Actions under delegated authority

American State Bank, Arp, Texas -- to establish a branch at 1700 North Loop 336 West, Conroe, Texas.
-Approved, March 22, 2022

Independence Bank of Kentucky, Owensboro, Kentucky -- to establish a branch at 65 Mack Walters Road, Shelbyville, Kentucky.
-Approved, March 22, 2022

The Northern Trust Company, Chicago, Illinois -- to establish a branch at 1 Independent Drive, Jacksonville, Florida.
-Approved, March 22, 2022

Community Bancshares of Mississippi, Inc. Employee Stock Ownership Plan, Brandon, Mississippi -- to acquire additional shares of Community Bancshares of Mississippi, Inc., Brandon, and thereby indirectly acquire Community Bank of Mississippi, Forest, Mississippi.
-Approved, March 21, 2022

Legacy Bancorp, San Jacinto, California -- to become a bank holding company by acquiring Legacy Bank (in organization), Riverside County, California.
-Approved, March 25, 2022

United Bank & Trust, Marysville, Kansas -- to purchase certain assets and assume certain liabilities of three branches of Equity Bank, Andover, Kansas, and thereby establish branches at 302 West 6th Street, Concordia, Kansas; 1404 28th Street, Belleville, Kansas; and 413 Washington, Clyde, Kansas.
-Approved, March 24, 2022

East West Bank, Pasadena, California -- to make a public welfare investment (two requests).
-Approved, March 25, 2022

Emprise Financial Corporation, Wichita, Kansas -- the M.D. Michaelis GST Exempt Trust and the M.D. Michaelis Trust B, Michael D. (M.D). Michaelis, Wichita, Kansas, and L. Thomas Veatch, Park City, Kansas, both previously approved as co-trustees; and the Paula Sue Michaelis GST Exempt Trust and the Paula Sue Michaelis Trust B, Paula Sue Michaelis and M.D. Michaelis, both of Wichita, Kansas, and L. Thomas Veatch, all previously approved as co-trustees; to become members of the Michaelis Family Group, a group acting in concert, to retain voting shares of Emprise Financial Corporation (the company), and thereby indirectly retain voting shares of Emprise Bank, Wichita, Kansas. Aaron K. Veatch, Wichita, Kansas, as co-trustee of the Michael D. Michaelis Trust and the Paula Sue Michaelis Trust, previously approved trusts, with M.D. Michaelis and Paula Sue Michaelis, both previously approved co-trustees, to become a member of the Michaelis Family Group and acquire shares of the company.
-Permitted, March 21, 2022

FFBW, Inc., Brookfield, Wisconsin -- First Federal Bank of Wisconsin Employee Stock Ownership Plan, Racine, Wisconsin, to acquire voting shares of FFBW, Inc., and thereby indirectly acquire voting shares of First Federal Bank of Wisconsin, Waukesha, Wisconsin.
-Permitted, March 22, 2022

Firsnabanco, Inc., Viroqua, Wisconsin -- Jeffrey Ilstrup, Onalaska, Wisconsin, and Richard Davig, Viroqua, Wisconsin, as members of the Ilstrup Family Control Group, a group acting in concert, to acquire additional voting shares of Firsnabanco, Inc., and thereby indirectly acquire voting shares of Citizens First Bank, Viroqua, Wisconsin.
-Permitted, March 21, 2022

First BanCorp, San Juan, Puerto Rico -- the Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates, including investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard, to acquire additional voting shares of First BanCorp, and thereby indirectly acquire voting shares of FirstBank Puerto Rico, San Juan, Puerto Rico.
-Permitted, March 24, 2022

Northeast Kansas Bancshares, Inc., Overland Park, Kansas -- the Graydon J. Kincaid, Jr. 2020 Trust, and Graydon J. Kincaid, Jr., as trustee, both of Mission Hills, Kansas, to acquire voting shares of Northeast Kansas Bancshares, Inc., and thereby indirectly acquire voting shares of Kendall Bank, Overland Park, Kansas.
-Permitted, March 25, 2022

Northeast Kansas Bancshares, Inc., Overland Park, Kansas -- Ryan C. Sullivan, Mission Hills, Kansas, and Bryan J. Adams, Fairway, Kansas, to establish the Sullivan/Adams control group, a group acting in concert, to retain voting shares of Northeast Kansas Bancshares, Inc., and thereby indirectly retain voting shares of Kendall Bank, Overland Park, Kansas.
-Permitted, March 25, 2022

Northern Wisconsin Bank Holding Company, Inc., Laona, Wisconsin -- the Revised and Restated Connor Family Voting Trust (Trust) and Richard M. Connor, Jr., Brian Luc Connor, and Susan J. Connor, each as trustee, to acquire shares of Northern Wisconsin Bank Holding Company, Inc., and thereby indirectly acquire Laona State Bank, Laona, Wisconsin. Additionally, the Trust and Richard M. Connor, Jr., Brian Luc Connor, and Susan J. Connor, as trustees, to join the Connor family shareholder group acting in concert.
-Permitted, March 10, 2022
(A/C)

OFG Bancorp, San Juan, Puerto Rico -- the Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates, including investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard, to acquire additional voting shares of OFG Bancorp, and thereby indirectly acquire voting shares of Oriental Bank, San Juan, Puerto Rico.
-Permitted, March 24, 2022

PNC Financial Services Group, Inc., Pittsburgh, Pennsylvania -- the Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates, including investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard, to acquire additional voting shares of PNC Financial Services Group, Inc., and thereby indirectly acquire voting shares of PNC Bank, National Association, Pittsburgh, Pennsylvania.
-Permitted, March 23, 2022

The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York -- extension to April 22, 2022, to acquire additional shares of 473 Broadway Holding Corporation and additional shares of The Adirondack Trust Company, both of Saratoga Springs, New York.
-Granted, March 25, 2022

Framework for the Supervision of Insurance Organizations -- extension of comment period until May 5, 2022, on proposed guidance to implement a supervisory framework for depository institution holding companies significantly engaged in insurance activities.
-Approved, March 21, 2022

Regions Bank, Birmingham, Alabama -- extension to July 6, 2022, to establish a branch on East Colonial Drive, Orlando, Florida.
-Granted, March 22, 2022