Actions under delegated authority

Columbia Bank MHC and Columbia Financial, Inc., both of Fair Lawn, New Jersey -- to acquire Freehold MHC and Freehold Bancorp, and thereby indirectly acquire Freehold Bank, all of Freehold, New Jersey, and thereby engage in operating a savings association.
-Approved, October 29, 2021

F.N.B. Corporation, Pittsburgh, Pennsylvania -- to acquire Howard Bancorp, Inc., and thereby indirectly acquire Howard Bank, both of Baltimore, Maryland.
-Approved, October 25, 2021

First Financial Corporation, Terre Haute, Indiana -- waiver of application to acquire Hancock Bancorp, Inc., and thereby indirectly acquire Hancock Bank and Trust Company (Bank), both of Hawesville, Kentucky, in connection with the merger of Bank with and into First Financial Bank, N.A., Terre Haute, Indiana.
-Granted, October 28, 2021

Mid Penn Bancorp, Inc., Millersburg, Pennsylvania -- waiver of application to acquire Riverview Financial Corporation, Harrisburg, and thereby indirectly acquire Riverview Bank (Bank), Marysville, both of Pennsylvania, in connection with the merger of Bank with and into Mid Penn Bank, Millersburg, Pennsylvania.
-Granted, October 28, 2021

Rich Land Bancorp, Inc., Olney, Illinois -- to merge with TNB Bancorp, Inc., and thereby indirectly acquire TNB Bank, both of Tuscola, Illinois.
-Approved, October 25, 2021

Alfalfa County Bancshares, Inc., Cherokee, Oklahoma -- Bryce S. Flaming Irrevocable Trust, Matthew G. Flaming Irrevocable Trust, and Ashley N. Flaming Irrevocable Trust, Gerald R. Chelgren, trustee; Barbara Dean Flaming Trust and Jose Salinas, individually and as trustee; Randy Scott Flaming Trust, Rebecca Salinas Irrevocable Trust, and Jacob Salinas Irrevocable Trust, Brenda Salinas, trustee; all of Cherokee, Oklahoma, to retain voting shares of Alfalfa County Bancshares, Inc., and indirectly retain voting shares of ACB Bank, Cherokee, Oklahoma, and to join the Flaming Family Group, a group acting in concert.
-Permitted, October 29, 2021

Chambers Bancshares, Inc., Danville, Arkansas -- John Russell Meeks of Fayetteville, Arkansas, to acquire voting shares of Chambers Bancshares, Inc., and thereby indirectly acquire voting shares of Chambers Bank, Danville, Arkansas.
-Permitted, October 29, 2021

Oak View Bankshares, Inc., Warrenton, Virginia -- extension to October 30, 2021, to become a bank holding company through the acquisition of Oak View National Bank, Warrenton, Virginia.
-Granted, October 27, 2021

TruNorth Bancorp, MHC, and TruNorth Bancorp, Inc., both of North Brookfield, Massachusetts -- extension to February 2, 2022, to become a mutual bank holding company and a stock bank holding company, respectively, by acquiring North Brookfield Savings Bank, North Brookfield, Massachusetts.
-Granted, October 28, 2021

Armor Bank, Forrest City, Arkansas -- to become a member of the Federal Reserve System.
-Approved, October 28, 2021

Commerce National Bank & Trust, Winter Park, Florida -- to become a member of the Federal Reserve System.
-Approved, October 27, 2021

PriorityOne Bank, Magee, Mississippi -- to become a member of the Federal Reserve System.
-Approved, October 28, 2021

Ponce Bank Mutual Holding Company (Ponce Bank MHC), Bronx, New York -- to convert from mutual to stock form. As part of the conversion, Ponce Bank MHC and PDL Community Bancorp, Bronx, New York, an existing mid-tier savings and loan holding company, will cease to exist, and Ponce Bank, Bronx, New York, will become a wholly owned subsidiary of a newly formed Maryland corporation, Ponce Financial Group, Inc., Bronx, New York, which has applied to become a savings and loan holding company.
-Approved, October 28, 2021