Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: January 15, 1999

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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time
 

 

 

Seasonally adjusted, billions of dollars January 15, 1999
 

             Week ending
Account 1997
Dec
1998
Jun
1998
Jul
1998
Aug
1998
Sep
1998
Oct
1998
Nov
1998
Dec
Dec 16 Dec 23 Dec 30 Jan 6
A S S E T S            
1   Bank credit                                        4,094.8   4,262.8   4,282.5   4,344.2   4,400.2   4,493.4   4,532.9   4,554.9   4,565.3   4,549.4   4,540.9   4,529.3 
             
2     Securities in bank credit                        1,081.9   1,121.6   1,130.2   1,155.5   1,175.4   1,216.5   1,226.1   1,236.2   1,238.2   1,238.8   1,231.9   1,222.1 
3        U.S. government securities                      747.3     756.9     760.4     770.6     766.4     773.2     789.7     791.7     783.6     792.7     799.4     791.9 
4        Other securities                                334.6     364.7     369.8     384.9     409.1     443.2     436.4     444.6     454.6     446.1     432.6     430.2 
             
5     Loans and leases in bank credit (2)              3,012.9   3,141.3   3,152.3   3,188.7   3,224.8   3,277.0   3,306.8   3,318.7   3,327.1   3,310.6   3,309.0   3,307.2 
6        Commercial and industrial                       853.8     892.8     898.9     908.3     920.6     942.0     949.9     947.8     951.8     945.2     940.5     943.7 
7        Real estate                                   1,230.6   1,270.9   1,272.0   1,280.4   1,281.4   1,286.6   1,307.6   1,321.0   1,317.2   1,316.5   1,322.2   1,318.9 
8          Revolving home equity                          97.7      97.8      97.5      97.4      97.7      96.8      97.0      96.8      97.2      96.7      96.4      95.9 
9          Other                                       1,132.9   1,173.2   1,174.5   1,183.0   1,183.7   1,189.7   1,210.6   1,224.1   1,220.0   1,219.7   1,225.8   1,223.0 
10       Consumer                                        506.5     501.3     496.4     495.6     498.8     499.2     501.4     504.8     505.5     504.8     507.7     503.8 
11       Security (3)                                     97.6     130.3     132.5     139.1     144.5     161.0     154.4     153.2     154.6     157.8     150.1     153.6 
12       Other loans and leases                          324.3     346.0     352.5     365.3     379.4     388.2     393.5     391.9     398.0     386.4     388.4     387.2 
             
13  Interbank loans                                      209.7     218.4     214.7     209.3     223.2     223.0     222.0     217.7     217.2     224.2     223.4     212.5 
             
14  Cash assets (4)                                      262.9     250.4     243.8     252.1     253.1     243.7     250.4     250.4     242.2     260.2     237.9     261.2 
             
15  Other assets (5)                                     296.0     312.4     309.3     311.6     316.2     311.9     316.3     319.3     322.4     322.5     318.4     321.1 
             
16  TOTAL ASSETS (6)                                   4,806.6   4,986.3   4,992.5   5,059.9   5,135.1   5,214.0   5,263.4   5,284.0   5,288.8   5,297.7   5,262.0   5,265.8 
L I A B I L I T I E S             
17  Deposits                                           3,112.1   3,223.2   3,196.5   3,228.1   3,249.5   3,272.9   3,315.1   3,324.8   3,320.5   3,343.9   3,309.0   3,333.2 
18    Transaction                                        688.1     683.2     667.3     668.0     677.5     668.4     668.3     668.0     655.0     694.6     676.0     665.8 
19    Nontransaction                                   2,424.1   2,540.1   2,529.2   2,560.1   2,572.0   2,604.5   2,646.9   2,656.8   2,665.5   2,649.3   2,632.9   2,667.4 
20       Large time                                      636.7     685.4     667.2     678.9     684.2     696.9     707.0     701.0     703.7     697.2     694.7     702.0 
21       Other                                         1,787.3   1,854.7   1,862.0   1,881.1   1,887.8   1,907.6   1,939.9   1,955.8   1,961.8   1,952.1   1,938.2   1,965.4 
             
22  Borrowings                                           819.2     858.4     860.1     864.2     892.6     943.8     981.4     991.4     996.0     983.5     993.0     967.1 
23    From banks in the U.S.                             305.0     287.9     290.0     293.9     303.5     316.1     324.5     322.9     326.0     316.2     322.0     318.6 
24    From others                                        514.2     570.5     570.1     570.3     589.0     627.7     657.0     668.6     670.0     667.4     671.0     648.6 
             
25  Net due to related foreign offices                   194.8     170.6     186.3     201.3     200.3     223.7     216.7     216.2     213.1     211.8     215.2     223.7 
             
26  Other liabilities                                    280.7     307.8     317.4     325.7     334.3     345.1     327.3     329.6     333.2     329.1     333.2     330.1 
             
27  TOTAL LIABILITIES                                  4,406.8   4,560.0   4,560.2   4,619.4   4,676.7   4,785.6   4,840.6   4,862.0   4,862.8   4,868.3   4,850.4   4,854.1 
             
28  Residual (assets less liabilities) (7)               399.8     426.3     432.3     440.5     458.4     428.5     422.8     421.9     426.1     429.4     411.6     411.6 
  Footnotes appear on page 13.
 

 

 

H.8 (510) Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars January 15, 1999
 

         Week ending
Account1997
Dec
1998
Jun
1998
Jul
1998
Aug
1998
Sep
1998
Oct
1998
Nov
1998
Dec
Dec 16Dec 23Dec 30 Jan 6
A S S E T S            
1   Bank credit                                        4,104.6   4,264.3   4,276.4   4,330.6   4,387.1   4,497.0   4,541.3   4,565.8   4,574.9   4,556.3   4,568.5   4,554.4 
             
2     Securities in bank credit                        1,077.0   1,124.5   1,124.6   1,147.0   1,163.4   1,212.8   1,225.8   1,231.4   1,231.4   1,227.3   1,230.2   1,227.4 
3        U.S. government securities                      745.2     759.4     756.6     765.7     761.2     770.6     790.9     790.2     784.0     788.6     793.0     789.9 
4        Other securities                                331.8     365.1     368.0     381.3     402.1     442.2     434.9     441.2     447.4     438.8     437.3     437.5 
             
5     Loans and leases in bank credit (2)              3,027.6   3,139.8   3,151.8   3,183.6   3,223.7   3,284.2   3,315.5   3,334.4   3,343.5   3,328.9   3,338.3   3,327.0 
6        Commercial and industrial                       852.0     895.5     898.5     902.3     915.2     940.0     948.5     945.8     947.7     945.3     945.0     944.5 
7        Real estate                                   1,234.1   1,268.5   1,274.1   1,284.0   1,286.4   1,293.3   1,314.2   1,324.6   1,321.9   1,318.0   1,324.3   1,321.1 
8          Revolving home equity                          98.0      97.5      97.5      97.6      98.4      97.6      97.7      97.1      97.5      96.9      96.8      96.4 
9          Other                                       1,136.1   1,171.0   1,176.6   1,186.4   1,187.9   1,195.6   1,216.5   1,227.5   1,224.4   1,221.1   1,227.5   1,224.6 
10       Consumer                                        512.8     498.5     494.4     497.3     501.6     501.1     503.9     511.1     511.0     512.6     517.2     514.0 
11       Security (3)                                    100.3     130.2     130.3     134.5     141.1     161.5     155.7     156.1     160.4     161.2     151.7     152.7 
12       Other loans and leases                          328.4     347.0     354.5     365.6     379.6     388.4     393.2     396.8     402.4     391.8     400.1     394.7 
             
13  Interbank loans                                      219.1     215.0     208.3     202.2     217.6     219.1     228.5     227.5     230.9     228.7     232.1     225.4 
             
14  Cash assets (4)                                      282.1     245.3     239.4     239.8     251.0     247.5     259.7     268.7     263.7     270.6     284.1     277.6 
             
15  Other assets (5)                                     296.3     310.9     310.5     313.6     317.4     311.1     317.4     319.3     322.6     319.6     320.3     320.8 
             
16  TOTAL ASSETS (6)                                   4,845.3   4,977.8   4,976.8   5,028.5   5,115.2   5,216.6   5,288.4   5,322.9   5,333.6   5,316.7   5,346.6   5,320.2 
L I A B I L I T I E S             
17  Deposits                                           3,144.6   3,215.3   3,189.0   3,217.9   3,253.7   3,276.6   3,333.7   3,357.0   3,358.1   3,356.1   3,371.6   3,376.2 
18    Transaction                                        722.4     678.2     662.4     654.6     672.8     664.4     679.0     701.9     692.6     716.3     749.2     706.1 
19    Nontransaction                                   2,422.2   2,537.1   2,526.6   2,563.3   2,580.9   2,612.2   2,654.7   2,655.1   2,665.4   2,639.8   2,622.5   2,670.1 
20       Large time                                      641.3     683.1     663.9     678.0     685.9     700.9     713.2     706.2     709.2     702.5     697.8     701.0 
21       Other                                         1,780.9   1,854.0   1,862.7   1,885.3   1,895.0   1,911.4   1,941.6   1,948.9   1,956.2   1,937.4   1,924.7   1,969.0 
             
22  Borrowings                                           817.2     868.1     864.6     857.3     896.1     940.1     977.3     986.3     993.7     987.4     990.8     957.4 
23    From banks in the U.S.                             308.8     290.9     290.2     290.0     302.4     312.1     324.8     326.9     331.2     323.7     325.8     317.2 
24    From others                                        508.4     577.3     574.4     567.3     593.8     628.0     652.5     659.4     662.5     663.7     665.0     640.2 
             
25  Net due to related foreign offices                   193.6     176.6     188.3     201.8     200.4     220.6     213.4     215.5     210.7     212.6     221.6     221.6 
             
26  Other liabilities                                    281.7     307.0     316.7     325.7     334.0     344.8     328.7     330.5     334.1     329.7     334.2     329.7 
             
27  TOTAL LIABILITIES                                  4,437.0   4,567.0   4,558.6   4,602.7   4,684.2   4,782.2   4,853.1   4,889.3   4,896.6   4,885.9   4,918.2   4,884.9 
             
28  Residual (assets less liabilities) (7)               408.3     410.8     418.2     425.8     431.0     434.4     435.3     433.6     437.0     430.8     428.4     435.3 
                         
                MEMO                                                         
29  Reval. gains on off-bal. sheet items (8)               82.5       92.7       92.7       95.7      110.0      130.1      110.0      116.7      123.2      113.8      111.9      111.7 
30  Reval. losses on off-bal. sheet items (8)              85.8       90.6       90.6       96.5      110.7      128.1      109.4      115.1      120.2      113.4      112.1      108.6 
  Footnotes appear on page 13.
 

 

 

H.8 (510) Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars January 15, 1999
         Week ending
Account1997
Dec
1998
Jun
1998
Jul
1998
Aug
1998
Sep
1998
Oct
1998
Nov
1998
Dec
Dec 16Dec 23Dec 30 Jan 6
A S S E T S            
1   Bank credit                                        3,551.5   3,694.7   3,709.5   3,753.8   3,793.5   3,865.2   3,909.0   3,949.1   3,949.0   3,953.9   3,950.7   3,930.3 
             
2     Securities in bank credit                          895.8     921.4     929.6     944.2     961.3     996.3   1,003.2   1,019.1   1,021.1   1,024.4   1,017.5   1,002.8 
3        U.S. government securities                      670.7     668.4     669.8     677.4     685.1     694.5     710.2     711.0     703.3     711.7     717.1     709.1 
4        Other securities                                225.0     253.0     259.8     266.8     276.2     301.8     292.9     308.1     317.8     312.7     300.5     293.7 
             
5     Loans and leases in bank credit (2)              2,655.7   2,773.3   2,779.9   2,809.6   2,832.1   2,868.9   2,905.8   2,930.0   2,927.9   2,929.5   2,933.2   2,927.4 
6        Commercial and industrial                       633.4     680.9     684.0     692.4     700.6     715.0     723.1     727.0     726.9     728.5     728.3     729.0 
7        Real estate                                   1,204.8   1,246.8   1,248.2   1,256.8   1,258.1   1,263.6   1,285.9   1,300.7   1,296.9   1,296.5   1,302.3   1,299.0 
8          Revolving home equity                          97.7      97.8      97.5      97.4      97.7      96.8      97.0      96.8      97.2      96.7      96.4      95.9 
9          Other                                       1,107.1   1,149.0   1,150.7   1,159.3   1,160.4   1,166.8   1,188.9   1,203.9   1,199.7   1,199.8   1,205.9   1,203.1 
10       Consumer                                        506.5     501.3     496.4     495.6     498.8     499.2     501.4     504.8     505.5     504.8     507.7     503.8 
11       Security (3)                                     52.9      67.7      69.9      73.6      75.4      89.3      87.6      85.4      85.6      88.7      82.7      83.8 
12       Other loans and leases                          258.2     276.6     281.5     291.2     299.3     301.8     307.8     312.0     313.1     310.9     312.1     312.0 
             
13  Interbank loans                                      178.5     194.4     192.6     186.7     191.9     193.2     190.9     186.2     188.9     186.1     185.8     183.3 
             
14  Cash assets (4)                                      229.6     215.6     208.7     218.2     218.9     208.1     216.7     216.3     206.6     227.8     204.5     225.7 
             
15  Other assets (5)                                     252.8     278.6     275.1     275.8     278.2     272.5     279.6     279.9     280.7     282.8     279.9     282.7 
             
16  TOTAL ASSETS (6)                                   4,155.9   4,325.8   4,328.4   4,377.5   4,425.1   4,481.1   4,538.1   4,573.4   4,567.1   4,592.2   4,562.6   4,563.9 
L I A B I L I T I E S             
17  Deposits                                           2,839.6   2,920.1   2,898.4   2,921.1   2,933.8   2,952.4   2,998.0   3,015.2   3,008.7   3,037.9   3,004.6   3,022.5 
18    Transaction                                        678.2     672.0     653.7     656.0     662.5     653.7     656.3     657.6     644.3     683.6     666.4     654.1 
19    Nontransaction                                   2,161.4   2,248.0   2,244.7   2,265.1   2,271.3   2,298.8   2,341.7   2,357.6   2,364.4   2,354.3   2,338.1   2,368.4 
20       Large time                                      376.9     393.1     384.1     383.6     382.5     395.2     407.2     405.6     406.2     405.2     403.4     406.6 
21       Other                                         1,784.5   1,854.9   1,860.6   1,881.5   1,888.8   1,903.5   1,934.5   1,952.0   1,958.2   1,949.2   1,934.7   1,961.8 
             
22  Borrowings                                           669.7     691.2     690.3     694.4     708.4     750.0     787.6     804.0     801.2     795.0     811.4     789.0 
23    From banks in the U.S.                             279.2     258.4     263.4     270.1     271.3     280.6     287.6     291.3     288.9     285.2     296.4     294.2 
24    From others                                        390.6     432.8     426.9     424.3     437.2     469.5     500.0     512.7     512.3     509.8     514.9     494.8 
             
25  Net due to related foreign offices                    73.2      73.4      79.3      92.8     105.1     117.6     117.6     116.8     114.0     114.4     115.7     115.7 
             
26  Other liabilities                                    185.0     217.9     224.0     226.6     230.5     238.1     225.2     228.7     227.9     231.4     235.7     232.0 
             
27  TOTAL LIABILITIES                                  3,767.5   3,902.6   3,891.9   3,934.9   3,977.8   4,058.2   4,128.4   4,164.6   4,151.7   4,178.7   4,167.3   4,159.3 
             
28  Residual (assets less liabilities) (7)               388.4     423.2     436.5     442.5     447.3     422.9     409.8     408.8     415.4     413.6     395.2     404.7 
 

Footnotes appear on page 13.
 

 

 

H.8 (510) Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars January 15, 1999
         Week ending
Account1997
Dec
1998
Jun
1998
Jul
1998
Aug
1998
Sep
1998
Oct
1998
Nov
1998
Dec
Dec 16Dec 23Dec 30 Jan 6
A S S E T S            
1   Bank credit                                        3,562.1   3,693.0   3,700.6   3,737.8   3,785.5   3,869.4   3,924.9   3,961.4   3,960.5   3,961.3   3,972.7   3,956.8 
             
2     Securities in bank credit                          894.7     921.2     921.2     931.4     952.5     992.3   1,008.1   1,018.5   1,016.9   1,018.6   1,020.1   1,014.0 
3        U.S. government securities                      669.0     670.8     666.3     671.7     680.0     691.4     710.5     709.9     703.6     708.9     711.8     708.9 
4        Other securities                                225.7     250.4     254.9     259.7     272.5     300.9     297.6     308.6     313.2     309.7     308.3     305.1 
             
5     Loans and leases in bank credit (2)              2,667.4   2,771.9   2,779.4   2,806.4   2,833.0   2,877.1   2,916.8   2,942.9   2,943.6   2,942.7   2,952.6   2,942.8 
6        Commercial and industrial                       630.8     683.7     683.8     687.5     696.2     713.0     722.0     724.1     723.3     726.5     728.4     727.3 
7        Real estate                                   1,208.1   1,244.5   1,250.5   1,260.4   1,263.0   1,270.1   1,292.3   1,304.2   1,301.5   1,298.1   1,304.3   1,301.0 
8          Revolving home equity                          98.0      97.5      97.5      97.6      98.4      97.6      97.7      97.1      97.5      96.9      96.8      96.4 
9          Other                                       1,110.1   1,147.1   1,153.0   1,162.9   1,164.6   1,172.5   1,194.6   1,207.1   1,204.0   1,201.2   1,207.5   1,204.5 
10       Consumer                                        512.8     498.5     494.4     497.3     501.6     501.1     503.9     511.1     511.0     512.6     517.2     514.0 
11       Security (3)                                     54.1      67.8      68.4      69.9      72.3      89.7      89.1      87.2      90.1      90.6      81.7      82.4 
12       Other loans and leases                          261.6     277.3     282.3     291.3     299.9     303.3     309.5     316.3     317.7     314.9     321.0     318.1 
             
13  Interbank loans                                      187.9     191.1     186.2     179.6     186.2     189.3     197.3     196.0     202.6     190.6     194.5     196.3 
             
14  Cash assets (4)                                      247.2     209.6     204.4     205.8     216.7     211.6     225.1     232.9     226.3     236.2     248.8     241.6 
             
15  Other assets (5)                                     252.4     277.9     276.8     276.9     279.5     272.7     280.2     279.3     279.8     279.9     281.9     282.0 
             
16  TOTAL ASSETS (6)                                   4,193.0   4,314.1   4,310.5   4,342.8   4,410.2   4,485.1   4,569.4   4,611.4   4,611.0   4,609.7   4,639.8   4,619.0 
L I A B I L I T I E S             
17  Deposits                                           2,869.0   2,910.3   2,892.7   2,912.2   2,936.4   2,956.6   3,017.5   3,044.2   3,043.9   3,044.5   3,062.3   3,067.2 
18    Transaction                                        712.1     667.0     648.7     642.6     657.1     649.6     667.0     691.0     681.3     704.7     738.7     694.2 
19    Nontransaction                                   2,156.9   2,243.3   2,244.0   2,269.6   2,279.3   2,307.0   2,350.5   2,353.2   2,362.6   2,339.8   2,323.6   2,373.0 
20       Large time                                      377.1     390.7     383.0     386.0     385.9     398.6     412.3     406.1     407.7     403.7     400.2     405.3 
21       Other                                         1,779.8   1,852.6   1,861.0   1,883.6   1,893.3   1,908.4   1,938.2   1,947.1   1,954.9   1,936.1   1,923.3   1,967.7 
             
22  Borrowings                                           667.7     701.0     694.8     687.5     712.0     746.4     783.5     798.9     798.9     798.9     809.1     779.3 
23    From banks in the U.S.                             283.0     261.3     263.6     266.2     270.1     276.6     287.9     295.4     294.1     292.7     300.2     292.9 
24    From others                                        384.8     439.7     431.2     421.3     441.9     469.8     495.5     503.5     504.8     506.2     508.9     486.4 
             
25  Net due to related foreign offices                    67.1      80.1      84.9      96.7     106.8     115.5     113.7     111.4     108.7     109.2     109.1     109.1 
             
26  Other liabilities                                    185.0     217.9     224.0     226.6     230.5     238.1     225.2     228.7     227.9     231.4     235.7     232.0 
             
27  TOTAL LIABILITIES                                  3,788.8   3,909.3   3,896.4   3,922.9   3,985.7   4,056.7   4,139.8   4,183.1   4,179.4   4,184.0   4,216.3   4,187.6 
             
28  Residual (assets less liabilities) (7)               404.2     404.9     414.1     419.8     424.6     428.4     429.5     428.3     431.7     425.7     423.5     431.4 
                         
             MEMO                                                            
29  Reval. gains on off-bal. sheet items (8)               41.0       50.5       51.0       51.9       61.7       78.7       62.7       69.1       73.0       69.5       66.9       65.4 
30  Reval. losses on off-bal. sheet items (8)              43.9       50.1       50.4       54.2       65.1       80.5       65.1       70.5       73.2       71.9       69.8       65.4 
31  Mortgage-backed securities (9)                        281.1      291.2      294.4      301.9      314.0      337.2      346.8      346.1      343.1      343.9      347.3      352.7 
 

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H.8 (510) Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars January 15, 1999
         Week ending
Account1997
Dec
1998
Jun
1998
Jul
1998
Aug
1998
Sep
1998
Oct
1998
Nov
1998
Dec
Dec 16Dec 23Dec 30 Jan 6
A S S E T S            
1   Bank credit                                        2,172.8   2,275.9   2,275.6   2,306.3   2,337.4   2,393.1   2,412.7   2,434.1   2,434.5   2,438.5   2,430.2   2,411.5 
             
2     Securities in bank credit                          495.4     520.3     522.3     533.0     547.8     573.3     569.8     577.9     580.7     582.6     573.6     559.2 
3        U.S. government securities                      355.8     357.6     356.2     362.1     368.6     372.5     380.5     376.7     369.7     377.1     381.2     374.2 
3a         Trading account                                27.4      23.4      20.4      21.3      22.0      20.9      23.4      24.0      21.3      25.8      26.8      26.8 
3b         Investment account                            328.5     334.3     335.8     340.7     346.6     351.5     357.1     352.7     348.5     351.3     354.4     347.4 
4        Other securities                                139.5     162.7     166.1     170.9     179.2     200.8     189.3     201.2     211.0     205.5     192.4     185.0 
4a         Trading account                                63.3      79.5      81.1      83.1      89.5     109.1      92.5     100.1     109.4     103.8      90.9      85.7 
4b         Investment account                             76.2      83.2      85.0      87.7      89.8      91.7      96.8     101.1     101.7     101.7     101.5      99.3 
4c           State and local government                   22.1      22.2      22.4      22.6      23.2      23.9      24.6      24.9      25.0      25.0      25.1      25.1 
4d           Other                                        54.0      60.9      62.6      65.1      66.6      67.8      72.2      76.2      76.7      76.8      76.4      74.1 
             
5     Loans and leases in bank credit (2)              1,677.4   1,755.5   1,753.3   1,773.3   1,789.5   1,819.8   1,842.9   1,856.2   1,853.8   1,855.9   1,856.6   1,852.3 
6        Commercial and industrial                       457.9     496.0     497.5     502.8     508.8     521.3     527.7     529.6     529.6     531.0     530.4     531.1 
6a         Bankers acceptances                             1.3       1.2       1.3       1.3       1.3       1.2       1.2       1.2       1.3       1.3       1.2       1.3 
6b         Other                                         456.6     494.8     496.2     501.6     507.5     520.1     526.5     528.4     528.4     529.7     529.1     529.9 
7        Real estate                                     677.2     691.6     686.7     687.9     685.6     686.3     698.7     705.9     703.0     701.0     705.2     702.6 
8          Revolving home equity                          69.4      69.2      68.7      68.6      68.9      68.0      67.7      67.5      67.8      67.5      67.2      66.9 
9          Other                                         607.8     622.4     618.0     619.3     616.8     618.3     631.0     638.5     635.3     633.6     638.0     635.7 
10       Consumer                                        303.3     300.7     295.2     296.3     299.3     300.3     300.9     301.8     301.5     301.6     303.5     301.1 
11       Security (3)                                     47.4      61.8      63.9      67.4      68.9      82.7      80.8      79.0      79.1      82.5      76.5      77.3 
11a        Fed funds and RPs with broker/dealer           31.1      42.9      44.9      48.0      50.1      64.7      63.5      62.7      63.6      66.5      59.7      59.9 
11b        Other                                          16.4      18.9      19.0      19.4      18.8      18.0      17.3      16.3      15.5      16.0      16.9      17.4 
12a      State and local government                       11.9      11.3      11.1      11.5      11.6      11.6      11.9      11.6      11.6      11.5      11.6      11.5 
12b      Agricultural                                     10.1      10.1       9.9       9.9       9.9       9.9      10.0      10.1      10.1      10.2      10.2      10.2 
12c      Fed funds and RPs with others                    11.6       5.6       8.9       9.9      12.4      12.9      12.3      16.1      17.8      15.2      17.8      13.9 
12d      All other loans                                  75.0      83.6      83.7      88.8      93.0      93.3      97.7      96.5      96.4      96.3      94.6      97.6 
12e      Lease financing receivables                      83.0      95.1      96.3      98.7     100.0     101.4     102.8     105.5     104.7     106.6     106.8     106.9 
             
13  Interbank loans                                      127.7     128.6     123.8     115.6     117.4     118.8     119.1     120.5     123.8     120.2     120.9     117.3 
13a   Fed funds and RPs with banks                        87.2      77.1      70.0      62.4      64.1      73.4      75.1      73.6      77.6      71.3      72.1      74.3 
13b   Other                                               40.4      51.6      53.8      53.2      53.4      45.4      44.0      46.9      46.2      49.0      48.8      43.0 
             
14  Cash assets (4)                                      162.3     149.2     143.9     151.3     151.4     141.1     148.0     147.7     139.4     155.8     138.5     154.6 
             
15  Other assets (5)                                     196.4     214.9     212.3     211.4     210.8     202.9     205.8     204.4     205.4     205.4     206.5     202.7 
             
16  TOTAL ASSETS (6)                                   2,621.6   2,730.6   2,717.7   2,747.3   2,779.5   2,818.0   2,847.7   2,868.8   2,865.5   2,882.1   2,858.0   2,848.1 
 

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H.8 (510) Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued) January 15, 1999
         Week ending
Account1997
Dec
1998
Jun
1998
Jul
1998
Aug
1998
Sep
1998
Oct
1998
Nov
1998
Dec
Dec 16Dec 23Dec 30 Jan 6
L I A B I L I T I E S             
17  Deposits                                           1,615.9   1,647.2   1,622.9   1,630.6   1,631.1   1,642.3   1,667.5   1,672.4   1,669.3   1,688.8   1,660.3   1,674.8 
18    Transaction                                        393.8     384.2     368.7     370.2     374.0     367.4     368.6     367.0     358.7     384.0     372.1     354.9 
19    Nontransaction                                   1,222.1   1,263.0   1,254.3   1,260.4   1,257.1   1,274.9   1,298.9   1,305.4   1,310.6   1,304.8   1,288.2   1,319.9 
20       Large time                                      216.5     223.2     216.8     215.6     210.5     222.1     230.6     230.0     231.1     229.8     227.7     231.1 
21       Other                                         1,005.6   1,039.8   1,037.5   1,044.8   1,046.6   1,052.8   1,068.3   1,075.4   1,079.5   1,075.0   1,060.5   1,088.7 
             
22  Borrowings                                           518.5     531.9     525.8     530.7     543.5     578.2     610.0     621.5     620.5     613.7     625.8     606.5 
23    From banks in the U.S.                             209.0     188.6     190.2     197.2     198.0     203.7     208.2     209.4     207.5     204.2     213.4     214.4 
24    From others                                        309.5     343.3     335.5     333.6     345.5     374.5     401.8     412.1     413.0     409.4     412.4     392.1 
             
25  Net due to related foreign offices                    68.9      69.5      75.6      89.1     101.3     113.0     114.0     113.1     110.8     110.6     111.6     111.6 
             
26  Other liabilities                                    157.3     188.8     194.9     196.9     200.5     207.3     193.6     197.3     196.2     200.0     204.6     199.9 
             
27  TOTAL LIABILITIES                                  2,360.7   2,437.4   2,419.2   2,447.3   2,476.4   2,540.7   2,585.1   2,604.3   2,596.8   2,613.2   2,602.3   2,592.7 
             
28  Residual (assets less liabilities) (7)               261.0     293.1     298.5     300.0     303.2     277.3     262.6     264.5     268.7     268.9     255.7     255.4 
 

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H.8 (510) Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars January 15, 1999
         Week ending
Account1997
Dec
1998
Jun
1998
Jul
1998
Aug
1998
Sep
1998
Oct
1998
Nov
1998
Dec
Dec 16Dec 23Dec 30 Jan 6
A S S E T S            
1   Bank credit                                        2,182.7   2,269.5   2,268.6   2,290.8   2,327.3   2,397.4   2,429.4   2,445.9   2,446.5   2,441.6   2,449.3   2,445.1 
             
2     Securities in bank credit                          496.2     517.0     515.2     521.3     539.7     572.3     578.1     579.2     578.9     577.2     577.1     573.3 
3        U.S. government securities                      355.6     357.4     353.9     357.3     363.9     371.6     383.6     377.2     371.9     374.6     377.1     376.4 
3a         Trading account                                27.0      22.5      19.9      21.2      21.9      21.9      24.6      23.6      21.9      24.2      23.4      25.6 
3b         Investment account                            328.7     334.9     334.1     336.1     341.9     349.7     359.0     353.6     350.0     350.4     353.7     350.8 
3c           Mortgage-backed                             217.3     217.9     219.3     226.1     236.7     255.5     258.3     253.7     250.8     251.6     253.1     260.3 
3d           Other                                       111.4     117.0     114.8     110.0     105.2      94.2     100.8      99.9      99.2      98.8     100.6      90.5 
3e             1 year or less                             30.1      31.7      30.5      29.1      27.8      26.2      27.3      26.6      25.7      26.3      26.9      26.0 
3f             Between 1 and 5 years                      57.1      49.3      52.3      49.1      44.4      37.3      38.3      38.4      38.4      38.5      38.0      36.7 
3g             More than 5 years                          24.2      36.0      32.0      31.9      33.1      30.7      35.2      34.9      35.0      33.9      35.7      27.9 
4        Other securities                                140.5     159.6     161.3     164.0     175.9     200.7     194.5     202.1     207.0     202.6     200.1     196.9 
4a         Trading account                                63.6      76.7      77.0      76.8      86.4     108.8      96.4      99.8     104.3     100.1      97.6      96.2 
4b         Investment account                             77.0      82.9      84.3      87.2      89.4      91.9      98.0     102.2     102.7     102.5     102.5     100.8 
4c           State and local government                   22.2      22.4      22.3      22.7      23.2      24.0      24.6      25.0      25.0      25.0      25.1      25.1 
4d           Other                                        54.8      60.6      62.1      64.6      66.2      67.9      73.4      77.3      77.8      77.5      77.3      75.6 
             
5     Loans and leases in bank credit (2)              1,686.5   1,752.5   1,753.3   1,769.5   1,787.5   1,825.2   1,851.3   1,866.7   1,867.6   1,864.4   1,872.2   1,871.7 
6        Commercial and industrial                       455.8     497.1     497.6     499.4     505.9     521.1     527.8     527.2     527.0     528.9     530.2     530.1 
6a         Bankers acceptances                             1.3       1.2       1.2       1.3       1.3       1.3       1.3       1.3       1.3       1.3       1.3       1.3 
6b         Other                                         454.5     495.9     496.4     498.2     504.5     519.8     526.5     525.9     525.6     527.6     528.9     528.9 
7        Real estate                                     679.6     688.7     689.0     691.2     688.9     690.3     703.0     708.5     706.5     701.2     706.4     708.2 
8          Revolving home equity                          69.7      69.0      68.9      68.9      69.4      68.6      68.4      67.8      68.1      67.5      67.6      67.7 
9a         Other residential                             371.2     382.5     383.4     384.9     380.8     382.8     393.8     398.2     396.1     390.6     395.3     397.3 
9b         Commercial                                    238.7     237.2     236.7     237.4     238.8     238.9     240.8     242.5     242.3     243.0     243.4     243.2 
10       Consumer                                        307.3     299.5     294.9     297.9     301.3     301.2     301.8     305.8     305.1     305.8     310.4     310.5 
11       Security (3)                                     48.7      61.9      62.3      63.7      65.8      83.1      82.3      80.8      83.6      84.4      75.6      75.9 
11a        Fed funds and RPs with broker/dealer           31.4      42.6      43.9      45.1      47.6      65.1      65.0      63.6      66.6      66.8      57.8      58.8 
11b        Other                                          17.3      19.3      18.5      18.6      18.3      18.0      17.3      17.1      17.0      17.7      17.8      17.2 
12a      State and local government                       12.0      11.2      11.1      11.5      11.6      11.7      12.0      11.7      11.7      11.7      11.7      11.5 
12b      Agricultural                                     10.1      10.2      10.3      10.3      10.2      10.1      10.1      10.1      10.0      10.1      10.4      10.4 
12c      Fed funds and RPs with others                    11.6       5.6       8.9       9.9      12.4      12.9      12.3      16.1      17.8      15.2      17.8      13.9 
12d      All other loans                                  78.2      83.8      83.4      88.0      92.5      93.8      99.2     100.6     101.2     100.5     101.8     101.9 
12e      Lease financing receivables                      83.2      94.7      95.8      97.5      98.9     101.0     102.8     105.8     104.6     106.7     107.9     109.2 
             
13  Interbank loans                                      133.0     129.1     122.8     113.0     116.2     116.0     121.2     125.6     132.1     122.9     128.5     124.1 
13a   Fed funds and RPs with banks                        91.4      77.4      69.3      60.6      63.5      70.7      76.7      77.4      84.9      72.4      77.5      79.5 
13b   Other                                               41.6      51.7      53.5      52.5      52.7      45.2      44.4      48.2      47.2      50.5      51.0      44.6 
             
14  Cash assets (4)                                      176.3     144.1     140.3     141.2     149.9     144.7     154.1     161.0     155.6     163.5     172.9     165.9 
             
15  Other assets (5)                                     196.4     214.9     212.3     211.4     210.8     202.9     205.8     204.4     205.4     205.4     206.5     202.7 
             
16  TOTAL ASSETS (6)                                   2,650.9   2,719.4   2,706.0   2,718.7   2,766.4   2,823.2   2,872.4   2,899.0   2,901.8   2,895.6   2,919.4   2,900.1 
 

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H.8 (510) Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) January 15, 1999
         Week ending
Account1997
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L I A B I L I T I E S             
17  Deposits                                           1,637.5   1,640.8   1,622.9   1,628.3   1,637.1   1,648.5   1,680.7   1,693.9   1,697.5   1,693.7   1,703.7   1,709.2 
18    Transaction                                        417.0     380.7     366.5     361.1     370.9     365.2     375.2     390.1     385.7     399.1     424.0     380.1 
19    Nontransaction                                   1,220.4   1,260.1   1,256.4   1,267.2   1,266.3   1,283.3   1,305.5   1,303.8   1,311.7   1,294.6   1,279.6   1,329.1 
20       Large time                                      216.7     220.8     215.7     218.0     213.9     225.5     235.6     230.5     232.6     228.4     224.6     229.8 
21       Other                                         1,003.7   1,039.2   1,040.7   1,049.2   1,052.3   1,057.9   1,069.9   1,073.3   1,079.1   1,066.2   1,055.0   1,099.3 
             
22  Borrowings                                           515.8     541.2     530.3     522.4     543.6     574.0     606.3     615.7     617.3     613.1     622.1     601.7 
23    From banks in the U.S.                             212.7     191.0     190.3     192.5     195.8     200.2     209.5     213.4     212.7     210.0     216.5     215.2 
24    From others                                        303.1     350.3     340.0     330.0     347.8     373.8     396.7     402.2     404.6     403.1     405.6     386.5 
             
25  Net due to related foreign offices                    62.8      76.2      81.2      92.9     103.0     110.9     110.1     107.8     105.5     105.5     105.0     105.0 
             
26  Other liabilities                                    157.3     188.8     194.9     196.9     200.5     207.3     193.6     197.3     196.2     200.0     204.6     199.9 
             
27  TOTAL LIABILITIES                                  2,373.4   2,447.1   2,429.3   2,440.5   2,484.2   2,540.7   2,590.6   2,614.6   2,616.5   2,612.3   2,635.3   2,615.7 
             
28  Residual (assets less liabilities) (7)               277.5     272.4     276.8     278.2     282.2     282.5     281.8     284.4     285.3     283.3     284.1     284.4 
                         
             MEMO                                                            
29  Reval. gains on off-bal. sheet items (8)               41.0       50.5       51.0       51.9       61.7       78.7       62.7       69.1       73.0       69.5       66.9       65.4 
30  Reval. losses on off-bal. sheet items (8)              43.9       50.1       50.4       54.2       65.1       80.5       65.1       70.5       73.2       71.9       69.8       65.4 
31  Mortgage-backed securities (9)                        235.7      240.1      242.7      249.5      260.3      280.6      287.3      284.8      281.8      282.1      285.6      290.8 
31a   Pass-through                                        158.8      157.8      157.9      161.2      167.3      189.5      196.8      195.5      193.3      194.4      195.0      202.2 
31b   CMO, REMIC, and other                                76.9       82.2       84.8       88.2       93.1       91.1       90.5       89.3       88.5       87.7       90.6       88.7 
32  Net unrealized gains (losses) on                 
      available-for-sale securities (10)             
      2.1        3.2        3.5        3.1        3.7        4.4        3.1        3.0        3.0        3.0        2.9        3.2 
33  Offshore credit to U.S. residents (11)                 34.2       36.1       35.3       35.6       36.8       38.5       39.1       38.5       37.6       39.8       39.0       39.0 
 

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H.8 (510) Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars January 15, 1999
         Week ending
Account1997
Dec
1998
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A S S E T S            
1   Bank credit                                        1,378.7   1,418.8   1,434.0   1,447.5   1,456.1   1,472.1   1,496.3   1,515.0   1,514.4   1,515.3   1,520.5   1,518.7 
             
2     Securities in bank credit                          400.4     401.1     407.3     411.2     413.5     423.0     433.4     441.2     440.3     441.8     443.9     443.6 
3        U.S. government securities                      314.9     310.7     313.6     315.3     316.5     322.0     329.7     334.3     333.6     334.6     335.8     334.9 
4        Other securities                                 85.5      90.4      93.6      95.9      97.0     101.0     103.6     106.9     106.8     107.2     108.1     108.7 
             
5     Loans and leases in bank credit (2)                978.3   1,017.7   1,026.7   1,036.3   1,042.6   1,049.1   1,062.9   1,073.8   1,074.1   1,073.5   1,076.6   1,075.1 
6        Commercial and industrial                       175.5     184.9     186.5     189.6     191.8     193.6     195.4     197.4     197.2     197.6     198.0     197.9 
7        Real estate                                     527.6     555.2     561.5     568.8     572.5     577.3     587.2     594.7     593.9     595.5     597.1     596.3 
8          Revolving home equity                          28.3      28.6      28.7      28.8      28.9      28.8      29.3      29.3      29.5      29.3      29.2      29.0 
9          Other                                         499.3     526.6     532.7     540.0     543.6     548.5     557.9     565.4     564.4     566.2     567.9     567.3 
10       Consumer                                        203.2     200.7     201.2     199.3     199.5     198.9     200.5     203.1     203.9     203.2     204.2     202.7 
11       Security (3)                                      5.4       6.0       6.0       6.2       6.4       6.6       6.8       6.4       6.5       6.2       6.1       6.4 
12       Other loans and leases                           66.6      71.0      71.5      72.4      72.4      72.7      73.1      72.1      72.6      71.1      71.2      71.8 
             
13  Interbank loans                                       50.9      65.7      68.7      71.1      74.4      74.4      71.8      65.7      65.1      65.8      64.9      66.0 
             
14  Cash assets (4)                                       67.3      66.4      64.8      66.9      67.5      67.0      68.7      68.7      67.2      71.9      66.1      71.1 
             
15  Other assets (5)                                      56.4      63.7      62.8      64.5      67.4      69.6      73.8      75.5      75.3      77.4      73.4      80.0 
             
16  TOTAL ASSETS (6)                                   1,534.3   1,595.3   1,610.7   1,630.2   1,645.6   1,663.1   1,690.4   1,704.6   1,701.6   1,710.1   1,704.6   1,715.8 
L I A B I L I T I E S             
17  Deposits                                           1,223.7   1,272.9   1,275.4   1,290.5   1,302.8   1,310.1   1,330.5   1,342.8   1,339.4   1,349.1   1,344.3   1,347.8 
18    Transaction                                        284.4     287.9     285.0     285.8     288.5     286.2     287.7     290.6     285.6     299.6     294.3     299.2 
19    Nontransaction                                     939.3     985.1     990.5   1,004.7   1,014.2   1,023.9   1,042.8   1,052.2   1,053.9   1,049.5   1,049.9   1,048.6 
20       Large time                                      160.4     169.9     167.3     168.0     172.0     173.2     176.7     175.6     175.1     175.4     175.7     175.5 
21       Other                                           778.9     815.2     823.2     836.7     842.2     850.7     866.2     876.6     878.7     874.1     874.3     873.1 
             
22  Borrowings                                           151.2     159.3     164.6     163.7     165.0     171.8     177.6     182.5     180.7     181.3     185.6     182.5 
23    From banks in the U.S.                              70.1      69.8      73.2      73.0      73.3      76.9      79.4      81.9      81.5      80.9      83.0      79.9 
24    From others                                         81.0      89.5      91.4      90.8      91.7      94.9      98.2     100.6      99.2     100.4     102.5     102.6 
             
25  Net due to related foreign offices                     4.3       3.9       3.7       3.7       3.7       4.7       3.6       3.6       3.2       3.7       4.1       4.1 
             
26  Other liabilities                                     27.7      29.1      29.1      29.7      30.0      30.9      31.6      31.4      31.7      31.3      31.1      32.2 
             
27  TOTAL LIABILITIES                                  1,406.9   1,465.2   1,472.7   1,487.7   1,501.5   1,517.5   1,543.3   1,560.3   1,555.0   1,565.5   1,565.0   1,566.5 
             
28  Residual (assets less liabilities) (7)               127.4     130.1     137.9     142.5     144.1     145.6     147.2     144.3     146.6     144.7     139.5     149.3 
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H.8 (510) Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars January 15, 1999
 

         Week ending
Account1997
Dec
1998
Jun
1998
Jul
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Aug
1998
Sep
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Dec
Dec 16Dec 23Dec 30 Jan 6
A S S E T S            
1   Bank credit                                        1,379.4   1,423.6   1,432.1   1,447.1   1,458.3   1,472.0   1,495.5   1,515.5   1,513.9   1,519.7   1,523.4   1,511.7 
             
2     Securities in bank credit                          398.5     404.2     406.0     410.1     412.8     420.0     430.1     439.3     438.0     441.4     443.0     440.7 
3        U.S. government securities                      313.3     313.4     312.4     314.5     316.1     319.8     326.9     332.7     331.7     334.3     334.8     332.6 
4        Other securities                                 85.2      90.8      93.6      95.7      96.7     100.2     103.2     106.5     106.3     107.1     108.2     108.1 
             
5     Loans and leases in bank credit (2)                980.9   1,019.4   1,026.1   1,036.9   1,045.5   1,052.0   1,065.5   1,076.3   1,076.0   1,078.3   1,080.4   1,071.1 
6        Commercial and industrial                       175.0     186.6     186.3     188.1     190.3     191.9     194.1     196.9     196.3     197.6     198.3     197.2 
7        Real estate                                     528.5     555.9     561.5     569.2     574.1     579.8     589.3     595.7     594.9     596.9     597.9     592.8 
8          Revolving home equity                          28.3      28.5      28.6      28.7      29.0      29.0      29.3      29.3      29.3      29.3      29.2      28.7 
9          Other                                         500.2     527.4     532.9     540.5     545.1     550.8     560.0     566.4     565.6     567.6     568.8     564.1 
10       Consumer                                        205.6     199.0     199.5     199.4     200.3     199.8     202.1     205.3     205.9     206.8     206.7     203.6 
11       Security (3)                                      5.4       6.0       6.0       6.2       6.4       6.6       6.8       6.4       6.5       6.2       6.1       6.4 
12       Other loans and leases                           66.4      71.9      72.8      74.0      74.3      73.8      73.1      71.9      72.3      70.8      71.4      71.1 
             
13  Interbank loans                                       54.9      62.0      63.4      66.6      70.0      73.3      76.1      70.4      70.5      67.6      66.0      72.2 
             
14  Cash assets (4)                                       70.9      65.5      64.2      64.6      66.8      66.9      70.9      72.0      70.7      72.7      75.9      75.7 
             
15  Other assets (5)                                      56.0      63.0      64.5      65.6      68.6      69.7      74.5      74.9      74.4      74.5      75.4      79.4 
             
16  TOTAL ASSETS (6)                                   1,542.2   1,594.7   1,604.4   1,624.0   1,643.8   1,661.9   1,697.0   1,712.4   1,709.3   1,714.1   1,720.4   1,718.9 
L I A B I L I T I E S             
17  Deposits                                           1,231.5   1,269.6   1,269.8   1,284.0   1,299.3   1,308.1   1,336.8   1,350.3   1,346.5   1,350.8   1,358.7   1,358.0 
18    Transaction                                        295.1     286.3     282.2     281.5     286.3     284.4     291.8     300.8     295.6     305.6     314.7     314.1 
19    Nontransaction                                     936.4     983.3     987.6   1,002.4   1,013.0   1,023.7   1,045.0   1,049.4   1,050.9   1,045.2   1,044.0   1,043.9 
20       Large time                                      160.4     169.9     167.3     168.0     172.0     173.2     176.7     175.6     175.1     175.4     175.7     175.5 
21       Other                                           776.1     813.4     820.3     834.4     841.0     850.5     868.4     873.8     875.7     869.8     868.3     868.4 
             
22  Borrowings                                           151.9     159.7     164.6     165.0     168.4     172.4     177.2     183.2     181.6     185.8     187.0     177.6 
23    From banks in the U.S.                              70.3      70.3      73.4      73.7      74.3      76.4      78.4      81.9      81.4      82.7      83.7      77.7 
24    From others                                         81.6      89.4      91.2      91.3      94.1      96.0      98.8     101.3     100.2     103.1     103.4      99.9 
             
25  Net due to related foreign offices                     4.3       3.9       3.7       3.7       3.7       4.7       3.6       3.6       3.2       3.7       4.1       4.1 
             
26  Other liabilities                                     27.7      29.1      29.1      29.7      30.0      30.9      31.6      31.4      31.7      31.3      31.1      32.2 
             
27  TOTAL LIABILITIES                                  1,415.4   1,462.2   1,467.1   1,482.4   1,501.4   1,516.0   1,549.2   1,568.5   1,562.9   1,571.7   1,580.9   1,571.9 
             
28  Residual (assets less liabilities) (7)               126.7     132.5     137.3     141.6     142.4     145.9     147.8     143.9     146.3     142.4     139.4     147.0 
             
             MEMO                                                            
31  Mortgage-backed securities (9)                         45.4       51.1       51.6       52.5       53.7       56.7       59.5       61.4       61.4       61.8       61.8       61.9 
 

Footnotes appear on page 13.
 

H.8 (510) Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars January 15, 1999
         Week ending
Account1997
Dec
1998
Jun
1998
Jul
1998
Aug
1998
Sep
1998
Oct
1998
Nov
1998
Dec
Dec 16Dec 23Dec 30 Jan 6
A S S E T S            
1   Bank credit                                          543.2     568.2     573.0     590.4     606.7     628.3     623.9     605.9     616.4     595.5     590.2     599.0 
             
2     Securities in bank credit                          186.1     200.2     200.7     211.3     214.1     220.2     223.0     217.1     217.2     214.4     214.4     219.3 
3        U.S. government securities                       76.6      88.5      90.6      93.2      81.3      78.7      79.5      80.7      80.4      80.9      82.3      82.8 
4        Other securities                                109.6     111.6     110.0     118.1     132.8     141.5     143.5     136.4     136.8     133.4     132.1     136.5 
             
5     Loans and leases in bank credit (2)                357.1     368.0     372.4     379.1     392.6     408.1     401.0     388.8     399.2     381.2     375.8     379.8 
6        Commercial and industrial                       220.4     211.9     214.9     215.9     220.0     227.0     226.8     220.8     224.9     216.7     212.2     214.8 
7        Real estate                                      25.9      24.2      23.8      23.7      23.3      22.9      21.7      20.3      20.4      19.9      19.9      19.9 
11       Security (3)                                     44.7      62.5      62.6      65.5      69.1      71.6      66.8      67.8      69.0      69.0      67.5      69.9 
12       Other loans and leases                           66.1      69.4      71.0      74.0      80.2      86.4      85.6      79.9      84.9      75.5      76.2      75.2 
             
13  Interbank loans                                       31.2      24.0      22.1      22.6      31.4      29.9      31.2      31.6      28.3      38.1      37.6      29.2 
             
14  Cash assets (4)                                       33.3      34.8      35.0      33.9      34.2      35.6      33.7      34.1      35.6      32.4      33.4      35.5 
             
15  Other assets (5)                                      43.1      33.8      34.1      35.8      38.0      39.4      36.7      39.3      41.8      39.7      38.5      38.4 
             
16  TOTAL ASSETS (6)                                     650.7     660.5     664.1     682.4     709.9     732.9     725.3     710.6     721.7     705.5     699.4     701.8 
L I A B I L I T I E S             
17  Deposits                                             272.5     303.2     298.1     307.0     315.7     320.5     317.2     309.6     311.8     305.9     304.4     310.7 
18    Transaction                                          9.8      11.1      13.6      12.0      15.0      14.8      12.0      10.5      10.7      11.0       9.6      11.7 
19    Nontransaction                                     262.7     292.0     284.5     295.0     300.7     305.7     305.2     299.2     301.1     294.9     294.8     299.0 
             
22  Borrowings                                           149.5     167.2     169.8     169.8     184.1     193.8     193.8     187.4     194.8     188.5     181.7     178.1 
23    From banks in the U.S.                              25.8      29.6      26.6      23.8      32.3      35.5      36.9      31.5      37.1      31.0      25.6      24.3 
24    From others                                        123.6     137.6     143.2     146.0     151.8     158.2     156.9     155.9     157.7     157.5     156.1     153.8 
             
25  Net due to related foreign offices                   121.6      97.2     107.0     108.5      95.2     106.1      99.1      99.5      99.1      97.5      99.5     108.0 
             
26  Other liabilities                                     95.7      89.9      93.4      99.1     103.8     107.0     102.1     100.9     105.3      97.7      97.5      98.1 
             
27  TOTAL LIABILITIES                                    639.3     657.5     668.3     684.4     698.8     727.3     712.2     697.4     711.0     689.6     683.1     694.9 
             
28  Residual (assets less liabilities) (7)                11.4       3.0      -4.2      -2.0      11.1       5.5      13.1      13.1      10.7      15.8      16.4       7.0 
 

Footnotes appear on page 13.
 

 

 

H.8 (510) Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars January 15, 1999
         Week ending
Account1997
Dec
1998
Jun
1998
Jul
1998
Aug
1998
Sep
1998
Oct
1998
Nov
1998
Dec
Dec 16Dec 23Dec 30 Jan 6
A S S E T S            
1   Bank credit                                          542.5     571.2     575.8     592.8     601.6     627.6     616.4     604.4     614.4     595.0     595.8     597.6 
             
2     Securities in bank credit                          182.3     203.3     203.4     215.6     210.8     220.5     217.7     212.9     214.5     208.7     210.1     213.4 
3        U.S. government securities                       76.2      88.6      90.3      94.0      81.2      79.3      80.4      80.4      80.3      79.6      81.1      81.0 
3a         Trading account                                13.7      20.0      25.1      30.7      20.2      16.0      13.8      14.9      14.9      15.0      16.2      16.2 
3b         Investment account                             62.5      68.6      65.2      63.3      61.1      63.3      66.6      65.4      65.4      64.6      64.9      64.8 
4        Other securities                                106.1     114.8     113.1     121.6     129.6     141.3     137.3     132.6     134.2     129.1     129.0     132.5 
4a         Trading account                                61.9      70.1      70.1      75.3      83.4      89.6      82.3      77.7      78.7      74.5      75.1      77.0 
4b         Investment account                             44.1      44.6      43.0      46.3      46.2      51.7      55.0      54.8      55.5      54.6      54.0      55.4 
             
5     Loans and leases in bank credit (2)                360.2     367.9     372.4     377.3     390.7     407.0     398.7     391.5     399.9     386.3     385.7     384.2 
6        Commercial and industrial                       221.3     211.8     214.7     214.8     218.9     226.9     226.5     221.7     224.4     218.8     216.6     217.2 
7        Real estate                                      26.0      24.0      23.6      23.5      23.3      23.2      21.9      20.4      20.4      19.9      20.0      20.1 
11       Security (3)                                     46.1      62.4      61.9      64.6      68.8      71.8      66.6      68.9      70.3      70.6      69.9      70.3 
12       Other loans and leases                           66.8      69.7      72.2      74.3      79.7      85.2      83.7      80.5      84.7      76.9      79.2      76.6 
             
13  Interbank loans                                       31.2      24.0      22.1      22.6      31.4      29.9      31.2      31.6      28.3      38.1      37.6      29.2 
             
14  Cash assets (4)                                       34.9      35.7      34.9      34.0      34.3      35.9      34.6      35.7      37.4      34.4      35.2      36.0 
             
15  Other assets (5)                                      43.9      33.0      33.7      36.6      38.0      38.4      37.2      40.0      42.8      39.7      38.4      38.8 
             
16  TOTAL ASSETS (6)                                     652.3     663.7     666.4     685.8     704.9     731.6     719.1     711.5     722.6     707.0     706.8     701.2 
L I A B I L I T I E S             
17  Deposits                                             275.6     304.9     296.3     305.7     317.3     320.0     316.2     312.8     314.1     311.6     309.3     309.0 
18    Transaction                                         10.3      11.2      13.7      12.0      15.7      14.8      11.9      10.9      11.3      11.6      10.4      12.0 
19    Nontransaction                                     265.3     293.8     282.6     293.7     301.6     305.2     304.2     301.9     302.8     300.0     298.9     297.0 
             
22  Borrowings                                           149.5     167.2     169.8     169.8     184.1     193.8     193.8     187.4     194.8     188.5     181.7     178.1 
23    From banks in the U.S.                              25.8      29.6      26.6      23.8      32.3      35.5      36.9      31.5      37.1      31.0      25.6      24.3 
24    From others                                        123.6     137.6     143.2     146.0     151.8     158.2     156.9     155.9     157.7     157.5     156.1     153.8 
             
25  Net due to related foreign offices                   126.5      96.5     103.5     105.1      93.6     105.1      99.7     104.1     102.1     103.4     112.5     112.5 
             
26  Other liabilities                                     96.6      89.1      92.7      99.1     103.5     106.7     103.5     101.8     106.2      98.3      98.5      97.7 
             
27  TOTAL LIABILITIES                                    648.2     657.7     662.2     679.8     698.5     725.5     713.2     706.2     717.2     701.9     702.0     697.3 
             
28  Residual (assets less liabilities) (7)                 4.1       5.9       4.1       6.0       6.4       6.0       5.8       5.3       5.3       5.1       4.8       3.9 
             
                MEMO                                                         
29  Reval. gains on off-bal. sheet items (8)               41.5       42.2       41.7       43.8       48.3       51.4       47.3       47.5       50.2       44.3       45.1       46.2 
30  Reval. losses on off-bal. sheet items (8)             41.9      40.6      40.2      42.3      45.5      47.7      44.3      44.6      47.0      41.5      42.3      43.2 
  Footnotes appear on page 13.
 

 

 

 

H.8 (510) Footnotes Page 13
January 15, 1999
 

Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at
1-800-782-8872 or 202-482-1986.

1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.
 

NOTE: Domestically chartered commercial banks acquired $200 million in assets and liabilities of nonbank institutions in the week ending January 6, 1999. The major asset item
affected was real estate loans, other, $100 million. The major liability item affected was nontransaction deposits, other, $200 million.
 







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