Community Advisory Council

The Federal Reserve Board's Community Advisory Council (CAC) is an advisory committee providing feedback and advice to the Board on issues affecting consumers and communities. The CAC is composed of experts and representatives from a wide variety of consumer and community development organizations and interests, including from such fields as affordable housing, community and economic development, employment and labor, financial services and technology, small business, and asset and wealth building. CAC members meet semiannually with the members of the Board in Washington, D.C. to provide a range of perspectives on the economic circumstances and financial services needs of consumers and communities, with a particular focus on the concerns of low- and moderate-income consumers and communities.

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Members

Carlos J. Contreras III, Chair
President & CEO, Goodwill Industries of San Antonio
San Antonio, Texas

Bruce Schultz, Vice Chair
Senior Vice President, Community Development & Public Banking/CRA Officer, Gateway First Bank
Tulsa, Okla.

Dara Eskridge
CEO, Invest STL
St. Louis, Mo.

Roberto Gallardo
Vice President for Engagement & Associate Professor, Agricultural Economics, Purdue University
West Lafayette, Ind.

Karin Gregory
Co-Founder and Managing Partner, Blue Highway Capital
Biddeford, Maine

Fearn Gupton
Strategic Initiatives & Operations Manager, South Carolina Department of Commerce
Columbia, S.C.

Chris Harris
Senior Director of Programs, Patterson Family Foundation
Kansas City, Mo.

David James
Executive Director, Summit Education Initiative
Akron, Ohio

Michelle Ka'uhane
Senior Vice President & Chief Impact Officer, Hawaii Community Foundation
Honolulu, Hawaii

Renata B. Kowalczyk
CEO, Wilmington Alliance
Wilmington, Del.

Dr. Mark Mulder
Dean, Pacific Lutheran University School of Business
Tacoma, Wash.

Megan Langley
Executive Director, Strengthen North Dakota
Souris, N.D.

Jose Quinonez
CEO, Mission Asset Fund
San Francisco, Calif.

Justin Slattery
Executive Director, Belknap Economic Development Council
Laconia, N.H.

Sam Young
President & CEO, Pensacola Habitat for Humanity
Northwest Florida Community Land Trust
Pensacola, Fla.

Records of the meetings of the Community Advisory Council

2025
September 25 PDF
May 22 PDF
2024
October 10 PDF
May 30 PDF
2023
October 19 PDF
May 18 PDF
2022
October 20 PDF
May 19 PDF
2021
October 21 PDF
May 13 PDF
2020
October 1 PDF
May 14 PDF
April 13 PDF
2019
November 1 PDF
May 24 PDF
2018
October 5 PDF
May 4 PDF
2017
November 3 PDF
May 26 PDF
2016
October 21 PDF
May 13 PDF
2015
November 20 PDF

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Last Update: October 17, 2025