Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: August 15, 1997

Release dates | Historical data | Notes on the Data | About
Current release  Other formats: Screen reader | ASCII

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time
Seasonally adjusted, billions of dollars                                                                                                                           August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,685.6   3,803.8   3,840.3   3,860.0   3,893.8   3,901.2   3,923.7   3,956.9       3,952.0   3,955.6   3,978.6   3,993.8

  2     Securities in bank credit                          984.7   1,004.4   1,020.1   1,014.2   1,032.6   1,014.2   1,011.3   1,034.8       1,031.8   1,033.6   1,046.4   1,052.8
  3        U.S. government securities                      708.2     706.4     703.6     708.3     722.4     722.0     725.0     725.8         722.8     720.2     726.2     721.4
  4        Other securities                                276.5     298.0     316.5     305.9     310.2     292.2     286.4     309.0         309.1     313.3     320.3     331.4

  5     Loans and leases in bank credit (2)              2,700.9   2,799.3   2,820.2   2,845.8   2,861.2   2,887.1   2,912.3   2,922.1       2,920.2   2,922.0   2,932.1   2,941.0
  6        Commercial and industrial                       744.7     785.3     793.6     798.0     805.0     810.7     817.2     821.4         822.0     820.5     823.3     824.5
  7        Real estate                                   1,104.8   1,134.7   1,140.3   1,153.8   1,162.3   1,172.6   1,181.7   1,185.5       1,183.9   1,186.2   1,187.8   1,195.9
  8          Revolving home equity                          80.1      85.7      86.5      87.9      89.1      90.3      91.6      92.6          92.5      92.7      92.9      93.2
  9          Other                                       1,024.7   1,049.0   1,053.8   1,065.9   1,073.2   1,082.3   1,090.0   1,092.9       1,091.4   1,093.5   1,094.9   1,102.7
  10       Consumer                                        511.8     521.5     520.5     518.1     515.6     518.4     520.6     520.0         519.7     520.5     520.6     524.1
  11       Security (3)                                     77.9      82.4      83.9      88.2      89.7      89.1      94.0      95.3          94.9      94.1     100.8      93.2
  12       Other loans and leases                          261.7     275.5     282.0     287.7     288.6     296.2     298.9     299.8         299.7     300.7     299.6     303.3

  13  Interbank loans                                      197.7     198.9     204.7     220.0     216.0     218.7     191.7     186.1         193.7     189.0     182.8     181.7

  14  Cash assets (4)                                      220.5     232.2     233.4     239.9     246.1     243.7     247.9     244.4         248.4     243.7     248.1     247.1

  15  Other assets (5)                                     247.7     256.9     265.5     273.2     277.3     277.5     282.5     278.2         279.4     278.3     277.9     275.4

  16  TOTAL ASSETS (6)                                   4,294.0   4,435.6   4,487.8   4,537.0   4,576.7   4,584.6   4,589.0   4,608.5       4,616.3   4,609.5   4,630.3   4,640.8

            L I A B I L I T I E S

  17  Deposits                                           2,743.0   2,871.9   2,892.6   2,916.1   2,944.2   2,931.1   2,965.1   2,984.2       2,992.6   2,982.5   2,984.0   2,996.5
  18    Transaction                                        743.9     715.1     705.1     699.8     700.6     688.6     693.0     687.4         693.3     690.0     694.6     690.1
  19    Nontransaction                                   1,999.1   2,156.8   2,187.6   2,216.3   2,243.5   2,242.5   2,272.1   2,296.8       2,299.3   2,292.4   2,289.4   2,306.4
  20       Large time                                      447.2     526.5     542.1     548.3     567.4     562.7     579.7     598.7         596.0     598.0     603.3     601.6
  21       Other                                         1,551.9   1,630.3   1,645.5   1,667.9   1,676.1   1,679.8   1,692.4   1,698.2       1,703.3   1,694.4   1,686.1   1,704.8

  22  Borrowings                                           701.1     724.2     735.2     747.8     762.2     765.3     735.4     734.2         729.0     733.1     746.7     733.7
  23    From banks in the U.S.                             287.1     300.6     304.9     313.0     312.5     302.2     270.8     265.8         270.3     259.3     268.8     265.7
  24    From others                                        414.0     423.6     430.3     434.8     449.7     463.1     464.7     468.4         458.7     473.8     478.0     468.0

  25  Net due to related foreign offices                   257.4     222.3     217.7     209.1     211.7     233.9     229.5     216.1         225.5     209.3     208.3     223.6

  26  Other liabilities                                    219.9     269.2     286.7     278.1     270.8     262.8     264.3     282.3         277.5     285.3     295.1     286.6

  27  TOTAL LIABILITIES                                  3,921.5   4,087.5   4,132.2   4,151.0   4,188.8   4,193.2   4,194.4   4,216.8       4,224.6   4,210.1   4,234.1   4,240.4

  28  Residual (assets less liabilities) (7)               372.5     348.1     355.7     385.9     387.8     391.4     394.6     391.7         391.7     399.4     396.3     400.4      



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                       August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,682.8   3,802.4   3,833.2   3,850.5   3,893.3   3,905.9   3,927.4   3,952.6       3,945.6   3,945.0   3,974.5   3,996.1

  2     Securities in bank credit                          983.3     995.8   1,016.7   1,016.9   1,035.1   1,023.2   1,017.8   1,032.1       1,025.9   1,028.3   1,046.5   1,055.7
  3        U.S. government securities                      705.8     700.4     702.3     712.9     725.1     724.4     724.7     721.6         717.8     716.7     724.7     722.6
  4        Other securities                                277.5     295.4     314.4     303.9     310.0     298.8     293.1     310.5         308.1     311.5     321.8     333.1

  5     Loans and leases in bank credit (2)              2,699.4   2,806.6   2,816.5   2,833.6   2,858.2   2,882.7   2,909.6   2,920.5       2,919.8   2,916.7   2,928.0   2,940.4
  6        Commercial and industrial                       745.7     783.0     793.3     800.6     812.3     817.5     820.7     822.7         823.3     821.1     822.0     824.3
  7        Real estate                                   1,104.8   1,136.7   1,137.2   1,147.9   1,157.8   1,168.2   1,180.0   1,185.6       1,184.6   1,185.4   1,187.4   1,196.4
  8          Revolving home equity                          80.1      85.7      86.1      87.1      88.4      90.0      91.6      92.6          92.5      92.7      93.0      93.3
  9          Other                                       1,024.7   1,051.0   1,051.1   1,060.8   1,069.4   1,078.2   1,088.3   1,093.0       1,092.1   1,092.7   1,094.4   1,103.1
  10       Consumer                                        509.7     527.2     521.2     513.5     513.1     516.3     517.7     517.7         516.9     518.7     519.8     522.5
  11       Security (3)                                     76.5      81.6      85.0      87.8      90.2      89.5      93.6      93.8          93.6      92.4      99.6      92.4
  12       Other loans and leases                          262.6     278.1     279.8     283.8     284.8     291.1     297.6     300.7         301.4     299.2     299.2     304.8

  13  Interbank loans                                      195.2     208.7     209.1     216.4     214.4     214.2     189.2     183.9         191.1     181.8     179.3     182.7

  14  Cash assets (4)                                      217.3     242.5     234.5     230.8     241.4     241.5     244.6     240.8         244.6     228.5     245.6     237.8

  15  Other assets (5)                                     249.4     257.5     265.4     268.6     274.9     279.8     282.6     280.3         279.4     276.5     282.2     281.7

  16  TOTAL ASSETS (6)                                   4,287.5   4,455.2   4,486.2   4,510.1   4,567.5   4,584.8   4,586.9   4,600.6       4,603.9   4,574.9   4,624.6   4,641.0

            L I A B I L I T I E S

  17  Deposits                                           2,734.5   2,875.8   2,877.6   2,904.8   2,941.6   2,922.5   2,960.3   2,975.5       2,981.9   2,950.7   2,974.5   2,999.3
  18    Transaction                                        737.0     726.5     698.1     687.6     703.8     678.8     687.3     681.1         684.7     662.7     688.3     687.3
  19    Nontransaction                                   1,997.4   2,149.2   2,179.5   2,217.2   2,237.8   2,243.7   2,273.0   2,294.4       2,297.2   2,287.9   2,286.1   2,312.0
  20       Large time                                      444.1     525.2     541.6     548.4     563.0     567.6     579.5     594.3         591.3     596.1     602.2     600.5
  21       Other                                         1,553.3   1,624.0   1,637.9   1,668.8   1,674.7   1,676.2   1,693.5   1,700.1       1,705.9   1,691.9   1,683.9   1,711.5

  22  Borrowings                                           714.7     718.6     719.7     728.3     763.2     775.1     754.5     747.5         745.0     744.8     756.7     741.8
  23    From banks in the U.S.                             296.1     294.8     293.1     301.3     311.3     310.2     283.5     273.7         278.6     265.6     275.6     268.5
  24    From others                                        418.6     423.8     426.6     427.0     451.9     464.8     471.0     473.8         466.3     479.2     481.1     473.3

  25  Net due to related foreign offices                   252.0     232.7     228.6     218.3     210.3     236.8     220.1     212.3         217.3     213.1     211.3     211.3

  26  Other liabilities                                    218.8     266.4     288.6     276.3     271.1     266.5     266.5     280.5         275.8     282.0     295.1     285.4

  27  TOTAL LIABILITIES                                  3,920.0   4,093.4   4,114.6   4,127.7   4,186.1   4,200.8   4,201.5   4,215.8       4,220.0   4,190.6   4,237.6   4,237.8

  28  Residual (assets less liabilities) (7)               367.5     361.8     371.6     382.4     381.4     384.0     385.4     384.8         384.0     384.3     387.0     403.2

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)                --      88.7     101.8      90.4      90.1      81.4      76.7      87.8          86.0      90.0      94.1     102.8
  30  Reval. losses on off-bal. sheet items (8)               --      85.0      98.5      86.9      88.0      85.7      81.4      92.5          90.5      94.5     100.3     108.3



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                           August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,216.7   3,288.1   3,309.8   3,334.8   3,360.3   3,361.5   3,380.5   3,407.1       3,405.0   3,411.8   3,419.0   3,440.9

  2     Securities in bank credit                          833.8     834.4     843.2     841.3     854.7     838.7     833.3     845.9         845.3     848.1     852.1     856.4
  3        U.S. government securities                      628.0     624.6     618.2     624.7     634.5     632.0     632.6     632.2         631.3     632.3     630.7     628.9
  4        Other securities                                205.8     209.8     225.0     216.6     220.2     206.6     200.7     213.7         214.0     215.8     221.4     227.5

  5     Loans and leases in bank credit (2)              2,382.9   2,453.7   2,466.6   2,493.5   2,505.6   2,522.8   2,547.1   2,561.2       2,559.7   2,563.6   2,566.8   2,584.6
  6        Commercial and industrial                       550.7     571.0     576.5     581.9     588.4     591.0     596.7     601.0         601.3     601.4     602.0     604.1
  7        Real estate                                   1,071.8   1,102.8   1,108.2   1,122.3   1,130.9   1,142.0   1,152.0   1,157.0       1,155.5   1,157.9   1,159.2   1,167.5
  8          Revolving home equity                          80.1      85.7      86.5      87.9      89.1      90.3      91.6      92.6          92.5      92.7      92.9      93.2
  9          Other                                         991.8   1,017.2   1,021.8   1,034.4   1,041.8   1,051.8   1,060.4   1,064.4       1,063.0   1,065.2   1,066.4   1,074.2
  10       Consumer                                        511.8     521.5     520.5     518.1     515.6     518.4     520.6     520.0         519.7     520.5     520.6     524.1
  11       Security (3)                                     45.9      44.3      44.1      48.4      46.5      45.6      48.0      50.5          50.6      48.9      52.5      51.2
  12       Other loans and leases                          202.7     214.1     217.2     222.7     224.2     225.7     229.8     232.7         232.6     234.9     232.5     237.7

  13  Interbank loans                                      178.2     176.2     183.8     197.3     197.1     198.0     171.8     166.5         174.1     168.8     162.9     163.2

  14  Cash assets (4)                                      192.2     201.1     200.5     207.6     213.4     209.7     212.3     210.4         214.6     210.1     213.8     212.9

  15  Other assets (5)                                     209.8     218.2     223.9     231.8     237.7     238.4     241.0     234.3         233.8     235.6     234.5     233.2

  16  TOTAL ASSETS (6)                                   3,739.7   3,827.7   3,862.2   3,915.4   3,952.3   3,951.4   3,949.0   3,961.4       3,970.6   3,969.4   3,973.4   3,993.2

            L I A B I L I T I E S

  17  Deposits                                           2,563.8   2,646.2   2,654.7   2,673.4   2,686.4   2,679.1   2,707.0   2,713.3       2,724.6   2,712.6   2,710.2   2,721.8
  18    Transaction                                        733.3     704.8     695.4     689.3     689.8     677.4     681.9     676.1         682.5     678.7     683.2     677.7
  19    Nontransaction                                   1,830.5   1,941.4   1,959.3   1,984.1   1,996.6   2,001.8   2,025.1   2,037.2       2,042.1   2,033.9   2,027.0   2,044.1
  20       Large time                                      281.0     313.3     317.8     319.7     323.0     324.4     335.1     341.5         341.2     341.9     343.3     341.7
  21       Other                                         1,549.4   1,628.1   1,641.5   1,664.4   1,673.7   1,677.4   1,690.0   1,695.7       1,700.9   1,692.0   1,683.7   1,702.4

  22  Borrowings                                           577.5     593.9     592.0     607.8     622.4     621.7     594.2     596.8         591.3     602.0     604.0     600.2
  23    From banks in the U.S.                             256.5     272.6     271.0     278.2     279.7     269.1     239.6     235.2         237.7     231.2     236.0     236.8
  24    From others                                        320.9     321.3     321.0     329.6     342.7     352.6     354.5     361.6         353.6     370.8     368.0     363.4

  25  Net due to related foreign offices                    79.3      72.0      78.2      68.0      77.1      85.1      80.7      85.8          92.4      83.0      86.1      92.6

  26  Other liabilities                                    151.2     178.6     186.4     183.7     178.4     173.2     173.0     180.3         176.7     183.0     186.9     180.7

  27  TOTAL LIABILITIES                                  3,371.8   3,490.7   3,511.3   3,532.9   3,564.3   3,559.2   3,554.9   3,576.3       3,585.0   3,580.6   3,587.2   3,595.3

  28  Residual (assets less liabilities) (7)               367.9     337.0     350.9     382.5     387.9     392.2     394.0     385.2         385.6     388.8     386.1     397.9



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                       August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,212.5   3,289.5   3,302.1   3,325.4   3,359.7   3,363.5   3,383.8   3,402.3       3,399.0   3,399.8   3,412.8   3,439.4

  2     Securities in bank credit                          832.3     829.6     838.8     843.3     856.7     842.8     839.1     844.3         842.0     843.3     850.1     856.6
  3        U.S. government securities                      626.7     617.6     615.1     626.3     637.8     634.0     633.7     630.8         629.8     630.1     630.2     629.9
  4        Other securities                                205.6     212.0     223.7     217.0     218.9     208.9     205.4     213.5         212.2     213.2     219.9     226.7

  5     Loans and leases in bank credit (2)              2,380.2   2,459.9   2,463.2   2,482.1   2,503.0   2,520.6   2,544.6   2,558.0       2,557.1   2,556.5   2,562.7   2,582.9
  6        Commercial and industrial                       550.7     568.8     576.2     584.9     594.9     597.6     599.4     601.1         601.3     600.5     600.5     603.0
  7        Real estate                                   1,072.0   1,104.8   1,105.1   1,116.4   1,126.9   1,137.9   1,150.5   1,157.1       1,156.3   1,157.1   1,159.0   1,168.1
  8          Revolving home equity                          80.1      85.7      86.1      87.1      88.4      90.0      91.6      92.6          92.5      92.7      93.0      93.3
  9          Other                                         991.9   1,019.2   1,019.1   1,029.3   1,038.5   1,047.8   1,058.8   1,064.5       1,063.8   1,064.4   1,066.1   1,074.8
  10       Consumer                                        509.7     527.2     521.2     513.5     513.1     516.3     517.7     517.7         516.9     518.7     519.8     522.5
  11       Security (3)                                     44.5      43.5      45.2      48.1      47.0      46.0      47.6      48.9          49.3      47.3      51.3      50.3
  12       Other loans and leases                          203.2     215.6     215.5     219.2     221.0     222.9     229.4     233.2         233.2     233.0     232.0     239.0

  13  Interbank loans                                      175.8     186.1     188.2     193.7     195.5     193.6     169.3     164.3         171.6     161.6     159.5     164.2

  14  Cash assets (4)                                      188.8     211.1     202.4     199.0     209.5     207.5     208.2     206.6         210.9     194.8     211.1     203.5

  15  Other assets (5)                                     212.2     219.6     223.0     227.8     236.9     239.6     241.2     237.1         234.9     234.6     238.9     238.8

  16  TOTAL ASSETS (6)                                   3,732.3   3,850.5   3,859.9   3,890.0   3,945.4   3,947.9   3,945.8   3,953.7       3,959.7   3,934.2   3,965.6   3,988.8

            L I A B I L I T I E S

  17  Deposits                                           2,557.2   2,649.9   2,642.8   2,662.3   2,690.3   2,670.0   2,701.8   2,707.7       2,716.8   2,681.9   2,701.2   2,727.5
  18    Transaction                                        726.4     716.2     688.2     677.3     693.5     668.0     676.3     669.9         673.8     651.5     677.0     675.2
  19    Nontransaction                                   1,830.8   1,933.8   1,954.7   1,985.0   1,996.8   2,001.9   2,025.5   2,037.8       2,043.0   2,030.4   2,024.2   2,052.3
  20       Large time                                      279.9     311.9     320.7     319.7     324.5     328.2     334.4     340.1         339.5     341.0     342.7     343.1
  21       Other                                         1,550.9   1,621.8   1,634.0   1,665.3   1,672.3   1,673.8   1,691.1   1,697.7       1,703.5   1,689.5   1,681.5   1,709.1

  22  Borrowings                                           583.5     591.5     583.1     594.2     620.8     631.6     608.2     601.0         596.9     605.5     606.9     595.6
  23    From banks in the U.S.                             264.2     265.8     261.5     268.1     278.3     277.5     250.7     241.5         244.3     238.1     241.2     237.6
  24    From others                                        319.3     325.6     321.6     326.1     342.6     354.1     357.5     359.5         352.7     367.3     365.7     358.0

  25  Net due to related foreign offices                    77.1      73.6      79.9      72.5      78.8      92.3      79.6      83.2          88.0      83.2      87.6      87.6

  26  Other liabilities                                    151.7     176.7     185.8     182.0     178.9     174.2     174.4     180.8         177.7     183.1     187.6     179.3

  27  TOTAL LIABILITIES                                  3,369.4   3,491.8   3,491.7   3,511.1   3,568.8   3,568.1   3,563.9   3,572.7       3,579.5   3,553.7   3,583.3   3,590.0

  28  Residual (assets less liabilities) (7)               362.9     358.7     368.2     378.9     376.6     379.8     381.8     381.0         380.2     380.5     382.3     398.8

               MEMO
  29  Reval. gains on off-bal. sheet items (8)                --      47.5      55.9      49.0      49.5      42.0      38.5      44.3          42.8      45.5      48.3      53.6
  30  Reval. losses on off-bal. sheet items (8)               --      44.0      50.9      43.2      44.6      43.4      40.2      45.7          43.9      46.9      51.1      55.3
  31  Mortgage-backed securities (9)                          --     244.9     244.1     246.2     249.5     249.6     248.9     250.1         250.0     249.8     249.8     252.7



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                     August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,886.7   1,915.5   1,934.4   1,946.4   1,964.6   1,956.7   1,968.1   1,987.9       1,988.1   1,990.6   1,994.1   2,004.1

  2     Securities in bank credit                          433.0     432.1     442.5     436.9     447.9     431.4     427.5     440.4         440.5     441.9     445.5     448.1
  3        U.S. government securities                      306.4     302.7     297.3     301.5     310.8     307.7     309.0     308.3         307.8     307.7     306.0     302.6
  3a         Trading account                                20.9      17.3      16.2      18.3      20.3      19.4      23.1      24.9          25.7      25.1      22.8      22.5
  3b         Investment account                            285.5     285.4     281.1     283.3     290.5     288.2     285.9     283.4         282.2     282.7     283.2     280.1
  4        Other securities                                126.6     129.4     145.2     135.4     137.0     123.7     118.5     132.1         132.6     134.2     139.5     145.5
  4a         Trading account                                58.1      64.6      79.9      69.3      71.9      58.3      51.7      64.1          65.3      66.3      69.8      73.8
  4b         Investment account                             68.5      64.9      65.3      66.0      65.1      65.4      66.8      68.0          67.4      67.9      69.7      71.7
  4c           State and local government                   20.6      20.5      21.1      20.8      20.8      21.1      21.7      22.1          22.0      22.1      22.2      22.3
  4d           Other                                        47.9      44.3      44.1      45.2      44.3      44.3      45.0      45.8          45.3      45.8      47.5      49.4

  5     Loans and leases in bank credit (2)              1,453.7   1,483.4   1,491.9   1,509.5   1,516.7   1,525.3   1,540.6   1,547.5       1,547.6   1,548.7   1,548.6   1,556.0
  6        Commercial and industrial                       384.4     397.4     401.3     405.3     410.8     411.9     416.3     418.4         418.8     418.9     418.6     419.2
  6a         Bankers acceptances                             1.6       1.9       1.6       1.7       1.6       1.6       1.6       1.6           1.6       1.6       1.6       1.4
  6b         Other                                         382.8     395.5     399.7     403.6     409.2     410.3     414.7     416.8         417.2     417.3     417.0     417.8
  7        Real estate                                     592.0     597.0     597.7     603.7     606.9     613.4     618.2     617.5         617.0     617.4     617.1     620.1
  8          Revolving home equity                          57.1      59.1      59.5      60.3      61.0      61.9      63.1      63.9          63.8      63.9      64.1      64.1
  9          Other                                         535.0     537.9     538.2     543.3     545.9     551.6     555.2     553.7         553.2     553.5     552.9     555.9
  10       Consumer                                        294.1     298.5     300.2     298.9     297.4     298.8     299.1     299.5         299.8     299.8     299.3     300.4
  11       Security (3)                                     41.3      39.6      39.2      43.3      41.7      40.8      43.1      45.5          45.6      44.0      47.6      46.1
  11a        Fed funds and RPs with broker/dealer           25.6      23.7      23.9      26.9      23.6      23.2      26.3      28.4          28.2      27.4      29.6      29.8
  11b        Other                                          15.7      15.9      15.3      16.5      18.1      17.6      16.9      17.1          17.4      16.6      18.0      16.3
  12a      State and local government                       11.8      11.7      11.6      11.5      11.2      11.1      11.2      11.1          11.2      11.1      11.1      11.2
  12b      Agricultural                                      9.0       8.6       8.6       8.6       8.6       8.8       8.6       8.6           8.5       8.6       8.6       8.6
  12c      Fed funds and RPs with others                     5.3       5.7       4.9       5.9       6.9       5.4       5.9       6.8           6.6       7.2       6.4       8.0
  12d      All other loans                                  63.1      61.2      62.6      64.9      64.1      64.7      66.0      65.8          66.0      67.1      65.1      66.8
  12e      Lease financing receivables                      52.7      63.7      65.8      67.4      69.1      70.5      72.1      74.3          74.1      74.6      74.9      75.7

  13  Interbank loans                                      135.1     125.7     130.3     139.6     144.9     145.8     118.6     112.4         119.3     114.8     109.6     108.2
  13a   Fed funds and RPs with banks                        89.3      77.9      80.4      88.4      92.8      89.5      66.9      66.7          74.2      69.6      63.9      61.4
  13b   Other                                               45.8      47.9      49.9      51.2      52.1      56.3      51.7      45.7          45.2      45.2      45.7      46.7

  14  Cash assets (4)                                      134.3     138.3     134.9     139.9     144.6     142.4     142.3     141.2         143.4     140.6     144.2     141.9

  15  Other assets (5)                                     161.8     168.2     171.7     172.8     177.9     179.7     177.6     171.2         170.3     172.4     170.5     169.9

  16  TOTAL ASSETS (6)                                   2,279.9   2,311.4   2,335.0   2,362.3   2,395.4   2,388.1   2,370.1   2,376.1       2,384.5   2,382.0   2,381.9   2,387.4



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                         August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,407.2   1,440.5   1,438.3   1,446.2   1,458.5   1,448.1   1,462.6   1,455.7       1,463.4   1,453.3   1,450.2   1,464.3
  18    Transaction                                        427.6     401.1     391.0     384.1     384.0     373.6     376.7     370.0         374.3     370.7     373.0     371.9
  19    Nontransaction                                     979.7   1,039.4   1,047.3   1,062.1   1,074.4   1,074.6   1,086.0   1,085.7       1,089.1   1,082.6   1,077.2   1,092.5
  20       Large time                                      142.0     159.1     162.1     162.9     167.2     167.3     175.6     180.0         179.6     180.3     181.4     180.6
  21       Other                                           837.7     880.3     885.2     899.1     907.2     907.3     910.4     905.7         909.5     902.2     895.8     911.9

  22  Borrowings                                           434.6     438.4     437.8     451.5     464.5     465.0     436.7     436.6         432.7     440.2     440.5     437.8
  23    From banks in the U.S.                             177.3     188.1     187.4     194.0     195.4     184.2     160.6     160.4         163.6     155.5     160.2     160.3
  24    From others                                        257.2     250.3     250.4     257.5     269.1     280.7     276.1     276.3         269.1     284.7     280.3     277.5

  25  Net due to related foreign offices                    73.6      68.0      74.2      64.1      72.7      80.9      76.9      81.0          87.5      78.4      81.3      87.8

  26  Other liabilities                                    126.0     154.4     161.4     157.3     152.3     146.4     145.8     153.7         150.3     156.7     160.1     151.4

  27  TOTAL LIABILITIES                                  2,041.4   2,101.3   2,111.7   2,119.1   2,147.8   2,140.4   2,122.1   2,127.1       2,133.9   2,128.6   2,132.2   2,141.3

  28  Residual (assets less liabilities) (7)               238.5     210.2     223.2     243.2     247.6     247.7     248.0     249.0         250.6     253.3     249.7     246.1



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                 August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,882.0   1,918.8   1,932.1   1,941.5   1,963.6   1,958.9   1,970.5   1,982.7       1,981.0   1,978.7   1,988.6   2,003.3

  2     Securities in bank credit                          432.2     428.8     439.8     437.6     446.4     433.7     431.5     439.6         437.5     437.9     445.3     450.5
  3        U.S. government securities                      305.9     297.0     295.6     302.1     310.9     308.0     308.2     307.7         306.8     306.4     307.4     305.6
  3a         Trading account                                20.0      16.4      16.4      19.4      20.5      19.6      21.6      23.8          24.4      23.8      23.2      23.3
  3b         Investment account                            285.9     280.6     279.2     282.7     290.4     288.4     286.6     283.9         282.4     282.6     284.2     282.3
  3c           Mortgage-backed                                --     181.1     181.9     183.7     186.2     186.1     186.4     187.8         187.8     187.1     187.2     189.1
  3d           Other                                          --      99.5      97.3      99.0     104.1     102.3     100.2      96.2          94.6      95.4      96.9      93.3
  3e             1 year or less                               --      27.4      26.2      26.5      28.9      27.4      27.3      25.7          25.2      25.0      26.9      25.9
  3f             Between 1 and 5 years                        --      58.3      56.1      56.2      57.3      56.5      54.2      50.5          50.2      49.5      48.5      47.0
  3g             More than 5 years                            --      13.8      15.0      16.3      17.9      18.5      18.7      20.0          19.2      20.9      21.5      20.3
  4        Other securities                                126.4     131.9     144.1     135.5     135.5     125.7     123.3     131.8         130.6     131.5     137.9     144.9
  4a         Trading account                                58.7      66.5      78.8      69.8      70.7      60.5      56.9      64.8          64.0      64.7      69.1      73.8
  4b         Investment account                             67.7      65.4      65.4      65.7      64.8      65.1      66.3      67.1          66.6      66.8      68.8      71.1
  4c           State and local government                   20.2      20.6      21.1      20.8      20.9      21.2      21.8      21.7          21.6      21.7      21.9      21.9
  4d           Other                                        47.4      44.8      44.2      44.9      43.8      43.9      44.6      45.3          45.0      45.1      46.9      49.2

  5     Loans and leases in bank credit (2)              1,449.8   1,490.0   1,492.4   1,504.0   1,517.2   1,525.1   1,539.0   1,543.1       1,543.5   1,540.8   1,543.3   1,552.8
  6        Commercial and industrial                       384.5     395.2     401.3     407.8     416.2     417.0     417.8     418.5         418.6     418.3     417.8     418.9
  6a         Bankers acceptances                             1.5       1.9       1.6       1.6       1.5       1.5       1.6       1.5           1.5       1.5       1.5       1.4
  6b         Other                                         382.9     393.3     399.7     406.1     414.6     415.5     416.3     417.0         417.2     416.8     416.3     417.5
  7        Real estate                                     591.8     599.4     597.2     600.7     605.6     610.8     616.8     617.2         617.2     616.1     616.5     620.6
  8          Revolving home equity                          57.1      59.2      59.4      59.8      60.5      61.8      63.1      63.9          63.9      63.9      64.1      64.1
  9a         Other residential                                --     331.1     328.4     330.3     336.6     340.4     343.2     343.1         343.2     342.3     342.2     347.0
  9b         Commercial                                       --     209.1     209.4     210.7     208.5     208.7     210.5     210.3         210.2     209.9     210.1     209.4
  10       Consumer                                        292.2     303.1     300.1     296.1     295.3     297.1     298.0     297.3         297.3     297.7     297.9     298.7
  11       Security (3)                                     40.0      38.7      40.2      43.0      42.2      41.4      42.8      44.1          44.5      42.6      46.7      45.1
  11a        Fed funds and RPs with broker/dealer           24.9      22.8      24.1      26.6      24.6      24.0      25.8      27.7          28.0      27.1      29.0      29.7
  11b        Other                                          15.1      16.0      16.1      16.4      17.6      17.4      17.0      16.4          16.5      15.5      17.7      15.5
  12a      State and local government                       11.8      11.5      11.5      11.5      11.2      11.1      11.2      11.2          11.2      11.2      11.2      11.2
  12b      Agricultural                                      9.2       8.5       8.3       8.4       8.5       8.7       8.8       8.8           8.8       8.8       8.9       8.9
  12c      Fed funds and RPs with others                     5.4       5.8       5.7       5.8       6.6       5.4       6.0       7.0           6.9       7.3       6.6       7.8
  12d      All other loans                                  62.6      62.9      61.7      63.0      62.8      63.2      65.5      65.1          65.4      64.8      63.7      66.8
  12e      Lease financing receivables                      52.4      64.7      66.4      67.7      68.9      70.4      72.0      73.8          73.6      73.9      74.2      74.8

  13  Interbank loans                                      135.3     134.3     132.6     136.1     142.9     144.7     118.9     112.8         119.6     112.8     110.4     106.2
  13a   Fed funds and RPs with banks                        88.7      82.9      82.4      86.4      92.9      90.4      68.3      66.1          73.1      66.1      63.8      59.1
  13b   Other                                               46.6      51.5      50.2      49.7      50.0      54.3      50.6      46.7          46.4      46.7      46.6      47.1

  14  Cash assets (4)                                      131.4     146.1     137.6     133.5     142.1     140.4     139.6     137.8         141.2     128.6     142.1     133.7

  15  Other assets (5)                                     164.3     168.6     169.5     169.8     178.0     181.4     179.9     174.1         173.0     173.3     174.0     173.9

  16  TOTAL ASSETS (6)                                   2,275.2   2,331.7   2,335.5   2,344.5   2,390.2   2,389.0   2,372.3   2,370.9       2,378.2   2,356.9   2,378.7   2,380.5



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                     August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,404.1   1,446.7   1,436.3   1,440.1   1,460.1   1,441.5   1,459.3   1,453.5       1,461.0   1,434.0   1,446.7   1,465.5
  18    Transaction                                        423.0     408.7     387.7     376.5     387.4     367.5     372.7     366.0         369.1     352.4     370.6     367.1
  19    Nontransaction                                     981.1   1,038.0   1,048.6   1,063.6   1,072.6   1,074.0   1,086.6   1,087.5       1,091.9   1,081.6   1,076.1   1,098.4
  20       Large time                                      141.6     159.1     164.3     162.1     167.7     170.3     175.4     179.5         179.1     180.0     181.3     181.9
  21       Other                                           839.5     878.9     884.3     901.6     904.9     903.7     911.3     908.0         912.8     901.6     894.7     916.5

  22  Borrowings                                           441.0     434.3     430.2     443.3     465.4     471.0     447.1     440.8         438.7     443.6     444.7     437.0
  23    From banks in the U.S.                             183.5     181.6     179.7     187.6     194.8     190.3     168.6     165.0         168.5     160.2     164.4     162.7
  24    From others                                        257.5     252.7     250.5     255.7     270.6     280.7     278.5     275.8         270.2     283.4     280.3     274.4

  25  Net due to related foreign offices                    71.4      69.7      76.0      68.6      74.4      88.1      75.8      78.4          83.2      78.6      82.8      82.8

  26  Other liabilities                                    126.2     152.2     160.4     155.3     152.5     147.6     147.6     154.0         151.0     156.4     160.6     149.8

  27  TOTAL LIABILITIES                                  2,042.8   2,102.9   2,102.9   2,107.3   2,152.3   2,148.2   2,129.8   2,126.7       2,133.8   2,112.6   2,134.8   2,135.2

  28  Residual (assets less liabilities) (7)               232.4     228.8     232.6     237.2     237.8     240.8     242.5     244.2         244.3     244.3     243.9     245.3

               MEMO
  29  Reval. gains on off-bal. sheet items (8)                --      47.5      55.9      49.0      49.5      42.0      38.5      44.3          42.8      45.5      48.3      53.6
  30  Reval. losses on off-bal. sheet items (8)               --      44.0      50.9      43.2      44.6      43.4      40.2      45.7          43.9      46.9      51.1      55.3
  31  Mortgage-backed securities (9)                          --     202.7     202.3     203.2     206.1     205.7     203.9     204.0         204.0     203.6     203.5     204.6
  31a   Pass-through                                          --     138.3     138.6     139.9     142.3     142.9     142.0     142.3         142.6     142.4     141.4     142.4
  31b   CMO, REMIC, and other                                 --      64.4      63.7      63.4      63.8      62.8      61.9      61.7          61.4      61.2      62.1      62.2
  32  Net unrealized gains (losses) on                        --       2.7       2.7       2.7       1.8       2.1       2.6       3.1           3.2       3.1       3.2       3.7
        available-for-sale securities (10)
  33  Offshore credit to U.S. residents (11)                28.8      30.9      32.1      32.9      33.3      33.6      33.4      33.7          34.0      33.8      33.8      33.8



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                     August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,330.0   1,372.5   1,375.4   1,388.3   1,395.7   1,404.8   1,412.4   1,419.2       1,416.8   1,421.1   1,424.9   1,436.8

  2     Securities in bank credit                          400.8     402.2     400.7     404.4     406.8     407.3     405.8     405.5         404.8     406.2     406.7     408.3
  3        U.S. government securities                      321.6     321.9     320.9     323.2     323.7     324.4     323.6     323.9         323.4     324.6     324.7     326.3
  4        Other securities                                 79.2      80.4      79.9      81.3      83.1      83.0      82.2      81.7          81.4      81.7      81.9      82.0

  5     Loans and leases in bank credit (2)                929.2     970.3     974.7     983.9     988.8     997.4   1,006.5   1,013.7       1,012.1   1,014.9   1,018.2   1,028.6
  6        Commercial and industrial                       166.2     173.6     175.2     176.6     177.5     179.1     180.4     182.6         182.5     182.5     183.4     184.9
  7        Real estate                                     479.8     505.8     510.5     518.7     524.0     528.6     533.8     539.5         538.5     540.5     542.2     547.4
  8          Revolving home equity                          23.0      26.5      26.9      27.6      28.1      28.4      28.5      28.7          28.7      28.7      28.8      29.1
  9          Other                                         456.8     479.3     483.6     491.1     495.9     500.2     505.2     510.8         509.8     511.7     513.4     518.3
  10       Consumer                                        217.7     223.0     220.3     219.2     218.2     219.7     221.5     220.6         219.8     220.7     221.3     223.7
  11       Security (3)                                      4.6       4.7       4.9       5.1       4.8       4.8       4.9       4.9           5.0       5.0       4.9       5.1
  12       Other loans and leases                           60.8      63.2      63.7      64.3      64.3      65.2      65.9      66.2          66.2      66.2      66.4      67.4

  13  Interbank loans                                       43.1      50.5      53.6      57.6      52.1      52.3      53.2      54.1          54.8      54.0      53.4      55.0

  14  Cash assets (4)                                       57.9      62.8      65.6      67.7      68.8      67.3      70.0      69.3          71.2      69.5      69.6      71.0

  15  Other assets (5)                                      48.0      50.0      52.2      59.0      59.8      58.7      63.3      63.1          63.5      63.2      64.0      63.3

  16  TOTAL ASSETS (6)                                   1,459.7   1,516.3   1,527.2   1,553.1   1,556.8   1,563.2   1,578.9   1,585.4       1,586.1   1,587.5   1,591.5   1,605.8

            L I A B I L I T I E S

  17  Deposits                                           1,156.6   1,205.7   1,216.4   1,227.2   1,228.0   1,231.0   1,244.4   1,257.6       1,261.2   1,259.4   1,260.0   1,257.5
  18    Transaction                                        305.8     303.7     304.3     305.2     305.8     303.8     305.2     306.1         308.3     308.1     310.2     305.9
  19    Nontransaction                                     850.8     902.0     912.0     922.0     922.2     927.2     939.2     951.5         952.9     951.3     949.8     951.6
  20       Large time                                      139.0     154.2     155.7     156.8     155.7     157.1     159.6     161.4         161.6     161.5     161.9     161.1
  21       Other                                           711.8     747.8     756.3     765.2     766.5     770.1     779.6     790.0         791.4     789.8     787.9     790.5

  22  Borrowings                                           142.9     155.5     154.2     156.3     157.9     156.7     157.4     160.2         158.6     161.8     163.5     162.4
  23    From banks in the U.S.                              79.2      84.5      83.6      84.2      84.3      84.8      79.0      74.9          74.1      75.7      75.8      76.5
  24    From others                                         63.7      71.0      70.6      72.1      73.6      71.9      78.4      85.3          84.5      86.1      87.7      85.9

  25  Net due to related foreign offices                     5.7       4.0       4.0       3.9       4.4       4.2       3.8       4.8           4.9       4.6       4.8       4.8

  26  Other liabilities                                     25.2      24.3      25.0      26.3      26.1      26.8      27.3      26.6          26.4      26.3      26.8      29.4

  27  TOTAL LIABILITIES                                  1,330.4   1,389.5   1,399.6   1,413.8   1,416.5   1,418.8   1,432.9   1,449.1       1,451.1   1,452.0   1,455.1   1,454.0

  28  Residual (assets less liabilities) (7)               129.4     126.8     127.7     139.3     140.4     144.5     146.0     136.2         135.0     135.5     136.4     151.8



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                 August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,330.5   1,370.7   1,369.9   1,383.9   1,396.1   1,404.6   1,413.2   1,419.6       1,418.0   1,421.1   1,424.2   1,436.1

  2     Securities in bank credit                          400.0     400.8     399.1     405.8     410.3     409.1     407.6     404.8         404.5     405.4     404.8     406.1
  3        U.S. government securities                      320.8     320.6     319.5     324.3     326.9     325.9     325.5     323.1         323.0     323.6     322.8     324.2
  4        Other securities                                 79.2      80.2      79.6      81.5      83.4      83.2      82.1      81.7          81.5      81.7      82.0      81.8

  5     Loans and leases in bank credit (2)                930.5     969.9     970.9     978.1     985.8     995.5   1,005.6   1,014.9       1,013.5   1,015.7   1,019.4   1,030.0
  6        Commercial and industrial                       166.3     173.6     174.9     177.1     178.8     180.5     181.6     182.6         182.7     182.2     182.7     184.1
  7        Real estate                                     480.2     505.4     508.0     515.6     521.3     527.1     533.6     539.9         539.1     540.9     542.6     547.5
  8          Revolving home equity                          23.1      26.5      26.7      27.3      27.9      28.3      28.6      28.7          28.7      28.7      28.9      29.2
  9          Other                                         457.2     478.9     481.2     488.3     493.5     498.8     505.1     511.1         510.4     512.2     513.7     518.4
  10       Consumer                                        217.5     224.0     221.1     217.4     217.8     219.2     219.7     220.4         219.6     221.0     221.9     223.7
  11       Security (3)                                      4.5       4.8       5.0       5.1       4.8       4.6       4.7       4.8           4.8       4.6       4.7       5.2
  12       Other loans and leases                           62.0      62.1      61.8      62.8      63.1      64.0      65.9      67.3          67.3      67.0      67.5      69.5

  13  Interbank loans                                       40.5      51.7      55.6      57.6      52.5      48.8      50.4      51.5          52.0      48.8      49.1      58.0

  14  Cash assets (4)                                       57.5      64.9      64.9      65.5      67.5      67.1      68.6      68.8          69.7      66.3      69.0      69.8

  15  Other assets (5)                                      47.9      51.0      53.5      58.0      58.9      58.2      61.4      63.0          61.9      61.3      64.9      64.8

  16  TOTAL ASSETS (6)                                   1,457.1   1,518.8   1,524.5   1,545.4   1,555.2   1,558.8   1,573.5   1,582.8       1,581.5   1,577.3   1,586.9   1,608.3

            L I A B I L I T I E S

  17  Deposits                                           1,153.1   1,203.2   1,206.5   1,222.2   1,230.2   1,228.5   1,242.4   1,254.2       1,255.8   1,247.9   1,254.5   1,262.0
  18    Transaction                                        303.5     307.4     300.5     300.9     306.1     300.5     303.6     303.9         304.7     299.1     306.4     308.1
  19    Nontransaction                                     849.7     895.8     906.0     921.4     924.1     928.0     938.9     950.3         951.1     948.8     948.1     953.9
  20       Large time                                      138.3     152.9     156.4     157.7     156.8     157.9     159.1     160.6         160.5     161.0     161.3     161.2
  21       Other                                           711.4     742.9     749.7     763.7     767.4     770.1     779.8     789.7         790.7     787.8     786.8     792.7

  22  Borrowings                                           142.4     157.2     152.9     150.9     155.4     160.7     161.1     160.2         158.2     161.9     162.2     158.6
  23    From banks in the U.S.                              80.7      84.3      81.8      80.5      83.5      87.3      82.1      76.4          75.7      77.9      76.8      74.9
  24    From others                                         61.8      72.9      71.2      70.4      71.9      73.4      79.1      83.7          82.5      84.0      85.4      83.6

  25  Net due to related foreign offices                     5.7       4.0       4.0       3.9       4.4       4.2       3.8       4.8           4.9       4.6       4.8       4.8

  26  Other liabilities                                     25.4      24.5      25.4      26.7      26.4      26.5      26.8      26.8          26.7      26.7      27.0      29.4

  27  TOTAL LIABILITIES                                  1,326.6   1,388.9   1,388.8   1,403.8   1,416.4   1,419.9   1,434.1   1,446.0       1,445.6   1,441.1   1,448.5   1,454.8

  28  Residual (assets less liabilities) (7)               130.5     130.0     135.6     141.7     138.8     138.9     139.3     136.8         135.9     136.2     138.4     153.6

               MEMO
  29  Mortgage-backed securities (9)                          --      42.2      41.8      42.9      43.4      43.9      45.0      46.2          46.0      46.2      46.3      48.1



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                           August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          468.8     515.7     530.5     525.3     533.5     539.8     543.2     549.8         547.1     543.8     559.6     552.9

  2     Securities in bank credit                          150.9     170.1     176.9     172.9     177.9     175.5     178.0     188.9         186.6     185.4     194.3     196.4
  3        U.S. government securities                       80.1      81.8      85.4      83.6      87.8      89.9      92.3      93.6          91.5      88.0      95.5      92.5
  4        Other securities                                 70.8      88.3      91.5      89.3      90.1      85.5      85.7      95.3          95.0      97.5      98.8     103.9

  5     Loans and leases in bank credit (2)                317.9     345.6     353.6     352.4     355.6     364.3     365.2     360.9         360.5     358.4     365.3     356.5
  6        Commercial and industrial                       194.0     214.4     217.1     216.1     216.6     219.7     220.5     220.5         220.7     219.1     221.3     220.4
  7        Real estate                                      32.9      31.8      32.0      31.5      31.4      30.6      29.6      28.5          28.4      28.3      28.6      28.5
  11       Security (3)                                     32.0      38.1      39.8      39.7      43.2      43.5      46.0      44.9          44.3      45.2      48.3      42.0
  12       Other loans and leases                           59.0      61.3      64.7      65.1      64.5      70.5      69.1      67.1          67.1      65.8      67.2      65.5

  13  Interbank loans                                       19.4      22.7      20.9      22.7      18.9      20.6      19.9      19.6          19.5      20.2      19.9      18.5

  14  Cash assets (4)                                       28.3      31.1      32.9      32.4      32.7      34.0      35.7      34.0          33.8      33.6      34.3      34.2

  15  Other assets (5)                                      37.8      38.6      41.6      41.4      39.5      39.1      41.5      43.9          45.6      42.7      43.4      42.3

  16  TOTAL ASSETS (6)                                     554.4     607.9     625.6     621.5     624.4     633.3     640.0     647.1         645.7     640.1     657.0     647.6

            L I A B I L I T I E S

  17  Deposits                                             179.3     225.7     238.0     242.7     257.7     252.0     258.1     270.9         268.0     269.9     273.8     274.7
  18    Transaction                                         10.6      10.3       9.7      10.4      10.8      11.2      11.1      11.3          10.8      11.3      11.4      12.4
  19    Nontransaction                                     168.7     215.4     228.2     232.2     246.9     240.8     247.0     259.6         257.3     258.6     262.4     262.3
  20       Large time                                      166.2     213.2     224.3     228.7     244.5     238.4     244.6     257.2         254.8     256.2     260.0     259.9
  21       Other                                             2.4       2.2       4.0       3.6       2.5       2.4       2.4       2.4           2.4       2.4       2.4       2.4

  22  Borrowings                                           123.6     130.3     143.2     140.0     139.8     143.6     141.3     137.4         137.7     131.1     142.7     133.5
  23    From banks in the U.S.                              30.5      27.9      33.9      34.8      32.8      33.2      31.1      30.6          32.6      28.0      32.8      28.8
  24    From others                                         93.1     102.4     109.3     105.2     107.1     110.5     110.1     106.9         105.1     103.0     110.0     104.7

  25  Net due to related foreign offices                   178.1     150.3     139.4     141.1     134.6     148.7     148.8     130.3         133.2     126.3     122.1     131.0

  26  Other liabilities                                     68.7      90.5     100.3      94.4      92.4      89.6      91.2     101.9         100.7     102.2     108.1     105.8

  27  TOTAL LIABILITIES                                    549.7     596.8     620.8     618.1     624.5     634.0     639.4     640.5         639.6     629.5     646.8     645.1

  28  Residual (assets less liabilities) (7)                 4.6      11.1       4.8       3.4      -0.1      -0.7       0.6       6.5           6.1      10.6      10.2       2.5



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                       August 15, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 16    Jul 23    Jul 30     Aug 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          470.2     512.9     531.1     525.1     533.6     542.4     543.6     550.3         546.6     545.3     561.7     556.6

  2     Securities in bank credit                          151.0     166.2     177.9     173.5     178.4     180.4     178.7     187.8         183.9     185.0     196.3     199.1
  3        U.S. government securities                       79.1      82.8      87.2      86.6      87.3      90.5      91.0      90.9          88.0      86.7      94.5      92.7
  3a         Trading account                                  --      17.0      21.4      20.0      18.6      18.8      18.8      18.2          16.1      14.8      21.9      19.1
  3b         Investment account                               --      65.8      65.8      66.6      68.7      71.6      72.2      72.7          71.9      71.8      72.6      73.6
  4        Other securities                                 71.9      83.4      90.7      87.0      91.1      89.9      87.7      97.0          95.9      98.3     101.8     106.4
  4a         Trading account                                  --      58.7      65.2      60.4      61.1      59.7      58.9      65.0          64.0      66.3      68.8      72.9
  4b         Investment account                               --      24.8      25.5      26.6      29.9      30.2      28.8      31.9          31.9      32.0      33.0      33.4

  5     Loans and leases in bank credit (2)                319.2     346.7     353.2     351.5     355.2     362.0     364.9     362.5         362.7     360.2     365.3     357.5
  6        Commercial and industrial                       195.0     214.3     217.0     215.7     217.3     219.9     221.3     221.6         221.9     220.6     221.5     221.4
  7        Real estate                                      32.8      31.8      32.1      31.5      30.9      30.3      29.5      28.4          28.3      28.3      28.3      28.3
  11       Security (3)                                     32.0      38.1      39.8      39.7      43.2      43.5      46.0      44.9          44.3      45.2      48.3      42.0
  12       Other loans and leases                           59.4      62.6      64.4      64.6      63.8      68.3      68.2      67.5          68.2      66.1      67.2      65.8

  13  Interbank loans                                       19.4      22.7      20.9      22.7      18.9      20.6      19.9      19.6          19.5      20.2      19.9      18.5

  14  Cash assets (4)                                       28.5      31.5      32.1      31.8      31.8      34.0      36.4      34.1          33.8      33.7      34.5      34.3

  15  Other assets (5)                                      37.2      37.9      42.4      40.8      38.1      40.1      41.4      43.1          44.6      41.9      43.2      42.9

  16  TOTAL ASSETS (6)                                     555.2     604.7     626.3     620.2     622.1     636.9     641.1     646.9         644.2     640.7     659.0     652.2

            L I A B I L I T I E S

  17  Deposits                                             177.2     225.8     234.8     242.5     251.3     252.5     258.5     267.9         265.2     268.7     273.3     271.8
  18    Transaction                                         10.6      10.4       9.9      10.2      10.4      10.7      11.0      11.2          11.0      11.2      11.3      12.0
  19    Nontransaction                                     166.7     215.5     224.9     232.3     241.0     241.8     247.5     256.6         254.2     257.5     262.0     259.8
  20       Large time                                      164.3     213.2     221.0     228.7     238.6     239.4     245.1     254.2         251.8     255.1     259.6     257.4
  21       Other                                             2.4       2.2       3.9       3.5       2.4       2.4       2.4       2.4           2.4       2.4       2.4       2.4

  22  Borrowings                                           131.3     127.1     136.6     134.1     142.3     143.4     146.3     146.5         148.1     139.4     149.8     146.2
  23    From banks in the U.S.                              32.0      28.9      31.7      33.2      33.0      32.7      32.8      32.2          34.4      27.5      34.4      31.0
  24    From others                                         99.3      98.2     105.0     100.9     109.3     110.7     113.5     114.2         113.7     111.9     115.4     115.3

  25  Net due to related foreign offices                   174.9     159.1     148.6     145.8     131.5     144.5     140.6     129.1         129.2     129.9     123.7     123.7

  26  Other liabilities                                     67.2      89.7     102.8      94.2      92.2      92.3      92.2      99.7          98.0      98.9     107.5     106.1

  27  TOTAL LIABILITIES                                    550.6     601.7     622.8     616.6     617.3     632.7     637.6     643.1         640.5     636.9     654.3     647.8

  28  Residual (assets less liabilities) (7)                 4.7       3.1       3.4       3.5       4.8       4.2       3.5       3.9           3.7       3.8       4.7       4.3

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)                --      41.1      45.9      41.4      40.5      39.4      38.2      43.5          43.2      44.5      45.9      49.2
  30  Reval. losses on off-bal. sheet items (8)               --      41.0      47.6      43.7      43.4      42.3      41.2      46.7          46.6      47.6      49.2      53.1



      -------------------------------------------------

  Footnotes appear on page 13.




  H.8 (510)       Footnotes                                                                                                                                                Page 13
                                                                                                                                                                   August 15, 1997

  Note: This release and historical data are available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. 
  

  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  3.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  4.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  5.  Excludes the due-from position with related foreign offices, which is included in line 25.
  6.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  7.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  8.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.
  9.  Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.

      NOTE: Domestically chartered commercial banks aquired $1.1 billion in assets and liabilities of thrift institutions in the week ending August 6, 1997.  The major asset items affected 
      were (in billions): real estate revolving home equity loans, $0.1; real estate loans, other, $0.8; consumer loans, $0.1; commercial and industrial loans, $0.1; and other loans, $0.1. 
      The major liabilty item affected was nontransaction, deposits, other, $1.1.

Release dates | Historical data | Notes on the Data | About
Current release  Other formats: Screen reader | ASCII
Home | Statistical releases
Accessibility
To comment on this site, please fill out our feedback form.
Last update: August 15, 1997