Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: May 12, 2000

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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                              May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 


                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,504.2   4,633.6   4,688.0   4,763.5   4,786.0   4,820.9   4,858.4   4,901.7       4,886.9   4,891.6   4,922.0   4,937.4

  2     Securities in bank credit                        1,192.0   1,249.7   1,242.9   1,263.3   1,265.2   1,267.7   1,275.5   1,280.8       1,275.7   1,273.7   1,286.2   1,292.2
  3        U.S. government securities                      802.5     813.2     799.1     804.0     811.4     813.9     812.0     809.1         809.6     806.0     810.9     805.3
  4        Other securities                                389.5     436.5     443.9     459.3     453.9     453.8     463.5     471.7         466.1     467.7     475.4     486.9

  5     Loans and leases in bank credit (2)              3,312.2   3,383.9   3,445.0   3,500.1   3,520.8   3,553.2   3,582.9   3,620.9       3,611.1   3,617.9   3,635.8   3,645.2
  6        Commercial and industrial                       959.4     982.4     998.0   1,003.4   1,012.8   1,021.9   1,030.8   1,039.2       1,033.4   1,041.5   1,042.7   1,049.3
  7        Real estate                                   1,350.8   1,419.3   1,432.6   1,469.1   1,486.4   1,504.0   1,520.8   1,541.1       1,537.3   1,540.2   1,545.9   1,551.7
  8          Revolving home equity                         104.5     100.2     100.9     102.1     104.5     106.7     109.3     113.0         112.2     112.9     113.8     114.3
  9          Other                                       1,246.3   1,319.1   1,331.7   1,367.0   1,381.9   1,397.3   1,411.5   1,428.2       1,425.1   1,427.3   1,432.1   1,437.4
  10       Consumer                                        496.7     482.2     483.6     491.1     497.1     501.9     505.0     508.9         507.9     507.9     510.0     512.1
  11       Security (3)                                    122.9     109.6     133.6     153.1     143.1     142.3     142.5     143.4         144.8     140.2     147.4     141.1
  12       Other loans and leases                          382.4     390.4     397.2     383.4     381.4     383.1     383.8     388.3         387.8     388.1     389.7     391.1

  13  Interbank loans                                      216.3     225.8     224.9     229.4     225.1     236.0     237.6     238.2         232.5     234.2     254.4     243.5

  14  Cash assets (4)                                      258.3     269.0     274.6     287.6     286.2     284.1     277.5     286.9         277.8     291.4     291.2     294.8

  15  Other assets (5)                                     342.0     362.5     368.8     379.1     405.3     412.4     400.2     403.0         400.1     400.7     407.7     409.0

  16  TOTAL ASSETS (6)                                   5,262.3   5,431.8   5,497.0   5,599.8   5,643.5   5,694.5   5,714.6   5,770.3       5,738.0   5,758.4   5,815.8   5,825.0

            L I A B I L I T I E S

  17  Deposits                                           3,373.1   3,448.4   3,481.8   3,524.5   3,541.5   3,559.5   3,576.7   3,626.8       3,610.1   3,643.1   3,632.6   3,629.7
  18    Transaction                                        654.7     630.8     624.9     630.2     626.6     624.8     625.7     627.3         609.2     635.0     651.0     621.2
  19    Nontransaction                                   2,718.4   2,817.6   2,856.9   2,894.4   2,915.0   2,934.8   2,950.9   2,999.4       3,000.9   3,008.1   2,981.6   3,008.5
  20       Large time                                      726.5     772.4     801.8     828.1     840.9     847.7     854.4     874.7         871.1     873.7     877.4     880.8
  21       Other                                         1,991.9   2,045.2   2,055.1   2,066.2   2,074.1   2,087.1   2,096.6   2,124.7       2,129.8   2,134.4   2,104.2   2,127.7

  22  Borrowings                                           986.3   1,050.2   1,059.8   1,116.6   1,134.1   1,130.4   1,151.3   1,182.5       1,188.2   1,160.8   1,203.2   1,194.1
  23    From banks in the U.S.                             308.9     348.3     349.9     347.1     360.0     365.1     373.3     373.9         379.4     365.2     375.0     379.1
  24    From others                                        677.4     702.0     709.9     769.6     774.1     765.3     778.0     808.6         808.8     795.6     828.3     814.9

  25  Net due to related foreign offices                   201.9     220.4     223.9     221.1     229.8     233.9     233.1     223.6         223.6     227.2     209.1     242.1

  26  Other liabilities                                    272.4     291.3     297.7     302.2     289.0     295.5     289.4     289.3         283.0     285.8     292.4     305.3

  27  TOTAL LIABILITIES                                  4,833.7   5,010.4   5,063.1   5,164.5   5,194.3   5,219.4   5,250.5   5,322.2       5,304.9   5,316.9   5,337.3   5,371.1

  28  Residual (assets less liabilities) (7)               428.6     421.5     433.9     435.2     449.2     475.1     464.1     448.1         433.1     441.5     478.5     453.9



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                          May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,507.8   4,642.8   4,715.4   4,795.8   4,810.2   4,823.9   4,852.6   4,902.3       4,885.3   4,898.0   4,917.8   4,942.8

  2     Securities in bank credit                        1,196.7   1,252.6   1,256.8   1,273.5   1,273.7   1,271.8   1,276.9   1,282.8       1,280.1   1,275.2   1,284.0   1,292.2
  3        U.S. government securities                      811.4     808.3     801.9     806.1     813.1     817.8     819.0     817.7         819.8     814.3     816.8     813.4
  4        Other securities                                385.3     444.3     455.0     467.4     460.6     453.9     457.9     465.1         460.4     460.9     467.2     478.8

  5     Loans and leases in bank credit (2)              3,311.1   3,390.3   3,458.6   3,522.4   3,536.4   3,552.1   3,575.6   3,619.6       3,605.2   3,622.8   3,633.8   3,650.5
  6        Commercial and industrial                       966.1     983.1   1,001.8   1,005.4   1,010.3   1,022.6   1,034.8   1,046.2       1,037.5   1,051.7   1,049.2   1,058.8
  7        Real estate                                   1,347.2   1,424.0   1,439.0   1,473.9   1,490.4   1,501.0   1,516.0   1,536.7       1,533.5   1,535.1   1,540.6   1,548.3
  8          Revolving home equity                         103.7     100.6     101.3     102.5     104.8     106.4     108.2     112.1         110.9     112.2     113.5     113.9
  9          Other                                       1,243.5   1,323.4   1,337.7   1,371.4   1,385.6   1,394.6   1,407.8   1,424.6       1,422.6   1,422.9   1,427.2   1,434.5
  10       Consumer                                        495.4     479.8     482.2     496.6     504.3     504.0     503.4     507.8         505.7     507.1     510.5     512.2
  11       Security (3)                                    123.6     112.1     135.8     157.8     147.1     143.8     141.5     143.9         144.9     143.5     148.5     142.6
  12       Other loans and leases                          378.8     391.3     399.8     388.7     384.2     380.7     380.0     385.0         383.5     385.3     385.0     388.7

  13  Interbank loans                                      222.5     219.9     229.0     234.9     226.0     237.5     243.5     245.1         245.6     240.9     251.2     247.4

  14  Cash assets (4)                                      256.1     270.2     283.6     307.5     300.4     284.7     269.1     283.9         275.3     292.8     284.9     293.8

  15  Other assets (5)                                     345.1     356.0     365.7     379.0     403.9     414.9     403.8     407.0         403.4     402.7     408.9     418.1

  16  TOTAL ASSETS (6)                                   5,273.1   5,429.8   5,534.2   5,657.3   5,681.6   5,702.1   5,709.8   5,779.1       5,750.5   5,775.2   5,803.6   5,842.3

            L I A B I L I T I E S

  17  Deposits                                           3,390.9   3,440.9   3,509.6   3,566.9   3,554.8   3,558.4   3,580.6   3,644.8       3,650.9   3,665.2   3,616.3   3,635.2
  18    Transaction                                        664.1     622.3     633.1     662.9     638.0     617.8     618.7     636.0         627.9     649.4     643.0     626.2
  19    Nontransaction                                   2,726.8   2,818.5   2,876.5   2,903.9   2,916.8   2,940.7   2,961.9   3,008.8       3,023.0   3,015.7   2,973.2   3,009.0
  20       Large time                                      725.9     770.7     811.9     843.2     851.9     860.3     862.9     874.3         870.9     872.7     876.3     880.2
  21       Other                                         2,000.9   2,047.8   2,064.6   2,060.8   2,064.9   2,080.3   2,099.0   2,134.5       2,152.1   2,143.0   2,097.0   2,128.8

  22  Borrowings                                           987.0   1,049.9   1,067.7   1,125.8   1,152.6   1,134.3   1,146.2   1,180.7       1,164.0   1,166.5   1,217.7   1,212.1
  23    From banks in the U.S.                             310.2     345.3     353.3     352.0     363.8     366.6     373.1     375.2         374.4     369.2     379.9     384.5
  24    From others                                        676.8     704.6     714.4     773.8     788.7     767.7     773.1     805.5         789.6     797.3     837.7     827.7

  25  Net due to related foreign offices                   192.4     221.5     227.9     227.3     233.4     248.2     236.6     212.9         197.6     208.7     231.2     231.2

  26  Other liabilities                                    271.5     290.4     298.7     304.4     290.4     297.9     290.1     288.2         281.9     284.3     291.5     304.0

  27  TOTAL LIABILITIES                                  4,841.8   5,002.6   5,103.9   5,224.5   5,231.2   5,238.9   5,253.6   5,326.5       5,294.4   5,324.7   5,356.7   5,382.5

  28  Residual (assets less liabilities) (7)               431.4     427.2     430.3     432.9     450.5     463.2     456.2     452.6         456.1     450.6     446.9     459.8

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)              86.1     100.0     100.8     104.0     101.4     104.9     105.3     104.3         100.3     102.1     105.1     116.5
  30  Reval. losses on off-bal. sheet items (8)             87.6      97.8      99.7     102.3      99.5     104.4     102.3     103.0          99.3     100.0     104.3     116.6



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                              May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,957.0   4,108.8   4,149.4   4,215.3   4,240.1   4,281.0   4,315.2   4,336.8       4,328.2   4,330.9   4,345.2   4,357.6

  2     Securities in bank credit                          993.6   1,057.8   1,050.6   1,061.1   1,065.9   1,076.5   1,081.4   1,082.6       1,083.4   1,078.6   1,082.7   1,084.6
  3        U.S. government securities                      714.3     730.8     720.6     723.3     731.2     738.6     734.7     731.1         733.6     729.9     728.5     728.1
  4        Other securities                                279.2     327.0     330.0     337.8     334.8     337.9     346.7     351.5         349.8     348.7     354.1     356.5

  5     Loans and leases in bank credit (2)              2,963.4   3,051.0   3,098.8   3,154.2   3,174.1   3,204.5   3,233.7   3,254.2       3,244.7   3,252.3   3,262.5   3,273.0
  6        Commercial and industrial                       752.3     787.4     801.8     810.0     818.0     825.2     832.6     837.4         833.0     840.2     839.3     843.5
  7        Real estate                                   1,330.8   1,401.7   1,415.2   1,452.1   1,469.0   1,486.3   1,502.7   1,522.8       1,518.8   1,521.9   1,527.6   1,533.4
  8          Revolving home equity                         104.5     100.2     100.9     102.1     104.5     106.7     109.3     113.0         112.2     112.9     113.8     114.3
  9          Other                                       1,226.3   1,301.5   1,314.3   1,350.0   1,364.5   1,379.6   1,393.4   1,409.8       1,406.6   1,409.0   1,413.7   1,419.1
  10       Consumer                                        496.7     482.2     483.6     491.1     497.1     501.9     505.0     508.9         507.9     507.9     510.0     512.1
  11       Security (3)                                     71.5      54.5      68.3      86.1      76.5      75.7      76.2      65.8          66.9      62.7      64.3      62.6
  12       Other loans and leases                          312.1     325.1     329.9     314.9     313.5     315.4     317.2     319.4         318.1     319.6     321.5     321.4

  13  Interbank loans                                      191.2     200.2     199.7     199.9     196.3     203.4     209.3     209.0         204.9     205.5     221.3     209.3

  14  Cash assets (4)                                      222.4     224.6     225.8     234.1     230.8     229.6     225.7     235.1         226.5     239.5     238.8     245.0

  15  Other assets (5)                                     305.7     329.8     333.9     342.4     366.8     374.2     361.1     363.3         359.7     361.0     368.2     369.2

  16  TOTAL ASSETS (6)                                   4,618.0   4,804.5   4,849.9   4,932.3   4,975.1   5,029.7   5,052.5   5,084.9       5,060.2   5,077.6   5,114.3   5,121.6

            L I A B I L I T I E S

  17  Deposits                                           3,058.5   3,112.9   3,126.5   3,150.4   3,160.7   3,178.9   3,193.6   3,233.2       3,221.0   3,250.2   3,237.8   3,226.6
  18    Transaction                                        644.4     620.2     614.5     619.6     615.7     613.7     614.4     616.2         597.9     623.6     640.3     610.2
  19    Nontransaction                                   2,414.2   2,492.8   2,511.9   2,530.8   2,545.0   2,565.2   2,579.2   2,617.0       2,623.1   2,626.6   2,597.4   2,616.3
  20       Large time                                      424.8     450.3     459.5     467.8     473.6     480.1     485.4     496.0         496.4     495.4     495.8     496.7
  21       Other                                         1,989.4   2,042.4   2,052.4   2,063.0   2,071.5   2,085.2   2,093.7   2,121.1       2,126.7   2,131.2   2,101.6   2,119.6

  22  Borrowings                                           810.7     871.6     873.8     935.1     954.0     954.2     973.3     983.6         991.3     964.4     991.2     990.7
  23    From banks in the U.S.                             287.4     326.1     323.8     322.6     340.3     346.7     353.8     353.3         358.3     345.1     353.3     360.5
  24    From others                                        523.4     545.6     550.1     612.5     613.8     607.5     619.6     630.4         633.0     619.3     637.9     630.2

  25  Net due to related foreign offices                   118.0     165.4     178.9     182.0     194.1     207.1     213.2     208.6         204.9     210.0     202.3     231.6

  26  Other liabilities                                    206.0     225.5     230.5     232.9     220.3     224.0     220.2     218.9         215.2     216.2     220.7     228.1

  27  TOTAL LIABILITIES                                  4,193.2   4,375.4   4,409.7   4,500.4   4,529.2   4,564.3   4,600.3   4,644.4       4,632.4   4,640.8   4,651.9   4,677.0

  28  Residual (assets less liabilities) (7)               424.8     429.1     440.2     431.9     445.9     465.4     452.2     440.5         427.8     436.8     462.5     444.6



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                          May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,965.6   4,111.0   4,164.4   4,237.6   4,256.5   4,279.7   4,310.7   4,343.6       4,333.5   4,342.6   4,349.2   4,369.4

  2     Securities in bank credit                        1,000.8   1,055.0   1,055.0   1,067.5   1,070.5   1,079.3   1,085.8   1,088.0       1,091.3   1,084.3   1,085.2   1,087.2
  3        U.S. government securities                      722.7     726.3     721.9     724.0     732.3     742.4     741.9     739.0         743.3     738.2     733.8     733.5
  4        Other securities                                278.1     328.7     333.1     343.5     338.2     336.9     343.9     349.1         348.0     346.0     351.3     353.7

  5     Loans and leases in bank credit (2)              2,964.8   3,056.0   3,109.3   3,170.1   3,186.0   3,200.4   3,224.9   3,255.6       3,242.2   3,258.3   3,264.1   3,282.2
  6        Commercial and industrial                       760.6     786.9     802.6     808.4     814.0     823.4     834.9     846.2         838.8     851.4     848.6     856.1
  7        Real estate                                   1,327.5   1,406.1   1,421.6   1,457.0   1,472.8   1,483.0   1,497.8   1,518.5       1,515.2   1,517.0   1,522.5   1,530.1
  8          Revolving home equity                         103.7     100.6     101.3     102.5     104.8     106.4     108.2     112.1         110.9     112.2     113.5     113.9
  9          Other                                       1,223.7   1,305.5   1,320.3   1,354.5   1,368.1   1,376.6   1,389.6   1,406.4       1,404.3   1,404.8   1,409.0   1,416.2
  10       Consumer                                        495.4     479.8     482.2     496.6     504.3     504.0     503.4     507.8         505.7     507.1     510.5     512.2
  11       Security (3)                                     72.1      57.4      71.0      90.3      80.1      77.4      74.9      66.3          67.5      65.7      65.2      63.7
  12       Other loans and leases                          309.2     325.9     331.9     317.9     314.7     312.7     313.9     316.8         315.0     317.1     317.3     320.2

  13  Interbank loans                                      197.3     194.3     203.8     205.4     197.1     204.9     215.2     215.8         217.9     212.1     218.1     213.3

  14  Cash assets (4)                                      221.7     224.9     231.8     249.7     242.7     230.8     218.3     234.4         226.3     243.2     235.1     245.7

  15  Other assets (5)                                     309.7     323.9     330.8     340.3     363.9     374.8     363.5     368.0         363.6     364.1     370.3     378.7

  16  TOTAL ASSETS (6)                                   4,636.3   4,795.3   4,871.6   4,973.4   5,001.6   5,031.8   5,048.9   5,102.9       5,082.5   5,103.1   5,113.9   5,147.6

            L I A B I L I T I E S

  17  Deposits                                           3,075.8   3,108.8   3,151.6   3,184.2   3,167.2   3,170.8   3,191.3   3,250.1       3,261.7   3,272.4   3,219.0   3,229.5
  18    Transaction                                        654.1     611.6     622.6     651.8     627.0     606.8     607.6     625.2         617.0     638.5     632.8     615.5
  19    Nontransaction                                   2,421.7   2,497.2   2,529.0   2,532.4   2,540.1   2,564.0   2,583.7   2,624.9       2,644.8   2,633.8   2,586.2   2,613.9
  20       Large time                                      423.0     451.7     466.7     474.0     479.2     486.7     487.1     493.5         495.1     493.3     491.6     492.7
  21       Other                                         1,998.7   2,045.5   2,062.3   2,058.5   2,061.0   2,077.3   2,096.6   2,131.4       2,149.7   2,140.6   2,094.6   2,121.2

  22  Borrowings                                           811.5     871.2     881.7     944.3     972.5     958.2     968.3     981.8         967.1     970.1   1,005.6   1,008.8
  23    From banks in the U.S.                             288.7     323.1     327.2     327.6     344.1     348.3     353.6     354.5         353.3     349.1     358.2     365.9
  24    From others                                        522.8     548.2     554.5     616.7     628.4     609.9     614.7     627.3         613.8     621.0     647.4     643.0

  25  Net due to related foreign offices                   114.0     166.2     181.2     183.0     195.4     219.1     216.2     202.6         185.2     197.4     225.0     225.0

  26  Other liabilities                                    206.6     225.2     230.5     233.1     220.0     224.4     220.6     219.6         216.1     216.7     221.4     228.6

  27  TOTAL LIABILITIES                                  4,207.7   4,371.4   4,445.0   4,544.6   4,555.1   4,572.4   4,596.4   4,654.2       4,630.2   4,656.6   4,670.9   4,691.8

  28  Residual (assets less liabilities) (7)               428.6     423.9     426.5     428.8     446.5     459.4     452.5     448.7         452.3     446.6     442.9     455.8

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              49.1      60.9      59.8      64.5      62.7      64.8      66.0      65.0          63.5      63.6      64.8      71.5
  30  Reval. losses on off-bal. sheet items (8)             50.2      60.0      59.8      63.9      61.9      64.4      64.1      64.9          63.5      62.8      65.0      72.3
  31  Mortgage-backed securities (9)                       335.7     346.7     348.2     347.7     348.0     352.6     353.8     358.3         357.9     359.0     357.8     356.9



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                        May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,479.0   2,542.7   2,580.0   2,634.1   2,633.6   2,655.9   2,677.1   2,692.1       2,684.5   2,687.2   2,700.8   2,706.1

  2     Securities in bank credit                          560.8     604.2     602.5     614.2     613.0     619.3     626.2     628.6         628.8     625.1     629.9     630.2
  3        U.S. government securities                      392.6     395.3     390.8     396.0     397.0     399.9     398.5     396.8         398.5     395.6     395.7     394.1
  3a         Trading account                                24.7      20.7      18.8      20.1      21.0      22.1      21.2      22.6          23.3      21.5      23.4      22.1
  3b         Investment account                            367.9     374.6     372.0     375.9     375.9     377.8     377.3     374.2         375.2     374.1     372.3     372.0
  4        Other securities                                168.1     208.9     211.7     218.2     216.0     219.4     227.7     231.8         230.3     229.6     234.2     236.1
  4a         Trading account                                67.0      81.7      82.4      87.1      81.8      86.2      91.5      92.8          91.1      89.8      95.0      97.5
  4b         Investment account                            101.1     127.2     129.3     131.1     134.1     133.1     136.2     139.0         139.2     139.8     139.2     138.6
  4c           State and local government                   24.8      26.0      26.5      26.6      26.9      27.0      27.2      27.7          27.4      27.8      27.9      27.9
  4d           Other                                        76.3     101.1     102.8     104.6     107.3     106.1     109.0     111.3         111.8     112.0     111.3     110.7

  5     Loans and leases in bank credit (2)              1,918.2   1,938.5   1,977.5   2,019.9   2,020.7   2,036.6   2,050.9   2,063.5       2,055.8   2,062.1   2,070.9   2,075.9
  6        Commercial and industrial                       561.1     579.0     590.6     597.1     600.1     604.3     607.8     610.7         607.3     613.7     612.0     615.1
  6a         Bankers acceptances                             1.1       1.2       1.1       1.1       1.1       1.0       1.0       1.1           1.1       1.1       1.1       1.1
  6b         Other                                         560.1     577.9     589.5     596.0     599.1     603.3     606.7     609.6         606.2     612.6     610.9     614.0
  7        Real estate                                     740.2     766.5     774.2     804.8     811.7     818.7     826.6     841.3         839.0     840.7     844.6     846.7
  8          Revolving home equity                          75.6      69.4      69.8      70.6      72.0      73.6      75.5      78.7          78.1      78.7      79.5      79.5
  9          Other                                         664.6     697.1     704.4     734.2     739.6     745.1     751.1     762.6         760.9     762.0     765.1     767.1
  10       Consumer                                        305.6     286.3     288.9     292.2     293.8     297.7     299.7     303.6         302.6     303.0     304.1     306.1
  11       Security (3)                                     66.4      49.6      62.8      80.7      71.3      70.4      70.7      60.0          60.7      56.9      59.0      57.1
  11a        Fed funds and RPs with broker/dealer           49.7      32.4      44.4      60.8      50.2      47.1      48.8      38.3          38.5      36.2      36.8      36.9
  11b        Other                                          16.6      17.2      18.4      19.9      21.1      23.3      22.0      21.7          22.3      20.6      22.2      20.2
  12a      State and local government                       11.9      12.4      12.5      12.5      12.7      12.8      12.9      13.0          12.9      13.1      13.0      13.0
  12b      Agricultural                                      9.2       9.9      10.0      10.2      10.4      10.5      10.5      10.6          10.6      10.6      10.7      10.6
  12c      Fed funds and RPs with others                    12.1      10.1      12.4      11.9      11.3      11.4      11.4      11.7          11.6      11.4      12.2      11.6
  12d      All other loans                                  93.7      97.1      96.2      79.2      78.2      79.4      79.8      79.9          78.7      80.3      81.8      82.3
  12e      Lease financing receivables                     117.9     127.6     130.0     131.2     131.3     131.3     131.3     132.8         132.2     132.5     133.5     133.4

  13  Interbank loans                                      135.8     152.2     146.1     146.4     143.0     148.5     154.4     147.9         143.0     142.6     160.0     150.4
  13a   Fed funds and RPs with banks                        84.8      92.9      76.5      74.2      68.2      75.4      79.2      76.1          72.1      72.3      86.8      77.4
  13b   Other                                               51.1      59.3      69.5      72.2      74.8      73.0      75.2      71.7          70.9      70.3      73.2      73.1

  14  Cash assets (4)                                      156.8     155.4     155.5     160.5     160.6     160.6     156.8     166.6         157.9     170.9     170.1     179.0

  15  Other assets (5)                                     235.4     248.1     252.7     260.0     281.5     290.7     277.8     276.5         274.3     276.3     280.9     273.2

  16  TOTAL ASSETS (6)                                   2,967.8   3,059.2   3,095.0   3,161.6   3,180.1   3,217.3   3,227.8   3,244.7       3,221.5   3,238.7   3,273.5   3,270.2



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                            May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,743.9   1,737.4   1,741.4   1,753.8   1,747.9   1,754.7   1,760.2   1,786.6       1,775.1   1,799.6   1,791.6   1,782.5
  18    Transaction                                        372.0     345.1     341.2     348.0     339.2     336.0     335.5     335.9         323.5     340.5     353.5     329.1
  19    Nontransaction                                   1,372.0   1,392.3   1,400.2   1,405.9   1,408.6   1,418.7   1,424.8   1,450.8       1,451.7   1,459.0   1,438.1   1,453.4
  20       Large time                                      233.1     248.2     253.5     259.7     262.4     265.0     267.0     275.6         274.7     275.4     276.3     277.1
  21       Other                                         1,138.8   1,144.1   1,146.6   1,146.2   1,146.2   1,153.8   1,157.8   1,175.1       1,176.9   1,183.6   1,161.8   1,176.4

  22  Borrowings                                           634.2     670.4     674.0     729.8     734.3     732.5     744.2     752.7         758.4     736.3     759.1     759.4
  23    From banks in the U.S.                             206.9     239.1     238.1     238.3     251.3     257.1     260.4     264.0         269.1     257.9     261.9     270.3
  24    From others                                        427.3     431.3     436.0     491.5     483.0     475.4     483.9     488.7         489.3     478.5     497.2     489.1

  25  Net due to related foreign offices                   113.1     161.1     174.4     177.5     189.1     201.9     207.8     203.4         199.7     204.8     196.9     226.2

  26  Other liabilities                                    176.6     191.8     197.2     199.2     185.6     187.5     185.5     184.9         181.4     182.6     186.8     191.9

  27  TOTAL LIABILITIES                                  2,667.7   2,760.7   2,787.0   2,860.3   2,856.8   2,876.5   2,897.8   2,927.6       2,914.6   2,923.3   2,934.4   2,960.0

  28  Residual (assets less liabilities) (7)               300.1     298.5     308.0     301.3     323.3     340.8     329.9     317.1         306.8     315.4     339.1     310.2



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                    May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,484.0   2,543.5   2,595.2   2,656.0   2,656.4   2,667.3   2,678.7   2,695.6       2,688.8   2,694.0   2,698.3   2,712.2

  2     Securities in bank credit                          563.4     603.8     608.6     621.1     619.3     625.4     629.5     629.6         632.3     626.0     627.2     628.6
  3        U.S. government securities                      397.5     393.2     393.8     397.2     399.7     406.3     404.4     401.4         405.1     400.3     397.1     396.3
  3a         Trading account                                25.2      20.8      19.9      20.0      21.7      23.2      22.2      22.8          25.0      22.0      21.6      20.8
  3b         Investment account                            372.2     372.3     373.9     377.2     378.0     383.1     382.2     378.6         380.1     378.3     375.5     375.6
  3c           Mortgage-backed                             251.1     247.2     247.7     247.5     247.3     253.1     252.9     251.3         252.2     251.2     249.7     248.8
  3d           Other                                       121.1     125.1     126.2     129.8     130.7     130.0     129.3     127.3         127.9     127.1     125.8     126.8
  3e             1 year or less                             25.5      25.8      24.1      25.4      26.3      30.6      32.6      32.3          32.4      32.3      31.5      32.4
  3f             Between 1 and 5 years                      55.5      60.5      61.3      62.2      61.9      58.8      56.7      55.4          56.0      55.3      55.1      55.4
  3g             More than 5 years                          40.1      38.7      40.8      42.1      42.4      40.5      40.0      39.5          39.6      39.5      39.2      39.0
  4        Other securities                                165.9     210.7     214.8     223.8     219.6     219.1     225.1     228.2         227.2     225.6     230.1     232.3
  4a         Trading account                                67.0      81.7      82.4      87.1      81.8      86.2      91.5      92.8          91.1      89.8      95.0      97.5
  4b         Investment account                             98.9     128.9     132.3     136.7     137.7     132.9     133.7     135.4         136.1     135.9     135.1     134.8
  4c           State and local government                   24.9      26.1      26.8      26.8      27.1      27.2      27.3      27.7          27.5      27.8      27.9      27.9
  4d           Other                                        74.0     102.8     105.6     109.9     110.6     105.7     106.4     107.7         108.6     108.0     107.1     106.9

  5     Loans and leases in bank credit (2)              1,920.6   1,939.7   1,986.6   2,035.0   2,037.2   2,041.9   2,049.2   2,066.0       2,056.6   2,068.1   2,071.1   2,083.6
  6        Commercial and industrial                       567.4     578.9     592.5     595.9     597.1     603.6     610.0     617.3         611.5     622.2     618.4     624.8
  6a         Bankers acceptances                             1.1       1.2       1.1       1.1       1.1       1.0       1.0       1.1           1.1       1.1       1.1       1.1
  6b         Other                                         566.3     577.7     591.4     594.8     596.0     602.6     609.0     616.2         610.5     621.1     617.4     623.7
  7        Real estate                                     737.9     768.2     778.7     810.3     817.9     820.1     824.9     838.4         837.2     836.9     840.4     844.3
  8          Revolving home equity                          74.9      69.6      70.0      70.8      72.4      73.5      74.7      78.0          77.1      78.1      79.1      79.2
  9a         Other residential                             401.7     421.9     428.2     454.4     456.6     456.6     459.2     466.2         466.9     464.2     466.0     470.1
  9b         Commercial                                    261.3     276.7     280.5     285.1     288.9     290.0     291.0     294.1         293.2     294.5     295.3     295.0
  10       Consumer                                        305.3     284.0     287.1     295.4     300.3     300.8     300.0     303.4         302.3     302.9     304.5     306.3
  11       Security (3)                                     67.0      52.4      65.5      84.9      75.0      72.1      69.5      60.5          61.3      59.8      59.9      58.2
  11a        Fed funds and RPs with broker/dealer           50.0      35.3      47.6      64.7      54.6      49.7      47.2      38.3          39.0      37.8      36.7      37.3
  11b        Other                                          17.0      17.1      18.0      20.2      20.4      22.5      22.2      22.2          22.3      22.1      23.2      20.9
  12a      State and local government                       11.7      12.6      12.6      12.6      12.6      12.7      12.8      12.9          12.8      13.0      12.9      12.8
  12b      Agricultural                                      9.1      10.1      10.1      10.2      10.4      10.3      10.3      10.4          10.3      10.4      10.4      10.4
  12c      Fed funds and RPs with others                    12.1      10.1      12.4      11.9      11.3      11.4      11.4      11.7          11.6      11.4      12.2      11.6
  12d      All other loans                                  91.5      97.1      99.1      82.9      79.2      77.7      77.5      78.0          76.1      78.5      78.5      81.3
  12e      Lease financing receivables                     118.5     126.5     128.7     130.9     133.5     133.3     132.8     133.5         133.3     133.0     133.7     133.9

  13  Interbank loans                                      140.3     146.2     145.2     147.5     143.6     148.8     157.2     153.0         148.1     148.2     164.1     157.1
  13a   Fed funds and RPs with banks                        87.7      89.6      77.6      75.7      69.7      75.1      81.2      78.8          75.0      75.5      87.5      81.3
  13b   Other                                               52.7      56.6      67.6      71.8      73.9      73.7      75.9      74.2          73.1      72.6      76.6      75.8

  14  Cash assets (4)                                      156.8     155.9     158.6     171.8     171.1     162.2     151.5     166.5         157.8     175.2     168.3     179.2

  15  Other assets (5)                                     238.8     242.3     248.3     258.4     280.7     292.2     280.2     280.4         277.5     279.5     283.3     280.2

  16  TOTAL ASSETS (6)                                   2,980.9   3,048.8   3,107.9   3,194.1   3,213.5   3,232.3   3,229.4   3,257.4       3,234.2   3,258.9   3,275.9   3,290.1



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                        May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,754.0   1,732.0   1,755.5   1,778.8   1,759.2   1,755.1   1,760.0   1,796.4       1,800.2   1,814.1   1,778.8   1,782.1
  18    Transaction                                        379.6     338.8     345.7     369.3     349.0     332.5     330.9     343.1         336.1     352.6     351.9     333.5
  19    Nontransaction                                   1,374.3   1,393.2   1,409.8   1,409.5   1,410.3   1,422.6   1,429.1   1,453.3       1,464.0   1,461.5   1,426.9   1,448.6
  20       Large time                                      231.3     249.6     260.7     265.9     268.0     271.6     268.6     273.2         273.4     273.2     272.1     273.1
  21       Other                                         1,143.0   1,143.6   1,149.1   1,143.6   1,142.3   1,151.0   1,160.5   1,180.2       1,190.6   1,188.3   1,154.9   1,175.5

  22  Borrowings                                           637.9     668.2     680.6     736.4     754.3     740.6     745.2     754.5         744.3     745.0     770.8     776.0
  23    From banks in the U.S.                             210.3     234.6     241.0     241.8     255.7     261.2     263.7     267.6         269.1     263.9     266.5     276.3
  24    From others                                        427.7     433.6     439.6     494.7     498.6     479.3     481.5     486.9         475.2     481.0     504.3     499.7

  25  Net due to related foreign offices                   109.0     161.9     176.7     178.6     190.4     213.9     210.8     197.4         180.0     192.3     219.6     219.6

  26  Other liabilities                                    176.6     191.8     197.2     199.2     185.6     187.5     185.5     184.9         181.4     182.6     186.8     191.9

  27  TOTAL LIABILITIES                                  2,677.5   2,753.8   2,810.0   2,893.0   2,889.6   2,897.1   2,901.6   2,933.1       2,905.9   2,933.9   2,956.0   2,969.5

  28  Residual (assets less liabilities) (7)               303.4     295.0     297.9     301.2     324.0     335.3     327.8     324.3         328.2     324.9     319.9     320.6

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              49.1      60.9      59.8      64.5      62.7      64.8      66.0      65.0          63.5      63.6      64.8      71.5
  30  Reval. losses on off-bal. sheet items (8)             50.2      60.0      59.8      63.9      61.9      64.4      64.1      64.9          63.5      62.8      65.0      72.3
  31  Mortgage-backed securities (9)                       279.6     282.8     285.6     285.6     284.9     288.3     288.4     290.5         291.4     290.4     288.9     287.7
  31a   Pass-through                                       184.0     187.5     190.7     191.6     191.2     194.6     194.7     198.1         198.5     198.3     197.5     196.3
  31b   CMO, REMIC, and other                               95.6      95.3      94.9      94.0      93.7      93.6      93.7      92.4          92.9      92.0      91.4      91.5
  32  Net unrealized gains (losses) on                       0.9      -5.6      -5.8      -6.0      -7.4      -7.8      -7.3      -8.4          -8.5      -8.2      -8.3      -9.2
        available-for-sale securities (10)
  33  Offshore credit to U.S. residents (11)                37.9      26.7      24.8      24.0      23.2      23.6      24.1      24.4          24.2      24.4      24.4      24.4



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                        May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,478.0   1,566.1   1,569.4   1,581.2   1,606.4   1,625.1   1,638.1   1,644.7       1,643.6   1,643.6   1,644.4   1,651.4

  2     Securities in bank credit                          432.8     453.6     448.1     446.9     453.0     457.2     455.2     454.0         454.7     453.5     452.8     454.4
  3        U.S. government securities                      321.7     335.5     329.8     327.4     334.2     338.6     336.2     334.3         335.2     334.4     332.9     334.0
  4        Other securities                                111.1     118.1     118.3     119.5     118.8     118.5     119.0     119.7         119.5     119.1     119.9     120.4

  5     Loans and leases in bank credit (2)              1,045.2   1,112.5   1,121.3   1,134.3   1,153.5   1,167.9   1,182.8   1,190.7       1,189.0   1,190.1   1,191.6   1,197.0
  6        Commercial and industrial                       191.1     208.4     211.2     212.8     217.9     220.9     224.8     226.7         225.7     226.5     227.3     228.4
  7        Real estate                                     590.6     635.2     641.1     647.3     657.3     667.5     676.1     681.5         679.8     681.2     683.0     686.7
  8          Revolving home equity                          28.9      30.8      31.1      31.5      32.5      33.1      33.8      34.2          34.1      34.2      34.4      34.7
  9          Other                                         561.7     604.4     610.0     615.8     624.8     634.4     642.3     647.2         645.7     647.0     648.6     652.0
  10       Consumer                                        191.2     195.9     194.7     198.9     203.4     204.2     205.2     205.3         205.3     204.9     205.8     206.0
  11       Security (3)                                      5.1       5.0       5.5       5.4       5.2       5.3       5.5       5.8           6.2       5.9       5.3       5.4
  12       Other loans and leases                           67.2      68.0      68.9      69.9      69.7      70.0      71.2      71.4          72.0      71.7      70.2      70.5

  13  Interbank loans                                       55.4      48.0      53.7      53.5      53.3      55.0      54.9      61.1          61.8      62.9      61.3      58.9

  14  Cash assets (4)                                       65.6      69.2      70.3      73.6      70.1      69.1      68.9      68.5          68.6      68.6      68.7      65.9

  15  Other assets (5)                                      70.3      81.7      81.3      82.4      85.2      83.5      83.3      86.7          85.4      84.7      87.3      96.0

  16  TOTAL ASSETS (6)                                   1,650.2   1,745.3   1,754.9   1,770.7   1,795.0   1,812.3   1,824.7   1,840.2       1,838.7   1,839.0   1,840.8   1,851.3

            L I A B I L I T I E S

  17  Deposits                                           1,314.6   1,375.5   1,385.1   1,396.6   1,412.9   1,424.2   1,433.3   1,446.6       1,445.8   1,450.6   1,446.2   1,444.0
  18    Transaction                                        272.4     275.1     273.3     271.7     276.5     277.7     278.9     280.3         274.4     283.1     286.8     281.1
  19    Nontransaction                                   1,042.2   1,100.4   1,111.8   1,124.9   1,136.4   1,146.5   1,154.4   1,166.3       1,171.4   1,167.6   1,159.4   1,162.9
  20       Large time                                      191.7     202.1     206.0     208.1     211.1     215.1     218.5     220.4         221.7     220.0     219.5     219.6
  21       Other                                           850.5     898.3     905.8     916.8     925.3     931.4     935.9     945.9         949.8     947.5     939.8     943.3

  22  Borrowings                                           176.6     201.2     199.8     205.3     219.8     221.8     229.1     231.0         232.9     228.1     232.1     231.3
  23    From banks in the U.S.                              80.5      87.0      85.7      84.3      89.0      89.7      93.4      89.3          89.2      87.3      91.4      90.2
  24    From others                                         96.1     114.3     114.1     121.0     130.8     132.1     135.7     141.7         143.7     140.8     140.7     141.1

  25  Net due to related foreign offices                     4.9       4.3       4.5       4.5       5.1       5.2       5.3       5.2           5.2       5.1       5.4       5.4

  26  Other liabilities                                     29.4      33.7      33.4      33.8      34.7      36.5      34.7      34.1          33.8      33.6      33.9      36.2

  27  TOTAL LIABILITIES                                  1,525.5   1,614.7   1,622.7   1,640.1   1,672.4   1,687.7   1,702.5   1,716.9       1,717.8   1,717.5   1,717.5   1,716.9

  28  Residual (assets less liabilities) (7)               124.7     130.6     132.2     130.6     122.6     124.6     122.2     123.4         121.0     121.5     123.4     134.4



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                    May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,481.6   1,567.4   1,569.1   1,581.6   1,600.0   1,612.4   1,632.0   1,648.0       1,644.7   1,648.6   1,650.9   1,657.2

  2     Securities in bank credit                          437.4     451.2     446.5     446.4     451.3     453.9     456.3     458.4         459.0     458.3     458.0     458.6
  3        U.S. government securities                      325.2     333.1     328.1     326.7     332.6     336.1     337.5     337.5         338.2     337.9     336.7     337.2
  4        Other securities                                112.2     118.0     118.4     119.7     118.6     117.8     118.8     120.9         120.8     120.4     121.2     121.4

  5     Loans and leases in bank credit (2)              1,044.2   1,116.3   1,122.7   1,135.2   1,148.8   1,158.5   1,175.7   1,189.6       1,185.7   1,190.3   1,192.9   1,198.6
  6        Commercial and industrial                       193.2     208.0     210.1     212.4     217.0     219.8     224.9     228.9         227.3     229.3     230.2     231.3
  7        Real estate                                     589.5     637.9     643.0     646.7     654.9     662.9     672.9     680.1         678.0     680.1     682.0     685.8
  8          Revolving home equity                          28.8      31.0      31.3      31.7      32.4      32.9      33.5      34.1          33.8      34.1      34.4      34.7
  9          Other                                         560.7     606.9     611.6     614.9     622.6     630.0     639.4     646.0         644.2     646.0     647.7     651.1
  10       Consumer                                        190.1     195.8     195.2     201.2     204.0     203.2     203.4     204.4         203.4     204.1     205.9     205.8
  11       Security (3)                                      5.1       5.0       5.5       5.4       5.2       5.3       5.5       5.8           6.2       5.9       5.3       5.4
  12       Other loans and leases                           66.2      69.6      69.0      69.5      67.7      67.3      69.0      70.4          70.8      70.9      69.5      70.2

  13  Interbank loans                                       57.0      48.1      58.6      57.9      53.5      56.2      58.0      62.8          69.8      63.9      54.0      56.2

  14  Cash assets (4)                                       65.0      69.0      73.2      77.9      71.5      68.6      66.9      67.8          68.5      68.0      66.8      66.4

  15  Other assets (5)                                      70.9      81.5      82.5      81.9      83.2      82.6      83.3      87.6          86.1      84.5      87.1      98.5

  16  TOTAL ASSETS (6)                                   1,655.4   1,746.5   1,763.7   1,779.3   1,788.1   1,799.5   1,819.5   1,845.5       1,848.4   1,844.3   1,837.9   1,857.5

            L I A B I L I T I E S

  17  Deposits                                           1,321.8   1,376.8   1,396.0   1,405.4   1,407.9   1,415.7   1,431.3   1,453.8       1,461.6   1,458.3   1,440.2   1,447.4
  18    Transaction                                        274.5     272.8     276.9     282.5     278.1     274.2     276.7     282.2         280.8     285.9     280.9     282.0
  19    Nontransaction                                   1,047.3   1,104.0   1,119.2   1,122.9   1,129.8   1,141.4   1,154.6   1,171.6       1,180.7   1,172.3   1,159.3   1,165.4
  20       Large time                                      191.7     202.1     206.0     208.1     211.1     215.1     218.5     220.4         221.7     220.0     219.5     219.6
  21       Other                                           855.7     901.9     913.2     914.8     918.7     926.3     936.2     951.2         959.1     952.3     939.7     945.7

  22  Borrowings                                           173.5     203.1     201.1     207.9     218.2     217.6     223.0     227.3         222.8     225.1     234.8     232.8
  23    From banks in the U.S.                              78.4      88.5      86.2      85.8      88.4      87.1      89.9      86.9          84.2      85.2      91.7      89.6
  24    From others                                         95.1     114.6     114.9     122.0     129.8     130.5     133.1     140.4         138.6     139.9     143.1     143.2

  25  Net due to related foreign offices                     4.9       4.3       4.5       4.5       5.1       5.2       5.3       5.2           5.2       5.1       5.4       5.4

  26  Other liabilities                                     30.0      33.4      33.3      33.9      34.4      36.9      35.1      34.7          34.7      34.1      34.6      36.7

  27  TOTAL LIABILITIES                                  1,530.2   1,617.6   1,635.0   1,651.6   1,665.6   1,675.4   1,694.8   1,721.1       1,724.3   1,722.6   1,714.9   1,722.3

  28  Residual (assets less liabilities) (7)               125.2     128.9     128.6     127.6     122.5     124.1     124.7     124.4         124.1     121.6     123.0     135.2

               MEMO
  31  Mortgage-backed securities (9)                        56.1      63.9      62.6      62.1      63.1      64.3      65.4      67.8          66.5      68.6      68.9      69.2



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                              May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          547.2     524.8     538.5     548.2     545.9     539.9     543.2     564.9         558.7     560.7     576.8     579.8

  2     Securities in bank credit                          198.4     191.9     192.3     202.3     199.3     191.2     194.1     198.2         192.3     195.1     203.6     207.6
  3        U.S. government securities                       88.2      82.4      78.5      80.7      80.2      75.3      77.3      78.0          76.0      76.1      82.3      77.2
  4        Other securities                                110.3     109.5     113.9     121.6     119.1     115.9     116.8     120.2         116.3     119.0     121.3     130.4

  5     Loans and leases in bank credit (2)                348.8     332.9     346.2     345.9     346.6     348.7     349.1     366.7         366.4     365.6     373.2     372.3
  6        Commercial and industrial                       207.2     194.9     196.2     193.4     194.8     196.7     198.2     201.8         200.4     201.3     203.5     205.8
  7        Real estate                                      19.9      17.6      17.3      17.0      17.4      17.7      18.1      18.4          18.5      18.3      18.4      18.3
  11       Security (3)                                     51.4      55.1      65.4      67.1      66.6      66.6      66.3      77.6          77.9      77.5      83.2      78.5
  12       Other loans and leases                           70.3      65.3      67.3      68.5      67.8      67.7      66.6      69.0          69.7      68.6      68.3      69.6

  13  Interbank loans                                       25.1      25.6      25.2      29.5      28.9      32.6      28.3      29.3          27.7      28.7      33.1      34.2

  14  Cash assets (4)                                       35.9      44.4      48.8      53.5      55.4      54.5      51.8      51.8          51.3      51.9      52.3      49.9

  15  Other assets (5)                                      36.3      32.8      34.8      36.6      38.5      38.2      39.1      39.7          40.4      39.7      39.6      39.8

  16  TOTAL ASSETS (6)                                     644.3     627.3     647.1     667.5     668.4     664.8     662.1     685.4         677.8     680.8     701.5     703.4

            L I A B I L I T I E S

  17  Deposits                                             314.6     335.5     355.3     374.2     380.8     380.6     383.1     393.5         389.1     392.9     394.8     403.1
  18    Transaction                                         10.4      10.6      10.4      10.5      10.8      11.1      11.3      11.1          11.4      11.4      10.6      10.9
  19    Nontransaction                                     304.2     324.9     345.0     363.6     370.0     369.5     371.8     382.4         377.8     381.5     384.2     392.2

  22  Borrowings                                           175.5     178.6     186.0     181.5     180.0     176.2     178.0     198.9         196.9     196.4     212.1     203.3
  23    From banks in the U.S.                              21.6      22.2      26.1      24.4      19.7      18.3      19.5      20.7          21.1      20.1      21.7      18.6
  24    From others                                        154.0     156.4     159.8     157.1     160.3     157.9     158.4     178.2         175.8     176.3     190.3     184.7

  25  Net due to related foreign offices                    83.9      55.0      45.0      39.1      35.6      26.8      19.9      14.9          18.7      17.2       6.8      10.5

  26  Other liabilities                                     66.4      65.8      67.2      69.3      68.7      71.5      69.2      70.4          67.7      69.6      71.7      77.1

  27  TOTAL LIABILITIES                                    640.5     634.9     653.4     664.1     665.2     655.1     650.2     677.7         672.4     676.1     685.5     694.1

  28  Residual (assets less liabilities) (7)                 3.8      -7.6      -6.3       3.4       3.3       9.7      11.9       7.7           5.3       4.7      16.0       9.3



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                          May 12, 2000


               Account                                    1999      1999      1999      1999      2000      2000      2000      2000                      Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr         Apr 12    Apr 19    Apr 26     May 3 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          542.2     531.8     551.1     558.2     553.7     544.1     541.9     558.7         551.8     555.4     568.5     573.3

  2     Securities in bank credit                          195.9     197.6     201.8     206.0     203.2     192.5     191.1     194.7         188.8     190.9     198.8     205.0
  3        U.S. government securities                       88.7      82.0      80.0      82.1      80.8      75.4      77.2      78.7          76.5      76.0      83.0      79.9
  3a         Trading account                                21.2      14.2       8.5       6.7       7.6       7.4       9.4      10.9           9.3       8.3      14.9      12.0
  3b         Investment account                             67.5      67.8      71.5      75.4      73.2      68.1      67.8      67.8          67.2      67.7      68.1      67.9
  4        Other securities                                107.2     115.6     121.8     123.9     122.4     117.0     114.0     116.0         112.4     114.9     115.8     125.2
  4a         Trading account                                64.8      75.3      80.3      80.7      77.1      74.3      71.7      73.4          69.7      72.1      73.1      82.8
  4b         Investment account                             42.4      40.2      41.5      43.2      45.3      42.8      42.3      42.6          42.6      42.8      42.7      42.3

  5     Loans and leases in bank credit (2)                346.3     334.3     349.3     352.2     350.5     351.6     350.7     364.0         363.0     364.5     369.7     368.3
  6        Commercial and industrial                       205.5     196.2     199.2     197.0     196.3     199.2     199.8     200.0         198.6     200.3     200.5     202.7
  7        Real estate                                      19.7      17.9      17.4      16.9      17.6      18.0      18.2      18.2          18.3      18.1      18.2      18.2
  11       Security (3)                                     51.4      54.7      64.8      67.5      67.0      66.4      66.5      77.6          77.4      77.8      83.3      79.0
  12       Other loans and leases                           69.6      65.5      67.9      70.8      69.6      68.1      66.1      68.1          68.6      68.2      67.7      68.5

  13  Interbank loans                                       25.1      25.6      25.2      29.5      28.9      32.6      28.3      29.3          27.7      28.7      33.1      34.2

  14  Cash assets (4)                                       34.3      45.3      51.8      57.8      57.7      53.9      50.7      49.6          49.0      49.7      49.9      48.1

  15  Other assets (5)                                      35.4      32.1      34.9      38.7      40.0      40.1      40.3      39.0          39.7      38.6      38.5      39.4

  16  TOTAL ASSETS (6)                                     636.8     634.5     662.6     683.9     680.0     670.3     660.9     676.2         667.9     672.1     689.7     694.7

            L I A B I L I T I E S

  17  Deposits                                             315.1     332.0     358.0     382.6     387.7     387.7     389.3     394.6         389.1     392.8     397.3     405.7
  18    Transaction                                         10.0      10.7      10.5      11.1      11.0      11.0      11.1      10.7          10.9      10.9      10.2      10.7
  19    Nontransaction                                     305.1     321.3     347.5     371.5     376.7     376.7     378.2     383.9         378.2     381.9     387.0     395.0

  22  Borrowings                                           175.5     178.6     186.0     181.5     180.0     176.2     178.0     198.9         196.9     196.4     212.1     203.3
  23    From banks in the U.S.                              21.6      22.2      26.1      24.4      19.7      18.3      19.5      20.7          21.1      20.1      21.7      18.6
  24    From others                                        154.0     156.4     159.8     157.1     160.3     157.9     158.4     178.2         175.8     176.3     190.3     184.7

  25  Net due to related foreign offices                    78.4      55.3      46.7      44.3      37.9      29.1      20.5      10.3          12.4      11.3       6.3       6.3

  26  Other liabilities                                     64.9      65.2      68.2      71.4      70.4      73.5      69.5      68.6          65.8      67.6      70.2      75.4

  27  TOTAL LIABILITIES                                    634.0     631.2     658.8     679.9     676.0     666.4     657.2     672.4         664.2     668.1     685.8     690.7

  28  Residual (assets less liabilities) (7)                 2.8       3.3       3.8       4.1       4.0       3.9       3.7       3.8           3.7       4.0       3.9       4.0

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)              37.0      39.1      41.0      39.5      38.7      40.1      39.3      39.3          36.8      38.5      40.3      45.0
  30  Reval. losses on off-bal. sheet items (8)             37.4      37.8      39.9      38.5      37.7      40.0      38.2      38.1          35.7      37.2      39.4      44.3



      -------------------------------------------------

  Footnotes appear on page 13.




  H.8 (510)       Footnotes                                                                                                                                                Page 13
                                                                                                                                                                      May 12, 2000

  Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov).  For information about individual copies or subscriptions,
  contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).  For paid electronic access to current and historical data, call STAT-USA at
  1-800-782-8872 or 202-482-1986.


  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  3.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  4.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  5.  Excludes the due-from position with related foreign offices, which is included in line 25.
  6.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  7.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  8.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.
  9.  Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.

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