Actions under delegated authority

Bank of Clarke County, Berryville, Virginia -- to establish a branch at 530 Blackwell Road, Warrenton, Virginia.
-Approved, December 8, 2021

Encore Bank, Little Rock, Arkansas -- to establish a branch at 2502 North Rocky Point Drive, Tampa, Florida.
-Approved, December 8, 2021

Bravera Holdings Corp., Dickinson, North Dakota -- to acquire Financial Security Bank, Kerkhoven, Minnesota.
-Approved, December 8, 2021

Citizens National Corporation, Wisner, Nebraska -- waiver of application to acquire Bank of Newman Grove, Newman Grove, Nebraska, in connection with the merger of Bank of Newman Grove with and into Citizens State Bank, Wisner, Nebraska.
-Granted, December 10, 2021

Finward Bancorporation, Munster, Indiana -- waiver of application to acquire Royal Financial, Inc., and Royal Savings Bank, both of Chicago, Illinois, in connection with the merger of Royal Savings Bank with and into Peoples Bank, Munster, Indiana.
-Granted, December 10, 2021

FVCBankcorp, Inc., Fairfax, Virginia -- to acquire shares of KBS Analytics LLC, Roanoke, Virginia, and thereby engage in data processing activities.
-Approved, December 7, 2021

Lakeland Bancorp, Inc., Oak Ridge, New Jersey -- waiver of application to acquire 1st Constitution Bancorp and 1st Constitution Bank, both of Cranbury, New Jersey, in connection with the merger of 1st Constitution Bank with and into Lakeland Bank, New Foundland, New Jersey.
-Granted, December 10, 2021

BankFirst Financial Services, Macon, Mississippi -- to merge with The Citizens Bank of Fayette, Fayette, Alabama, and to retain the acquired facilities as branches.
-Approved, December 9, 2021

Citizens State Bank, Wisner, Nebraska -- to merge with Bank of Newman Grove, Newman Grove, Nebraska, and thereby establish a branch.
-Approved, December 10, 2021

FNBC Bank, Ash Flat, Arkansas -- to purchase certain assets and assume certain liabilities of two branches of Arvest Bank, Fayetteville, Arkansas, and to retain the acquired facilities as branches.
-Approved, December 8, 2021

First Farmers Bank & Trust Co., Converse, Indiana -- to make a public welfare investment.
-Approved, December 6, 2021

Manufacturers and Traders Trust Company, Buffalo, New York -- to make certain public welfare investments (four requests).
-Approved, December 10, 2021

Silicon Valley Bank, Santa Clara, California -- to make a public welfare investment.
-Approved, December 10, 2021

Bradley Bancorp, Inc., Centerville, Iowa -- the John Bradley Young, Sr., Marital Non-Exempt Trust, the John Bradley Young, Sr. Family Exempt Trust, the John Bradley Young, Sr. Marital Exempt Trust, the Jeff Young 2021 Irrevocable Trust, and the J. Bradley Young, Jr., 2021 Irrevocable Trust, Jeffrey T. Young, individually, and as trustee of the aforementioned trusts, all of Centerville, Iowa; to retain voting shares of Bradley Bancorp, Inc., and thereby indirectly retain voting shares of Iowa Trust and Savings Bank, Centerville, Iowa. In addition, the Bradley Young, Trust, Iowa Trust and Savings Bank, as trustee, and Bradley Young, Jr., as settlor with voting rights of Bradley Bancorp, Inc., all of Centerville, Iowa; form the Young Family Control Group, a group acting in concert, to retain voting shares of Bradley Bancorp, Inc., and thereby indirectly retain voting shares of Iowa Trust and Savings Bank.
-Permitted, December 10, 2021

CIB Marine Bancshares, Inc., Brookfield, Wisconsin -- Stilwell Activist Investments, L.P, Stilwell Activist Fund, L.P., and Stilwell Value Partners VII, L.P., known as The Stilwell Group, all of New York, New York; Stilwell Value LLC, New York, New York, the general partner of each of the limited partnerships; Joseph D. Stilwell, San Juan, Puerto Rico, managing member of Stilwell Value LLC, a group acting in concert, to acquire voting shares of CIB Marine Bancshares, Inc., and thereby indirectly acquire voting shares of CIBM Bank, Champaign, Illinois.
-Permitted, December 10, 2021

City Bancshares, Inc., Natchitoches, Louisiana -- Stephen Van Eversull, Natchitoches, Louisiana, to acquire additional voting shares of City Bancshares, Inc., and thereby indirectly acquire voting shares of City Bank & Trust Company, Natchitoches, Louisiana.
-Permitted, December 8, 2021

Farmers Holding Company, Jacksonville, Illinois -- Kristanne Joy Becker Hoffman Family Trust 2021, Kristanne Joy Becker Hoffman, individually, and as trustee, and the Elizabeth French Hoffman Family Trust 2021, Elizabeth French Becker, individually, and as trustee, all of Jacksonville, Illinois; to acquire voting shares of Farmers Holding Company and thereby indirectly acquire voting shares of The Farmers State Bank and Trust Company, Jacksonville, Illinois.
-Permitted, December 9, 2021

First Bethany Bancorp, Inc., Bethany, Oklahoma -- the Dorothy J. Pierce Living Trust and Dorothy J. Pierce, as trustee, both of Oklahoma City, Oklahoma, to join the Pierce Family Group, a group acting in concert, and to acquire voting shares of First Bethany Bancorp, Inc., and thereby indirectly acquire voting shares of First Bethany Bank & Trust, Bethany, Oklahoma.
-Permitted, December 7, 2021

Resource Bancshares, Inc., Dekalb, Illinois -- the 2021 Katz Dynasty Trust, Milwaukee, Wisconsin, Peter J. Wilder, Pewaukee, Wisconsin, as trustee, and individually, to join the Katz Family Control Group to acquire voting shares of Resource Bancshares, Inc., and thereby indirectly acquire voting shares of Resource Bank, National Association, DeKalb, Illinois.
-Permitted, December 7, 2021

South Plains Financial, Inc., Lubbock, Texas -- Curtis C. Griffith, Lubbock, Texas, for permission, in his individual capacity, to retain outstanding voting shares of South Plains Financial, Inc., (Company) and indirectly retain voting shares of City Bank (Bank), Lubbock, Texas. Cynthia Ann Griffith; and the Curtis Clay Griffith 2021 Irrevocable Trust, Cynthia Ann Griffith, as trustee; the Richard Thomas White 2021 Trust, Curtis C. Griffith, as trustee; the Birdie Lucille White 2021 Trust, Curtis C. Griffith, as trustee; the William Hogan White 2021 Trust, Curtis C. Griffith, as trustee; the Sydney Suzanne Griffith 2021 Trust, Curtis C. Griffith, as trustee; the Johnathan Brockway Griffith 2021 Trust, Curtis C. Griffith, as trustee; (collectively, New Member Trusts and Trustees), also provided notification, to join Curtis C. Griffith and establish the Griffith Family Control Group, a group acting in concert, all of Lubbock, Texas, to retain control of voting shares of Company and indirectly Bank. In addition, Curtis C. Griffith provided notification for permission to act as the holder of a proxy with power to exercise the outstanding voting shares of Company under a Proxy and Voting Agreement among the New Member Trusts and Trustees.
-Permitted, December 6, 2021

Bern Bancshares, Inc., Bern, Kansas -- extension to March 8, 2022, to acquire voting shares of UBT Bancshares, Inc., Marysville, Kansas, and thereby indirectly acquire United Bank & Trust, Marysville, Kansas.
-Granted, December 6, 2021

Community Bancorp of the Berkshires, MHC, and Community Bancorp of the Berkshires, Inc. (both in formation), both of Adams, Massachusetts -- extension to March 15, 2022, to become mutual bank holding and stock bank holding companies, respectively, by acquiring Adams Community Bank, Adams, Massachusetts.
-Granted, December 9, 2021

Encore Bank, Little Rock, Arkansas -- extension to March 31, 2022, to establish a branch at 4217 Camp Bowie Boulevard, Fort Worth, Texas.
-Granted, December 7, 2021

Total Loss-Absorbing Capacity (TLAC) Rule -- extension of time for Bank of America Corporation; Wells Fargo & Company; Citigroup, Inc.; The Goldman Sachs Group, Inc.; JPMorgan Chase & Company; and Morgan Stanley to comply with the TLAC rule's clean holding company provisions with respect to certain covered agreements.
-Granted, December 3, 2021
(A/C)

Total Loss-Absorbing Capacity (TLAC) Rule -- extension of time for The Bank of New York Mellon Corporation and State Street Corporation to comply with the TLAC rule's clean holding company provisions with respect to certain covered agreements.
-Granted, December 3, 2021
(A/C)

Park Financial Group, Inc., Minneapolis, Minnesota -- election to become a financial holding company.
-Effective, December 9, 2021

Harris Williams UK Holdings LLC, Richmond, Virginia -- prior notice to make an investment pursuant to Regulation K.
-No objection, December 9, 2021

Grand Bank, Tulsa, Oklahoma -- to become a member of the Federal Reserve System.
-Approved, December 7, 2021

Lending and Liquidity Facilities -- reports to Congress pursuant to section 13(3) of the Federal Reserve Act in response to COVID-19.
-Approved, December 8, 2021