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Board of Governors of the Federal Reserve System
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Community Development

Features

Innovative Ideas for Revitalizing the LIHTC Market (979 KB PDF)
A collection of articles that examine ways to improve the availability of housing options for low-income renters.
Resources for Stabilizing Communities
Communities across the country are facing the challenge of dealing with the destabilizing impacts of foreclosed properties. The following resources provide information and strategies for communities working to preserve and revitalize their neighborhoods.
The Enduring Challenge of Concentrated Poverty in America: Case Studies from Communities Across the U.S.
In 2006, the Community Affairs Offices of the Federal Reserve System partnered with the Brookings Institution to examine the issue of concentrated poverty.  The resulting report, The Enduring Challenge of Concentrated Poverty in America: Case Studies from Communities Across the U.S., profiles 16 high-poverty communities from across the country.  Through these case studies, the report contributes to our understanding of the dynamics of poor people living in poor communities, and the challenges and opportunities for bringing both into the economic mainstream.
Image of a home Home Mortgage Disclosure Act Data
Data on home mortgage lending submitted annually by metropolitan-area lenders. The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975 and implemented by the Federal Reserve Board's Regulation C, requires lending institutions to report public loan data.

Recent Consumer Affairs Letters

CA 09-12 CA 09-12: Short-Term Balloon Loans and Regulation Z Repayment Ability Requirement for Higher-Priced Mortgage Loans
CA 09-11 CA 09-11: Revised RESPA Interagency Examination Procedures
CA 09-10 Revised Interagency Examination Procedures for the Home Mortgage Disclosure Act
 
Last update: November 10, 2009