Actions under delegated authority

The First Bank of Baldwin, Baldwin, Wisconsin -- to establish a branch at 327 3rd Avenue, Clear Lake, Wisconsin.
-Approved, August 27, 2021

SmartBank, Pigeon, Forge, Tennessee -- to establish a branch at 3704 Dauphin Street, Mobile, Alabama.
-Approved, August 26, 2021

Community Capital Bancorp, Inc., Menomonee Falls, Wisconsin -- to become a bank holding company by acquiring Collins Bankcorp, Inc., and thereby indirectly acquiring Collins State Bank, both of Collins, Wisconsin.
-Approved, August 25, 2021

Fidelity Ban Corporation, Independence, Iowa -- waiver of application to acquire Shields Agency, Inc., and indirectly acquire Rowley Savings Bank (RSB), both of Rowley, Iowa, in connection with the merger of RSB with and into BankIowa, Cedar Rapids, Iowa.
-Granted, August 25, 2021

First National Corporation of Ardmore, Ardmore, Oklahoma -- request by Ardmore Institute of Health, Ardmore, Oklahoma, for relief from certain commitments.
-Granted, August 27, 2021

Freedom Financial Holdings, Inc., Fairfax, Virginia -- to become a bank holding company by acquiring The Freedom Bank of Virginia, Fairfax, Virginia.
-Approved, August 26, 2021

FVCBankcorp, Inc., Fairfax, Virginia -- to acquire indirectly through its subsidiary bank, FVCBank, voting shares of Atlantic Coast Mortgage, LLC, both of Fairfax, Virginia.
-Approved, August 25, 2021

Savings Bancorp, Inc., Circleville, Ohio -- waiver of application to acquire SSNB, Inc., and its wholly owned subsidiary, Standing Stone Bank (SSB), both of Lancaster, Ohio, in connection with the merger of SSB with and into The Savings Bank, Circleville, Ohio.
-Granted, August 26, 2021

Regions Bank, Birmingham, Alabama -- to make a public welfare investment.
-Approved, August 27, 2021

Eitzen Independents, Inc., Eitzen, Minnesota -- The Ronald G. Chamberlin Irrevocable Trust, Nathan A. Wurm and Eric D. Wurm as trustees; The Irrevocable Gifting Trust fbo Nathan A. Wurm, Nathan A. Wurm as trustee; and The Irrevocable Gifting Trust fbo Eric D. Wurm, Eric D. Wurm as trustee, all of Caledonia, Minnesota, to join the Wurm Family Control Group, a group acting in concert, to retain voting shares of Eitzen Independents, Inc., Eitzen, and thereby indirectly retain voting shares of ESB Bank, Caledonia, Minnesota.
-Permitted, August 26, 2021

Latham Bancshares, Inc., Tipton, Missouri -- John B. Allee, individually, and as trustee of the John B. Allee Heritage Trust, both of Tipton, Missouri, and Lori A. Woratzeck as trustee of the Lori A. Woratzeck Heritage Trust, both of California, Missouri, to retain control of Latham Bancshares, Inc., Tipton, Missouri, and become members of the Allee Family Control Group.
-Permitted, August 26, 2021

Washington State Bancshares, Inc., Washington, Louisiana -- The Sue Soileau Trust, Lafayette, Louisiana (Steven G. Durio and Anthony Kip Bertrand, co-trustees) and The David C. Brignac, Jr. Trust, Lafayette, Louisiana (Steven G. Durio, trustee), to acquire outstanding voting shares and to retain voting shares with the Washington State Bancshares, Inc. Employee Stock Ownership Plan (Steven G. Durio, trustee), and thereby control Washington State Bancshares, Inc., and its subsidiary, Washington State Bank, Washington, Louisiana.
-Permitted, August 23, 2021

Lake Shore III Corporation, Glenwood City, Wisconsin -- extension to November 24, 2021, to acquire, through its wholly owned subsidiary, Five-Lakes Acquisition Co., Glenwood City, Five-Lakes Financial, Inc., Milwaukee, both of Wisconsin, and thereby engage in the nonbanking activities of extending credit, servicing loans and leasing personal property pursuant to 12 CFR 225.28(b)(1) and (b)(3).
-Granted, August 24, 2021

New Republic Partners, Inc., Charlotte, North Carolina -- extension to November 24, 2021, to engage de novo in financial and investment advisory activities and agency transactional services through a newly formed subsidiary, New Republic Securities, LLC, Charlotte, North Carolina, pursuant to 12 CFR 225.28(6) and (7).
-Granted, August 24, 2021

Morgan Stanley, New York, New York -- request to use an alternative method to determine the risk-weighted asset amount for certain exposures.
-Granted, August 17, 2021
(A/C)