Actions under delegated authority

First Citizens Community Bank, Mansfield, Pennsylvania -- to establish a branch at 3630 Rothsville Road, Ephrata, Pennsylvania.
-Approved, January 27, 2022

Lake City Bank, Warsaw, Indiana -- to establish a branch at 240 East Jackson Blvd., Elkhart, Indiana.
-Approved, January 26, 2022

State Street Bank and Trust Company, Boston, Massachusetts -- to establish a branch at 185 Hudson Street, Jersey City, New Jersey.
-Approved, January 28, 2022

Third Coast Bank, SSB, Humble, Texas -- to establish a branch at 1400 West 7th Street, Fort Worth, Texas.
-Approved, January 28, 2022

Commerce Bancshares of Roswell, Inc., Employee Stock Ownership Plan, Roswell, New Mexico -- to become a bank holding company by acquiring shares of Commerce Bancshares of Roswell, Inc., and indirectly acquire voting shares of Valley Bank of Commerce, both of Roswell, New Mexico.
-Approved, January 25, 2022

Entrepreneurs Bancshares, Inc., Bloomington, Minnesota -- to become a bank holding company by acquiring a de novo bank, EntreBank, Bloomington, Minnesota.
-Approved, January 27, 2022

First Mid Bancshares, Inc., Mattoon, Illinois -- (1) to merge with Delta Bancshares Company and thereby indirectly acquire Jefferson Bank and Trust Company, both of St. Louis, Missouri, and (2) concurrently, for Brock Sub, LLC, a Delaware limited liability company formed to facilitate the proposal, to become a bank holding company for a moment in time, prior to the merger with and into First Mid Bancshares, Inc.
-Approved, January 25, 2022

JBS, Inc., Kulm, North Dakota -- relief from certain commitments.
-Granted, January 18, 2022
(A/C)

QCR Holdings, Inc., Moline, Illinois -- (1) to merge with Guaranty Federal Bancshares, Inc., Springfield, Missouri, and (2) concurrently, for Springfield First Community Bank to merge with Guaranty Bank, both of Springfield, Missouri, and thereby establish branches at the main office and branches of Guaranty Bank.
-Approved, January 26, 2022

United Community Bancshares, Inc., Morganfield, Kentucky -- to acquire Dixon Bank, Dixon, Kentucky.
-Approved, January 25, 2022

East West Bank, Pasadena, California -- to make a public welfare investment.
-Approved, January 26, 2022

First Financial Bank, Cincinnati, Ohio -- to make certain public welfare investments (two requests).
-Approved, January 24, 2022

AMG National Corp., Greenwood Village, Colorado -- the E&N-AMG National Trust Bank Irrevocable Trust fbo Michael S. Wright; the E&N-AMG National Trust Bank Irrevocable Trust fbo Jacob T. Wright; the E&N-AMG National Trust Bank Irrevocable Trust fbo James E. Wright; the NSW-AMG National Trust Bank irrevocable Trust fbo Michael S. Wright; the NSW-AMG National Trust Bank Irrevocable Trust fbo David M. Wright; the NSW-AMG National Trust Bank Irrevocable Trust fbo Jacob T. Wright; the NSW-AMG National Trust Bank Irrevocable Trust fbo James E. Wright; all of Castle Pines, Colorado; Michael S. Wright, Castle Pines, Colorado, individually and as trustee of each trust listed; the Bergmann 2011 Irrevocable Trust Under Agreement, Alma F. Bergmann, trustee, all of Bow Mar, Colorado; the Community Property Trusts under the Michael Dean Bergmann and Alma F. Bergmann Declaration of Trust, Alma F. Bergmann and Michael D. Bergmann, co-trustees, all of Bow Mar, Colorado; Earl L. Wright, Castle Pines, Colorado; Nathan Bergmann and Kelley Bergmann, both of Denver, Colorado; to form the Wright/Bergmann group, a group acting in concert, to retain shares of AMG National Corp. and thereby indirectly retain shares of AMG National Trust Bank, Boulder, Colorado.
-Withdrawn, January 18, 2022
(A/C)

BankGuam Holding Company, Hagatna, Guam -- Joaquin P.L.G. Cook, Chalan Pago-Ordot, Guam, as trustee of the Voting Trust Agreement of BankGuam Holding Company ("VTA"), to acquire voting shares of BankGuam Holding Company and join the VTA and its members (Martin D. Leon Guerrero, Martin Perez Leon Guerrero, William D. Leon Guerrero, and Zita T. Leon Guerrero, all of Hagatna, Guam; John S. San Agustin, San Francisco, California; Patricia P. Ada, Tamuning, Guam; the Jesus S. Leon Guerrero Family Trust (Eugenia A. Leon Guerrero, as trustee), both of Hagatna, Guam; Lourdes A. Leon Guerrero, Hagatna, Guam; the Felino B. Amistad and Fulgencia R. Amistad Trust (Felino A. Amistad, as trustee) Ada's Trust & Investments (Pedro Perez Ada, Patricia Ann Perez Ada, and Teresa A. John, as co-executors) Ada's Family Trust (Pedro Perez Ada, Patricia Ann Perez Ada, and Teresa A. John, as trustees); the John Family Living Trust (David James John and Teresa Ada John, as co-trustees), all of Hagatna, Guam; Pedro Perez Ada, Hagatna, Guam; Carla Perez Ada, Sausalito, California; Frances Perez Ada Purviance, El Dorado Hills, California; Maria Ada Bonnie, Minneapolis, Minnesota; the Luis and Cynthia Camacho Living Trust (Cynthia Camacho, as trustee), both of Hagatna, Guam; the Ralph Guerrero Sablan and MaryAnne Gutierrez Sablan Living Trust (Mark J. Sablan, Hagatna, Guam, individually and with Ralph Gregory Sablan, Agana Heights, Guam, individually and as co-trustees), both of Sinajana, Guam; Vincent Leon Guerrero, Mangilao, Guam; Dominica LG Aguon, Hagatna, Guam; Agnes Leon Guerrero Winters and Tyler Reece Leon Guerrero Winters, both of Camarillo, California; Michael S. Wu, Locust, New Jersey; James Wu, Shaker Heights, Ohio; Joe T. San Agustin, Dededo, Guam; Rebecca S. Mann, Columbia, South Carolina; and Michelle M. Sablan, Santa Cruz, California), a group acting in concert, to retain voting shares of BankGuam Holding Company and thereby indirectly retain voting shares of Bank of Guam, Hagatna, Guam.
-Withdrawn, January 28, 2022

Bement Bancshares, Inc., Bement, Illinois -- Tamara S. Wagers, Mt. Zion, Illinois; Michelle Wilkinson Gross, Bement, Illinois; the Arthur R. Wilkinson Trust, dated April 3, 2010, Arthur R. Wilkinson, as trustee, and the Karen S. Wilkinson Trust, dated April 3, 2010, Karen S. Wilkinson, as trustee, both of Bement, Illinois; and the George Mark Wilkinson Living Trust, dated April 24, 2009, George Mark Wilkinson, trustee, Waikoloa, Hawaii, to form the Wilkinson Family Control Group, a group acting in concert, and the Ann Wilkinson Trust, Ann Wilkinson, trustee, Mountain View, California, individually, to retain the voting shares of Bement Bancshares, Inc., and thereby indirectly retain voting shares of the State Bank of Bement, Bement, Illinois, and the State Bank of Cerro Gordo, Cerro Gordo, Illinois.
-Permitted, January 25, 2022

First Hawaiian, Inc., Honolulu, Hawaii -- the Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates, including investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard, to acquire additional voting shares of First Hawaiian, Inc., and thereby indirectly acquire voting shares of First Hawaiian Bank, Honolulu, Hawaii.
-Permitted, January 28, 2022

Old Point Financial Corporation, Hampton, Virginia -- PL Capital, LLC, a limited liability company; Goodbody/PL Capital LLC, a limited liability company; Financial Edge Fund, L.P., a limited partnership; Financial Edge-Strategic Fund, L.P., a limited partnership; PL Capital/Focused Fund, L.P., a limited partnership; Goodbody/PL Capital, L.P., a limited partnership; PL Capital Advisors, LLC, a limited liability company; and Messrs. John William Palmer and Richard John Lashley, Naples, Florida, to acquire voting shares of Old Point Financial Corporation and thereby indirectly acquire voting shares of The Old National Bank of Phoebus, Hampton, Virginia.
-Permitted, January 26, 2022

Pacific Enterprise Bancorp, Irvine, California -- Shaul Kopelowitz, Monsey, New York, to acquire additional voting shares of Pacific Enterprise Bancorp and thereby indirectly acquire voting shares of Pacific Enterprise Bank, Irvine, California.
-Withdrawn, January 26, 2022