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Supervisory Policy and Guidance Topics
Examination and Supervision Guidance
Related Topics
- Asset and Wealth Management Activities
- Community Banking
- General Credit-Related and Examination Activities
- Information Technology Examination Guidance
- Savings and Loan Holding Companies
- Supervision of International Activities of U.S. Banking Organizations
- Supervisory and Confidential Information (Treatment and Communication)
The main objective of the supervisory process is to evaluate the overall safety and soundness of the banking organization. This evaluation includes an assessment of the organization’s risk-management systems, financial condition, and compliance with applicable banking laws and regulations. The Federal Reserve works with other federal and state supervisory authorities to ensure the safety and soundness of financial institutions, stability in the financial markets, and fair and equitable treatment of consumers in their financial transactions.
The Federal Reserve has responsibility for supervising and regulating the following segments of the banking industry to ensure safe and sound banking practices and compliance with banking laws:
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The Federal Reserve has responsibility for supervising and regulating the following segments of the banking industry to ensure safe and sound banking practices and compliance with banking laws:
- bank holding companies, including diversified financial holding companies formed under the Gramm-Leach-Bliley Act of 1999 and foreign banks with U.S. operations
- state-chartered banks that are members of the Federal Reserve System (state member banks)
- foreign branches of member banks
- Edge and agreement corporations, through which U.S. banking organizations may conduct international banking activities
- U.S. state-licensed branches, agencies, and representative offices of foreign banks, and
- nonbanking activities of foreign banks.
- Policy Letters
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- Examination and Inspection Frequency and Scope
- Examination and Inspection Reports
- Examination and Inspection Coordination
- Large Complex Banking Organization Supervision
- Communicating with Bank Directors
- Nonbanking Subsidiary Examination Guidance
- Examination of Specific Risk Management Activities
- Administrative Examination Topics
- Additional Resources
- Manual References
Policy Letters
Examination and Inspection Frequency and Scope
- SR 12-4
- Upgrades of Supervisory Ratings for Banking Organizations with $10 Billion or Less in Total Consolidated Assets
- SR 11-2/CA 11-2
- Examinations of Insured Depository Institutions Prior to Membership or Mergers into State Member Banks
- SR 07-8
- Expanded Examination Cycle for Certain Financial Institutions
- SR 04-18
- Bank Holding Company Rating System
- SR 04-12
- Supervision of State-Chartered Banks
- SR 02-1
- Revisions to Bank Holding Company Supervision Procedures for Organizations with Total Consolidated Assets of $5 Billion or Less
- SR 00-13 (SUP)
- Framework for Financial Holding Company Supervision
- SR 99-17 (SUP)
- Supervisory Ratings for State Member Banks, Bank Holding Companies and Foreign Banking Organizations, and Related Requirements for the National Examination Data System
- SR 97-8 (SUP)
- Revisions to Examination Frequency Guidelines For State Member Banks
- SR 97-4 (SUP)
- Interagency Guidance on Common Questions About the Application of the Revised CAMELS Rating System
- SR 96-38 (SUP)
- Uniform Financial Institutions Rating System
- SR 96-26 (SUP)
- Provision of Individual Components of Supervisory Rating Systems to Management and Boards of Directors
- SR 96-14 (SUP)
- Risk-focused Safety and Soundness Examinations and Inspections
- SR 95-51 (SUP)
- Rating the Adequacy of Risk Management Processes and Internal Controls at State Member Banks and Bank Holding Companies
- SR 94-12 (FIS)
- The Federal Reserve System's Definition of a Full Scope, On-Site Examination for Safety and Soundness
- SR 91-17
- Application and Supervision Standards for De Novo State Member Banks
Examination and Inspection Reports
- SR 13-10
- Format for Safety-and-Soundness Reports of Examination and Inspection for Community State Member Banks and Holding Companies Rated Composite "4" or "5"
- SR 08-1 / CA 08-1
- Communication of Examination/Inspection Findings
- SR 06-8
- Reports of Examinations of Government Securities Activities
- SR 95-12 (SUP)
- Revisions to Guidance for the Preparation of the Bank Holding Company Inspection and Bank Examination Reports and for the Preparation and Issuance of Director's Summaries of Examination/Inspection Findings
- SR 94-46 (FIS)
- Combined Examination/Inspection Report For Bank Holding Companies With Lead State Member Banks
- SR 93-59 (FIS)
- Interagency Uniform Core Report of Examination
- SR 93-7 (IB)
- Adoption of Minimum Timing Standards for the Completion of International Examination Reports
- SR 93-4 (FIS)
- Adoption of Minimum Timing Standards for the Completion of Examination and Inspection Reports
- SR 90-26
- Examination and Inspection Reports
Examination and Inspection Coordination
- SR 05-27
- Responsible Reserve Bank and Inter-District Coordination
- SR 01-25 (GEN)
- Guidelines for Using External Experts on Examinations, Inspections, and Other Bank Supervision Matters
- SR 99-17 (SUP)
- Supervisory Ratings for State Member Banks, Bank Holding Companies and Foreign Banking Organizations, and Related Requirements for the National Examination Data System
- SR 96-33 (SUP)
- State/Federal Protocol and Nationwide Supervisory Agreement
- SR 95-40 (SUP)
- Interagency Statement on Guidelines for Relying on State Examinations
- SR 94-46 (FIS)
- Combined Examination/Inspection Report For Bank Holding Companies With Lead State Member Banks
- SR 94-31 (FIS)
- Coordination of Specialty Examinations with Full Scope Safety and Soundness Examinations of State Member Banks
- SR 93-30 (FIS)
- Interagency Policy Statements on Supervisory Initiatives Released Today
Large Complex Banking Organization Supervision
- SR 13-1 / CA 13-1
- Supplemental Policy Statement on the Internal Audit Function and Its Outsourcing
- SR 12-17 / CA 12-14
- Consolidated Supervision Framework for Large Financial Institutions
- SR 12-7
- Supervisory Guidance on Stress Testing for Banking Organizations with More Than $10 Billion in Total Consolidated Assets
- SR 08-9 / CA 08-12
- Consolidated Supervision of Bank Holding Companies and the Combined U.S. Operations of Foreign Banking Organizations
- SR 04-18
- Bank Holding Company Rating System
- SR 03-22
- Framework for Assessing Consumer Compliance Risk at Bank Holding Companies
- SR 03-9
- Interagency Paper on Sound Practices to Strengthen the Resilience of the U.S. Financial System
- SR 00-14 (SUP)
- Enhancements to the Interagency Program for Supervising the U.S. Operations of Foreign Banking Organizations
- SR 00-13 (SUP)
- Framework for Financial Holding Company Supervision
- SR 97-24 (SUP)
- Risk-Focused Framework for Supervision of Large Complex Institutions
- SR 96-29 (SUP)
- Supervisory Program for Risk-Based Inspections of Top 50 Bank Holding Companies
- SR 95-18 (SUP)
- Section 309 of the Riegle Community Development and Regulatory Improvement Act of 1994, Intra-Agency Appeals Process
Communicating with Bank Directors
- SR 96-26 (SUP)
- Provision of Individual Components of Supervisory Rating Systems to Management and Boards of Directors
- SR 95-19 (SUP)
- Revisions to Guidance on Meetings with Boards of Directors
- SR 95-12 (SUP)
- Revisions to Guidance for the Preparation of the Bank Holding Company Inspection and Bank Examination Reports and for the Preparation and Issuance of Director's Summaries of Examination/Inspection Findings
Nonbanking Subsidiary Examination Guidance
- SR 12-14
- Revised Guidance on Supervision of Technology Service Providers
- SR 00-17 (SPE)
- Guidance on the Risk Management of Outsourced Technology Services
- SR 00-4 (SUP)
- Outsourcing of Information and Transaction Processing
- SR 93-19 (FIS)
- Supplemental Guidance for the Inspection of Nonbank Subsidiaries of Bank Holding Companies
- SR 90-8
- Inspection Procedures for "Section 20 Subsidiaries"
Examination of Specific Risk Management Activities
- SR 10-10
- Interagency Guidance on Correspondent Concentration Risk
- SR 05-21
- Guidance on the Examination Treatment of Assets Related to the Tobacco Transition Payment Program
- SR 93-36 (FIS)
- Preliminary Examiner Guidelines for Regulation F -- Interbank Liabilities
Administrative Examination Topics
- SR 95-32 (SUP)
- Amendment to the Board's Anti-Tying Rules--A "Combined-Balance Discount" Safe Harbor
Additional Resources
- Federal Reserve Purposes and Functions -- Supervision and Regulation (PDF)
- List of Financial Holding Companies
- Orders Issued under the BHC Act
Manual References
Last update:
April 25, 2013
