Actions under delegated authority

Arvest Bank, Fayetteville, Arkansas -- to establish a branch at the corner of Highway 49 and Canera Drive, Jonesboro, Arkansas.
-Approved, January 21, 2022

Encore Bank, Little Rock, Arkansas -- to establish a branch at 1859 Summerville Avenue, Charleston, South Carolina.
-Approved, January 19, 2022

Frost Bank, San Antonio, Texas -- to establish a branch at 2515 Inwood Road, Dallas, Texas.
-Approved, January 18, 2022

American Riviera Bancorp, Santa Barbara, California -- to become a bank holding company by acquiring American Riviera Bank, Santa Barbara, California.
-Approved, January 21, 2022

BancFirst Corporation, Oklahoma City, Oklahoma -- to acquire Worthington National Bank, Arlington, Texas.
-Approved, January 20, 2022

Business First Bancshares, Inc., Baton Rouge, Louisiana -- to merge with Texas Citizens Bancorp, Inc., Pasadena, Texas, and thereby acquire its subsidiary, Texas Citizens Bank, N.A., Pasadena, Texas.
-Approved, January 20, 2022

SoFi Technologies, Inc.; Social Finance, Inc.; and Gemini Merger Sub, Inc., all of San Francisco, California -- (1) to become bank holding companies by acquiring Golden Pacific Bancorp, Inc., and thereby indirectly acquiring Golden Pacific Bank, National Association, both of Sacramento, California, and (2) elections by SoFi Technologies, Inc., and Social Finance, Inc., to become financial holding companies.
-Approved, January 18, 2022

First Bank, Creve Coeur, Missouri -- to make a public welfare investment.
-Approved, January 19, 2022

Western Alliance Bank, Phoenix, Arizona -- to make a public welfare investment.
-Approved, January 11, 2022
(A/C)