These data are compiled from the quarterly FFIEC
(Federal Financial Institutions Examination Council) Consolidated Reports
of Condition and Income. Data for each calendar quarter become available
approximately sixty days after the end of the quarter.
Revisions
February 26, 2008
Charge-off rates for credit cards and other consumer loans were
revised to correct a computational error. The revision affects the
credit card and consumer loan charge-off rates from 2001 to 2007.
June 29, 2001
Delinquency rates at "other" banks were revised to correct a
computational error. The revisions were almost entirely limited to the residential real estate series.
June 13, 2001
All of the historical series, with the exception of
the delinquency rates for the 100 largest banks, were revised. See method of calculation.
| Commercial banks | Charge-off rates | Delinquency rates |
|---|---|---|
| All | SA | NSA | SA | NSA |
| 100 largest | SA | NSA | SA | NSA |
| Other | SA | NSA | SA | NSA |
Note. Owing to a reporting problem, delinquency rates for residential and commercial mortgage loans are partially estimated for the 100 largest banks for the third quarter of 1999. SA Seasonally adjusted. NSA Not seasonally adjusted. |
- The 100 largest banks are measured by consolidated foreign and domestic assets
- Charge-offs are the value of loans and leases removed from the books and charged against loss reserves. Charge-off rates are annualized, net of recoveries
- Delinquent loans and leases are those past due thirty days or more and still accruing interest as well as those in nonaccrual status.