Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: November 14, 1997

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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time
Seasonally adjusted, billions of dollars                                                                                                                         November 14, 1997                    


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,716.5   3,898.0   3,902.1   3,920.7   3,949.2   3,959.1   3,977.3   3,999.9       3,986.8   4,005.1   4,014.1   4,026.6

  2     Securities in bank credit                          968.9   1,033.4   1,014.3   1,010.0   1,028.3   1,021.8   1,026.2   1,033.4       1,017.6   1,035.6   1,044.6   1,056.7
  3        U.S. government securities                      702.2     723.7     723.4     726.3     726.1     713.9     721.6     728.2         716.8     726.9     735.5     737.4
  4        Other securities                                266.7     309.7     290.9     283.7     302.2     307.9     304.5     305.2         300.8     308.7     309.1     319.3

  5     Loans and leases in bank credit (2)              2,747.6   2,864.6   2,887.8   2,910.7   2,920.9   2,937.4   2,951.1   2,966.5       2,969.2   2,969.5   2,969.5   2,969.9
  6        Commercial and industrial                       770.5     803.5     807.8     812.5     816.4     824.3     835.8     841.8         845.3     841.4     838.5     839.0
  7        Real estate                                   1,115.6   1,167.7   1,178.8   1,188.5   1,193.6   1,199.1   1,206.2   1,210.3       1,208.8   1,209.4   1,211.0   1,216.5
  8          Revolving home equity                          83.5      89.7      90.9      92.5      93.5      94.4      95.6      96.8          96.7      97.1      97.2      97.4
  9          Other                                       1,032.1   1,078.0   1,087.8   1,096.0   1,100.0   1,104.8   1,110.5   1,113.5       1,112.1   1,112.3   1,113.9   1,119.1
  10       Consumer                                        519.2     515.0     516.4     517.7     517.0     517.4     513.3     507.2         507.5     507.5     506.7     506.0
  11       Security (3)                                     75.8      89.4      88.3      92.6      93.6      93.5      93.8     102.8         103.3     105.5     106.5     101.4
  12       Other loans and leases                          266.5     289.1     296.5     299.4     300.3     303.0     302.1     304.5         304.2     305.6     306.7     307.1

  13  Interbank loans                                      204.5     215.5     217.7     190.3     184.4     191.2     199.6     198.7         199.7     199.3     196.9     192.8

  14  Cash assets (4)                                      226.1     246.4     243.7     247.8     244.4     261.4     256.5     266.8         272.3     279.9     258.6     271.0

  15  Other assets (5)                                     253.0     278.5     280.7     286.9     282.4     285.4     285.3     292.9         295.3     293.8     290.6     305.2

  16  TOTAL ASSETS (6)                                   4,343.3   4,581.9   4,587.7   4,589.0   4,603.6   4,640.2   4,661.9   4,701.6       4,697.2   4,721.3   4,703.3   4,738.7

            L I A B I L I T I E S

  17  Deposits                                           2,803.0   2,948.5   2,934.3   2,967.0   2,988.1   3,011.5   3,024.6   3,030.7       3,051.1   3,024.3   3,024.5   3,051.2
  18    Transaction                                        719.0     701.6     689.4     693.1     688.0     694.3     679.1     678.5         696.4     679.3     679.4     676.2
  19    Nontransaction                                   2,084.1   2,246.9   2,244.9   2,273.9   2,300.1   2,317.2   2,345.4   2,352.3       2,354.7   2,345.0   2,345.1   2,375.0
  20       Large time                                      490.6     567.2     561.4     577.6     596.4     602.4     616.4     609.2         605.6     603.7     611.9     616.8
  21       Other                                         1,593.5   1,679.7   1,683.5   1,696.2   1,703.7   1,714.8   1,729.0   1,743.1       1,749.1   1,741.3   1,733.2   1,758.2

  22  Borrowings                                           688.5     761.3     760.7     727.7     726.5     740.1     759.7     797.1         785.5     815.3     806.3     801.2
  23    From banks in the U.S.                             288.3     310.8     299.0     266.2     262.1     273.9     281.3     291.3         295.9     297.9     281.3     291.5
  24    From others                                        400.2     450.5     461.7     461.5     464.4     466.2     478.5     505.8         489.6     517.4     525.1     509.7

  25  Net due to related foreign offices                   244.1     211.6     234.1     229.5     215.0     206.7     206.0     187.9         184.2     191.6     176.8     193.5

  26  Other liabilities                                    241.8     271.4     265.1     266.9     279.5     285.5     273.1     282.9         278.5     280.1     295.2     291.3

  27  TOTAL LIABILITIES                                  3,977.3   4,192.8   4,194.1   4,191.1   4,209.1   4,243.8   4,263.4   4,298.6       4,299.3   4,311.3   4,302.9   4,337.2

  28  Residual (assets less liabilities) (7)               365.9     389.1     393.5     397.9     394.5     396.4     398.5     403.1         397.9     410.1     400.4     401.5      



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     November 14, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,718.3   3,897.5   3,906.7   3,924.5   3,945.0   3,960.3   3,978.7   4,001.3       3,991.2   3,999.2   4,015.5   4,040.8

  2     Securities in bank credit                          968.9   1,035.9   1,023.3   1,016.5   1,025.7   1,027.0   1,026.4   1,033.2       1,018.7   1,032.4   1,045.3   1,060.9
  3        U.S. government securities                      702.7     726.4     725.9     726.2     722.1     716.6     722.8     728.8         718.3     727.9     735.3     740.2
  4        Other securities                                266.2     309.5     297.5     290.3     303.6     310.4     303.6     304.4         300.4     304.6     310.0     320.7

  5     Loans and leases in bank credit (2)              2,749.4   2,861.6   2,883.3   2,908.0   2,919.4   2,933.4   2,952.3   2,968.1       2,972.6   2,966.8   2,970.3   2,979.8
  6        Commercial and industrial                       766.9     810.7     814.5     816.0     817.7     820.1     830.0     837.7         840.4     836.6     834.8     838.9
  7        Real estate                                   1,118.7   1,163.3   1,174.4   1,186.8   1,193.6   1,200.8   1,209.5   1,213.6       1,212.9   1,211.7   1,213.7   1,220.7
  8          Revolving home equity                          84.0      89.0      90.7      92.5      93.6      94.7      96.3      97.4          97.2      97.6      97.8      97.9
  9          Other                                       1,034.7   1,074.3   1,083.7   1,094.3   1,100.0   1,106.1   1,113.1   1,116.2       1,115.7   1,114.1   1,115.9   1,122.8
  10       Consumer                                        519.4     512.6     514.3     514.9     514.7     517.9     515.4     507.3         507.4     507.8     507.4     506.1
  11       Security (3)                                     75.7      89.9      88.7      92.2      92.1      91.6      92.9     102.6         103.8     104.9     106.3     104.0
  12       Other loans and leases                          268.7     285.2     291.4     298.1     301.2     303.0     304.6     306.9         308.1     305.8     308.0     310.2

  13  Interbank loans                                      199.3     213.9     213.2     187.8     182.2     186.8     194.0     193.5         196.3     188.6     190.4     196.7

  14  Cash assets (4)                                      227.0     241.6     241.5     244.4     240.8     247.8     253.2     267.7         293.7     263.2     259.6     268.1

  15  Other assets (5)                                     250.4     276.2     283.0     287.1     284.6     288.7     287.9     289.8         293.6     283.8     288.7     305.8

  16  TOTAL ASSETS (6)                                   4,338.4   4,572.7   4,587.8   4,587.0   4,595.9   4,626.6   4,656.9   4,695.7       4,718.2   4,678.2   4,697.8   4,754.6

            L I A B I L I T I E S

  17  Deposits                                           2,807.9   2,945.9   2,925.6   2,962.2   2,979.5   3,001.5   3,024.6   3,038.2       3,078.5   3,005.2   3,023.5   3,071.9
  18    Transaction                                        716.7     704.8     679.5     687.4     681.8     681.8     677.7     676.4         712.5     653.6     673.2     681.3
  19    Nontransaction                                   2,091.2   2,241.1   2,246.1   2,274.8   2,297.7   2,319.7   2,347.0   2,361.8       2,366.0   2,351.6   2,350.3   2,390.6
  20       Large time                                      495.6     562.8     566.2     577.4     592.1     601.6     611.6     616.5         611.1     614.0     622.8     625.6
  21       Other                                         1,595.6   1,678.3   1,679.9   1,697.3   1,705.7   1,718.1   1,735.3   1,745.3       1,754.9   1,737.6   1,727.5   1,765.0

  22  Borrowings                                           680.9     762.1     770.9     748.2     741.2     745.4     763.5     786.9         777.5     801.5     795.0     795.5
  23    From banks in the U.S.                             281.7     309.5     307.5     280.0     271.1     279.1     282.9     283.3         288.2     284.4     273.7     286.6
  24    From others                                        399.2     452.6     463.4     468.2     470.1     466.3     480.5     503.6         489.3     517.1     521.3     508.9

  25  Net due to related foreign offices                   245.7     210.0     236.5     219.8     211.4     202.5     198.7     188.5         186.7     195.7     183.3     183.3

  26  Other liabilities                                    240.9     271.7     268.7     269.2     277.8     284.5     273.6     281.7         275.6     276.0     297.1     295.3

  27  TOTAL LIABILITIES                                  3,975.3   4,189.7   4,201.8   4,199.4   4,209.9   4,233.8   4,260.4   4,295.4       4,318.2   4,278.5   4,298.9   4,346.1

  28  Residual (assets less liabilities) (7)               363.1     383.0     386.0     387.6     386.0     392.8     396.5     400.3         399.9     399.8     398.9     408.5

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)              62.5      90.1      81.4      76.1      84.3      86.1      78.1      76.6          73.0      76.5      81.1      80.0
  30  Reval. losses on off-bal. sheet items (8)             58.4      87.8      85.2      79.9      87.7      89.3      81.2      79.9          77.0      79.7      84.0      82.1



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                         November 14, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,235.5   3,366.8   3,367.9   3,387.0   3,413.2   3,427.1   3,443.8   3,473.5       3,464.6   3,480.0   3,488.3   3,487.0

  2     Securities in bank credit                          819.9     856.5     841.3     836.6     847.9     843.5     844.9     862.2         851.5     868.6     873.0     871.1
  3        U.S. government securities                      619.5     636.4     634.8     636.1     634.8     627.2     632.9     643.3         634.1     645.7     650.8     651.5
  4        Other securities                                200.4     220.1     206.5     200.5     213.2     216.2     212.0     219.0         217.4     222.8     222.2     219.7

  5     Loans and leases in bank credit (2)              2,415.6   2,510.4   2,526.6   2,550.4   2,565.2   2,583.7   2,598.9   2,611.3       2,613.1   2,611.4   2,615.3   2,615.8
  6        Commercial and industrial                       564.5     587.7     589.8     594.8     599.1     605.5     614.8     620.5         622.4     620.7     620.4     619.8
  7        Real estate                                   1,082.9   1,136.4   1,148.3   1,159.0   1,165.2   1,171.1   1,178.8   1,183.2       1,181.5   1,182.2   1,184.2   1,189.4
  8          Revolving home equity                          83.5      89.7      90.9      92.5      93.5      94.4      95.6      96.8          96.7      97.1      97.2      97.4
  9          Other                                         999.4   1,046.7   1,057.4   1,066.5   1,071.7   1,076.7   1,083.2   1,086.4       1,084.8   1,085.1   1,087.0   1,092.0
  10       Consumer                                        519.2     515.0     516.4     517.7     517.0     517.4     513.3     507.2         507.5     507.5     506.7     506.0
  11       Security (3)                                     42.9      46.5      45.6      47.8      50.0      51.0      50.8      57.5          58.6      56.3      61.3      56.0
  12       Other loans and leases                          206.1     224.7     226.5     231.1     233.9     238.6     241.3     242.9         243.0     244.6     242.7     244.7

  13  Interbank loans                                      183.9     196.9     197.9     171.7     166.2     173.8     182.8     181.8         183.4     183.1     175.8     178.9

  14  Cash assets (4)                                      196.4     213.8     210.1     212.7     211.1     227.5     221.9     233.4         239.9     246.3     224.8     235.0

  15  Other assets (5)                                     219.5     239.5     242.1     246.1     239.9     242.8     244.1     254.2         255.9     255.3     251.7     266.8

  16  TOTAL ASSETS (6)                                   3,778.8   3,960.8   3,961.8   3,961.1   3,973.7   4,014.6   4,036.2   4,086.4       4,087.3   4,108.2   4,084.0   4,111.1

            L I A B I L I T I E S

  17  Deposits                                           2,605.6   2,691.8   2,685.0   2,712.9   2,721.7   2,744.6   2,755.5   2,772.3       2,794.3   2,769.3   2,763.5   2,790.0
  18    Transaction                                        708.6     690.9     678.5     682.5     677.3     682.9     668.0     667.7         685.6     668.9     668.3     665.5
  19    Nontransaction                                   1,897.0   2,000.9   2,006.5   2,030.4   2,044.4   2,061.8   2,087.6   2,104.6       2,108.7   2,100.4   2,095.2   2,124.5
  20       Large time                                      305.8     323.8     325.5     336.7     343.3     349.6     361.2     364.0         362.1     361.5     364.4     368.8
  21       Other                                         1,591.3   1,677.1   1,681.0   1,693.7   1,701.1   1,712.2   1,726.3   1,740.6       1,746.6   1,738.9   1,730.8   1,755.7

  22  Borrowings                                           571.0     622.7     620.0     591.1     593.2     604.6     620.3     643.9         632.5     663.4     651.1     638.5
  23    From banks in the U.S.                             255.9     278.9     267.7     238.2     233.9     244.7     247.9     256.0         256.0     263.2     251.2     257.1
  24    From others                                        315.0     343.7     352.3     352.9     359.4     359.9     372.4     387.9         376.5     400.2     400.0     381.4

  25  Net due to related foreign offices                    76.5      77.3      85.7      81.1      85.6      79.5      83.5      73.1          74.6      76.2      63.0      72.4

  26  Other liabilities                                    167.5     179.7     176.4     177.8     184.1     189.1     180.2     198.5         195.2     196.5     209.1     206.7

  27  TOTAL LIABILITIES                                  3,420.6   3,571.4   3,567.0   3,562.8   3,584.6   3,617.9   3,639.6   3,687.8       3,696.6   3,705.4   3,686.7   3,707.6

  28  Residual (assets less liabilities) (7)               358.2     389.4     394.8     398.3     389.1     396.7     396.7     398.6         390.7     402.8     397.4     403.6



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     November 14, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,238.5   3,366.2   3,369.9   3,390.4   3,408.5   3,424.4   3,447.4   3,476.4       3,470.8   3,476.4   3,490.0   3,498.3

  2     Securities in bank credit                          819.9     858.5     845.5     842.4     846.4     845.0     846.8     862.2         852.2     866.2     872.8     873.3
  3        U.S. government securities                      620.6     639.7     636.7     637.2     633.4     628.4     635.1     644.7         636.2     647.3     651.3     653.9
  4        Other securities                                199.3     218.8     208.7     205.2     213.0     216.7     211.7     217.5         216.0     218.9     221.4     219.5

  5     Loans and leases in bank credit (2)              2,418.6   2,507.7   2,524.5   2,547.9   2,562.1   2,579.3   2,600.6   2,614.3       2,618.6   2,610.2   2,617.2   2,625.0
  6        Commercial and industrial                       562.1     594.3     596.4     597.6     599.2     601.2     610.5     617.8         619.4     617.4     617.7     619.4
  7        Real estate                                   1,085.8   1,132.4   1,144.2   1,157.5   1,165.4   1,172.8   1,182.0   1,186.4       1,185.5   1,184.4   1,186.6   1,193.2
  8          Revolving home equity                          84.0      89.0      90.7      92.5      93.6      94.7      96.3      97.4          97.2      97.6      97.8      97.9
  9          Other                                       1,001.8   1,043.4   1,053.4   1,065.0   1,071.8   1,078.1   1,085.7   1,089.0       1,088.3   1,086.8   1,088.8   1,095.3
  10       Consumer                                        519.4     512.6     514.3     514.9     514.7     517.9     515.4     507.3         507.4     507.8     507.4     506.1
  11       Security (3)                                     42.8      47.0      46.0      47.4      48.5      49.1      49.9      57.3          59.1      55.6      61.1      58.5
  12       Other loans and leases                          208.5     221.5     223.6     230.7     234.4     238.4     242.8     245.5         247.2     244.9     244.4     247.7

  13  Interbank loans                                      178.7     195.3     193.4     169.2     163.9     169.4     177.2     176.5         180.0     172.4     169.4     182.8

  14  Cash assets (4)                                      197.0     209.9     207.8     208.6     207.2     214.0     219.5     233.9         260.9     229.5     225.2     232.4

  15  Other assets (5)                                     217.3     238.6     243.4     246.4     242.8     245.3     246.3     251.4         254.6     245.9     249.8     267.2

  16  TOTAL ASSETS (6)                                   3,775.0   3,953.9   3,958.3   3,958.0   3,966.1   3,996.3   4,033.7   4,081.9       4,109.9   4,067.9   4,078.2   4,124.2

            L I A B I L I T I E S

  17  Deposits                                           2,605.1   2,695.6   2,675.8   2,707.7   2,716.0   2,736.8   2,756.6   2,772.0       2,815.1   2,740.5   2,752.7   2,803.7
  18    Transaction                                        706.2     694.6     669.1     676.9     671.0     670.6     666.0     665.6         701.6     643.4     662.0     670.6
  19    Nontransaction                                   1,898.9   2,001.0   2,006.7   2,030.8   2,045.0   2,066.1   2,090.6   2,106.4       2,113.6   2,097.1   2,090.7   2,133.2
  20       Large time                                      305.6     325.3     329.4     336.0     341.9     350.6     358.0     363.6         361.2     362.0     365.7     370.7
  21       Other                                         1,593.3   1,675.8   1,677.3   1,694.8   1,703.1   1,715.5   1,732.6   1,742.8       1,752.4   1,735.1   1,725.0   1,762.5

  22  Borrowings                                           566.7     621.0     630.5     606.5     599.0     604.7     623.0     638.4         628.2     652.7     647.7     635.3
  23    From banks in the U.S.                             251.9     277.4     276.7     250.2     241.2     249.3     250.4     251.3         250.9     254.6     246.0     253.4
  24    From others                                        314.9     343.6     353.8     356.3     357.8     355.3     372.7     387.2         377.3     398.1     401.7     381.9

  25  Net due to related foreign offices                    78.2      78.8      92.3      79.6      83.2      77.1      79.3      74.7          74.8      81.8      69.4      69.4

  26  Other liabilities                                    168.2     180.2     177.3     179.1     184.6     187.6     180.9     199.2         194.3     195.5     212.2     211.0

  27  TOTAL LIABILITIES                                  3,418.2   3,575.6   3,576.0   3,573.0   3,582.7   3,606.2   3,639.9   3,684.3       3,712.4   3,670.5   3,682.1   3,719.5

  28  Residual (assets less liabilities) (7)               356.8     378.4     382.4     385.1     383.4     390.2     393.9     397.6         397.5     397.4     396.1     404.7

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              32.5      49.5      42.0      38.5      44.3      45.1      37.5      38.2          36.1      38.9      41.4      39.8
  30  Reval. losses on off-bal. sheet items (8)             28.9      44.6      43.4      40.2      45.9      46.5      40.0      41.3          39.7      41.7      43.8      41.9
  31  Mortgage-backed securities (9)                       237.0     248.6     248.7     249.8     251.3     253.1     255.4     260.7         255.6     260.9     263.2     268.6



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   November 14, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,886.1   1,963.8   1,955.1   1,968.9   2,005.2   2,007.9   2,018.4   2,044.6       2,036.1   2,051.2   2,057.1   2,050.0

  2     Securities in bank credit                          418.8     446.4     429.8     426.4     441.6     437.2     439.9     455.9         446.0     461.9     465.6     463.7
  3        U.S. government securities                      298.2     309.5     306.3     308.2     309.7     302.3     309.1     318.8         310.3     321.3     325.5     327.3
  3a         Trading account                                21.3      20.3      19.4      22.9      23.7      20.6      23.3      25.5          22.6      26.8      27.8      26.2
  3b         Investment account                            276.9     289.1     286.9     285.3     286.1     281.6     285.7     293.3         287.7     294.5     297.7     301.0
  4        Other securities                                120.5     137.0     123.5     118.2     131.9     134.9     130.8     137.1         135.7     140.7     140.0     136.4
  4a         Trading account                                55.1      72.0      58.4      51.8      64.2      63.7      59.6      65.4          63.5      68.7      68.4      66.0
  4b         Investment account                             65.4      65.0      65.1      66.4      67.7      71.3      71.2      71.7          72.2      72.0      71.6      70.4
  4c           State and local government                   20.2      20.8      21.1      21.7      22.1      22.3      22.1      22.0          22.0      22.0      22.0      22.0
  4d           Other                                        45.2      44.2      44.0      44.6      45.5      49.0      49.2      49.7          50.2      50.0      49.7      48.4

  5     Loans and leases in bank credit (2)              1,467.3   1,517.4   1,525.3   1,542.6   1,563.6   1,570.6   1,578.5   1,588.7       1,590.1   1,589.2   1,591.5   1,586.3
  6        Commercial and industrial                       395.0     409.9     410.2     414.1     419.3     424.1     431.9     436.3         437.5     436.7     436.2     434.2
  6a         Bankers acceptances                             1.8       1.6       1.6       1.6       1.6       1.5       1.5       1.3           1.3       1.3       1.3       1.2
  6b         Other                                         393.1     408.3     408.7     412.5     417.7     422.6     430.4     435.0         436.2     435.4     434.9     432.9
  7        Real estate                                     592.9     607.9     614.5     620.7     627.3     627.5     629.0     629.4         628.2     628.1     629.3     632.1
  8          Revolving home equity                          57.8      60.7      61.6      63.0      64.5      65.1      66.0      66.6          66.5      66.8      66.9      66.9
  9          Other                                         535.2     547.2     552.9     557.8     562.8     562.4     563.0     562.8         561.7     561.3     562.5     565.2
  10       Consumer                                        296.2     298.0     299.4     300.4     303.7     301.5     299.3     296.1         296.9     296.8     295.5     293.5
  11       Security (3)                                     38.5      41.9      41.0      43.2      45.4      46.2      45.9      52.4          53.3      51.2      56.2      50.8
  11a        Fed funds and RPs with broker/dealer           22.9      23.8      23.3      26.4      28.6      30.0      29.0      35.3          36.8      33.8      38.6      34.5
  11b        Other                                          15.6      18.1      17.6      16.8      16.9      16.3      16.9      17.1          16.5      17.4      17.6      16.3
  12a      State and local government                       11.5      11.1      11.0      11.2      11.2      11.3      11.4      11.3          11.3      11.2      11.2      11.3
  12b      Agricultural                                      8.4       8.4       8.6       8.5       8.7       8.8       8.9       9.0           9.0       9.0       9.2       9.2
  12c      Fed funds and RPs with others                     6.3       7.4       5.8       6.4       7.4       6.3       6.6       8.9           8.3      10.7       8.3       7.4
  12d      All other loans                                  60.8      63.9      64.7      66.2      66.0      68.7      68.4      67.4          67.9      67.6      67.2      69.0
  12e      Lease financing receivables                      57.7      68.8      70.3      72.0      74.5      76.2      77.2      77.9          77.8      78.0      78.2      78.6

  13  Interbank loans                                      140.1     148.4     149.1     121.3     115.6     121.5     128.7     125.7         123.9     128.6     120.1     123.2
  13a   Fed funds and RPs with banks                        87.3      96.3      92.8      69.5      69.8      74.1      81.6      79.0          77.2      82.4      74.3      76.1
  13b   Other                                               52.7      52.2      56.3      51.8      45.8      47.4      47.2      46.6          46.7      46.3      45.7      47.1

  14  Cash assets (4)                                      136.3     145.1     142.9     143.0     143.0     156.3     150.7     163.7         166.3     174.7     158.2     167.6

  15  Other assets (5)                                     170.7     180.1     183.9     183.6     178.5     180.2     184.5     192.9         195.5     192.1     191.8     200.2

  16  TOTAL ASSETS (6)                                   2,295.9   2,400.8   2,394.6   2,380.1   2,405.5   2,429.3   2,446.0   2,490.5       2,485.4   2,510.2   2,490.7   2,504.6



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                       November 14, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,428.4   1,458.7   1,448.7   1,467.2   1,476.1   1,490.1   1,497.9   1,506.3       1,520.0   1,502.3   1,500.0   1,521.1
  18    Transaction                                        405.1     384.5     374.1     377.7     375.0     379.2     367.8     368.7         381.1     368.5     368.2     368.5
  19    Nontransaction                                   1,023.3   1,074.1   1,074.6   1,089.4   1,101.2   1,110.9   1,130.1   1,137.7       1,138.9   1,133.8   1,131.8   1,152.6
  20       Large time                                      158.0     167.9     168.1     176.5     182.6     188.0     198.1     199.4         197.6     197.3     200.1     203.2
  21       Other                                           865.3     906.2     906.6     912.9     918.6     922.9     932.0     938.3         941.2     936.5     931.7     949.4

  22  Borrowings                                           417.9     463.9     463.2     434.6     437.2     446.1     463.9     489.5         478.4     506.6     496.2     484.7
  23    From banks in the U.S.                             170.7     193.7     181.7     157.7     157.6     167.2     174.1     182.0         181.8     186.2     176.1     185.2
  24    From others                                        247.2     270.2     281.5     276.9     279.6     278.9     289.8     307.5         296.6     320.4     320.1     299.5

  25  Net due to related foreign offices                    73.2      72.9      81.5      77.3      80.8      75.0      78.7      68.1          69.3      70.7      58.1      67.5

  26  Other liabilities                                    143.0     154.1     150.0     150.7     158.0     162.1     152.4     170.7         167.8     169.3     181.5     175.3

  27  TOTAL LIABILITIES                                  2,062.5   2,149.5   2,143.4   2,129.8   2,152.1   2,173.3   2,192.9   2,234.6       2,235.5   2,248.9   2,235.8   2,248.6

  28  Residual (assets less liabilities) (7)               233.5     251.3     251.2     250.3     253.4     256.0     253.2     255.9         249.9     261.3     254.9     256.0



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                               November 14, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,886.6   1,962.8   1,957.3   1,971.4   2,000.1   2,005.4   2,018.1   2,044.7       2,039.4   2,044.8   2,056.8   2,059.2

  2     Securities in bank credit                          419.9     444.9     432.2     430.4     440.9     440.6     441.4     456.8         447.4     460.5     466.6     467.5
  3        U.S. government securities                      300.4     309.5     306.7     307.5     309.2     305.0     310.7     321.2         313.1     323.6     327.4     331.2
  3a         Trading account                                22.1      20.5      19.6      21.4      22.6      21.3      23.4      26.3          24.1      28.1      28.4      27.8
  3b         Investment account                            278.3     289.0     287.1     286.0     286.6     283.7     287.4     294.8         289.0     295.5     299.0     303.3
  3c           Mortgage-backed                             169.9     184.5     184.4     185.2     188.5     187.8     189.6     195.1         189.8     195.3     198.2     203.0
  3d           Other                                       108.4     104.5     102.7     100.8      98.1      95.9      97.7      99.7          99.1     100.2     100.8     100.3
  3e             1 year or less                             31.5      29.0      27.5      27.5      26.2      26.2      27.0      25.7          25.0      25.2      26.8      27.3
  3f             Between 1 and 5 years                      60.7      57.5      56.7      54.5      51.2      48.8      48.7      51.5          51.4      51.6      52.4      52.3
  3g             More than 5 years                          16.2      17.9      18.5      18.8      20.7      20.9      22.1      22.5          22.8      23.4      21.7      20.7
  4        Other securities                                119.4     135.4     125.4     123.0     131.7     135.6     130.7     135.6         134.3     136.8     139.1     136.3
  4a         Trading account                                53.5      70.8      60.6      57.0      64.9      64.8      59.4      63.3          61.7      64.3      66.9      65.0
  4b         Investment account                             65.9      64.6      64.8      66.0      66.8      70.8      71.2      72.3          72.6      72.5      72.2      71.2
  4c           State and local government                   20.2      20.9      21.2      21.8      21.7      22.0      22.0      22.0          22.0      22.0      22.0      22.0
  4d           Other                                        45.7      43.7      43.7      44.2      45.0      48.8      49.2      50.3          50.7      50.6      50.2      49.3

  5     Loans and leases in bank credit (2)              1,466.7   1,517.9   1,525.1   1,541.0   1,559.2   1,564.8   1,576.7   1,587.9       1,592.0   1,584.3   1,590.2   1,591.8
  6        Commercial and industrial                       393.2     415.2     415.4     415.6     419.3     420.9     428.6     434.2         435.3     433.7     434.1     434.3
  6a         Bankers acceptances                             1.9       1.5       1.5       1.6       1.5       1.5       1.5       1.4           1.4       1.4       1.4       1.3
  6b         Other                                         391.2     413.7     413.8     414.0     417.9     419.4     427.1     432.8         433.9     432.3     432.7     433.0
  7        Real estate                                     593.6     606.6     611.8     619.3     627.1     628.0     630.0     630.2         629.9     627.9     629.3     633.9
  8          Revolving home equity                          58.1      60.3      61.5      63.0      64.5      65.3      66.4      67.0          66.9      67.1      67.2      67.3
  9a         Other residential                             331.9     338.8     341.3     345.0     347.9     348.7     348.5     346.7         346.3     344.5     345.2     349.0
  9b         Commercial                                    203.6     207.5     209.1     211.4     214.7     213.9     215.2     216.6         216.7     216.3     216.8     217.6
  10       Consumer                                        295.8     295.9     297.7     299.3     301.5     302.0     300.7     295.6         296.3     296.1     295.2     293.0
  11       Security (3)                                     38.4      42.4      41.6      42.9      44.1      44.4      45.1      52.3          53.9      50.8      56.2      53.1
  11a        Fed funds and RPs with broker/dealer           22.9      24.8      24.1      25.9      27.9      28.5      28.6      35.3          37.4      33.5      38.3      36.9
  11b        Other                                          15.5      17.6      17.5      17.0      16.2      15.9      16.4      16.9          16.5      17.3      17.9      16.2
  12a      State and local government                       11.6      11.1      11.0      11.2      11.3      11.4      11.5      11.4          11.4      11.3      11.3      11.4
  12b      Agricultural                                      8.5       8.3       8.5       8.6       9.0       9.1       9.1       9.1           9.1       9.0       9.2       9.2
  12c      Fed funds and RPs with others                     6.2       7.1       5.8       6.6       7.6       6.2       7.2       8.7           8.2      10.2       8.0       6.7
  12d      All other loans                                  61.8      62.7      63.1      65.6      65.4      67.5      68.0      68.5          70.1      67.4      68.7      71.4
  12e      Lease financing receivables                      57.7      68.7      70.1      71.8      74.0      75.3      76.5      78.0          77.9      78.0      78.2      78.6

  13  Interbank loans                                      134.5     146.4     148.1     121.6     115.9     118.1     124.9     120.1         120.7     119.3     115.8     120.9
  13a   Fed funds and RPs with banks                        82.1      96.3      93.7      70.9      69.2      71.0      78.3      73.8          73.2      73.3      71.0      75.2
  13b   Other                                               52.5      50.1      54.4      50.7      46.8      47.1      46.5      46.3          47.5      45.9      44.8      45.7

  14  Cash assets (4)                                      135.8     142.6     140.9     140.2     139.6     145.1     149.8     163.2         182.4     160.3     157.9     163.6

  15  Other assets (5)                                     168.7     180.2     185.7     185.9     181.5     182.7     186.3     190.4         193.0     186.8     190.2     199.0

  16  TOTAL ASSETS (6)                                   2,288.5   2,395.5   2,395.6   2,382.4   2,400.5   2,414.6   2,442.5   2,482.2       2,499.3   2,474.9   2,484.6   2,506.3



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                   November 14, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,425.6   1,460.3   1,442.1   1,463.9   1,473.8   1,484.9   1,496.8   1,503.8       1,533.4   1,480.5   1,492.3   1,525.8
  18    Transaction                                        402.2     387.9     368.0     373.8     370.9     370.2     366.5     366.1         392.6     349.3     364.7     368.9
  19    Nontransaction                                   1,023.4   1,072.4   1,074.1   1,090.1   1,102.9   1,114.7   1,130.2   1,137.7       1,140.8   1,131.2   1,127.6   1,156.9
  20       Large time                                      157.4     168.4     171.1     176.3     182.0     189.3     195.2     198.6         196.3     197.2     200.6     204.3
  21       Other                                           865.9     904.0     903.0     913.8     921.0     925.4     935.1     939.1         944.5     934.0     927.0     952.6

  22  Borrowings                                           413.5     464.7     469.8     446.3     443.0     447.7     467.1     484.0         475.0     495.8     491.1     483.3
  23    From banks in the U.S.                             167.1     193.0     188.2     166.6     163.3     171.9     175.9     177.9         178.1     179.1     171.3     182.8
  24    From others                                        246.3     271.6     281.5     279.7     279.7     275.8     291.2     306.2         297.0     316.8     319.8     300.5

  25  Net due to related foreign offices                    74.8      74.4      88.1      75.8      78.4      72.6      74.5      69.7          69.5      76.4      64.6      64.6

  26  Other liabilities                                    143.7     154.3     151.3     152.6     158.3     160.5     153.5     171.4         167.0     168.0     184.6     179.7

  27  TOTAL LIABILITIES                                  2,057.5   2,153.6   2,151.2   2,138.6   2,153.5   2,165.6   2,191.8   2,228.9       2,244.8   2,220.7   2,232.6   2,253.4

  28  Residual (assets less liabilities) (7)               231.0     241.9     244.4     243.8     247.0     249.0     250.7     253.3         254.4     254.3     252.0     252.9

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              32.5      49.5      42.0      38.5      44.3      45.1      37.5      38.2          36.1      38.9      41.4      39.8
  30  Reval. losses on off-bal. sheet items (8)             28.9      44.6      43.4      40.2      45.9      46.5      40.0      41.3          39.7      41.7      43.8      41.9
  31  Mortgage-backed securities (9)                       194.4     202.2     201.7     202.1     204.6     204.1     205.8     211.3         206.2     211.7     213.9     219.0
  31a   Pass-through                                       130.2     139.3     139.8     140.8     142.4     141.4     142.9     147.3         142.2     147.9     151.0     151.5
  31b   CMO, REMIC, and other                               64.2      62.9      61.9      61.2      62.1      62.6      63.0      64.0          63.9      63.8      62.9      67.4
  32  Net unrealized gains (losses) on                       2.1       1.8       2.1       2.6       3.1       3.7       3.3       3.9           3.9       3.8       3.8       3.9
        available-for-sale securities (10)
  33  Offshore credit to U.S. residents (11)                30.6      33.3      33.6      33.4      33.7      34.0      34.1      34.2          34.3      33.8      34.4      34.4



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   November 14, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,349.4   1,403.0   1,412.8   1,418.1   1,408.0   1,419.2   1,425.4   1,429.0       1,428.5   1,428.8   1,431.2   1,437.0

  2     Securities in bank credit                          401.2     410.1     411.5     410.2     406.3     406.2     405.0     406.4         405.5     406.6     407.4     407.4
  3        U.S. government securities                      321.3     327.0     328.5     327.9     325.0     325.0     323.9     324.5         323.8     324.5     325.3     324.2
  4        Other securities                                 79.9      83.1      83.0      82.3      81.3      81.3      81.2      81.9          81.7      82.2      82.2      83.3

  5     Loans and leases in bank credit (2)                948.2     993.0   1,001.4   1,007.9   1,001.6   1,013.0   1,020.4   1,022.6       1,023.0   1,022.2   1,023.7   1,029.6
  6        Commercial and industrial                       169.5     177.9     179.6     180.8     179.8     181.5     182.9     184.2         184.9     184.1     184.2     185.7
  7        Real estate                                     489.9     528.5     533.8     538.3     537.9     543.6     549.8     553.9         553.3     554.1     554.8     557.2
  8          Revolving home equity                          25.7      29.0      29.3      29.5      29.0      29.3      29.6      30.2          30.2      30.3      30.3      30.5
  9          Other                                         464.2     499.5     504.5     508.7     508.8     514.3     520.2     523.6         523.1     523.8     524.5     526.7
  10       Consumer                                        223.0     217.0     217.1     217.3     213.3     215.9     214.0     211.1         210.7     210.8     211.2     212.5
  11       Security (3)                                      4.4       4.6       4.6       4.6       4.6       4.7       4.9       5.2           5.4       5.1       5.1       5.1
  12       Other loans and leases                           61.3      65.0      66.2      66.9      66.0      67.3      68.9      68.3          68.7      68.1      68.4      69.1

  13  Interbank loans                                       43.8      48.5      48.8      50.5      50.6      52.3      54.1      56.1          59.5      54.5      55.8      55.7

  14  Cash assets (4)                                       60.1      68.7      67.1      69.7      68.1      71.2      71.3      69.6          73.6      71.6      66.6      67.4

  15  Other assets (5)                                      48.9      59.4      58.2      62.5      61.3      62.6      59.6      61.3          60.4      63.2      59.8      66.6

  16  TOTAL ASSETS (6)                                   1,482.9   1,560.1   1,567.2   1,581.0   1,568.2   1,585.3   1,590.2   1,595.9       1,601.9   1,598.0   1,593.3   1,606.5

            L I A B I L I T I E S

  17  Deposits                                           1,177.2   1,233.1   1,236.3   1,245.7   1,245.5   1,254.5   1,257.6   1,265.9       1,274.3   1,267.0   1,263.5   1,268.9
  18    Transaction                                        303.5     306.4     304.4     304.7     302.3     303.6     300.2     299.1         304.5     300.3     300.2     296.9
  19    Nontransaction                                     873.7     926.7     931.9     940.9     943.2     950.9     957.5     966.9         969.8     966.6     963.4     972.0
  20       Large time                                      147.8     155.9     157.5     160.2     160.7     161.6     163.1     164.5         164.4     164.2     164.3     165.6
  21       Other                                           725.9     770.9     774.4     780.8     782.5     789.3     794.3     802.3         805.4     802.4     799.1     806.4

  22  Borrowings                                           153.1     158.7     156.8     156.5     156.0     158.5     156.5     154.5         154.1     156.8     155.0     153.8
  23    From banks in the U.S.                              85.2      85.2      86.0      80.5      76.3      77.5      73.8      74.1          74.2      77.0      75.1      71.9
  24    From others                                         67.8      73.5      70.8      76.0      79.8      81.0      82.7      80.4          79.9      79.8      79.9      81.9

  25  Net due to related foreign offices                     3.4       4.4       4.2       3.8       4.8       4.5       4.8       5.1           5.3       5.5       4.9       4.9

  26  Other liabilities                                     24.5      25.6      26.4      27.0      26.0      27.0      27.8      27.8          27.4      27.3      27.5      31.4

  27  TOTAL LIABILITIES                                  1,358.1   1,421.9   1,423.6   1,433.0   1,432.4   1,444.6   1,446.7   1,453.2       1,461.1   1,456.5   1,450.9   1,458.9

  28  Residual (assets less liabilities) (7)               124.7     138.1     143.6     148.0     135.8     140.7     143.5     142.7         140.8     141.5     142.5     147.6



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                               November 14, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,351.9   1,403.4   1,412.7   1,419.0   1,408.4   1,419.0   1,429.3   1,431.7       1,431.4   1,431.6   1,433.2   1,439.1

  2     Securities in bank credit                          400.1     413.5     413.3     412.0     405.6     404.5     405.4     405.4         404.8     405.8     406.2     405.9
  3        U.S. government securities                      320.2     330.2     330.0     329.8     324.2     323.4     324.4     323.5         323.1     323.6     323.9     322.7
  4        Other securities                                 79.9      83.4      83.3      82.2      81.3      81.1      81.0      81.9          81.7      82.1      82.3      83.2

  5     Loans and leases in bank credit (2)                951.9     989.9     999.4   1,007.0   1,002.9   1,014.5   1,023.9   1,026.3       1,026.6   1,025.8   1,027.0   1,033.2
  6        Commercial and industrial                       169.0     179.1     181.0     182.0     179.8     180.3     181.9     183.6         184.2     183.7     183.6     185.1
  7        Real estate                                     492.2     525.8     532.3     538.1     538.3     544.8     552.0     556.2         555.7     556.5     557.4     559.3
  8          Revolving home equity                          25.9      28.7      29.2      29.5      29.1      29.4      30.0      30.4          30.4      30.5      30.5      30.6
  9          Other                                         466.3     497.1     503.1     508.6     509.2     515.4     522.0     525.8         525.3     526.0     526.8     528.6
  10       Consumer                                        223.6     216.6     216.6     215.6     213.2     215.9     214.7     211.7         211.0     211.7     212.2     213.1
  11       Security (3)                                      4.4       4.6       4.4       4.5       4.5       4.7       4.8       5.1           5.3       4.9       4.9       5.4
  12       Other loans and leases                           62.7      63.7      65.0      66.8      67.2      68.9      70.5      69.7          70.5      69.0      69.0      70.4

  13  Interbank loans                                       44.1      48.9      45.3      47.6      48.0      51.3      52.3      56.3          59.3      53.1      53.6      62.0

  14  Cash assets (4)                                       61.2      67.3      66.9      68.3      67.6      68.8      69.7      70.7          78.4      69.2      67.4      68.8

  15  Other assets (5)                                      48.6      58.4      57.7      60.5      61.3      62.6      60.0      61.0          61.5      59.2      59.6      68.2

  16  TOTAL ASSETS (6)                                   1,486.5   1,558.4   1,562.7   1,575.6   1,565.6   1,581.8   1,591.2   1,599.7       1,610.6   1,593.0   1,593.6   1,617.9

            L I A B I L I T I E S

  17  Deposits                                           1,179.5   1,235.3   1,233.7   1,243.8   1,242.2   1,251.9   1,259.9   1,268.2       1,281.8   1,260.1   1,260.4   1,277.9
  18    Transaction                                        304.0     306.7     301.1     303.1     300.1     300.4     299.5     299.5         309.0     294.1     297.3     301.7
  19    Nontransaction                                     875.5     928.7     932.6     940.7     942.0     951.5     960.4     968.7         972.8     965.9     963.1     976.3
  20       Large time                                      148.2     156.9     158.3     159.7     159.9     161.3     162.8     165.0         164.8     164.9     165.1     166.4
  21       Other                                           727.3     771.8     774.3     781.0     782.2     790.2     797.6     803.7         807.9     801.1     797.9     809.9

  22  Borrowings                                           153.3     156.3     160.7     160.2     156.0     157.0     155.9     154.4         153.2     156.8     156.7     152.0
  23    From banks in the U.S.                              84.7      84.4      88.5      83.6      77.9      77.4      74.4      73.4          72.8      75.5      74.8      70.6
  24    From others                                         68.6      71.9      72.2      76.6      78.1      79.6      81.4      81.0          80.4      81.3      81.9      81.4

  25  Net due to related foreign offices                     3.4       4.4       4.2       3.8       4.8       4.5       4.8       5.1           5.3       5.5       4.9       4.9

  26  Other liabilities                                     24.5      25.9      26.1      26.5      26.2      27.2      27.5      27.8          27.3      27.5      27.6      31.3

  27  TOTAL LIABILITIES                                  1,360.7   1,421.9   1,424.7   1,434.3   1,429.2   1,440.6   1,448.0   1,455.4       1,467.6   1,449.9   1,449.5   1,466.1

  28  Residual (assets less liabilities) (7)               125.9     136.4     138.0     141.2     136.4     141.2     143.2     144.3         143.0     143.1     144.1     151.8

               MEMO
  29  Mortgage-backed securities (9)                        42.6      46.3      46.9      47.7      46.8      49.0      49.6      49.4          49.4      49.3      49.3      49.7



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                         November 14, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          480.9     531.2     534.2     533.7     536.0     532.0     533.4     526.3         522.2     525.1     525.8     539.7

  2     Securities in bank credit                          148.9     176.9     173.0     173.4     180.4     178.3     181.2     171.2         166.1     167.0     171.6     185.6
  3        U.S. government securities                       82.7      87.3      88.6      90.2      91.4      86.7      88.7      85.0          82.7      81.1      84.7      86.0
  4        Other securities                                 66.3      89.6      84.4      83.2      89.0      91.7      92.5      86.2          83.4      85.9      86.9      99.6

  5     Loans and leases in bank credit (2)                332.0     354.3     361.1     360.3     355.7     353.7     352.2     355.1         356.1     358.1     354.2     354.1
  6        Commercial and industrial                       206.0     215.8     217.9     217.7     217.4     218.8     221.0     221.3         222.9     220.7     218.1     219.1
  7        Real estate                                      32.7      31.3      30.5      29.5      28.4      28.0      27.4      27.1          27.3      27.2      26.9      27.1
  11       Security (3)                                     32.9      42.8      42.7      44.8      43.6      42.5      43.0      45.2          44.7      49.2      45.2      45.5
  12       Other loans and leases                           60.4      64.4      70.0      68.3      66.3      64.4      60.8      61.6          61.2      61.0      64.1      62.4

  13  Interbank loans                                       20.6      18.6      19.8      18.6      18.3      17.4      16.8      17.0          16.3      16.2      21.0      13.8

  14  Cash assets (4)                                       29.7      32.5      33.6      35.1      33.4      33.9      34.5      33.5          32.3      33.5      33.8      35.9

  15  Other assets (5)                                      33.4      39.0      38.6      40.8      42.5      42.5      41.2      38.7          39.4      38.5      38.9      38.4

  16  TOTAL ASSETS (6)                                     564.5     621.0     625.9     627.9     630.0     625.6     625.7     615.2         609.9     613.1     619.3     627.6

            L I A B I L I T I E S

  17  Deposits                                             197.4     256.7     249.3     254.1     266.5     266.9     269.0     258.5         256.8     255.0     261.0     261.2
  18    Transaction                                         10.4      10.6      10.9      10.6      10.8      11.5      11.2      10.8          10.8      10.4      11.1      10.7
  19    Nontransaction                                     187.1     246.0     238.4     243.5     255.7     255.4     257.8     247.7         246.0     244.6     250.0     250.5
  20       Large time                                      184.8     243.4     235.9     240.9     253.1     252.9     255.2     245.2         243.6     242.2     247.5     248.0
  21       Other                                             2.2       2.6       2.5       2.5       2.6       2.6       2.7       2.5           2.5       2.4       2.4       2.5

  22  Borrowings                                           117.5     138.6     140.7     136.6     133.3     135.5     139.4     153.1         153.0     151.9     155.2     162.7
  23    From banks in the U.S.                              32.3      31.8      31.3      28.1      28.2      29.1      33.4      35.3          39.9      34.7      30.1      34.5
  24    From others                                         85.1     106.8     109.4     108.6     105.0     106.3     106.1     117.9         113.1     117.2     125.1     128.3

  25  Net due to related foreign offices                   167.5     134.4     148.4     148.4     129.4     127.2     122.6     114.8         109.7     115.4     113.9     121.1

  26  Other liabilities                                     74.3      91.7      88.7      89.1      95.4      96.4      92.9      84.4          83.3      83.5      86.1      84.7

  27  TOTAL LIABILITIES                                    556.7     621.3     627.1     628.3     624.6     626.0     623.9     610.8         602.7     605.9     616.2     629.7

  28  Residual (assets less liabilities) (7)                 7.8      -0.3      -1.3      -0.4       5.4      -0.4       1.8       4.5           7.2       7.2       3.0      -2.1



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     November 14, 1997


               Account                                    1996      1997      1997      1997      1997      1997      1997      1997                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 15    Oct 22    Oct 29     Nov 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          479.8     531.2     536.8     534.1     536.5     536.0     531.3     524.9         520.4     522.8     525.5     542.5

  2     Securities in bank credit                          148.9     177.4     177.9     174.1     179.2     181.9     179.6     171.1         166.5     166.2     172.5     187.6
  3        U.S. government securities                       82.1      86.8      89.1      89.0      88.7      88.2      87.6      84.1          82.0      80.6      84.0      86.3
  3a         Trading account                                18.7      18.5      18.6      18.3      17.8      18.7      17.5      13.4          11.3      10.4      13.8      16.8
  3b         Investment account                             63.4      68.3      70.6      70.6      70.9      69.5      70.2      70.7          70.8      70.2      70.2      69.5
  4        Other securities                                 66.8      90.6      88.7      85.1      90.6      93.7      91.9      86.9          84.4      85.6      88.5     101.3
  4a         Trading account                                45.5      60.8      58.8      56.9      59.4      60.8      59.1      54.1          51.9      52.8      56.4      61.3
  4b         Investment account                             21.3      29.9      29.9      28.2      31.2      33.0      32.8      32.8          32.6      32.8      32.1      40.0

  5     Loans and leases in bank credit (2)                330.8     353.9     358.9     360.0     357.2     354.1     351.8     353.8         354.0     356.6     353.0     354.9
  6        Commercial and industrial                       204.8     216.5     218.1     218.4     218.5     218.9     219.5     219.9         220.9     219.2     217.1     219.5
  7        Real estate                                      32.9      30.9      30.2      29.3      28.3      28.0      27.4      27.2          27.4      27.3      27.1      27.5
  11       Security (3)                                     32.9      42.8      42.7      44.8      43.6      42.5      43.0      45.2          44.7      49.2      45.2      45.5
  12       Other loans and leases                           60.2      63.7      67.8      67.4      66.8      64.6      61.8      61.4          60.9      60.9      63.6      62.4

  13  Interbank loans                                       20.6      18.6      19.8      18.6      18.3      17.4      16.8      17.0          16.3      16.2      21.0      13.8

  14  Cash assets (4)                                       30.0      31.7      33.6      35.9      33.6      33.8      33.7      33.8          32.8      33.7      34.3      35.8

  15  Other assets (5)                                      33.1      37.6      39.6      40.7      41.7      43.4      41.6      38.4          39.0      37.8      38.9      38.6

  16  TOTAL ASSETS (6)                                     563.4     618.8     629.5     629.0     629.8     630.3     623.2     613.8         608.3     610.3     619.5     630.4

            L I A B I L I T I E S

  17  Deposits                                             202.8     250.3     249.8     254.5     263.5     264.7     268.0     266.3         263.4     264.7     270.8     268.1
  18    Transaction                                         10.4      10.2      10.4      10.5      10.8      11.2      11.6      10.8          10.9      10.2      11.2      10.7
  19    Nontransaction                                     192.3     240.1     239.4     244.0     252.7     253.5     256.3     255.5         252.5     254.5     259.6     257.4
  20       Large time                                      190.0     237.5     236.9     241.4     250.2     251.0     253.7     252.9         249.9     252.0     257.0     254.9
  21       Other                                             2.3       2.6       2.6       2.5       2.5       2.5       2.7       2.6           2.5       2.5       2.5       2.5

  22  Borrowings                                           114.2     141.1     140.5     141.6     142.2     140.7     140.5     148.5         149.3     148.9     147.3     160.2
  23    From banks in the U.S.                              29.9      32.1      30.8      29.8      29.9      29.7      32.6      32.0          37.4      29.9      27.7      33.1
  24    From others                                         84.3     109.0     109.6     111.9     112.3     111.0     107.9     116.5         111.9     119.0     119.6     127.1

  25  Net due to related foreign offices                   167.5     131.2     144.2     140.2     128.2     125.4     119.4     113.8         111.9     113.8     113.9     113.9

  26  Other liabilities                                     72.7      91.5      91.4      90.1      93.3      96.9      92.7      82.5          81.3      80.5      84.8      84.4

  27  TOTAL LIABILITIES                                    557.1     614.2     625.9     626.4     627.2     627.7     620.6     611.1         605.8     607.9     616.8     626.6

  28  Residual (assets less liabilities) (7)                 6.2       4.6       3.6       2.5       2.6       2.6       2.6       2.7           2.5       2.4       2.7       3.8

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)              30.0      40.5      39.4      37.6      40.0      41.1      40.6      38.3          37.0      37.7      39.7      40.2
  30  Reval. losses on off-bal. sheet items (8)             29.4      43.2      41.8      39.8      41.8      42.7      41.2      38.6          37.3      38.0      40.2      40.2



      -------------------------------------------------

  Footnotes appear on page 13.




  H.8 (510)       Footnotes                                                                                                                                                Page 13
                                                                                                                                                                 November 14, 1997

  Note: This release and historical data are available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. 
  

  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  3.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  4.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  5.  Excludes the due-from position with related foreign offices, which is included in line 25.
  6.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  7.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  8.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.
  9.  Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.

   
 
  
    
  
   
    
   

   




 
  
   
 

      

      
      



	 
   
		 
		





   
 

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