Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: January 5, 2001

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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                           January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,694.0   5,005.5   5,041.8   5,079.7   5,121.4   5,168.8   5,143.6   5,155.2       5,188.1   5,198.5   5,216.9   5,248.6

  2     Securities in bank credit                        1,249.5   1,313.8   1,313.5   1,318.5   1,321.9   1,332.5   1,310.3   1,302.5       1,308.0   1,331.9   1,331.0   1,351.9
  3        U.S. government securities                      801.9     815.4     818.4     820.3     813.6     808.0     793.0     782.7         780.8     780.6     785.9     786.7
  4        Other securities                                447.6     498.4     495.1     498.2     508.3     524.5     517.3     519.8         527.2     551.3     545.2     565.2

  5     Loans and leases in bank credit (2)              3,444.5   3,691.7   3,728.3   3,761.2   3,799.5   3,836.3   3,833.3   3,852.7       3,880.1   3,866.7   3,885.9   3,896.7
  6        Commercial and industrial                       996.0   1,058.1   1,066.6   1,072.1   1,079.9   1,079.9   1,079.0   1,080.2       1,083.0   1,080.2   1,092.6   1,092.6
  7        Real estate                                   1,436.9   1,580.3   1,598.4   1,614.5   1,624.6   1,634.9   1,632.5   1,643.9       1,656.4   1,650.6   1,651.4   1,649.0
  8          Revolving home equity                         100.8     114.7     115.7     117.1     118.3     120.2     123.5     125.0         126.4     126.2     126.3     126.5
  9          Other                                       1,336.1   1,465.6   1,482.7   1,497.4   1,506.2   1,514.8   1,509.1   1,518.8       1,530.0   1,524.5   1,525.1   1,522.6
  10       Consumer                                        482.7     509.3     516.0     519.6     528.1     531.4     531.2     535.0         535.0     534.7     537.9     540.4
  11       Security (3)                                    133.7     144.8     149.4     151.5     158.2     178.9     177.1     178.6         188.9     180.5     185.0     190.0
  12       Other loans and leases                          395.2     399.2     397.8     403.5     408.8     411.2     413.3     415.0         416.7     420.6     419.1     424.7

  13  Interbank loans                                      224.2     226.7     227.1     240.4     247.1     240.1     250.6     250.1         248.2     249.0     255.0     258.9

  14  Cash assets (4)                                      274.5     275.1     270.6     271.1     271.5     269.1     267.4     254.9         260.0     263.3     263.6     272.2

  15  Other assets (5)                                     367.6     375.9     377.7     395.4     396.2     395.3     408.7     399.0         400.0     401.5     410.1     406.9

  16  TOTAL ASSETS (6)                                   5,501.0   5,823.4   5,857.1   5,925.4   5,974.0   6,010.9   6,008.2   5,996.9       6,033.0   6,049.0   6,081.8   6,122.9

            L I A B I L I T I E S

  17  Deposits                                           3,485.9   3,633.7   3,667.0   3,725.1   3,752.5   3,770.4   3,785.8   3,773.5       3,813.5   3,827.9   3,850.0   3,862.6
  18    Transaction                                        626.4     629.2     617.0     611.5     617.0     609.6     613.4     598.6         582.9     579.7     610.7     613.1
  19    Nontransaction                                   2,859.5   3,004.5   3,050.0   3,113.7   3,135.5   3,160.8   3,172.4   3,174.9       3,230.6   3,248.1   3,239.3   3,249.5
  20       Large time                                      805.1     879.9     899.0     921.3     930.9     920.4     915.2     912.2         918.7     931.6     928.9     927.8
  21       Other                                         2,054.4   2,124.6   2,151.0   2,192.4   2,204.7   2,240.4   2,257.3   2,262.6       2,311.9   2,316.6   2,310.4   2,321.7

  22  Borrowings                                         1,060.1   1,201.3   1,203.8   1,222.0   1,228.0   1,219.9   1,210.4   1,206.5       1,237.3   1,221.7   1,242.2   1,236.9
  23    From banks in the U.S.                             350.3     385.0     378.4     390.2     389.4     373.5     369.3     365.1         384.2     391.0     393.6     385.0
  24    From others                                        709.8     816.2     825.4     831.7     838.6     846.4     841.1     841.4         853.2     830.7     848.6     851.9

  25  Net due to related foreign offices                   224.0     254.4     263.5     261.9     269.7     269.2     251.9     241.4         207.1     211.4     231.0     213.7

  26  Other liabilities                                    294.7     310.4     300.6     296.5     312.6     331.6     338.9     339.4         336.0     349.9     334.9     372.4

  27  TOTAL LIABILITIES                                  5,064.7   5,399.7   5,434.8   5,505.5   5,562.9   5,591.2   5,587.0   5,560.8       5,593.9   5,610.9   5,658.1   5,685.7

  28  Residual (assets less liabilities) (7)               436.3     423.7     422.4     419.9     411.2     419.8     421.2     436.1         439.1     438.1     423.7     437.2



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                       January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,721.9   4,997.0   5,024.5   5,048.1   5,092.6   5,155.6   5,157.2   5,186.1       5,212.2   5,223.6   5,253.8   5,291.0

  2     Securities in bank credit                        1,263.8   1,311.1   1,302.7   1,301.0   1,309.2   1,327.3   1,314.8   1,317.4       1,323.1   1,342.4   1,339.5   1,357.8
  3        U.S. government securities                      804.7     820.8     817.7     811.9     804.7     800.0     788.0     785.2         787.0     783.8     787.3     784.5
  4        Other securities                                459.1     490.4     485.1     489.1     504.4     527.3     526.8     532.2         536.1     558.6     552.2     573.3

  5     Loans and leases in bank credit (2)              3,458.1   3,685.9   3,721.7   3,747.1   3,783.4   3,828.3   3,842.4   3,868.6       3,889.0   3,881.2   3,914.3   3,933.2
  6        Commercial and industrial                       999.8   1,061.0   1,066.0   1,067.3   1,069.5   1,075.8   1,079.8   1,084.4       1,082.4   1,078.0   1,096.6   1,099.3
  7        Real estate                                   1,443.4   1,577.7   1,595.0   1,610.7   1,624.6   1,635.4   1,638.3   1,651.8       1,662.8   1,657.5   1,654.0   1,655.2
  8          Revolving home equity                         101.2     114.3     115.8     117.1     118.5     121.0     124.0     125.5         126.8     126.7     126.7     127.1
  9          Other                                       1,342.2   1,463.4   1,479.3   1,493.6   1,506.1   1,514.4   1,514.2   1,526.3       1,536.1   1,530.8   1,527.2   1,528.0
  10       Consumer                                        481.4     508.9     514.1     516.1     526.9     532.1     528.9     534.0         535.5     537.7     545.7     551.2
  10a        Credit card and related plans                    --        --        --     195.2     202.8     206.0     202.9     206.8         207.6     210.1     220.0     224.7
  10b        Other                                            --        --        --     320.9     324.2     326.2     326.1     327.2         327.9     327.6     325.8     326.6
  11       Security (3)                                    135.8     143.3     149.3     148.6     153.1     172.0     180.9     180.9         189.7     185.2     192.1     194.5
  12       Other loans and leases                          397.7     395.0     397.4     404.4     409.3     412.9     414.5     417.5         418.6     422.8     425.9     433.1

  13  Interbank loans                                      228.1     226.6     226.8     236.4     237.0     233.8     244.5     255.2         260.2     258.0     262.6     259.7

  14  Cash assets (4)                                      283.4     272.9     266.7     261.8     259.1     264.7     268.4     262.9         262.0     273.0     280.8     301.7

  15  Other assets (5)                                     364.6     379.0     379.2     394.8     394.5     393.8     401.6     396.1         398.8     399.0     406.9     408.3

  16  TOTAL ASSETS (6)                                   5,538.4   5,815.6   5,837.0   5,880.0   5,921.1   5,985.2   6,009.6   6,037.6       6,069.6   6,089.9   6,140.2   6,197.0

            L I A B I L I T I E S

  17  Deposits                                           3,513.7   3,619.1   3,655.0   3,700.5   3,720.3   3,754.3   3,778.8   3,802.9       3,849.2   3,863.0   3,883.2   3,905.4
  18    Transaction                                        634.6     619.9     615.9     605.0     601.4     603.3     605.3     606.3         592.2     598.6     638.6     659.2
  19    Nontransaction                                   2,879.1   2,999.2   3,039.1   3,095.5   3,118.9   3,151.0   3,173.5   3,196.7       3,257.0   3,264.3   3,244.6   3,246.2
  20       Large time                                      815.2     876.1     888.1     904.6     913.9     909.5     912.4     923.0         934.3     949.2     945.4     945.4
  21       Other                                         2,063.9   2,123.1   2,151.0   2,191.0   2,205.0   2,241.5   2,261.1   2,273.7       2,322.7   2,315.1   2,299.2   2,300.9

  22  Borrowings                                         1,068.1   1,210.7   1,207.2   1,209.5   1,200.6   1,215.5   1,212.1   1,215.5       1,238.5   1,221.6   1,268.1   1,255.6
  23    From banks in the U.S.                             353.7     385.7     379.4     387.4     385.0     373.2     368.3     368.6         387.8     393.5     403.8     394.1
  24    From others                                        714.4     825.0     827.8     822.1     815.6     842.4     843.8     846.9         850.8     828.1     864.2     861.5

  25  Net due to related foreign offices                   228.1     254.9     253.9     253.4     267.0     264.2     253.1     246.7         210.9     221.4     231.2     231.2

  26  Other liabilities                                    295.7     308.8     298.9     294.2     312.2     331.0     338.0     340.4         338.4     352.5     336.5     374.5

  27  TOTAL LIABILITIES                                  5,105.6   5,393.5   5,414.9   5,457.6   5,500.1   5,565.0   5,582.0   5,605.5       5,637.0   5,658.4   5,718.9   5,766.7

  28  Residual (assets less liabilities) (7)               432.8     422.1     422.1     422.3     421.0     420.2     427.6     432.1         432.6     431.5     421.3     430.3





      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                           January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,152.2   4,417.1   4,460.4   4,497.7   4,534.9   4,575.0   4,563.1   4,580.3       4,603.8   4,612.0   4,615.6   4,637.5

  2     Securities in bank credit                        1,052.5   1,099.0   1,103.5   1,108.8   1,111.6   1,124.1   1,118.6   1,119.0       1,120.5   1,137.3   1,127.9   1,141.3
  3        U.S. government securities                      722.2     736.0     740.0     741.2     734.4     731.2     723.9     717.1         715.4     716.6     718.0     717.3
  4        Other securities                                330.3     363.0     363.5     367.6     377.2     392.8     394.7     401.9         405.1     420.8     409.9     424.0

  5     Loans and leases in bank credit (2)              3,099.7   3,318.1   3,356.8   3,388.9   3,423.3   3,450.9   3,444.5   3,461.3       3,483.2   3,474.7   3,487.7   3,496.2
  6        Commercial and industrial                       799.9     851.8     859.9     867.2     873.3     875.5     877.2     878.4         879.7     877.6     885.2     885.8
  7        Real estate                                   1,419.4   1,562.0   1,579.8   1,595.7   1,605.7   1,615.5   1,613.7   1,624.5       1,637.2   1,631.4   1,631.4   1,629.5
  8          Revolving home equity                         100.8     114.7     115.7     117.1     118.3     120.2     123.5     125.0         126.4     126.2     126.3     126.5
  9          Other                                       1,318.6   1,447.3   1,464.0   1,478.7   1,487.4   1,495.3   1,490.3   1,499.5       1,510.8   1,505.2   1,505.1   1,503.1
  10       Consumer                                        482.7     509.3     516.0     519.6     528.1     531.4     531.2     535.0         535.0     534.7     537.9     540.4
  11       Security (3)                                     68.3      64.0      68.6      70.0      76.5      84.6      75.1      75.4          82.3      77.8      79.6      80.5
  12       Other loans and leases                          329.5     331.1     332.5     336.4     339.8     343.9     347.2     348.0         349.0     353.2     353.6     360.0

  13  Interbank loans                                      200.1     196.3     200.8     216.9     224.6     216.0     222.9     222.5         220.5     223.7     228.3     229.0

  14  Cash assets (4)                                      226.0     230.6     225.1     225.3     226.2     223.6     224.4     215.5         221.1     221.6     222.8     230.9

  15  Other assets (5)                                     333.3     335.6     335.2     353.6     355.3     355.9     372.7     364.4         366.1     373.1     379.9     376.5

  16  TOTAL ASSETS (6)                                   4,852.6   5,120.1   5,161.8   5,232.5   5,279.3   5,308.4   5,321.3   5,320.6       5,348.5   5,367.3   5,383.2   5,410.5

            L I A B I L I T I E S

  17  Deposits                                           3,128.4   3,250.1   3,281.8   3,334.8   3,357.0   3,382.1   3,401.4   3,390.7       3,432.2   3,438.2   3,469.2   3,477.2
  18    Transaction                                        615.8     618.1     605.6     600.2     606.2     599.9     602.9     588.2         572.7     570.2     600.5     601.5
  19    Nontransaction                                   2,512.6   2,632.0   2,676.2   2,734.6   2,750.8   2,782.2   2,798.5   2,802.5       2,859.5   2,868.0   2,868.6   2,875.7
  20       Large time                                      460.9     510.0     526.0     544.6     548.6     544.5     543.9     542.5         551.0     555.3     561.6     557.7
  21       Other                                         2,051.7   2,122.1   2,150.1   2,190.1   2,202.2   2,237.8   2,254.6   2,260.0       2,308.5   2,312.8   2,307.0   2,318.0

  22  Borrowings                                           877.0     998.4   1,001.2   1,019.4   1,029.1   1,005.7     991.8     984.5         996.7     993.5   1,000.6     989.6
  23    From banks in the U.S.                             325.3     367.0     359.2     369.2     372.4     354.2     350.4     345.6         359.1     371.1     371.3     359.9
  24    From others                                        551.7     631.4     642.0     650.2     656.7     651.5     641.5     638.9         637.6     622.4     629.3     629.6

  25  Net due to related foreign offices                   178.9     232.5     243.3     243.7     246.4     244.9     235.2     235.4         213.6     220.7     228.0     216.3

  26  Other liabilities                                    229.9     231.7     228.6     222.8     239.6     255.1     263.1     269.2         265.7     284.0     267.3     303.0

  27  TOTAL LIABILITIES                                  4,414.3   4,712.7   4,754.9   4,820.7   4,872.0   4,887.7   4,891.6   4,879.7       4,908.2   4,936.5   4,965.0   4,986.1

  28  Residual (assets less liabilities) (7)               438.3     407.5     407.0     411.8     407.3     420.6     429.7     440.9         440.3     430.9     418.2     424.4



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                       January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,167.1   4,417.3   4,453.1   4,477.0   4,515.9   4,562.5   4,567.9   4,597.0       4,618.8   4,629.1   4,642.6   4,665.8

  2     Securities in bank credit                        1,056.9   1,099.6   1,099.1   1,098.3   1,104.7   1,118.7   1,115.6   1,123.2       1,128.8   1,143.9   1,133.9   1,144.4
  3        U.S. government securities                      723.5     740.4     739.2     733.8     727.2     725.3     719.2     718.4         719.9     718.5     718.7     714.1
  4        Other securities                                333.4     359.2     359.9     364.5     377.5     393.4     396.3     404.8         408.9     425.5     415.2     430.3

  5     Loans and leases in bank credit (2)              3,110.2   3,317.7   3,354.0   3,378.7   3,411.3   3,443.8   3,452.4   3,473.8       3,490.1   3,485.2   3,508.7   3,521.4
  6        Commercial and industrial                       800.7     858.9     862.6     864.9     865.6     871.4     876.6     879.2         876.6     872.8     884.9     886.7
  7        Real estate                                   1,425.8   1,559.5   1,576.5   1,592.2   1,605.9   1,616.2   1,619.1   1,632.4       1,643.7   1,638.4   1,634.2   1,635.8
  8          Revolving home equity                         101.2     114.3     115.8     117.1     118.5     121.0     124.0     125.5         126.8     126.7     126.7     127.1
  9          Other                                       1,324.6   1,445.1   1,460.8   1,475.0   1,487.4   1,495.2   1,495.1   1,506.9       1,516.9   1,511.7   1,507.5   1,508.7
  10       Consumer                                        481.4     508.9     514.1     516.1     526.9     532.1     528.9     534.0         535.5     537.7     545.7     551.2
  10a        Credit card and related plans                    --        --        --     195.2     202.8     206.0     202.9     206.8         207.6     210.1     220.0     224.7
  10d        Other                                            --        --        --     320.9     324.2     326.2     326.1     327.2         327.9     327.6     325.8     326.6
  11       Security (3)                                     71.0      62.6      68.1      67.3      71.1      77.9      79.5      78.5          84.8      82.6      85.9      83.0
  12       Other loans and leases                          331.4     327.8     332.6     338.2     341.7     346.2     348.1     349.7         349.5     353.7     358.0     364.7

  13  Interbank loans                                      204.0     196.2     200.5     212.9     214.6     209.6     216.7     227.6         232.5     232.6     235.9     229.8

  14  Cash assets (4)                                      232.0     229.6     222.0     217.6     215.4     220.1     224.5     221.0         220.3     228.3     236.1     256.4

  15  Other assets (5)                                     330.2     339.3     338.9     354.9     354.3     355.0     366.3     361.4         362.9     368.3     374.9     376.3

  16  TOTAL ASSETS (6)                                   4,874.1   5,122.8   5,154.6   5,201.6   5,238.4   5,285.0   5,313.7   5,344.7       5,371.2   5,395.1   5,426.0   5,465.0

            L I A B I L I T I E S

  17  Deposits                                           3,153.5   3,234.6   3,274.2   3,319.0   3,336.6   3,372.3   3,398.9   3,416.9       3,462.8   3,465.5   3,493.2   3,506.4
  18    Transaction                                        623.9     609.2     605.0     593.8     590.6     593.1     594.7     595.7         581.8     588.7     627.7     646.8
  19    Nontransaction                                   2,529.7   2,625.4   2,669.3   2,725.2   2,746.0   2,779.3   2,804.2   2,821.2       2,880.9   2,876.9   2,865.6   2,859.7
  20       Large time                                      468.2     504.7     520.6     536.4     543.2     540.0     545.3     549.8         560.5     563.9     568.5     561.7
  21       Other                                         2,061.5   2,120.7   2,148.7   2,188.7   2,202.8   2,239.3   2,258.8   2,271.4       2,320.4   2,312.9   2,297.0   2,297.9

  22  Borrowings                                           885.0   1,007.9   1,004.6   1,006.9   1,001.7   1,001.3     993.5     993.5         997.9     993.4   1,026.4   1,008.3
  23    From banks in the U.S.                             328.8     367.6     360.2     366.4     368.0     353.8     349.4     349.1         362.7     373.6     381.5     369.0
  24    From others                                        556.3     640.3     644.4     640.6     633.7     647.5     644.1     644.4         635.2     619.8     644.9     639.3

  25  Net due to related foreign offices                   181.2     237.2     235.1     236.1     243.8     240.6     236.3     239.0         218.1     226.5     223.5     223.5

  26  Other liabilities                                    229.9     231.7     228.4     222.1     239.6     254.8     262.8     269.2         266.5     284.7     267.3     302.7

  27  TOTAL LIABILITIES                                  4,449.7   4,711.4   4,742.3   4,784.1   4,821.8   4,869.0   4,891.5   4,918.6       4,945.3   4,970.1   5,010.4   5,041.0

  28  Residual (assets less liabilities) (7)               424.4     411.5     412.4     417.5     416.6     416.0     422.3     426.2         425.9     424.9     415.6     424.0






      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                     January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,334.3   2,485.6   2,501.3   2,511.3   2,528.7   2,551.3   2,527.5   2,526.3       2,533.5   2,542.5   2,538.6   2,560.2

  2     Securities in bank credit                          544.6     580.2     581.6     579.1     577.2     585.4     576.4     572.3         567.5     585.3     574.7     586.2
  3        U.S. government securities                      353.2     360.1     362.9     363.8     359.7     357.8     351.5     344.9         343.2     347.2     349.3     349.1
  3a         Trading account                                18.2      23.5      22.7      24.3      23.7      23.2      21.1      20.5          22.4      25.9      29.2      33.9
  3b         Investment account                            334.9     336.6     340.2     339.5     336.0     334.6     330.4     324.5         320.8     321.3     320.1     315.2
  4        Other securities                                191.4     220.1     218.7     215.3     217.6     227.6     224.9     227.4         224.3     238.2     225.4     237.1
  4a         Trading account                                82.1     101.2     100.2      97.2     102.5     114.5     112.7     116.0         113.8     128.2     116.4     126.2
  4b         Investment account                            109.4     118.9     118.5     118.1     115.0     113.2     112.2     111.4         110.4     109.9     108.9     111.0
  4c           State and local government                   24.0      25.4      25.6      26.1      25.9      25.8      26.1      26.3          26.4      26.2      26.4      27.5
  4d           Other                                        85.4      93.5      92.9      92.0      89.1      87.4      86.1      85.1          84.0      83.7      82.5      83.5

  5     Loans and leases in bank credit (2)              1,789.6   1,905.4   1,919.6   1,932.1   1,951.5   1,965.9   1,951.1   1,954.0       1,966.1   1,957.1   1,963.9   1,974.0
  6        Commercial and industrial                       548.6     579.7     583.0     583.5     586.6     586.9     586.2     584.3         586.2     584.6     592.6     592.6
  6a         Bankers acceptances                             1.1       1.1       1.0       1.0       0.9       0.9       0.8       0.9           0.9       0.8       0.9       0.8
  6b         Other                                         547.5     578.6     582.0     582.6     585.7     586.0     585.4     583.5         585.3     583.7     591.7     591.8
  7        Real estate                                     717.7     797.8     804.1     812.7     818.4     819.4     811.5     814.3         819.3     812.8     812.1     812.8
  8          Revolving home equity                          64.7      74.2      74.5      75.4      76.3      75.2      77.1      78.3          79.2      78.9      79.1      79.2
  9          Other                                         653.0     723.6     729.5     737.3     742.0     744.3     734.4     736.1         740.1     733.8     733.0     733.6
  10       Consumer                                        217.7     227.0     227.8     229.0     231.2     232.2     233.3     234.9         235.5     234.5     232.9     234.1
  11       Security (3)                                     61.6      57.8      62.1      63.1      69.2      77.4      67.6      67.9          74.3      69.9      71.6      72.8
  11a        Fed funds and RPs with broker/dealer           43.9      38.9      43.9      44.6      50.6      58.1      49.1      50.0          57.2      53.2      54.7      57.1
  11b        Other                                          17.6      18.9      18.2      18.6      18.6      19.3      18.5      17.9          17.1      16.7      17.0      15.7
  12a      State and local government                       11.8      12.4      12.3      12.2      12.3      12.4      12.4      12.4          12.3      12.2      12.2      12.2
  12b      Agricultural                                      8.9       9.6       9.6       9.5       9.5       9.4       9.4       9.5           9.6       9.6       9.6       9.6
  12c      Fed funds and RPs with others                    12.2      13.2      13.5      12.8      14.0      16.1      16.9      18.9          18.0      19.1      18.6      23.7
  12d      All other loans                                  92.6      87.7      84.7      84.2      84.1      85.4      85.3      82.8          81.6      85.7      85.4      87.4
  12e      Lease financing receivables                     118.5     120.4     122.5     125.0     126.1     126.7     128.6     129.0         129.3     129.0     129.0     128.8

  13  Interbank loans                                      134.5     130.8     133.7     141.6     140.2     130.7     136.2     140.0         135.4     137.5     138.9     140.7
  13a   Fed funds and RPs with banks                        61.1      66.9      67.9      73.7      66.0      56.4      57.5      60.6          58.4      60.5      64.3      67.0
  13b   Other                                               73.4      63.9      65.8      67.9      74.1      74.3      78.7      79.3          77.0      77.0      74.6      73.7

  14  Cash assets (4)                                      144.3     149.9     146.1     144.0     144.6     141.5     142.0     136.9         141.3     140.4     141.1     151.7

  15  Other assets (5)                                     234.4     222.8     223.4     242.8     245.2     247.0     260.4     256.7         257.0     259.3     265.8     246.6

  16  TOTAL ASSETS (6)                                   2,812.1   2,954.2   2,969.9   3,004.5   3,023.3   3,035.0   3,030.9   3,024.4       3,031.1   3,043.4   3,048.1   3,062.8



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                         January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,598.3   1,646.1   1,639.6   1,639.4   1,634.6   1,634.3   1,637.2   1,621.0       1,639.2   1,636.3   1,654.0   1,658.6
  18    Transaction                                        318.3     316.8     309.6     302.4     304.5     300.6     302.8     292.6         285.1     281.5     301.7     307.5
  19    Nontransaction                                   1,280.0   1,329.3   1,330.0   1,337.0   1,330.1   1,333.7   1,334.4   1,328.3       1,354.1   1,354.8   1,352.3   1,351.1
  20       Large time                                      224.7     251.9     258.7     266.9     265.3     257.3     254.1     250.0         255.3     257.5     263.0     259.1
  21       Other                                         1,055.3   1,077.3   1,071.3   1,070.1   1,064.8   1,076.4   1,080.2   1,078.4       1,098.7   1,097.4   1,089.3   1,092.0

  22  Borrowings                                           581.7     652.2     656.6     678.7     689.4     671.4     664.2     661.2         667.6     666.2     676.5     663.3
  23    From banks in the U.S.                             178.6     203.3     197.0     205.1     207.5     192.2     196.4     193.7         202.9     216.2     218.1     206.3
  24    From others                                        403.1     449.0     459.6     473.7     481.9     479.3     467.8     467.5         464.7     450.1     458.4     457.0

  25  Net due to related foreign offices                   174.4     226.5     234.2     221.3     222.7     224.4     211.7     211.7         195.0     201.3     204.6     193.0

  26  Other liabilities                                    169.9     172.8     173.8     177.3     193.4     207.5     214.0     218.7         215.2     232.9     216.1     249.9

  27  TOTAL LIABILITIES                                  2,524.4   2,697.5   2,704.2   2,716.8   2,740.0   2,737.6   2,727.1   2,712.6       2,716.9   2,736.7   2,751.2   2,764.8

  28  Residual (assets less liabilities) (7)               287.7     256.7     265.7     287.7     283.2     297.5     303.7     311.8         314.1     306.7     296.9     298.0



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                 January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,349.5   2,478.9   2,488.6   2,489.8   2,506.4   2,534.4   2,530.3   2,542.6       2,552.9   2,560.6   2,562.4   2,578.0

  2     Securities in bank credit                          550.7     577.0     575.3     569.6     570.7     581.4     575.9     578.1         578.1     592.6     580.2     586.7
  3        U.S. government securities                      356.2     361.1     359.9     356.5     353.0     352.7     349.3     347.9         349.4     349.8     350.2     344.9
  3a         Trading account                                19.4      22.0      22.5      22.6      23.0      22.5      21.0      21.7          25.4      26.7      29.2      30.2
  3b         Investment account                            336.8     339.1     337.4     334.0     330.1     330.2     328.3     326.2         324.1     323.1     321.0     314.7
  3c           Mortgage-backed                             218.8     219.3     217.9     212.4     208.0     208.3     210.4     210.7         210.6     213.2     211.3     212.4
  3d           Other                                       118.1     119.8     119.6     121.6     122.1     121.9     118.0     115.5         113.5     109.9     109.7     102.3
  3e             1 year or less                             21.8      31.0      30.8      30.8      31.8      32.6      31.3      31.9          31.9      31.0      32.8      27.5
  3f             Between 1 and 5 years                      57.6      52.4      53.2      54.1      53.1      52.6      50.5      48.8          46.0      45.3      44.1      42.3
  3g             More than 5 years                          38.7      36.4      35.5      36.7      37.2      36.7      36.2      34.8          35.5      33.6      32.9      32.5
  4        Other securities                                194.5     215.9     215.4     213.1     217.7     228.7     226.6     230.2         228.6     242.8     230.0     241.9
  4a         Trading account                                82.1     101.2     100.2      97.2     102.5     114.5     112.7     116.0         113.8     128.2     116.4     126.2
  4b         Investment account                            112.4     114.7     115.2     115.8     115.2     114.2     113.9     114.2         114.8     114.6     113.5     115.7
  4c           State and local government                   24.3      25.3      25.5      25.6      25.6      25.7      26.1      26.6          26.6      26.4      26.6      27.9
  4d           Other                                        88.1      89.3      89.7      90.3      89.6      88.5      87.8      87.6          88.2      88.1      87.0      87.8

  5     Loans and leases in bank credit (2)              1,798.7   1,901.9   1,913.3   1,920.2   1,935.6   1,953.0   1,954.4   1,964.4       1,974.8   1,968.0   1,982.3   1,991.3
  6        Commercial and industrial                       550.5     584.1     583.7     581.2     580.9     584.5     585.9     586.6         584.8     581.3     592.5     592.6
  6a         Bankers acceptances                             1.1       1.1       1.0       1.0       0.9       0.9       0.8       0.9           0.9       0.8       0.9       0.8
  6b         Other                                         549.4     583.1     582.6     580.2     580.0     583.7     585.1     585.8         583.9     580.4     591.6     591.8
  7        Real estate                                     722.2     794.9     799.8     808.1     815.9     817.0     813.5     819.5         826.9     820.5     816.1     817.7
  8          Revolving home equity                          64.9      73.8      74.7      75.7      76.6      75.5      77.3      78.4          79.3      79.1      79.2      79.4
  9a         Other residential                             395.3     440.2     444.2     452.1     457.3     459.8     453.9     457.1         461.4     456.2     452.7     454.6
  9b         Commercial                                    261.9     280.9     280.9     280.3     281.9     281.7     282.3     284.1         286.1     285.2     284.2     283.7
  10       Consumer                                        215.8     226.5     226.3     226.5     229.4     231.2     231.3     233.3         234.6     235.2     236.0     239.3
  10a        Credit card and related plans                    --        --        --      72.0      73.1      74.2      74.3      75.7          76.6      77.6      80.3      83.0
  10f        Other                                            --        --        --     154.5     156.2     157.0     157.0     157.6         158.1     157.6     155.7     156.3
  11       Security (3)                                     64.3      56.4      61.7      60.5      63.9      70.7      72.0      70.9          76.7      74.8      78.0      75.3
  11a        Fed funds and RPs with broker/dealer           47.1      36.8      42.5      41.8      45.7      51.7      53.7      53.5          60.7      57.9      59.8      58.9
  11b        Other                                          17.2      19.6      19.1      18.6      18.3      18.9      18.3      17.4          16.0      16.8      18.2      16.4
  12a      State and local government                       11.9      12.3      12.1      12.2      12.5      12.6      12.6      12.5          12.4      12.3      12.2      12.2
  12b      Agricultural                                      9.0       9.4       9.5       9.6       9.6       9.6       9.5       9.6           9.6       9.5       9.6       9.7
  12c      Fed funds and RPs with others                    12.2      13.2      13.5      12.8      14.0      16.1      16.9      18.9          18.0      19.1      18.6      23.7
  12d      All other loans                                  95.5      84.6      84.3      85.0      84.3      86.2      85.2      85.4          83.8      87.5      90.9      91.9
  12e      Lease financing receivables                     117.2     120.4     122.4     124.3     125.1     125.1     127.5     127.7         128.0     127.9     128.3     128.9

  13  Interbank loans                                      133.5     134.3     136.7     141.7     134.2     127.2     130.3     138.3         134.0     137.7     140.8     140.8
  13a   Fed funds and RPs with banks                        62.2      67.4      68.4      73.0      62.2      54.7      55.7      61.3          58.6      62.0      65.9      66.3
  13b   Other                                               71.4      66.9      68.2      68.7      72.0      72.5      74.6      77.0          75.4      75.7      74.9      74.5

  14  Cash assets (4)                                      147.3     149.1     143.6     137.7     136.6     138.4     142.4     139.2         139.4     144.8     151.0     170.8

  15  Other assets (5)                                     230.1     227.3     227.2     242.2     242.4     246.6     254.1     252.2         253.4     255.7     263.2     247.0

  16  TOTAL ASSETS (6)                                   2,824.8   2,954.8   2,961.3   2,976.4   2,984.1   3,010.9   3,021.9   3,036.6       3,043.1   3,062.2   3,081.0   3,100.4

      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                     January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,612.5   1,631.3   1,634.7   1,628.9   1,619.0   1,626.6   1,631.8   1,634.2       1,655.9   1,655.0   1,672.8   1,682.2
  18    Transaction                                        322.8     310.4     308.4     298.7     293.4     296.0     297.0     296.4         287.9     292.5     319.4     337.9
  19    Nontransaction                                   1,289.7   1,320.9   1,326.3   1,330.3   1,325.6   1,330.6   1,334.8   1,337.8       1,368.0   1,362.5   1,353.3   1,344.3
  20       Large time                                      231.9     246.6     253.3     258.8     259.9     252.8     255.6     257.2         264.8     266.1     270.0     263.2
  21       Other                                         1,057.7   1,074.3   1,073.0   1,071.5   1,065.7   1,077.8   1,079.2   1,080.6       1,103.2   1,096.3   1,083.4   1,081.1

  22  Borrowings                                           588.4     660.3     658.1     663.8     658.9     661.3     663.0     668.1         669.0     663.8     692.7     672.2
  23    From banks in the U.S.                             181.6     204.5     196.3     199.8     200.2     188.2     192.9     196.2         206.4     217.2     223.3     209.1
  24    From others                                        406.8     455.8     461.8     464.0     458.7     473.1     470.2     471.9         462.6     446.6     469.5     463.0

  25  Net due to related foreign offices                   176.7     231.2     225.9     213.7     220.1     220.0     212.8     215.4         199.4     207.1     200.2     200.2

  26  Other liabilities                                    169.9     172.8     173.8     177.3     193.4     207.5     214.0     218.7         215.2     232.9     216.1     249.9

  27  TOTAL LIABILITIES                                  2,547.5   2,695.6   2,692.6   2,683.8   2,691.4   2,715.3   2,721.6   2,736.4       2,739.5   2,758.7   2,781.9   2,804.5

  28  Residual (assets less liabilities) (7)               277.2     259.2     268.7     292.6     292.8     295.6     300.3     300.3         303.6     303.5     299.1     295.9













      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                     January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,817.9   1,931.5   1,959.1   1,986.4   2,006.1   2,023.7   2,035.6   2,054.0       2,070.3   2,069.5   2,077.0   2,077.3

  2     Securities in bank credit                          507.8     518.8     521.9     529.6     534.3     538.7     542.2     546.7         553.1     552.0     553.2     555.0
  3        U.S. government securities                      369.0     376.0     377.1     377.4     374.7     373.5     372.4     372.2         372.2     369.4     368.7     368.2
  4        Other securities                                138.9     142.8     144.8     152.2     159.6     165.2     169.8     174.5         180.9     182.6     184.5     186.8

  5     Loans and leases in bank credit (2)              1,310.1   1,412.7   1,437.2   1,456.8   1,471.8   1,485.0   1,493.4   1,507.3       1,517.2   1,517.5   1,523.8   1,522.3
  6        Commercial and industrial                       251.2     272.1     276.9     283.6     286.6     288.6     291.1     294.0         293.5     293.0     292.6     293.1
  7        Real estate                                     701.7     764.2     775.7     783.0     787.3     796.1     802.3     810.2         817.9     818.7     819.4     816.7
  8          Revolving home equity                          36.0      40.5      41.2      41.6      42.0      45.0      46.3      46.8          47.2      47.2      47.2      47.2
  9          Other                                         665.7     723.7     734.5     741.4     745.3     751.1     755.9     763.4         770.7     771.4     772.2     769.5
  10       Consumer                                        265.0     282.3     288.2     290.6     296.9     299.2     298.0     300.1         299.6     300.2     305.0     306.3
  11       Security (3)                                      6.7       6.2       6.5       6.8       7.2       7.2       7.5       7.5           8.1       7.9       7.9       7.7
  12       Other loans and leases                           85.4      87.9      89.9      92.7      93.8      93.9      94.6      95.4          98.1      97.8      98.8      98.4

  13  Interbank loans                                       65.6      65.5      67.1      75.3      84.4      85.3      86.7      82.5          85.1      86.1      89.4      88.4

  14  Cash assets (4)                                       81.7      80.7      79.1      81.3      81.6      82.1      82.4      78.6          79.7      81.2      81.6      79.2

  15  Other assets (5)                                      98.9     112.8     111.8     110.8     110.1     108.9     112.3     107.8         109.1     113.8     114.2     129.9

  16  TOTAL ASSETS (6)                                   2,040.5   2,165.9   2,192.0   2,228.0   2,256.0   2,273.4   2,290.4   2,296.2       2,317.4   2,324.0   2,335.1   2,347.7

            L I A B I L I T I E S

  17  Deposits                                           1,530.1   1,604.1   1,642.2   1,695.4   1,722.3   1,747.8   1,764.2   1,769.7       1,793.0   1,801.9   1,815.2   1,818.6
  18    Transaction                                        297.5     301.3     296.1     297.8     301.7     299.2     300.1     295.5         287.6     288.7     298.9     294.1
  19    Nontransaction                                   1,232.6   1,302.8   1,346.1   1,397.6   1,420.6   1,448.6   1,464.1   1,474.2       1,505.4   1,513.2   1,516.3   1,524.5
  20       Large time                                      236.2     258.1     267.3     277.6     283.3     287.2     289.7     292.6         295.7     297.8     298.6     298.5
  21       Other                                           996.4   1,044.7   1,078.8   1,120.0   1,137.4   1,161.4   1,174.4   1,181.6       1,209.7   1,215.4   1,217.8   1,226.0

  22  Borrowings                                           295.3     346.2     344.6     340.7     339.7     334.2     327.6     323.3         329.1     327.3     324.1     326.3
  23    From banks in the U.S.                             146.7     163.7     162.2     164.2     164.9     162.0     154.0     151.9         156.2     155.0     153.2     153.7
  24    From others                                        148.6     182.5     182.4     176.5     174.8     172.2     173.6     171.4         172.9     172.3     170.9     172.6

  25  Net due to related foreign offices                     4.5       6.0       9.1      22.4      23.7      20.6      23.4      23.7          18.7      19.5      23.3      23.3

  26  Other liabilities                                     60.0      58.9      54.8      45.5      46.2      47.6      49.2      50.4          50.5      51.1      51.2      53.1

  27  TOTAL LIABILITIES                                  1,889.9   2,015.1   2,050.7   2,103.9   2,132.0   2,150.2   2,164.4   2,167.1       2,191.3   2,199.8   2,213.8   2,221.3

  28  Residual (assets less liabilities) (7)               150.7     150.8     141.3     124.1     124.0     123.2     126.0     129.1         126.1     124.2     121.3     126.4



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                 January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,817.7   1,938.3   1,964.5   1,987.2   2,009.5   2,028.1   2,037.6   2,054.5       2,066.0   2,068.5   2,080.2   2,087.8

  2     Securities in bank credit                          506.2     522.6     523.8     528.7     533.9     537.3     539.6     545.1         550.7     551.3     553.7     557.7
  3        U.S. government securities                      367.2     379.3     379.3     377.2     374.1     372.6     369.9     370.4         370.4     368.7     368.5     369.3
  4        Other securities                                138.9     143.3     144.5     151.5     159.8     164.7     169.8     174.7         180.3     182.7     185.2     188.4

  5     Loans and leases in bank credit (2)              1,311.5   1,415.7   1,440.7   1,458.5   1,475.6   1,490.8   1,498.0   1,509.3       1,515.2   1,517.2   1,526.5   1,530.1
  6        Commercial and industrial                       250.2     274.8     278.9     283.7     284.7     286.9     290.7     292.6         291.8     291.5     292.4     294.0
  7        Real estate                                     703.6     764.5     776.7     784.1     790.0     799.2     805.7     812.9         816.8     817.9     818.1     818.1
  8          Revolving home equity                          36.3      40.5      41.1      41.4      41.9      45.4      46.7      47.1          47.5      47.6      47.5      47.7
  9          Other                                         667.3     724.0     735.6     742.7     748.2     753.7     759.0     765.7         769.4     770.3     770.5     770.4
  10       Consumer                                        265.5     282.4     287.8     289.6     297.6     301.0     297.7     300.7         300.8     302.5     309.7     311.9
  10a        Credit card and related plans                    --        --        --     123.1     129.6     131.8     128.6     131.1         131.1     132.5     139.6     141.7
  10h        Other                                            --        --        --     166.5     168.0     169.2     169.1     169.6         169.8     170.0     170.1     170.3
  11       Security (3)                                      6.7       6.2       6.5       6.8       7.2       7.2       7.5       7.5           8.1       7.9       7.9       7.7
  12       Other loans and leases                           85.5      87.9      90.7      94.3      96.1      96.5      96.5      95.6          97.7      97.4      98.4      98.3

  13  Interbank loans                                       70.5      61.9      63.8      71.2      80.3      82.4      86.4      89.3          98.4      95.0      95.2      89.0

  14  Cash assets (4)                                       84.6      80.6      78.5      79.9      78.8      81.7      82.1      81.8          80.9      83.5      85.1      85.6

  15  Other assets (5)                                     100.1     111.9     111.6     112.7     111.9     108.5     112.2     109.2         109.5     112.6     111.7     129.3

  16  TOTAL ASSETS (6)                                   2,049.3   2,168.0   2,193.3   2,225.2   2,254.3   2,274.1   2,291.8   2,308.1       2,328.1   2,332.8   2,345.1   2,364.6

            L I A B I L I T I E S

  17  Deposits                                           1,541.0   1,603.4   1,639.5   1,690.1   1,717.7   1,745.8   1,767.1   1,782.7       1,806.9   1,810.6   1,820.4   1,824.3
  18    Transaction                                        301.1     298.8     296.6     295.2     297.2     297.1     297.8     299.2         293.9     296.2     308.2     308.9
  19    Nontransaction                                   1,240.0   1,304.5   1,342.9   1,394.9   1,420.5   1,448.7   1,469.4   1,483.4       1,512.9   1,514.4   1,512.2   1,515.4
  20       Large time                                      236.2     258.1     267.3     277.6     283.3     287.2     289.7     292.6         295.7     297.8     298.6     298.5
  21       Other                                         1,003.8   1,046.5   1,075.7   1,117.3   1,137.2   1,161.5   1,179.6   1,190.9       1,217.3   1,216.6   1,213.6   1,216.9

  22  Borrowings                                           296.6     347.6     346.5     343.1     342.9     340.0     330.5     325.4         328.9     329.6     333.7     336.1
  23    From banks in the U.S.                             147.2     163.1     163.9     166.6     167.8     165.6     156.5     152.9         156.3     156.4     158.3     159.9
  24    From others                                        149.4     184.4     182.6     176.6     175.0     174.4     173.9     172.5         172.5     173.2     175.4     176.2

  25  Net due to related foreign offices                     4.5       6.0       9.1      22.4      23.7      20.6      23.4      23.7          18.7      19.5      23.3      23.3

  26  Other liabilities                                     60.0      58.9      54.5      44.8      46.2      47.4      48.8      50.4          51.3      51.8      51.2      52.8

  27  TOTAL LIABILITIES                                  1,902.2   2,015.8   2,049.7   2,100.3   2,130.4   2,153.7   2,169.8   2,182.2       2,205.8   2,211.4   2,228.6   2,236.5

  28  Residual (assets less liabilities) (7)               147.1     152.3     143.6     124.9     123.9     120.4     121.9     125.9         122.3     121.4     116.5     128.1




      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                           January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          541.8     588.4     581.4     582.0     586.5     593.8     580.4     574.9         584.3     586.5     601.3     611.1

  2     Securities in bank credit                          197.0     214.8     209.9     209.8     210.3     208.4     191.7     183.5         187.5     194.5     203.2     210.6
  3        U.S. government securities                       79.7      79.4      78.4      79.1      79.2      76.8      69.1      65.5          65.4      64.0      67.9      69.4
  4        Other securities                                117.3     135.4     131.5     130.7     131.1     131.7     122.6     118.0         122.1     130.5     135.3     141.2

  5     Loans and leases in bank credit (2)                344.8     373.6     371.4     372.2     376.2     385.4     388.8     391.4         396.8     392.0     398.1     400.5
  6        Commercial and industrial                       196.2     206.4     206.7     205.0     206.6     204.4     201.8     201.9         203.3     202.6     207.3     206.8
  7        Real estate                                      17.5      18.3      18.6      18.7      18.9      19.4      18.8      19.4          19.2      19.2      19.9      19.5
  11       Security (3)                                     65.4      80.8      80.8      81.5      81.8      94.3     102.0     103.2         106.6     102.7     105.4     109.5
  12       Other loans and leases                           65.7      68.1      65.3      67.0      69.0      67.3      66.1      67.0          67.7      67.4      65.4      64.7

  13  Interbank loans                                       24.1      30.4      26.3      23.5      22.5      24.2      27.8      27.7          27.7      25.3      26.7      29.9

  14  Cash assets (4)                                       48.5      44.4      45.4      45.9      45.2      45.5      43.0      39.5          38.9      41.7      40.8      41.3

  15  Other assets (5)                                      34.3      40.3      42.6      41.8      40.9      39.4      36.0      34.6          34.0      28.4      30.2      30.4

  16  TOTAL ASSETS (6)                                     648.4     703.2     695.3     692.9     694.7     702.6     686.9     676.3         684.5     681.6     698.6     712.4

            L I A B I L I T I E S

  17  Deposits                                             357.5     383.6     385.1     390.3     395.6     388.3     384.4     382.8         381.3     389.6     380.9     385.4
  18    Transaction                                         10.6      11.1      11.3      11.3      10.8       9.7      10.4      10.5          10.2       9.5      10.1      11.6
  19    Nontransaction                                     346.9     372.5     373.8     379.1     384.8     378.6     374.0     372.4         371.2     380.1     370.7     373.9

  22  Borrowings                                           183.1     202.8     202.6     202.5     198.9     214.3     218.6     222.0         240.6     228.2     241.6     247.4
  23    From banks in the U.S.                              25.0      18.1      19.2      21.0      17.0      19.3      18.9      19.5          25.0      19.9      22.3      25.1
  24    From others                                        158.1     184.8     183.4     181.5     181.9     194.9     199.7     202.5         215.6     208.3     219.4     222.3

  25  Net due to related foreign offices                    45.1      21.9      20.2      18.2      23.4      24.3      16.7       6.1          -6.6      -9.4       3.0      -2.6

  26  Other liabilities                                     64.8      78.7      72.0      73.7      73.0      76.6      75.8      70.2          70.3      65.9      67.5      69.4

  27  TOTAL LIABILITIES                                    650.4     687.0     679.9     684.8     690.8     703.4     695.4     681.1         685.7     674.4     693.1     699.6

  28  Residual (assets less liabilities) (7)                -2.0      16.2      15.4       8.1       3.9      -0.9      -8.5      -4.8          -1.2       7.3       5.5      12.8



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                       January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          554.8     579.7     571.4     571.1     576.7     593.1     589.3     589.0         593.3     594.5     611.2     625.2

  2     Securities in bank credit                          206.9     211.5     203.7     202.7     204.5     208.6     199.2     194.2         194.3     198.4     205.6     213.4
  3        U.S. government securities                       81.2      80.4      78.5      78.1      77.6      74.7      68.7      66.9          67.2      65.3      68.6      70.4
  3a         Trading account                                 8.5      12.4      12.0      12.0      13.9      14.2      11.9      11.0          11.2      10.8      12.2      13.1
  3b         Investment account                             72.8      68.0      66.5      66.1      63.7      60.4      56.9      55.9          55.9      54.6      56.4      57.3
  4        Other securities                                125.6     131.1     125.2     124.6     126.9     133.9     130.5     127.4         127.2     133.1     137.0     143.0
  4a         Trading account                                84.4      86.9      81.4      80.7      82.4      91.0      89.9      87.3          86.8      87.1      89.0      92.8
  4b         Investment account                             41.3      44.2      43.8      43.9      44.6      42.9      40.6      40.0          40.4      46.1      48.1      50.2

  5     Loans and leases in bank credit (2)                347.9     368.2     367.8     368.4     372.1     384.5     390.1     394.8         399.0     396.0     405.6     411.8
  6        Commercial and industrial                       199.1     202.1     203.4     202.5     203.9     204.4     203.2     205.2         205.8     205.3     211.7     212.6
  7        Real estate                                      17.6      18.2      18.5      18.5      18.7      19.2      19.1      19.4          19.2      19.1      19.8      19.3
  11       Security (3)                                     64.8      80.7      81.1      81.3      81.9      94.1     101.4     102.4         104.9     102.6     106.2     111.4
  12       Other loans and leases                           66.3      67.2      64.8      66.2      67.6      66.8      66.4      67.8          69.1      69.1      67.9      68.4

  13  Interbank loans                                       24.1      30.4      26.3      23.5      22.5      24.2      27.8      27.7          27.7      25.3      26.7      29.9

  14  Cash assets (4)                                       51.4      43.3      44.7      44.2      43.7      44.6      43.9      41.9          41.7      44.7      44.6      45.3

  15  Other assets (5)                                      34.4      39.7      40.4      39.9      40.2      38.7      35.3      34.7          36.0      30.7      32.0      32.0

  16  TOTAL ASSETS (6)                                     664.3     692.8     682.4     678.4     682.7     700.2     695.9     692.9         698.4     694.8     714.2     732.0

            L I A B I L I T I E S

  17  Deposits                                             360.2     384.4     380.8     381.5     383.6     381.9     379.9     386.1         386.4     397.4     390.0     399.0
  18    Transaction                                         10.7      10.7      11.0      11.2      10.7      10.2      10.6      10.6          10.3      10.0      10.9      12.4
  19    Nontransaction                                     349.4     373.8     369.8     370.4     372.9     371.8     369.4     375.5         376.1     387.5     379.1     386.6

  22  Borrowings                                           183.1     202.8     202.6     202.5     198.9     214.3     218.6     222.0         240.6     228.2     241.6     247.4
  23    From banks in the U.S.                              25.0      18.1      19.2      21.0      17.0      19.3      18.9      19.5          25.0      19.9      22.3      25.1
  24    From others                                        158.1     184.8     183.4     181.5     181.9     194.9     199.7     202.5         215.6     208.3     219.4     222.3

  25  Net due to related foreign offices                    46.9      17.7      18.8      17.3      23.2      23.6      16.9       7.7          -7.2      -5.2       7.6       7.6

  26  Other liabilities                                     65.8      77.2      70.5      72.1      72.6      76.2      75.2      71.2          71.8      67.8      69.2      71.8

  27  TOTAL LIABILITIES                                    655.9     682.2     672.6     673.5     678.3     696.0     690.6     687.0         691.7     688.3     708.5     725.7

  28  Residual (assets less liabilities) (7)                 8.4      10.6       9.7       4.9       4.3       4.3       5.3       5.9           6.7       6.5       5.7       6.3







      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars                                                                                                                       January 5, 2001


               Account                                    1999      2000      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Nov       May       Jun       Jul       Aug       Sep       Oct       Nov          Dec 6    Dec 13    Dec 20    Dec 27 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

      LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  29  Reval. gains on off-bal. sheet items (8)              59.6      72.4      68.3      63.1      66.5      74.4      70.9      68.0          73.1      74.5      77.4      85.4

  30  Reval. losses on off-bal. sheet items (8)             59.7      72.9      68.5      62.9      67.3      73.9      72.8      72.6          78.5      79.2      82.6      90.0

  31  Mortgage-backed securities (9)                       251.2     252.9     250.2     242.5     238.0     238.2     239.6     239.8         240.1     242.1     240.5     241.6
  31a   Pass-through                                       173.1     178.1     177.9     173.2     169.9     170.4     173.4     173.7         174.9     176.8     176.1     177.8
  31b   CMO, REMIC, and other                               78.1      74.7      72.3      69.3      68.2      67.7      66.3      66.0          65.2      65.4      64.4      63.7

  32  Net unrealized gains (losses) on                     -11.0     -10.3      -8.7     -11.5     -10.8      -9.7      -8.7      -8.0          -6.7      -6.4      -5.8      -5.6
        available-for-sale securities (10)

  33  Offshore credit to U.S. residents (11)                24.8      23.5      22.4      22.2      22.1      22.1      22.3      23.1          23.3      23.5      23.8      23.8

  34  Securitized consumer loans (12)                         --        --        --      87.4      86.6      85.9      80.8      80.5          82.0      81.9      82.7      82.6
  34a   Credit card and related plans                         --        --        --      72.4      72.0      71.8      67.2      67.3          69.0      69.0      68.6      68.6
  34b   Other                                                 --        --        --      15.0      14.6      14.1      13.6      13.2          13.0      12.9      14.1      14.1

  35  Securitized business loans (12)                         --        --        --      17.0      16.2      15.3      15.2      17.8          18.4      18.5      18.5      18.7


      SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  31  Mortgage-backed securities (9)                       196.8     206.5     207.4     207.2     210.1     211.6     212.9     214.1         214.9     214.8     214.0     215.2

  34  Securitized consumer loans (12)                         --        --        --     220.5     220.8     221.5     223.7     224.6         224.5     227.0     226.7     228.8
  34a   Credit card and related plans                         --        --        --     211.5     212.0     212.9     214.0     214.7         214.8     217.3     217.4     219.2
  34b   Other                                                 --        --        --       9.0       8.8       8.6       9.7       9.9           9.7       9.7       9.3       9.6


      FOREIGN-RELATED INSTITUTIONS

  29  Reval. gains on off-bal. sheet items (8)              44.8      51.2      44.7      41.4      43.0      48.6      47.5      44.8          44.1      45.2      45.8      47.0

  30  Reval. losses on off-bal. sheet items (8)             42.9      47.7      40.7      38.2      40.1      45.3      44.6      40.8          40.2      41.4      40.8      42.9

  35  Securitized business loans (12)                         --        --        --      23.9      23.7      23.1      23.0      22.8          23.4      22.9      22.9      23.0











      -------------------------------------------------

  Footnotes appear on page 14.




  H.8 (510)       Footnotes                                                                                                                                                Page 14
                                                                                                                                                                   January 5, 2001

  Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov).  For information about individual copies or subscriptions,
  contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).  For paid electronic access to current and historical data, call STAT-USA at
  1-800-782-8872 or 202-482-1986.


  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  3.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  4.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  5.  Excludes the due-from position with related foreign offices, which is included in line 25.
  6.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  7.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  8.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.
  9.  Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.
  12. Total amount outstanding.

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Last update: January 5, 2001