2016

Experiences and Perspectives of Young Workers
PDF | HTML
December 19, 2016
The report provides a snapshot of the educational attainment, employment experience, labor market outlook, and financial self-sufficiency of 18- to 30-year-olds across the United States.

Survey documentation

Student Loan Counseling Challenges and Opportunities
PDF | HTML
November 28, 2016
This report explores the counseling techniques financial aid administrators use and the challenges they encounter in helping students navigate their financial decisions. It summarizes findings from two focus groups with administrators from around the country.

Enterprising and Informal Work Activities (EIWA)
PDF
November 17, 2016
Fielded in late 2015, the EIWA is a unique survey that captures all of the income generating activities undertaken by a nationally representative sample of adults 18 and older. The survey tracks the online and offline income-generating activities of the respondents as well as their employment status during the six months prior to the survey. Along with the traditional employment activities, the survey also explores offline and informal online paid work activities.
More about findings from the EIWA

Report on the Economic Well-Being of U.S. Households in 2015
PDF | HTML
May 25, 2016
Jeff Larrimore, Sam Dodini, and Logan Thomas
This report analyzes results of the Board's third Survey of Household Economics and Decisionmaking, conducted in October and November 2015, and compares them with results from the previous year's survey. This survey provides insights into the well-being of households and consumers, and provides important information about how individuals and their families are faring in the economy.
More on Household Economics and Decisionmaking

Consumers and Mobile Financial Services 2016
PDF | HTML
March 30, 2016
Sam Dodini, Alejandra Lopez-Fernandini, Ellen Merry, and Logan Thomas
This report presents findings from the Federal Reserve Board's fifth survey on consumers' use of mobile financial services, conducted in November 2015. It also compares results from the current survey with results from previous years' surveys.
More on Mobile Financal Services

2015

Analyzing Racial and Ethnic Data in the Survey of Young Workers
PDF | HTML
October 29, 2015
This report, based on the Board's 2013 Survey of Young Workers, focuses on the similarities and differences the survey data found across respondents of three racial and ethnic groups: white (non-Hispanic), black (non-Hispanic), and Hispanic.

Report on the Economic Well-Being of U.S. Households in 2014
PDF | HTML
May 27, 2015
Jeff Larrimore, Mario Arthur-Bentil, Sam Dodini, and Logan Thomas
This report analyzes results of the Board's second Survey of Household Economics and Decisionmaking, conducted in October 2014, and compares them with results from the previous year's survey. The survey aims to capture a snapshot of the financial and economic well-being of U.S. households, as well as to monitor their recovery from the Great Recession and identify perceived risks to their financial stability.
More on Household Economics and Decisionmaking

Consumers and Mobile Financial Services 2015
PDF | HTML
March 26, 2015
Alexandra Brown, Sam Dodini, Arturo Gonzalez, Ellen Merry, and Logan Thomas
This report presents findings from the Federal Reserve Board's fourth survey on consumers' use of mobile financial services, conducted in December 2014. It also compares results from the current survey with results from previous years' surveys.
More on Mobile Financal Services

2014

In the Shadow of the Great Recession: Experiences and Perspectives of Young Workers
PDF | HTML
November 18, 2014
This report, based on the Board's 2013 Survey of Young Workers, provides insight into numerous labor market topics, including the educational attainment, work experience, and expectations of adults aged 18 to 30.

Survey documentation

Report on the Economic Well-Being of U.S. Households in 2013
PDF | HTML
August 7, 2014
This report analyzes results of the Board's Survey of Household Economics and Decisionmaking, conducted in September 2013. The survey's purpose was to capture a snapshot of the financial and economic well-being of U.S. households and the issues they face, as well as to monitor their recovery from the Great Recession and identify perceived risks to their financial stability.
Supplemental Appendix (PDF) | HTML
More on Household Economics and Decisionmaking

Consumers and Mobile Financial Services
PDF | HTML
March 25, 2014
Maximilian D. Schmeiser, Matthew B. Gross, David E. Buchholz, and Alejandra Lopez-Fernandini
This report presents findings from the Federal Reserve Board's third annual survey on consumers' use of mobile financial services, conducted in December 2013. It also compares results from the current survey with those from the surveys conducted in 2011 and 2012.
More on Mobile Financal Services

2013

Insights into the Financial Experiences of Older Adults: A Forum Briefing Paper
PDF | HTML
July 17, 2013
This report highlights key findings from a survey of older adults regarding their use of financial products, their financial decisionmaking, and their main sources of financial stress.
More on Financial Experiences of Older Adults

Insights into the Financial Experiences of Older Adults: Supplemental Appendix
PDF
July 17, 2013
A companion to Insights into the Financial Experiences of Older Adults: A Forum Briefing Paper, this supplemental appendix provides the original wording of the survey questions used to produce the report.
More on Financial Experiences of Older Adults

Consumers and Mobile Financial Services
PDF | HTML
March 27, 2013
Matthew B. Gross, Alexandra M. Rock, and Maximilian D. Schmeiser
This report presents findings from the Federal Reserve Board's second survey on consumers' use of mobile financial services, conducted in November 2012. It also compares results from the 2012 survey with those from the first survey, conducted in December 2011.
More on Mobile Financal Services

2012

A Perspective from Main Street: Long-Term Unemployment and Workforce Development
PDF | HTML
December 2012

Consumers and Mobile Financial Services
PDF | HTML
March 14, 2012
Matthew B. Gross, Jeanne M. Hogarth, and Maximilian D. Schmeiser
Mobile devices have increasingly become tools for consumers to use for banking, payments, budgeting, and shopping. The Federal Reserve Board is interested in the effect of mobile technology on consumer finances, as well as the potential for mobile technology to expand access to financial services for previously underserved populations. This report presents findings from an online survey, conducted in December 2011 and January 2012, examining consumers' use of mobile technology to access financial services and make financial decisions.
More on Mobile Financal Services

2011

Putting Data to Work: Data-Driven Approaches to Strengthening Neighborhoods
PDF | HTML
December 12, 2011
This publication offers case studies and best practices for community development professionals, who want to increase their capacity to gather, analyze, disseminate, and use data to inform and support neighborhood stabilization decisions and activities.

Designing Disclosures to Inform Consumer Financial Decisionmaking: Lessons Learned from Consumer Testing
PDF | HTML
August 10, 2011
Jeanne M. Hogarth and Ellen A. Merry
The Federal Reserve Board has studied ways to improve the disclosures that consumers draw on when they purchase and use financial products and services. This article examines lessons learned from the Board's consumer testing projects, suggests potential best practices for disclosure content and presentation, and identifies challenges involved in crafting effective disclosures for financial products.

2010

REO and Vacant Properties: Strategies for Neighborhood Stabilization
PDF
September 1, 2010
This publication contains seventeen articles that examine a variety of neighborhood stabilization issues. The collection highlights both areas of need--such as for data, technology, and collaboration--and promising solutions from communities across the country. Examples include the Cuyahoga County, Ohio, land bank that holds vacant properties until they can be returned to productive use, and Boston Community Capital's efforts to purchase foreclosed properties and sell them back to former owners or tenants using a licensed mortgage affiliate.

2009

The Federal Reserve System's Role in Protecting Consumers
PDF
July 16, 2009

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Last Update: February 02, 2017