Actions under delegated authority

Regions Bank, Birmingham, Alabama -- to establish branches at 11790 Haynes Bridge Road, Alpharetta, Georgia, and the northeast corner of the intersection of Goose Creek Bypass and Lathram Lane, Franklin, Tennessee.
-Approved, February 25, 2022

Carver Financial Corporation, Savannah, Georgia -- to acquire Alamerica BancCorp, Inc., and thereby indirectly acquire its subsidiary, Alamerica Bank, both of Birmingham, Alabama.
-Approved, February 25, 2022

First Merchants Corporation, Muncie, Indiana -- to merge with Level One Bancorp, Inc., and thereby indirectly acquire Level One Bank, both of Farmington Hills, Michigan.
-Approved, February 22, 2022

Lauritzen Corporation and First National of Nebraska, Inc. (FNNI), both of Omaha, Nebraska -- waiver of application for FNNI to acquire Western States Bancorporation and its subsidiary, Western States Bank, both of Laramie, Wyoming, in connection with the merger of Western States Bank with and into First National Bank of Omaha, Omaha, Nebraska.
-Granted, February 2, 2022
(A/C)

Luminate Capital Corporation, Minnetonka, Minnesota -- to become a bank holding company by acquiring American Equity Bank, Minnetonka, Minnesota.
-Returned, February 17, 2022
(A/C)

Workers United, Philadelphia, Pennsylvania, and Amalgamated Financial Corp., New York, New York -- to merge with Amalgamated Investments Company and thereby indirectly acquire Amalgamated Bank of Chicago, both of Chicago, Illinois.
-Withdrawn, February 25, 2022

CUSB Bank, Cresco, Iowa -- to purchase the assets and assume the liabilities of the Waverly and Shell Rock branches of Security State Bank, Springville, Iowa, and thereby establish branches at 933 16th Street SW, Waverly, Iowa, and 104 North Cherry Street, Shell Rock, Iowa.
-Approved, February 24, 2022

Needham Bank, Needham, Massachusetts -- to purchase certain assets and assume certain liabilities of Eastern Bank, Boston, Massachusetts, and to establish a branch at 400 Mystic Avenue, Medford, Massachusetts.
-Approved, February 23, 2022

Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
-Approved, February 10, 2022
(A/C)

Community Bankshares, Inc., LaGrange, Georgia -- Jeremy Francis Gilpin, South Lake Tahoe, California; Jeffrey Alan Smith, Atlanta, Georgia; Thomas H. Greene, Atlanta, Georgia; Joy B. Smith, Cairo, Georgia; and Mark Burgessporter, Duluth, Georgia, as a group acting in concert, to acquire shares and thereby acquire control of Community Bankshares, Inc., LaGrange, Georgia, and its subsidiaries, Community Bank and Trust-West Georgia, LaGrange, Georgia, and Community Bank and Trust-Alabama, Union Springs, Alabama.
-Permitted, February 23, 2022

Luana Bancorporation, Luana, Iowa -- Blake Schultz, Norwalk, Iowa; Sarah Freilinger, Monona, Iowa; and Stephanie Steele, Luana, Iowa, to become members of the Schultz Family Control Group, a group acting in concert, to retain voting shares of Luana Bancorporation, and thereby indirectly retain voting shares of Luana Savings Bank, Luana, Iowa.
-Withdrawn, February 25, 2022

Stress Tests -- issuance of hypothetical scenarios for 2022 stress tests.
-Approved, January 27, 2022
(A/C)