edgerton, with a drive-thru and ATM at 187 North Michigan Street.
-Approved, April 22, 2021

American Bancor, Ltd., Dickinson, North Dakota -- to acquire The Citizens State Bank of Finley, Finley.
-Approved, April 19, 2021

Axxess Partners, Inc., Baton Rouge, Louisiana -- to become a bank holding company by acquiring Delta Bancshares of Louisiana, Inc., Oak Grove, and its wholly owned subsidiary, Commerce Community Bank.
-Approved, April 19, 2021

Stock Yards Bancorp, Inc., Louisville, Kentucky -- to acquire through merger Kentucky Bancshares, Inc., Paris, and thereby indirectly acquire Kentucky Bank.
-Approved, April 19, 2021

Texas Community Bancshares, Inc., Mineola, Texas -- to become a bank holding company by acquiring Mineola Community Bank, S.S.B., Mineola, in connection with the proposed second-step conversion of Mineola Community Mutual Holding Company from mutual to stock form.
-Approved, April 23, 2021

Ally Bank, Sandy, Utah -- to make certain public welfare investments (three requests).
-Approved, April 14, 2021
(A/C)

Charles Schwab Bank, SSB, Westlake, Texas -- to make certain community development and public welfare investments (three requests).
-Approved, April 23, 2021

First Financial Bank, Cincinnati, Ohio -- to make a public welfare investment.
-Approved, April 19, 2021

Farmers & Merchants Bancorp, Inc., Hannibal, Missouri -- Donald M. Bastian et al. to acquire voting shares of Farmers & Merchants Bancorp, Inc., and thereby indirectly acquire voting shares of F&M Bank and Trust Company, Hannibal.
-Returned, April 22, 2021

Marine Bancshares, Inc., Marine on Saint Croix, Minnesota -- The Nancy B. Miller Trust dated July 1, 2020, and the Win R. Miller Trust dated July 1, 2020, Nancy B. Miller and Win R. Miller as trustees, and the Mary A. Walquist Trust dated June 5, 2020, Mary A. Walquist as trustee, to become members of the Walquist/Miller Family Control Group, a group acting in concert, by acquiring voting shares of Marine Bancshares, Inc., and thereby acquiring voting shares of Security State Bank of Marine, Marine on St. Croix.
-Permitted, April 22, 2021

Ciera Bank, Graham, Texas -- extension to October 31, 2021, to establish a branch at 116 East Renfro Street, Burleson.
-Granted, April 19, 2021

M&T Bank Corporation, Buffalo, New York -- commenters' requests to extend the comment period on the application to acquire People's United Financial Inc., Bridgeport, Connecticut, and indirectly acquire People's United Bank, National Association (People's United Bank), and for Manufacturers and Traders Trust Company, Buffalo, to acquire People's United Bank and thereby establish branches.
-Denied, April 23, 2021

The Freedom Bank of Virginia, Fairfax, Virginia -- extension to November 6, 2021, for Kenneth R. Lehman, to acquire shares of The Freedom Bank of Virginia.
-Granted, April 21, 2021

NebraskaLand National Bank, North Platte, Nebraska (to be known as NebraskaLand Bank) -- to retain its membership in the Federal Reserve System following its conversion from a national to a state charter.
-Approved, April 19, 2021

PDL Community Bancorp, Bronx, New York -- to conduct a minority stock issuance.
-Approved, April 20, 2021

DB USA Corporation (DB US), New York, New York -- application for approval of proposed internal debt "conversion triggers" that would allow the Board to order the conversion of DB US's eligible long-term debt into common equity tier 1 capital, in accordance with the Board's total loss-absorbing capacity (TLAC) rule.
-Approved, April 20, 2021