Actions under delegated authority

The Bank & Trust, SSB, Del Rio, Texas -- to establish a branch at 520 Thompson Drive, Kerrville, Texas.
-Approved, August 3, 2022

Mission Bank, Bakersfield, California -- to establish a branch at 5415 Avenida de Las Robles, Visalia, California.
-Approved, August 4, 2022

Synovus Bank, Columbus, Georgia -- to establish branches at 6801 Flat Rock Road, Columbus, Georgia, and 304 20th Street South and 205 20th Street North, both of Birmingham, Alabama.
-Approved, August 1, 2022

Univest Bank and Trust Co., Souderton, Pennsylvania -- to establish branches at 10801 Tony Drive, Lutherville-Timonium, Maryland, and 51 Dutilh Road, Cranberry Township, Pennsylvania (two applications).
-Approved, August 4, 2022

Western Alliance Bank, Phoenix, Arizona -- to establish a branch at 450 B Street, San Diego, California.
-Approved, August 3, 2022

Burke & Herbert Financial Services Corp., Alexandria, Virginia -- to become a bank holding company by acquiring Burke and Herbert Bank and Trust Company, Alexandria, Virginia.
-Approved, August 4, 2022

Gateway First Bancorp, Inc., Jenks, Oklahoma -- to engage de novo in extending credit and servicing loans.
-Approved, August 1, 2022

First Financial Bank, Cincinnati, Ohio -- to make a public welfare investment.
-Approved, August 4, 2022

Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
-Approved, August 3, 2022

Blue Ridge Bankshares, Inc., Charlottesville, Virginia -- Richard T. Spurzem, Charlottesville, Virginia; to acquire additional voting shares of Blue Ridge Bankshares, Inc., and thereby indirectly acquire Blue Ridge Bank, National Association, Martinsville, Virginia.
-Permitted, August 5, 2022

Midland Financial Co., and MidFirst Bank, both of Oklahoma City, Oklahoma -- Scott Smith, New York, New York, to become trustee or co-trustee of the G. Jeffrey Records Jr. 2008 GST Exempt Family Trust, the G. Jeffrey Records, Jr. 2003 Family Trust (GJR), the G. Jeffrey Records, Jr. 2004 Family Trust (KRR), and the G. Jeffrey Records, Jr. 2004 Family Trust (MER), and the George and Nancy Records 1990 Irrevocable Trust, all of Oklahoma City, Oklahoma, and thereby indirectly acquire voting shares of Midland Financial Co., and MidFirst Bank.
-Permitted, August 3, 2022

Midland Financial Co., and MidFirst Bank, both of Oklahoma City, Oklahoma -- Todd Dobson to become trustee or co-trustee of the Kathryn R. Ryan 2007 GST Exempt Family Trust, the Ryan Family Security Trust, the Martha E. Records 2009 GST Exempt Family Trust, and the Martha Records Family 1997 GST Exempt Trust, all of Oklahoma City, Oklahoma, and thereby indirectly acquire voting shares of Midland Financial Co., and MidFirst Bank.
-Permitted, August 3, 2022

Patriot National Bancorp, Inc., Stamford, Connecticut -- Oaktree Opportunities Fund XI Holdings (Delaware), L.P.; Oaktree Opportunities Fund Xb Holdings (Delaware), L.P.; Oaktree Fund GP, LLC; Oaktree Fund GP I, L.P.; Oaktree Capital I, L.P.; OCM Holdings I, LLC; Oaktree Holdings, LLC; Oaktree Capital Group, LLC; Oaktree Capital Group Holdings, L.P.; Oaktree Capital Group Holdings GP, LLC; Bruce Karsh; and Howard Marks, all of Los Angeles, California, to acquire voting shares of Patriot National Bancorp, Inc.
-Withdrawn, August 2, 2022

FSBH Corporation, Bradenton, Florida -- extension to April 6, 2022, to become a bank holding company by acquiring First Southern Bank, Waycross, Georgia.
-Granted, August 4, 2022

Enterprise Financial Services Group, Inc.; Seed Money Limited Partnership; and Enterprise Employee Stock Ownership Plan, all of Allison Park, Pennsylvania -- election to become financial holding companies.
-Effective, August 3, 2022

National Agricultural Cooperative Federation, Seoul, Republic of Korea -- to comply, through its subsidiary foreign bank, with the capital stress testing and risk committee requirements and related reporting requirements on the FR Y-7 report.
-Granted, July 26, 2022
(A/C)