Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending September 17, 2022

Filer Filing Type Filing Proposal End of Comment Period
CAPITAL CITY BANK * Branch Capital City Bank, Tallahassee, Florida, to establish a branch located at 11275 US Highway 98 East Inlet Beach, Florida.
Newspaper: Not available
Federal Register: Not applicable
CAPITAL CITY BANK * Branch Capital City Bank, Tallahassee, Florida, to establish a branch located at 237 Roswell St. Marietta, Georgia.
Newspaper: Not available
Federal Register: Not applicable
CNB BANCORP, INC. CIC Patrick Charles Cooper, Miami, Florida, to retain voting shares of CNB Bancorp, Inc., Mobile, Alabama, and thereby indirectly retain voting shares of Commonwealth National Bank, Mobile, Alabama.
Newspaper: 09/30/2022
Federal Register: 08/29/2022
HEART OF GEORGIA BANCSHARES, INC. CIC Donald M. Thigpen, a member of the Thigpen Family Group, Vidalia, Georgia; to retain voting shares of Heart of Georgia Bancshares, Inc., Vidalia, Georgia, and thereby indirectly retain voting shares of Mount Vernon Bank, Mount Vernon, Georgia and Bank of Lumber City, Lumber City, Georgia. In addition, D. Alan Thigpen and Thomas Conner Thigpen, both of Vidalia, Georgia, to join the Thigpen Family Group, a group acting in concert, to retain voting shares of Heart of Georgia Bancshares, Inc., and thereby indirectly retain voting shares of Mount Vernon Bank and Bank of Lumber City.
Newspaper: 10/05/2022
Federal Register: 09/16/2022
SMARTBANK * Branch SmartBank, Pigeon Forge, Tennessee, to establish a branch located at 170 East Main Street, Dothan, Alabama.
Newspaper: 09/16/2022
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco