Actions under delegated authority

The Central Trust Bank, Jefferson City, Missouri -- to establish a branch at 5701 North May Avenue, Oklahoma City, Oklahoma.
-Approved, April 13, 2022

Civista Bank, Sandusky, Ohio -- to establish a branch at 5600 North Hamilton Road, Gahanna, Ohio.
-Withdrawn, April 15, 2022

Frost Bank, San Antonio, Texas -- to establish a branch at 1212 West McDermott Drive, Allen, Texas.
-Approved, April 12, 2022

Plumas Bank, Quincy, California -- to establish a branch at 900 Mangrove Avenue, Chico, California.
-Approved, April 11, 2022

Synovus Bank, Columbus, Georgia -- to establish a branch at 1859 West State Road 434, Longwood, Florida.
-Approved, April 13, 2022

Banner County Ban Corporation Employee Stock Ownership Plan and Trust (BCBC ESOP) and Banner County Ban Corporation (BCBC), both of Harrisburg, Nebraska -- for BCBC ESOP to indirectly acquire, and for BCBC to acquire by merger, Bankers Capital Corporation, and thereby indirectly acquire Lusk State Bank, both of Lusk, Wyoming.
-Approved, April 12, 2022

BMC Bancshares, Inc., Dallas, Texas -- retroactively to engage de novo in extending credit and servicing loans, through the acquisition of voting shares of August Real Estate Investments, LLC, Garland, Texas.
-Withdrawn, March 22, 2022
(A/C)

Climate First Bancorp, Inc., Winter Park, Florida -- to become a bank holding company by acquiring outstanding shares of Climate First Bank, St. Petersburg, Florida.
-Approved, April 13, 2022

Midwest Community Bancshares, Inc., Marion, Illinois -- to acquire The Bank of Carbondale, Carbondale, Illinois.
-Approved, April 13, 2022

Providence Financial Corporation, South Holland, Illinois -- waiver of application to acquire The Leaders Bank, Oak Brook, Illinois.
-Granted, March 30, 2022
(A/C)

Blue Sky Bank, Pawhuska, Oklahoma -- to merge with The American Bank and thereby establish a branch at 201 East Cherokee Street, both of Wagoner, Oklahoma.
-Approved, April 13, 2022

Civista Bank, Sandusky, Ohio -- to merge with The Henry County Bank, Napoleon, Ohio, and thereby acquire branches.
-Approved, April 13, 2022

Farmers and Merchants Bank of Long Beach, Long Beach, California -- to make a public welfare investment.
-Approved, April 12, 2022

Synovus Bank, Columbus, Georgia -- to make public welfare investments equal to up to 15 percent of its capital plus surplus, subject to certain conditions.
-Approved, March 16, 2022
(A/C)

Dale Sprague Enterprises, Inc., Blue Mound, Kansas -- the L. Dale Sprague Irrevocable Family Trust Agreement under agreement dated December 31, 2020, M. Janice Sprague, trustee, both of Blue Mound, Kansas, the M. Janice Sprague Irrevocable Family Trust Agreement under agreement dated December 31, 2020, L. Dale Sprague, trustee, both of Blue Mound, Kansas, and Lonnie D. Sprague, of Kincaid, Kansas, to all join L. Dale Sprague as members of the Sprague Family Group, a group acting in concert, to retain voting shares of Dale Sprague Enterprises, Inc., and thereby indirectly retain voting shares of The Farmers State Bank of Blue Mound, Blue Mound, Kansas.
-Permitted, April 11, 2022

Northern Missouri Bancshares, Inc., Unionville, Missouri -- David Tribble, as general partner of Tribble Family Partners, L.P., both of Unionville, Missouri, a member of the Tribble Family Group, a group acting in concert, to retain voting shares of Northern Missouri Bancshares, Inc., and thereby indirectly retain voting shares of Farmers Bank of Northern Missouri, Unionville, Missouri; Exchange Bank of Missouri, Fayette, Missouri; and Concordia Bank, Concordia, Missouri. David Tribble was previously approved as a member of the Tribble Family Group.
-Permitted, April 15, 2022

Cross County Bancshares, Inc., Wynne, Arkansas -- extension to July 28, 2022, to acquire Central Bank, Little Rock, Arkansas.
-Granted, April 13, 2022

Century Bancshares, Inc., Gainesville, Missouri -- election to become a financial holding company.
-Effective, April 13, 2022

Ozarks Heritage Financial Group, Inc., Gainesville, Missouri -- election to become a financial holding company.
-Effective, April 13, 2022

First Security Bank, Searcy, Arkansas -- to become a member of the Federal Reserve System.
-Approved, April 13, 2022

United Services Automobile Association, San Antonio, Texas -- request for an exemption to permit an individual to become an institution-affiliated party.
-Granted, April 11, 2022