Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending June 25, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

ANB BANK

* Branch

ANB Bank, Denver, Colorado, to establish a branch at 7950 West Alameda Avenue, Lakewood, Colorado.

Newspaper:	Not available
Federal Register:	Not applicable

CHICKASAW COMMUNITY BANK

Premises
* Branch

Chickasaw Community Bank, Oklahoma City, Oklahoma, to establish a de novo branch at 15 W. 6th Street, Suite 2505, Tulsa, Oklahoma, and to increase its bank premises in the amount of $350,000.

Newspaper:	Not available
Federal Register:	Not applicable

FIRST INDEPENDENT BANCORP, INC.

CIC

Patrick A. Brooks, trustee of First National Bank and Trust Employee Stock Ownership Plan (FNBT ESOP), both of Chickasha, Oklahoma, a member of the Brooks Family Group, Paula K. Brooks Revocable Trust, and Paula K. Brooks as trustee, and Mark Smith, all of Chickasha, Oklahoma; certain minor grandchildren of the listed individuals, Dallas, Texas; Murray Living Trust and Bruce Murray co-trustee, both of Wauna, Washington; Kyle Abrahams, individually, and trustee of FNBT ESOP, Elijah Young, and certain minor children of the listed individuals, all of Norman Oklahoma; and Daren Connel, individually, and co-trustee of Tanner Shelton Connel Irrevocable Trust, Jacob Curtis Connel Irrevocable Trust, Michael Porter Connel Irrevocable Trust, Kennamer Hope Connel Irrevocable Trust, all of North Richland Hills, Texas, to join the Brooks Family Group, a group acting in concert, to retain voting shares of First Independent Bancorp, Inc., and thereby indirectly retain voting shares of First National Bank & Trust Company, both in Chickasha, Oklahoma.

Newspaper:	Not available
Federal Register:	Not available

MIDLAND FINANCIAL CO.

CIC

Scott Smith, New York, New York, as trustee and co-trustee, to acquire the G. Jeffrey Records Jr. 2008 GST Exempt Family Trust, the G. Jeffrey Records, Jr. 2003 Family Trust (GJR), the G. Jeffrey Records, Jr. 2004 Family Trust (KRR), and the G. Jeffrey Records, Jr. 2004 Family Trust (MER), the George and Nancy Records 1990 Irrevocable Trust, all of Oklahoma City, Oklahoma, and thereby acquire additional shares of Midland Financial Co., parent of MidFirst Bank, both of Oklahoma City, Oklahoma.

Newspaper:	Not available
Federal Register:	Not available

MIDLAND FINANCIAL CO.

CIC

Todd Dobson, Oklahoma City, Oklahoma, as trustee and co-trustee, to acquire the Kathryn R. Ryan 2007 GST Exempt Family Trust, the Ryan Family Security Trust, the Martha E. Records 2009 GST Exempt Family Trust, and the Martha Records Family 1997 GST Exempt Trust, all of Oklahoma City, Oklahoma, and thereby acquire additional shares of Midland Financial Co., parent of MidFirst Bank, both of Oklahoma City, Oklahoma.

Newspaper:	Not available
Federal Register:	Not available

NATIONAL BANK HOLDINGS CORPORATION

* 3A5
* 18C
* Branch
* 3A3

National Bank Holdings Corporation, Greenwood Village, Colorado, to merge with Bancshares of Jackson Hole, Inc., Jackson, Wyoming, and indirectly acquire Bank of Jackson Hole, Jackson, Wyoming (Wyoming Bank). Immediately thereafter, NBH Bank, Greenwood Village, Colorado, to purchase certain assets and assume certain liabilities of the branches of Wyoming Bank, and incident thereto establish twelve branches.

Newspaper:	Not available
Federal Register:	07/08/2022

PANHANDLE BANCSHARES, INC.

CIC

Sally Hawkins and Kyle Hawkins of Guymon, Oklahoma; Bill Pittman, Ginger Pittman, Frank Pittman, Paige Pittman Burgin, and Jerry Hart, all of Spearman, Texas; Bill Jack Pittman and Christi Pittman of Morse, Texas; and Jana Pittman Ivey of Amarillo, Texas; to join the Pittman Family Control Group, a group acting in concert, to retain voting shares of Panhandle Bancshares, Inc., and indirectly retain voting shares of Bank of the Panhandle, both of Guymon, Oklahoma.

Newspaper:	06/27/2022
Federal Register:	06/23/2022

SPEND LIFE WISELY COMPANY, INC.

CIC

Gregory Corbin Massey and the Massey Family Foundation, Inc., each of Durant, Oklahoma; to become members of the Massey Family Group, a group acting in concert, to acquire voting shares of Spend Life Wisely Company, Inc., and thereby indirectly acquire voting shares of First United Bank and Trust Company, both of Durant, Oklahoma.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending June 25, 2022

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City