Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending July 9, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

COMMERCEONE FINANCIAL CORPORATION

* 3A1

CommerceOne Financial Corporation, Birmingham, Alabama, to become a bank holding company by acquiring outstanding shares of CommerceOne Bank, Birmingham, Alabama.

Newspaper:	08/03/2022
Federal Register:	08/10/2022

FNBMD BANCSHARES, INC.

CIC

The George J. White Revocable Trust, and Robert D. White, as trustee, Mount Dora, Florida; the Marilyn M. White Revocable Trust, and Marilyn M. White, as trustee, Mount Dora, Florida; Robert D. White, Mount Dora, Florida; Amy D. White, Mount Dora, Florida; George J. White III, Decatur, Georgia; Anna C. White, Asheville, North Carolina; and Amelia M. White, Athens, Georgia; acting in concert to retain voting shares of FNBMD Bancshares, Inc., Mount Dora, Florida and thereby indirectly retain voting shares of The First National Bank of Mount Dora, Mount Dora, Florida.

Newspaper:	08/03/2022
Federal Register:	07/26/2022

SYNOVUS BANK

* Branch

Synovus Bank, Columbus, Georgia, to establish the following branches: Midland Commons, 6801 Flat Rock Road, Columbus, GA; 20 Midtown Branch, 304 20th Street South, Birmingham, AL; and The Frank Branch, 205 20th Street North, Birmingham, AL.

Newspaper:	07/14/2022
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending July 9, 2022

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta