Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending May 21, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

ORIGIN BANK

* 18C
* Branch

Origin Bank, Choudrant, Louisiana, to merge with BTH Bank National Association, Quitman, Texas, and to establish all locations of BTH Bank, NA, as branches

Newspaper:	Not available
Federal Register:	Not applicable

VBT FINANCIAL CORPORATION

CIC

Prior notice by Cook Memorial Trust #1, Cook Memorial Trust #4, and 15 trusts for the benefit of minor children, all of McAllen, Texas (Mayfair Private Trust Company, McAllen, Texas, as trustee for each of the aforementioned trusts; Asiatrust Limited, Rarotonga, Cook Islands, as co-trustee for each of the 15 trusts for the benefit of minor children, and Elizabeth L. Morgan, Austin, Texas, as trust protector for each of the aforementioned trusts), to join the Collins Family Control Group, a group acting in concert, and to acquire voting shares of VBT Financial Corporation, and thereby indirectly acquire voting shares of Vantage Bank Texas, both of San Antonio, Texas

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2022 (July 1, 2022 - September 30, 2022) and Fourth Quarter of 2022 (October 1, 2022 - December 31, 2022)

Institution	Location	Quarter
AMERICAN ST BK	ARP, TEXAS	Third Quarter of 2022
TEXAS RGNL BK	HARLINGEN, TEXAS	Third Quarter of 2022
VANTAGE BK TX	SAN ANTONIO, TEXAS	Third Quarter of 2022

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending May 21, 2022

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2022 (July 1, 2022 - September 30, 2022) and Fourth Quarter of 2022 (October 1, 2022 - December 31, 2022)

District: 11
Federal Reserve Bank of: Dallas