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Release Date: February 23, 2024

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2019 2020 2021 2022 2023 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2023
Oct
2023
Nov
2023
Dec
2024
Jan
Assets
1 Bank credit 6.0 8.2 8.0 6.9 -0.4 7.0 1.1 1.6 -1.2 -1.0 -1.1 -3.3 -1.1 5.7 3.8
2 Securities in bank credit 2 10.2 20.6 21.7 -2.4 -7.5 -5.0 -14.5 -5.6 -10.3 -7.8 -7.0 -14.1 -3.8 17.7 6.0
3 Treasury and agency securities 3 14.5 23.1 22.8 -2.3 -6.2 -4.5 -13.6 -6.7 -10.3 -5.2 -3.3 -13.5 -2.3 21.6 3.5
6 Other securities -1.7 12.6 17.9 -2.5 -12.0 -7.0 -17.7 -1.4 -10.6 -17.2 -21.0 -16.2 -9.7 2.5 15.6
9 Loans and leases in bank credit 8 4.4 3.5 2.0 11.7 2.8 13.1 8.6 4.9 2.9 1.9 1.4 1.1 0.1 0.8 2.9
10 Commercial and industrial loans 3.7 11.3 -7.5 14.3 -0.1 17.3 9.2 2.1 -1.8 -0.9 0.1 3.2 -4.7 0.1 -1.6
11 Real estate loans 3.3 1.1 2.0 10.2 4.0 12.0 9.5 7.1 5.0 2.0 1.6 -0.1 1.7 2.5 4.4
12 Residential real estate loans 2.0 -1.8 -0.4 8.9 3.3 10.4 8.5 6.6 4.1 0.1 2.1 -0.3 1.0 4.2 4.7
13 Revolving home equity loans -8.8 -11.7 -12.5 1.4 -0.9 5.4 4.3 0.3 -1.6 -2.8 0.6 2.8 0.9 -0.5 2.4
14 Closed-end residential loans 9 4.0 -0.2 1.4 9.9 3.7 11.0 9.0 7.3 4.7 0.4 2.3 -0.7 1.1 4.7 4.8
15 Commercial real estate loans 4.7 3.9 4.3 11.3 4.6 13.4 10.3 7.4 5.7 3.7 1.1 0.1 2.2 1.0 4.1
20 Consumer loans 5.1 -4.3 7.6 11.5 4.6 11.1 7.1 5.7 6.1 4.1 2.0 -0.2 2.5 -0.3 5.1
21 Credit cards and other revolving plans 3.5 -10.9 5.7 17.4 10.0 17.8 12.3 12.0 10.8 8.5 7.3 4.4 8.9 2.1 7.5
22 Other consumer loans 7.1 3.3 9.5 5.8 -1.2 4.3 1.7 -0.9 1.0 -0.9 -4.0 -5.5 -5.1 -2.9 2.4
25 All other loans and leases 8.6 7.3 12.3 12.5 2.4 12.1 7.0 2.4 1.3 3.7 2.0 2.7 -0.1 -1.7 2.7
28 LESS: Allowance for loan and lease losses 1.1 59.8 -23.6 -0.1 15.5 5.8 17.0 22.2 18.4 10.6 7.6 14.5 -1.2 15.0 21.6
29 Cash assets 21 -12.8 78.0 34.1 -23.2 9.0 -6.2 -18.5 4.3 13.8 -3.2 20.2 24.4 24.6 15.4 29.6
30 Total federal funds sold and reverse RPs 22 25.5 8.0 -26.0 -9.6 9.9 -12.1 -10.4 25.0 29.3 -19.0 4.7 18.4 -29.0 99.3 -38.8
31 Loans to commercial banks 23 -52.9 41.2 -44.5 -39.7 21.4 8.7 -102.1 40.0 67.5 13.3 -34.4 0.0 -116.1 -85.7 -138.5
32 Other assets including trading assets 24 1.5 9.4 6.0 10.0 0.4 1.0 7.4 -5.7 -2.8 5.6 4.6 15.7 -7.9 5.3 -14.6
33 Total assets 4.0 14.7 10.7 1.2 1.1 4.0 -1.7 1.8 1.5 -1.4 2.5 2.7 1.4 9.5 4.8
 
Liabilities
34 Deposits 6.1 20.8 11.7 -0.8 -2.7 -2.1 -6.5 -4.5 -7.0 0.7 -0.1 -0.3 -0.8 3.7 4.6
35 Large time deposits 8.6 -16.9 -6.3 12.2 40.5 21.2 18.1 42.0 28.1 37.1 35.0 43.0 23.3 12.5 16.4
36 Other deposits 5.7 26.9 13.7 -1.9 -7.0 -4.1 -8.8 -9.2 -10.9 -3.9 -4.9 -6.5 -4.4 2.4 2.7
37 Borrowings -1.9 -13.2 -1.4 8.2 27.6 22.6 26.4 50.1 63.9 -17.3 8.8 19.6 -26.3 21.0 16.7
39 Other liabilities including trading liabilities 25 2.8 12.6 4.2 15.9 4.7 12.8 23.2 -10.9 -6.4 22.6 14.3 18.7 2.2 71.0 -45.0
40 Total liabilities 3.6 16.5 11.2 1.6 0.3 3.6 -2.1 1.3 -1.4 -1.0 2.1 1.5 0.9 9.9 3.1

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2023
Jan
2023
Jul
2023
Aug
2023
Sep
2023
Oct
2023
Nov
2023
Dec
2024
Jan
Week ending
Jan 24 Jan 31 Feb 07 Feb 14
Assets
1 Bank credit 17,530.9 17,300.0 17,293.6 17,288.8 17,260.9 17,245.7 17,325.4 17,377.8 17,406.2 17,405.5 17,388.7 17,438.9
2 Securities in bank credit 2 5,507.0 5,165.7 5,111.5 5,074.6 5,015.5 4,999.7 5,077.4 5,105.4 5,125.0 5,094.1 5,088.2 5,111.9
3 Treasury and agency securities 3 4,346.0 4,071.8 4,048.1 4,050.8 4,005.5 3,997.8 4,069.7 4,081.7 4,097.3 4,074.2 4,071.0 4,099.1
4 Mortgage-backed securities (MBS) 4 2,704.3 2,552.1 2,538.9 2,530.0 2,487.4 2,490.1 2,514.1 2,528.4 2,535.2 2,524.7 2,525.8 2,540.9
5 Non-MBS 5 1,641.6 1,519.6 1,509.2 1,520.8 1,518.1 1,507.7 1,555.6 1,553.4 1,562.1 1,549.5 1,545.2 1,558.3
6 Other securities 1,161.0 1,094.0 1,063.4 1,023.8 1,010.1 1,001.9 1,007.8 1,023.6 1,027.7 1,019.8 1,017.1 1,012.7
7 Mortgage-backed securities (MBS) 6 112.1 105.5 104.8 104.3 103.5 103.7 104.0 104.5 104.7 103.9 102.7 102.2
8 Non-MBS 7 1,048.9 988.4 958.6 919.5 906.6 898.2 903.7 919.1 923.0 915.9 914.4 910.5
9 Loans and leases in bank credit 8 12,024.0 12,134.3 12,182.1 12,214.2 12,245.4 12,246.0 12,248.0 12,272.4 12,281.2 12,311.5 12,300.5 12,327.0
10 Commercial and industrial loans 2,814.2 2,763.3 2,764.1 2,765.4 2,779.4 2,768.6 2,768.9 2,765.1 2,763.5 2,775.0 2,778.2 2,777.8
11 Real estate loans 5,369.3 5,456.6 5,483.9 5,498.3 5,499.7 5,507.5 5,518.9 5,539.0 5,548.0 5,551.6 5,546.3 5,559.5
12 Residential real estate loans 2,491.1 2,525.7 2,541.5 2,553.2 2,553.0 2,555.2 2,564.1 2,574.1 2,580.0 2,580.0 2,574.4 2,580.7
13 Revolving home equity loans 255.6 253.1 253.3 253.0 253.6 253.8 253.7 254.2 254.3 254.7 254.7 254.9
14 Closed-end residential loans 9 2,235.5 2,272.6 2,288.2 2,300.2 2,299.3 2,301.4 2,310.5 2,319.8 2,325.8 2,325.3 2,319.6 2,325.8
15 Commercial real estate loans 2,878.2 2,930.9 2,942.4 2,945.1 2,946.8 2,952.2 2,954.7 2,964.9 2,968.0 2,971.5 2,972.0 2,978.8
16 Construction and land development loans 10 455.2 480.1 482.1 484.7 486.6 488.0 488.1 488.0 487.5 488.1 488.5 490.0
17 Secured by farmland 11 111.4 112.8 113.2 113.6 113.8 113.9 114.1 114.2 114.2 114.2 114.2 114.3
18 Secured by multifamily properties 12 570.4 571.9 577.4 577.2 576.5 578.1 579.7 585.2 586.6 587.4 587.7 590.1
19 Secured by nonfarm nonresidential properties 13 1,741.2 1,766.1 1,769.6 1,769.5 1,769.9 1,772.1 1,772.8 1,777.6 1,779.7 1,781.8 1,781.6 1,784.5
20 Consumer loans 1,844.7 1,885.6 1,894.9 1,901.2 1,900.9 1,904.8 1,897.9 1,901.3 1,902.1 1,905.9 1,905.4 1,909.0
21 Credit cards and other revolving plans 950.2 997.4 1,006.7 1,015.4 1,019.1 1,026.7 1,028.5 1,034.9 1,035.3 1,038.6 1,040.0 1,043.3
22 Other consumer loans 894.5 888.2 888.2 885.8 881.7 878.1 869.4 866.4 866.7 867.3 865.4 865.8
23 Automobile loans 14 518.7 509.5 508.4 506.5 503.4 501.0 499.3 498.6 498.4 498.3 497.6 497.7
24 All other consumer loans 15 , 16 375.9 378.7 379.9 379.3 378.3 377.0 370.1 367.9 368.4 369.0 367.8 368.0
25 All other loans and leases 1,995.7 2,028.8 2,039.2 2,049.3 2,065.4 2,065.2 2,062.3 2,067.0 2,067.6 2,078.9 2,070.6 2,080.8
26 Loans to nondepository financial institutions 17 893.6 960.5 968.6 973.7 983.9 987.7 993.7 1,001.6 1,004.3 1,010.2 1,006.3 1,016.0
27 All loans not elsewhere classified 18 , 19 1,102.1 1,068.3 1,070.6 1,075.6 1,081.4 1,077.5 1,068.6 1,065.4 1,063.2 1,068.8 1,064.3 1,064.8
28 LESS: Allowance for loan and lease losses 20 176.5 189.1 189.3 190.3 192.6 192.4 194.7 198.1 198.6 197.4 198.5 198.5
29 Cash assets 21 3,205.3 3,270.6 3,257.5 3,320.9 3,379.6 3,448.9 3,495.8 3,584.0 3,599.8 3,561.7 3,631.4 3,559.4
30 Total federal funds sold and reverse RPs 22 582.6 624.7 601.0 599.8 609.0 594.3 643.5 622.7 633.0 598.5 626.8 630.2
31 Loans to commercial banks 23 6.7 9.3 9.4 9.3 9.3 8.4 7.8 6.9 6.9 6.4 6.9 6.6
32 Other assets including trading assets 24 1,845.8 1,859.9 1,855.4 1,862.0 1,887.1 1,874.6 1,882.9 1,860.0 1,872.8 1,873.8 1,864.2 1,876.4
33 Total assets 22,994.8 22,875.3 22,827.6 22,890.6 22,953.4 22,979.5 23,160.7 23,253.2 23,320.1 23,248.5 23,319.5 23,313.0
 
Liabilities
34 Deposits 17,711.7 17,344.7 17,318.1 17,328.5 17,328.4 17,316.9 17,370.7 17,436.7 17,414.2 17,514.2 17,459.0 17,477.2
35 Large time deposits 1,725.3 2,021.8 2,085.6 2,158.3 2,235.7 2,279.2 2,303.0 2,334.4 2,333.2 2,351.0 2,345.9 2,357.0
36 Other deposits 15,986.5 15,322.9 15,232.5 15,170.1 15,092.7 15,037.7 15,067.8 15,102.3 15,080.9 15,163.2 15,113.1 15,120.2
37 Borrowings 1,913.9 2,283.5 2,268.6 2,329.5 2,373.9 2,321.9 2,362.6 2,395.5 2,427.2 2,324.1 2,412.2 2,421.4
38 Net due to related foreign offices 381.0 275.2 274.1 265.3 245.5 322.5 350.1 339.0 355.8 318.1 353.6 296.4
39 Other liabilities including trading liabilities 25 788.2 812.5 807.2 808.6 821.3 822.8 871.5 838.8 858.2 827.6 829.7 856.9
40 Total liabilities 20,794.9 20,715.8 20,667.9 20,731.8 20,769.1 20,784.1 20,955.0 21,010.0 21,055.4 20,984.1 21,054.5 21,051.9
41 Residual (Assets LESS Liabilities) 26 2,199.9 2,159.5 2,159.7 2,158.7 2,184.3 2,195.4 2,205.7 2,243.2 2,264.7 2,264.4 2,265.0 2,261.1

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2023
Jan
2023
Jul
2023
Aug
2023
Sep
2023
Oct
2023
Nov
2023
Dec
2024
Jan
Week ending
Jan 24 Jan 31 Feb 07 Feb 14
Assets
1 Bank credit 17,570.9 17,254.1 17,256.9 17,253.9 17,248.8 17,297.2 17,431.2 17,421.2 17,408.0 17,451.7 17,404.6 17,421.6
2 Securities in bank credit 2 5,526.5 5,133.4 5,097.5 5,052.3 5,007.8 5,032.1 5,095.5 5,123.3 5,136.6 5,126.6 5,109.8 5,117.9
3 Treasury and agency securities 3 4,371.4 4,042.8 4,036.2 4,028.9 3,995.8 4,025.9 4,086.4 4,103.4 4,116.4 4,111.7 4,094.0 4,106.1
4 Mortgage-backed securities (MBS) 4 2,711.5 2,537.3 2,534.8 2,519.1 2,477.0 2,496.8 2,516.4 2,535.4 2,538.7 2,542.6 2,534.5 2,542.1
5 Non-MBS 5 1,659.9 1,505.5 1,501.3 1,509.8 1,518.8 1,529.1 1,570.0 1,567.9 1,577.6 1,569.1 1,559.5 1,564.0
6 Other securities 1,155.1 1,090.6 1,061.3 1,023.4 1,012.0 1,006.2 1,009.1 1,019.9 1,020.2 1,014.9 1,015.8 1,011.8
7 Mortgage-backed securities (MBS) 6 110.6 105.8 104.9 103.9 103.1 103.3 103.1 103.2 103.0 102.7 102.9 102.4
8 Non-MBS 7 1,044.5 984.8 956.5 919.5 908.9 902.9 906.0 916.7 917.2 912.2 913.0 909.4
9 Loans and leases in bank credit 8 12,044.4 12,120.7 12,159.4 12,201.7 12,241.1 12,265.2 12,335.8 12,298.0 12,271.5 12,325.1 12,294.8 12,303.7
10 Commercial and industrial loans 2,805.3 2,762.6 2,747.5 2,741.5 2,756.3 2,755.7 2,769.7 2,758.6 2,749.9 2,772.2 2,774.8 2,778.8
11 Real estate loans 5,372.8 5,452.8 5,489.2 5,505.0 5,512.1 5,522.8 5,535.4 5,544.4 5,546.8 5,551.6 5,549.5 5,554.0
12 Residential real estate loans 2,491.1 2,528.7 2,550.0 2,561.3 2,565.0 2,567.2 2,572.5 2,574.5 2,574.2 2,574.9 2,573.1 2,571.9
13 Revolving home equity loans 255.9 253.2 253.1 253.3 254.1 254.4 254.9 254.5 254.5 254.6 254.4 254.4
14 Closed-end residential loans 9 2,235.2 2,275.5 2,296.9 2,308.0 2,311.0 2,312.8 2,317.6 2,320.0 2,319.7 2,320.3 2,318.8 2,317.5
15 Commercial real estate loans 2,881.7 2,924.0 2,939.2 2,943.7 2,947.1 2,955.6 2,963.0 2,969.9 2,972.6 2,976.6 2,976.4 2,982.1
16 Construction and land development loans 10 455.5 475.9 480.7 482.5 484.8 489.9 490.6 489.6 490.0 490.4 490.9 492.6
17 Secured by farmland 11 111.5 112.9 113.4 113.8 114.1 114.1 114.4 114.2 114.1 114.1 114.0 114.0
18 Secured by multifamily properties 12 570.1 572.5 578.1 578.6 578.4 579.1 581.5 585.1 586.2 587.2 587.2 589.6
19 Secured by nonfarm nonresidential properties 13 1,744.6 1,762.7 1,767.0 1,768.8 1,769.6 1,772.4 1,776.5 1,781.0 1,782.3 1,785.0 1,784.2 1,785.9
20 Consumer loans 1,859.2 1,884.2 1,895.6 1,904.1 1,903.7 1,914.0 1,934.1 1,916.8 1,912.2 1,915.1 1,905.0 1,903.9
21 Credit cards and other revolving plans 963.8 997.5 1,008.3 1,015.5 1,017.9 1,033.1 1,063.0 1,049.4 1,044.3 1,047.0 1,039.8 1,038.8
22 Other consumer loans 895.3 886.7 887.3 888.6 885.8 880.9 871.1 867.3 867.9 868.0 865.2 865.1
23 Automobile loans 14 518.6 509.6 509.2 508.1 505.4 502.3 499.8 498.5 498.5 498.2 497.1 496.7
24 All other consumer loans 15 , 16 376.7 377.1 378.1 380.5 380.4 378.6 371.3 368.8 369.4 369.9 368.1 368.3
25 All other loans and leases 2,007.1 2,021.2 2,027.1 2,051.1 2,069.0 2,072.8 2,096.5 2,078.2 2,062.6 2,086.3 2,065.5 2,067.0
26 Loans to nondepository financial institutions 17 895.3 959.3 964.5 979.3 989.2 994.9 1,012.3 1,002.8 994.2 1,006.6 997.5 1,000.0
27 All loans not elsewhere classified 18 , 19 1,111.8 1,061.9 1,062.6 1,071.8 1,079.7 1,077.9 1,084.3 1,075.4 1,068.4 1,079.7 1,068.0 1,067.0
28 LESS: Allowance for loan and lease losses 20 175.4 189.3 190.4 191.1 192.8 193.6 195.0 197.0 197.2 196.3 198.3 198.4
29 Cash assets 21 3,167.4 3,238.0 3,275.7 3,295.5 3,338.2 3,481.3 3,531.4 3,541.3 3,528.8 3,475.0 3,568.4 3,569.9
30 Total federal funds sold and reverse RPs 22 596.0 606.3 597.2 602.1 605.0 605.5 660.8 636.2 631.9 610.2 633.0 638.8
31 Loans to commercial banks 23 6.5 9.5 9.7 9.6 9.3 8.2 7.7 6.7 6.7 6.2 6.7 6.4
32 Other assets including trading assets 24 1,842.1 1,859.9 1,857.5 1,863.5 1,894.4 1,885.8 1,862.4 1,855.5 1,874.9 1,865.8 1,873.7 1,897.5
33 Total assets 23,007.5 22,778.5 22,806.6 22,833.5 22,902.9 23,084.5 23,298.6 23,263.9 23,253.2 23,212.6 23,288.1 23,335.8
 
Liabilities
34 Deposits 17,743.9 17,268.7 17,288.7 17,290.6 17,277.8 17,368.2 17,554.8 17,474.9 17,344.8 17,490.4 17,433.4 17,488.8
35 Large time deposits 1,725.0 2,033.1 2,101.4 2,147.0 2,204.5 2,246.7 2,271.1 2,332.4 2,344.8 2,361.2 2,365.9 2,379.0
36 Other deposits 16,018.8 15,235.7 15,187.3 15,143.6 15,073.3 15,121.5 15,283.7 15,142.5 15,000.0 15,129.2 15,067.4 15,109.8
37 Borrowings 1,927.2 2,270.3 2,244.7 2,285.9 2,346.5 2,327.0 2,337.4 2,412.3 2,469.8 2,352.2 2,451.1 2,459.6
38 Net due to related foreign offices 386.5 268.3 291.0 266.3 277.6 377.8 371.8 349.6 382.1 340.2 376.6 327.6
39 Other liabilities including trading liabilities 25 779.7 802.8 810.0 815.4 843.2 850.5 862.7 830.9 848.6 812.8 822.1 848.0
40 Total liabilities 20,837.3 20,610.1 20,634.5 20,658.2 20,745.2 20,923.5 21,126.6 21,067.6 21,045.4 20,995.6 21,083.2 21,124.0
41 Residual (Assets LESS Liabilities) 26 2,170.3 2,168.3 2,172.1 2,175.3 2,157.7 2,161.1 2,171.9 2,196.3 2,207.8 2,217.0 2,205.0 2,211.8

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2023
Jan
2023
Jul
2023
Aug
2023
Sep
2023
Oct
2023
Nov
2023
Dec
2024
Jan
Week ending
Jan 24 Jan 31 Feb 07 Feb 14
Assets
1 Bank credit 16,254.8 16,050.8 16,044.3 16,025.6 15,989.6 15,966.1 16,028.1 16,075.0 16,099.9 16,091.7 16,087.9 16,136.0
2 Securities in bank credit 2 5,270.9 4,945.2 4,897.0 4,856.5 4,800.0 4,781.6 4,849.7 4,870.9 4,886.5 4,855.7 4,861.8 4,891.4
3 Treasury and agency securities 3 4,203.2 3,938.6 3,918.8 3,913.9 3,869.0 3,859.6 3,924.9 3,930.9 3,942.7 3,919.9 3,927.9 3,961.8
4 Mortgage-backed securities (MBS) 4 2,674.0 2,528.4 2,516.3 2,504.9 2,460.8 2,459.9 2,483.3 2,500.1 2,505.7 2,495.6 2,493.9 2,506.6
5 Non-MBS 5 1,529.2 1,410.2 1,402.5 1,409.0 1,408.2 1,399.7 1,441.5 1,430.8 1,437.0 1,424.3 1,434.0 1,455.2
6 Other securities 1,067.7 1,006.6 978.3 942.6 931.0 922.0 924.8 939.9 943.8 935.8 933.9 929.6
7 Mortgage-backed securities (MBS) 6 110.2 103.7 102.9 102.6 101.7 101.8 102.1 102.5 102.6 101.9 100.7 100.2
8 Non-MBS 7 957.5 902.9 875.4 840.0 829.3 820.2 822.7 837.5 841.2 833.9 833.2 829.4
9 Loans and leases in bank credit 8 10,983.9 11,105.6 11,147.2 11,169.2 11,189.6 11,184.5 11,178.4 11,204.2 11,213.3 11,236.0 11,226.1 11,244.6
10 Commercial and industrial loans 2,298.9 2,268.0 2,269.1 2,267.4 2,273.3 2,263.2 2,254.7 2,249.5 2,247.7 2,256.5 2,257.6 2,255.7
11 Real estate loans 5,265.4 5,349.3 5,376.8 5,390.4 5,392.1 5,401.5 5,414.5 5,434.3 5,443.2 5,445.7 5,439.2 5,451.2
12 Residential real estate loans 2,490.3 2,525.2 2,541.0 2,552.7 2,552.3 2,554.6 2,563.5 2,573.4 2,579.4 2,579.4 2,573.7 2,580.1
13 Revolving home equity loans 255.5 253.3 253.4 253.0 253.6 253.7 253.5 254.1 254.2 254.6 254.6 254.8
14 Closed-end residential loans 9 2,234.8 2,272.0 2,287.5 2,299.7 2,298.7 2,300.9 2,309.9 2,319.3 2,325.3 2,324.8 2,319.1 2,325.3
15 Commercial real estate loans 2,775.1 2,824.1 2,835.8 2,837.8 2,839.8 2,846.9 2,851.0 2,860.9 2,863.8 2,866.2 2,865.5 2,871.0
16 Construction and land development loans 10 443.8 467.4 469.2 471.2 472.6 473.4 473.3 475.1 474.8 475.3 474.9 475.9
17 Secured by farmland 11 111.3 112.7 113.1 113.4 113.7 113.8 114.0 114.1 114.2 114.1 114.1 114.2
18 Secured by multifamily properties 12 551.7 552.0 557.6 557.7 557.1 559.0 560.6 565.7 567.0 567.8 568.0 570.2
19 Secured by nonfarm nonresidential properties 13 1,668.4 1,692.0 1,695.8 1,695.4 1,696.4 1,700.5 1,703.1 1,706.0 1,707.8 1,709.0 1,708.4 1,710.8
20 Consumer loans 1,844.7 1,885.6 1,894.9 1,901.1 1,900.9 1,904.9 1,898.0 1,901.3 1,902.1 1,906.0 1,905.5 1,909.1
21 Credit cards and other revolving plans 950.2 997.4 1,006.7 1,015.4 1,019.1 1,026.7 1,028.5 1,034.9 1,035.3 1,038.6 1,040.0 1,043.3
22 Other consumer loans 894.5 888.2 888.2 885.7 881.8 878.1 869.5 866.5 866.7 867.3 865.5 865.9
23 Automobile loans 14 518.7 509.5 508.4 506.5 503.4 501.0 499.3 498.6 498.4 498.3 497.6 497.7
24 All other consumer loans 15 375.8 378.7 379.8 379.3 378.4 377.1 370.2 367.9 368.4 369.0 367.9 368.1
25 All other loans and leases 1,574.9 1,602.8 1,606.4 1,610.2 1,623.2 1,614.9 1,611.3 1,618.9 1,620.4 1,627.9 1,623.7 1,628.6
26 Loans to nondepository financial institutions 17 720.4 768.3 771.1 769.8 775.2 772.9 776.5 781.8 785.4 786.1 783.6 788.9
27 All loans not elsewhere classified 18 854.4 834.5 835.3 840.4 848.0 842.0 834.8 837.2 835.0 841.9 840.1 839.8
28 LESS: Allowance for loan and lease losses 176.9 189.0 189.1 190.3 192.8 192.8 194.7 198.4 198.9 197.7 198.6 198.5
29 Cash assets 21 1,806.1 1,998.9 1,978.1 2,045.3 2,098.9 2,118.2 2,171.3 2,230.5 2,211.9 2,255.8 2,251.3 2,183.7
30 Total federal funds sold and reverse RPs 22 296.8 249.9 249.0 251.0 248.0 246.7 263.7 252.2 263.2 244.6 248.0 258.3
31 Loans to commercial banks 23 5.6 8.6 8.7 8.7 8.5 7.8 6.8 5.6 5.4 5.3 5.3 5.0
32 Other assets including trading assets 24 1,692.8 1,718.3 1,713.0 1,720.2 1,732.5 1,725.0 1,738.5 1,718.5 1,728.4 1,740.3 1,720.4 1,732.5
33 Total assets 19,879.1 19,837.6 19,803.9 19,860.5 19,884.6 19,871.0 20,013.6 20,083.4 20,109.8 20,140.0 20,114.3 20,117.0
 
Liabilities
34 Deposits 16,399.4 16,057.5 16,057.2 16,056.0 16,057.6 16,038.6 16,087.1 16,142.4 16,137.3 16,218.2 16,166.5 16,170.4
35 Large time deposits 877.3 1,202.2 1,279.6 1,356.4 1,427.8 1,469.0 1,495.8 1,527.7 1,533.9 1,542.6 1,543.3 1,546.9
36 Other deposits 15,522.1 14,855.3 14,777.6 14,699.6 14,629.8 14,569.6 14,591.3 14,614.7 14,603.4 14,675.6 14,623.2 14,623.5
37 Borrowings 1,024.1 1,283.0 1,295.4 1,329.5 1,355.2 1,356.3 1,359.8 1,375.0 1,378.4 1,368.1 1,382.6 1,382.9
38 Net due to related foreign offices -340.1 -332.8 -354.1 -342.7 -359.7 -350.6 -319.1 -321.1 -320.4 -349.0 -337.7 -355.7
39 Other liabilities including trading liabilities 25 619.9 654.7 644.8 650.0 658.3 657.2 699.4 670.4 686.5 660.3 663.2 681.1
40 Total liabilities 17,703.3 17,662.4 17,643.3 17,692.7 17,711.3 17,701.5 17,827.2 17,866.7 17,881.8 17,897.5 17,874.6 17,878.8
41 Residual (Assets LESS Liabilities) 26 2,175.8 2,175.3 2,160.7 2,167.8 2,173.2 2,169.5 2,186.5 2,216.8 2,228.1 2,242.4 2,239.7 2,238.2

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2023
Jan
2023
Jul
2023
Aug
2023
Sep
2023
Oct
2023
Nov
2023
Dec
2024
Jan
Week ending
Jan 24 Jan 31 Feb 07 Feb 14
Assets
1 Bank credit 16,284.0 16,003.3 16,010.8 15,997.3 15,989.3 16,020.3 16,123.3 16,106.9 16,098.3 16,120.8 16,093.2 16,110.3
2 Securities in bank credit 2 5,292.4 4,907.9 4,879.3 4,834.9 4,795.6 4,815.3 4,870.8 4,891.2 4,901.4 4,888.4 4,884.3 4,896.6
3 Treasury and agency securities 3 4,230.4 3,904.9 3,902.1 3,892.2 3,863.0 3,890.5 3,944.7 3,954.9 3,964.8 3,957.5 3,952.3 3,968.4
4 Mortgage-backed securities (MBS) 4 2,681.6 2,511.5 2,509.8 2,491.9 2,450.5 2,469.2 2,486.0 2,507.8 2,511.5 2,515.4 2,505.4 2,512.5
5 Non-MBS 5 1,548.9 1,393.4 1,392.3 1,400.3 1,412.4 1,421.3 1,458.7 1,447.2 1,453.3 1,442.1 1,446.8 1,455.9
6 Other securities 1,061.9 1,002.9 977.3 942.8 932.7 924.9 926.1 936.3 936.6 930.9 932.1 928.2
7 Mortgage-backed securities (MBS) 6 108.8 103.9 102.8 102.0 101.2 101.5 101.2 101.3 101.1 100.9 101.0 100.5
8 Non-MBS 7 953.1 899.0 874.4 840.8 831.4 823.4 824.9 835.0 835.5 830.0 831.1 827.7
9 Loans and leases in bank credit 8 10,991.6 11,095.5 11,131.4 11,162.4 11,193.6 11,205.0 11,252.5 11,215.6 11,196.9 11,232.4 11,208.9 11,213.6
10 Commercial and industrial loans 2,286.1 2,266.3 2,255.1 2,247.8 2,257.5 2,250.1 2,248.2 2,238.0 2,232.3 2,247.1 2,250.3 2,253.9
11 Real estate loans 5,267.5 5,345.8 5,382.6 5,397.9 5,405.6 5,418.0 5,430.9 5,438.0 5,440.2 5,444.2 5,441.9 5,445.4
12 Residential real estate loans 2,490.3 2,528.1 2,549.4 2,560.6 2,564.4 2,566.6 2,571.9 2,574.0 2,573.7 2,574.4 2,572.6 2,571.4
13 Revolving home equity loans 255.9 253.2 253.1 253.3 254.1 254.4 254.9 254.5 254.5 254.6 254.4 254.4
14 Closed-end residential loans 9 2,234.4 2,274.9 2,296.3 2,307.3 2,310.4 2,312.3 2,317.1 2,319.5 2,319.2 2,319.8 2,318.2 2,317.0
15 Commercial real estate loans 2,777.2 2,817.8 2,833.2 2,837.3 2,841.2 2,851.4 2,858.9 2,864.0 2,866.5 2,869.8 2,869.3 2,874.0
16 Construction and land development loans 10 443.8 462.9 467.6 469.5 471.4 476.2 476.7 476.0 476.5 477.0 477.3 478.9
17 Secured by farmland 11 111.3 112.8 113.3 113.7 114.0 114.0 114.3 114.1 114.0 114.0 113.9 113.9
18 Secured by multifamily properties 12 551.2 553.0 558.6 559.1 558.7 559.5 561.9 565.3 566.4 567.3 567.5 569.5
19 Secured by nonfarm nonresidential properties 13 1,670.9 1,689.0 1,693.7 1,695.1 1,697.0 1,701.7 1,706.0 1,708.5 1,709.5 1,711.6 1,710.6 1,711.7
20 Consumer loans 1,859.2 1,884.2 1,895.6 1,904.1 1,903.7 1,914.0 1,934.1 1,916.8 1,912.2 1,915.1 1,905.0 1,903.9
21 Credit cards and other revolving plans 963.8 997.5 1,008.3 1,015.5 1,017.9 1,033.1 1,063.0 1,049.4 1,044.3 1,047.0 1,039.8 1,038.8
22 Other consumer loans 895.3 886.7 887.3 888.6 885.8 880.9 871.1 867.3 867.9 868.0 865.2 865.1
23 Automobile loans 14 518.6 509.6 509.2 508.1 505.4 502.3 499.8 498.5 498.5 498.2 497.1 496.7
24 All other consumer loans 15 376.7 377.1 378.1 380.5 380.4 378.6 371.3 368.8 369.4 369.9 368.1 368.3
25 All other loans and leases 1,578.8 1,599.1 1,598.1 1,612.6 1,626.8 1,622.8 1,639.4 1,622.9 1,612.2 1,626.0 1,611.7 1,610.4
26 Loans to nondepository financial institutions 17 719.5 768.2 766.6 772.4 778.2 778.1 790.8 780.7 774.6 781.2 774.1 774.0
27 All loans not elsewhere classified 18 859.3 830.9 831.5 840.2 848.7 844.7 848.5 842.2 837.6 844.8 837.6 836.4
28 LESS: Allowance for loan and lease losses 175.4 189.3 190.4 191.1 192.8 193.6 195.0 197.0 197.2 196.3 198.3 198.4
29 Cash assets 21 1,785.0 1,952.9 1,967.0 2,032.1 2,072.2 2,142.2 2,260.4 2,204.0 2,123.5 2,170.4 2,151.7 2,168.0
30 Total federal funds sold and reverse RPs 22 303.9 243.6 244.0 252.6 250.7 252.6 281.3 259.2 254.6 248.4 243.6 254.5
31 Loans to commercial banks 23 5.5 8.8 8.9 8.9 8.6 7.7 6.7 5.5 5.3 5.3 5.3 4.9
32 Other assets including trading assets 24 1,690.4 1,719.7 1,713.5 1,719.9 1,739.2 1,734.2 1,718.0 1,715.1 1,723.2 1,737.1 1,733.1 1,753.2
33 Total assets 19,893.3 19,738.9 19,753.7 19,819.7 19,867.2 19,963.5 20,194.8 20,093.8 20,007.7 20,085.6 20,028.6 20,092.5
 
Liabilities
34 Deposits 16,422.8 15,991.4 16,013.0 16,023.5 16,020.4 16,089.9 16,277.9 16,165.9 16,037.5 16,168.9 16,104.0 16,151.1
35 Large time deposits 869.3 1,222.6 1,290.3 1,349.1 1,404.5 1,440.4 1,469.8 1,511.7 1,521.1 1,530.5 1,538.2 1,543.7
36 Other deposits 15,553.5 14,768.8 14,722.7 14,674.5 14,615.9 14,649.6 14,808.1 14,654.2 14,516.4 14,638.4 14,565.8 14,607.3
37 Borrowings 1,031.5 1,272.4 1,268.9 1,313.6 1,356.9 1,350.0 1,342.9 1,385.7 1,407.5 1,394.5 1,397.8 1,405.3
38 Net due to related foreign offices -343.0 -331.9 -337.9 -338.2 -340.5 -313.3 -291.0 -323.4 -320.2 -351.1 -344.9 -360.6
39 Other liabilities including trading liabilities 25 617.3 645.0 647.7 655.8 675.9 678.8 694.4 666.5 672.2 653.6 663.9 682.2
40 Total liabilities 17,728.6 17,576.8 17,591.8 17,654.7 17,712.8 17,805.4 18,024.1 17,894.7 17,797.1 17,865.8 17,820.9 17,877.9
41 Residual (Assets LESS Liabilities) 26 2,164.7 2,162.1 2,161.9 2,164.9 2,154.4 2,158.0 2,170.6 2,199.1 2,210.6 2,219.8 2,207.7 2,214.6

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2023
Jan
2023
Jul
2023
Aug
2023
Sep
2023
Oct
2023
Nov
2023
Dec
2024
Jan
Week ending
Jan 24 Jan 31 Feb 07 Feb 14
Assets
1 Bank credit 10,497.8 10,380.7 10,347.8 10,335.6 10,310.5 10,296.6 10,338.8 10,341.3 10,351.9 10,343.6 10,348.4 10,386.0
2 Securities in bank credit 2 3,790.8 3,644.1 3,604.6 3,581.7 3,547.8 3,545.4 3,603.9 3,611.0 3,622.5 3,596.2 3,605.7 3,632.5
3 Treasury and agency securities 3 3,152.9 3,042.7 3,025.4 3,031.4 3,004.4 3,002.4 3,063.2 3,058.5 3,067.0 3,046.0 3,054.9 3,085.2
4 Mortgage-backed securities (MBS) 4 1,943.1 1,926.1 1,915.4 1,912.6 1,888.6 1,893.5 1,909.9 1,917.9 1,921.5 1,914.7 1,915.0 1,926.3
5 Non-MBS 5 1,209.8 1,116.6 1,110.1 1,118.8 1,115.8 1,108.9 1,153.3 1,140.6 1,145.4 1,131.2 1,139.9 1,158.9
6 Other securities 637.9 601.4 579.2 550.3 543.3 543.0 540.7 552.5 555.5 550.3 550.8 547.3
7 Mortgage-backed securities (MBS) 6 67.4 64.2 64.0 63.7 63.1 63.2 63.0 63.5 63.6 63.1 62.2 62.3
8 Non-MBS 7 570.6 537.2 515.2 486.6 480.3 479.9 477.6 489.0 491.9 487.1 488.6 485.0
9 Loans and leases in bank credit 8 6,707.0 6,736.6 6,743.2 6,754.0 6,762.7 6,751.2 6,735.0 6,730.3 6,729.4 6,747.4 6,742.7 6,753.5
10 Commercial and industrial loans 1,560.1 1,545.7 1,545.7 1,545.3 1,551.3 1,540.6 1,533.5 1,528.3 1,525.1 1,534.7 1,537.6 1,534.8
11 Real estate loans 2,482.0 2,480.2 2,485.4 2,488.1 2,479.9 2,477.5 2,478.8 2,481.1 2,484.9 2,482.9 2,477.0 2,483.9
12 Residential real estate loans 1,593.7 1,590.3 1,596.7 1,605.8 1,601.8 1,599.3 1,602.0 1,605.3 1,609.6 1,607.6 1,602.5 1,605.4
13 Revolving home equity loans 159.3 154.6 153.8 153.2 153.3 152.9 152.4 152.3 152.3 152.4 152.1 152.1
14 Closed-end residential loans 9 1,434.3 1,435.7 1,442.9 1,452.6 1,448.5 1,446.4 1,449.6 1,453.0 1,457.3 1,455.3 1,450.4 1,453.2
15 Commercial real estate loans 888.3 889.9 888.7 882.3 878.1 878.2 876.8 875.8 875.3 875.2 874.4 878.6
16 Construction and land development loans 10 129.0 132.2 133.4 133.0 133.5 134.0 134.4 134.5 134.3 134.4 134.3 134.5
17 Secured by farmland 11 7.5 7.0 7.0 6.9 6.8 6.7 6.7 6.7 6.6 6.6 6.5 6.5
18 Secured by multifamily properties 12 227.8 232.3 232.5 230.9 227.3 226.9 226.7 228.0 228.0 228.2 228.5 230.0
19 Secured by nonfarm nonresidential properties 13 524.0 518.3 515.8 511.4 510.4 510.6 509.0 506.6 506.4 506.0 505.2 507.5
20 Consumer loans 1,408.3 1,433.6 1,439.4 1,443.3 1,442.7 1,447.2 1,442.5 1,442.8 1,442.6 1,445.8 1,447.0 1,450.4
21 Credit cards and other revolving plans 770.7 809.9 817.3 824.5 827.6 835.2 838.7 843.9 843.8 847.1 847.7 850.9
22 Other consumer loans 637.5 623.7 622.1 618.8 615.1 612.0 603.7 598.9 598.8 598.7 599.3 599.5
23 Automobile loans 14 441.3 431.2 429.9 427.9 424.7 422.2 420.4 419.5 419.3 419.2 418.8 418.9
24 All other consumer loans 15 196.2 192.5 192.2 190.9 190.4 189.8 183.3 179.5 179.5 179.5 180.5 180.6
25 All other loans and leases 1,256.7 1,277.1 1,272.7 1,277.3 1,288.8 1,285.8 1,280.2 1,278.1 1,276.8 1,284.0 1,281.2 1,284.4
26 Loans to nondepository financial institutions 17 619.6 667.2 663.8 663.9 669.5 669.5 672.3 672.3 673.2 675.2 673.4 677.6
27 All loans not elsewhere classified 18 637.1 609.9 608.9 613.4 619.3 616.3 608.0 605.8 603.5 608.8 607.8 606.9
28 LESS: Allowance for loan and lease losses 116.1 124.4 123.9 124.5 125.6 125.5 126.8 129.5 129.7 129.2 129.7 129.4
29 Cash assets 21 1,442.8 1,542.0 1,529.8 1,604.0 1,665.7 1,701.5 1,738.6 1,792.8 1,768.4 1,805.6 1,803.5 1,728.0
30 Total federal funds sold and reverse RPs 22 251.4 216.6 209.4 212.3 208.3 206.9 231.4 220.6 232.0 213.1 217.8 231.4
31 Loans to commercial banks 23 4.8 8.1 8.2 8.4 8.1 7.3 6.0 4.7 4.5 4.4 4.4 4.5
32 Other assets including trading assets 24 1,270.1 1,285.9 1,275.6 1,283.5 1,290.8 1,279.6 1,295.7 1,279.7 1,287.4 1,296.1 1,280.8 1,292.7
33 Total assets 13,350.9 13,309.0 13,246.9 13,319.3 13,357.7 13,366.4 13,483.6 13,509.6 13,514.5 13,533.5 13,525.1 13,513.2
 
Liabilities
34 Deposits 11,047.8 10,817.8 10,787.3 10,779.8 10,775.5 10,764.9 10,803.0 10,834.8 10,823.4 10,884.9 10,844.5 10,843.5
35 Large time deposits 428.0 613.2 669.0 724.3 780.1 811.8 827.5 844.3 848.1 855.6 854.2 855.4
36 Other deposits 10,619.8 10,204.5 10,118.3 10,055.5 9,995.5 9,953.1 9,975.5 9,990.5 9,975.3 10,029.3 9,990.3 9,988.1
37 Borrowings 627.7 824.7 844.0 891.9 928.1 934.5 926.4 942.8 940.4 933.5 952.8 950.8
38 Net due to related foreign offices -378.1 -365.3 -383.4 -370.8 -386.3 -380.6 -348.3 -355.3 -355.8 -385.2 -370.2 -390.8
39 Other liabilities including trading liabilities 25 509.2 532.4 520.3 523.6 529.9 525.0 566.3 540.6 552.1 531.5 535.2 557.0
40 Total liabilities 11,806.6 11,809.6 11,768.2 11,824.5 11,847.2 11,843.9 11,947.4 11,962.8 11,960.1 11,964.7 11,962.3 11,960.5
41 Residual (Assets LESS Liabilities) 26 1,544.2 1,499.4 1,478.7 1,494.8 1,510.5 1,522.5 1,536.2 1,546.9 1,554.4 1,568.8 1,562.9 1,552.7

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2023
Jan
2023
Jul
2023
Aug
2023
Sep
2023
Oct
2023
Nov
2023
Dec
2024
Jan
Week ending
Jan 24 Jan 31 Feb 07 Feb 14
Assets
1 Bank credit 10,521.8 10,347.4 10,325.9 10,309.1 10,305.6 10,337.7 10,402.5 10,366.2 10,356.8 10,375.0 10,361.5 10,376.2
2 Securities in bank credit 2 3,804.2 3,617.0 3,593.7 3,565.4 3,544.6 3,577.4 3,614.2 3,622.8 3,632.8 3,623.6 3,623.5 3,635.3
3 Treasury and agency securities 3 3,172.9 3,015.5 3,015.6 3,016.2 3,000.0 3,032.6 3,073.7 3,075.3 3,085.1 3,079.0 3,076.5 3,091.2
4 Mortgage-backed securities (MBS) 4 1,948.0 1,912.8 1,912.4 1,904.3 1,880.8 1,903.7 1,909.9 1,923.7 1,928.3 1,933.1 1,923.2 1,929.3
5 Non-MBS 5 1,225.0 1,102.7 1,103.1 1,111.9 1,119.3 1,128.9 1,163.8 1,151.6 1,156.9 1,145.9 1,153.3 1,161.8
6 Other securities 631.2 601.5 578.1 549.3 544.6 544.8 540.5 547.5 547.6 544.6 547.1 544.1
7 Mortgage-backed securities (MBS) 6 66.2 64.6 63.9 63.2 62.5 62.6 62.8 62.5 62.2 62.4 62.3 62.3
8 Non-MBS 7 565.1 536.9 514.2 486.1 482.1 482.2 477.7 485.0 485.4 482.2 484.8 481.8
9 Loans and leases in bank credit 8 6,717.6 6,730.4 6,732.2 6,743.7 6,761.0 6,760.3 6,788.3 6,743.4 6,724.0 6,751.4 6,738.0 6,740.9
10 Commercial and industrial loans 1,548.1 1,545.4 1,536.7 1,529.7 1,539.3 1,533.1 1,529.8 1,518.4 1,512.6 1,526.7 1,530.5 1,532.9
11 Real estate loans 2,483.1 2,481.2 2,491.4 2,493.0 2,488.8 2,485.5 2,485.3 2,482.2 2,481.6 2,481.4 2,480.0 2,481.7
12 Residential real estate loans 1,596.0 1,591.7 1,602.4 1,609.4 1,609.4 1,606.9 1,608.0 1,607.8 1,607.4 1,606.5 1,605.6 1,604.4
13 Revolving home equity loans 159.4 154.5 153.7 153.3 153.4 153.2 153.1 152.4 152.4 152.3 152.1 152.0
14 Closed-end residential loans 9 1,436.6 1,437.1 1,448.7 1,456.1 1,456.0 1,453.7 1,455.0 1,455.4 1,455.0 1,454.2 1,453.5 1,452.4
15 Commercial real estate loans 887.1 889.5 889.1 883.6 879.4 878.6 877.3 874.4 874.3 874.9 874.4 877.3
16 Construction and land development loans 10 127.9 133.0 134.0 133.5 133.6 134.0 133.6 133.5 133.5 133.8 134.0 134.1
17 Secured by farmland 11 7.5 6.9 7.0 6.9 6.8 6.7 6.8 6.7 6.7 6.7 6.6 6.6
18 Secured by multifamily properties 12 227.2 232.6 233.1 231.9 228.6 227.6 227.5 227.3 227.4 227.4 227.6 229.1
19 Secured by nonfarm nonresidential properties 13 524.5 516.9 515.0 511.3 510.4 510.3 509.4 506.9 506.6 507.0 506.3 507.5
20 Consumer loans 1,417.3 1,434.4 1,442.2 1,447.0 1,445.0 1,453.5 1,469.6 1,452.4 1,447.6 1,449.7 1,444.3 1,443.6
21 Credit cards and other revolving plans 779.5 811.4 819.9 826.0 826.9 839.7 864.9 853.2 848.4 851.0 845.7 845.2
22 Other consumer loans 637.8 623.0 622.2 620.9 618.2 613.8 604.7 599.3 599.2 598.8 598.5 598.3
23 Automobile loans 14 441.3 431.3 430.8 429.3 426.5 423.2 420.8 419.5 419.4 419.2 418.5 418.1
24 All other consumer loans 15 196.5 191.7 191.5 191.7 191.7 190.6 183.9 179.8 179.8 179.6 180.1 180.2
25 All other loans and leases 1,269.1 1,269.4 1,261.9 1,274.1 1,287.9 1,288.2 1,303.6 1,290.4 1,282.2 1,293.6 1,283.2 1,282.7
26 Loans to nondepository financial institutions 17 624.8 664.1 658.2 663.8 669.0 671.5 685.5 677.5 672.8 678.6 673.2 673.5
27 All loans not elsewhere classified 18 644.3 605.3 603.6 610.3 618.9 616.7 618.1 612.9 609.4 615.0 609.9 609.1
28 LESS: Allowance for loan and lease losses 115.2 124.2 124.7 125.2 125.7 126.1 127.2 128.6 128.5 128.2 129.3 129.3
29 Cash assets 21 1,396.7 1,513.4 1,528.5 1,596.7 1,636.0 1,695.6 1,790.0 1,733.7 1,662.0 1,695.8 1,685.2 1,700.8
30 Total federal funds sold and reverse RPs 22 259.8 211.0 206.4 216.4 214.4 215.3 249.9 229.6 225.0 217.7 212.5 223.6
31 Loans to commercial banks 23 4.8 8.2 8.3 8.4 8.1 7.2 6.0 4.7 4.5 4.5 4.4 4.4
32 Other assets including trading assets 24 1,271.2 1,285.6 1,277.2 1,279.0 1,295.0 1,287.0 1,277.0 1,279.6 1,286.8 1,296.4 1,297.2 1,313.5
33 Total assets 13,339.1 13,241.4 13,221.5 13,284.3 13,333.5 13,416.7 13,598.2 13,485.2 13,406.6 13,461.1 13,431.5 13,489.2
 
Liabilities
34 Deposits 11,058.3 10,776.1 10,752.1 10,751.0 10,739.5 10,786.2 10,942.3 10,844.2 10,736.6 10,840.2 10,783.2 10,826.2
35 Large time deposits 420.9 626.5 675.2 719.6 765.1 791.0 807.9 830.8 835.7 842.6 846.3 849.4
36 Other deposits 10,637.4 10,149.7 10,077.0 10,031.5 9,974.4 9,995.1 10,134.4 10,013.4 9,900.9 9,997.6 9,936.9 9,976.7
37 Borrowings 637.1 804.8 817.8 873.6 924.0 932.7 923.4 958.3 973.7 961.8 978.0 984.4
38 Net due to related foreign offices -381.0 -365.1 -367.1 -366.9 -368.1 -342.4 -319.9 -358.0 -356.4 -389.2 -375.7 -393.9
39 Other liabilities including trading liabilities 25 508.3 523.8 522.8 526.9 542.8 541.8 560.3 538.3 540.8 526.6 535.2 556.0
40 Total liabilities 11,822.6 11,739.7 11,725.6 11,784.6 11,838.2 11,918.2 12,106.1 11,982.8 11,894.7 11,939.4 11,920.6 11,972.7
41 Residual (Assets LESS Liabilities) 26 1,516.5 1,501.7 1,495.9 1,499.7 1,495.3 1,498.5 1,492.1 1,502.4 1,512.0 1,521.7 1,510.9 1,516.5

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2023
Jan
2023
Jul
2023
Aug
2023
Sep
2023
Oct
2023
Nov
2023
Dec
2024
Jan
Week ending
Jan 24 Jan 31 Feb 07 Feb 14
Assets
1 Bank credit 5,757.0 5,670.0 5,696.5 5,690.0 5,679.1 5,669.6 5,689.3 5,733.7 5,748.0 5,748.1 5,739.4 5,750.0
2 Securities in bank credit 2 1,480.1 1,301.0 1,292.4 1,274.8 1,252.3 1,236.2 1,245.8 1,259.8 1,264.1 1,259.5 1,256.1 1,258.9
3 Treasury and agency securities 3 1,050.4 895.8 893.3 882.5 864.6 857.2 861.7 872.4 875.7 874.0 873.0 876.6
4 Mortgage-backed securities (MBS) 4 730.9 602.3 600.9 592.3 572.3 566.4 573.5 582.2 584.2 580.9 578.9 580.3
5 Non-MBS 5 319.5 293.6 292.4 290.2 292.4 290.8 288.2 290.2 291.6 293.1 294.1 296.3
6 Other securities 429.7 405.2 399.1 392.3 387.6 379.0 384.1 387.4 388.3 385.5 383.1 382.3
7 Mortgage-backed securities (MBS) 6 42.9 39.5 38.9 38.9 38.6 38.7 39.0 39.0 39.0 38.8 38.5 37.9
8 Non-MBS 7 386.9 365.7 360.2 353.4 349.0 340.3 345.1 348.4 349.3 346.7 344.6 344.4
9 Loans and leases in bank credit 8 4,276.9 4,369.0 4,404.0 4,415.2 4,426.9 4,433.4 4,443.4 4,473.9 4,483.9 4,488.6 4,483.3 4,491.1
10 Commercial and industrial loans 738.9 722.2 723.4 722.1 722.0 722.6 721.2 721.2 722.6 721.8 720.0 720.9
11 Real estate loans 2,783.4 2,869.1 2,891.4 2,902.4 2,912.2 2,923.9 2,935.7 2,953.2 2,958.3 2,962.8 2,962.3 2,967.2
12 Residential real estate loans 896.7 934.9 944.3 946.9 950.5 955.3 961.4 968.1 969.9 971.8 971.2 974.8
13 Revolving home equity loans 96.2 98.7 99.6 99.8 100.3 100.8 101.1 101.8 101.9 102.2 102.5 102.7
14 Closed-end residential loans 9 800.5 836.2 844.7 847.0 850.2 854.4 860.3 866.3 868.0 869.6 868.7 872.1
15 Commercial real estate loans 1,886.8 1,934.2 1,947.1 1,955.5 1,961.8 1,968.7 1,974.2 1,985.1 1,988.4 1,991.0 1,991.1 1,992.5
16 Construction and land development loans 10 314.8 335.2 335.8 338.2 339.1 339.5 339.0 340.6 340.5 340.9 340.6 341.4
17 Secured by farmland 11 103.8 105.6 106.1 106.5 106.9 107.2 107.2 107.4 107.5 107.5 107.7 107.7
18 Secured by multifamily properties 12 323.8 319.7 325.1 326.8 329.8 332.1 334.0 337.6 339.0 339.6 339.6 340.1
19 Secured by nonfarm nonresidential properties 13 1,144.3 1,173.7 1,180.0 1,184.0 1,186.0 1,189.9 1,194.1 1,199.4 1,201.5 1,203.0 1,203.3 1,203.2
20 Consumer loans 436.4 452.0 455.5 457.8 458.2 457.7 455.5 458.5 459.4 460.1 458.5 458.7
21 Credit cards and other revolving plans 179.5 187.6 189.4 190.9 191.6 191.5 189.8 191.0 191.5 191.5 192.3 192.4
22 Other consumer loans 257.0 264.4 266.1 267.0 266.7 266.2 265.7 267.5 267.9 268.6 266.2 266.3
23 Automobile loans 14 77.4 78.3 78.4 78.6 78.7 78.9 78.9 79.1 79.1 79.1 78.8 78.8
24 All other consumer loans 15 179.6 186.1 187.6 188.3 188.0 187.3 186.8 188.4 188.8 189.5 187.4 187.5
25 All other loans and leases 318.2 325.6 333.7 332.9 334.4 329.1 331.1 340.9 343.6 343.9 342.6 344.2
26 Loans to nondepository financial institutions 17 100.8 101.1 107.3 105.9 105.7 103.4 104.3 109.5 112.1 110.9 110.2 111.3
27 All loans not elsewhere classified 18 217.3 224.5 226.4 226.9 228.7 225.7 226.8 231.4 231.5 233.0 232.3 232.9
28 LESS: Allowance for loan and lease losses 60.8 64.6 65.2 65.8 67.2 67.3 67.9 68.9 69.2 68.5 68.9 69.1
29 Cash assets 21 363.3 457.0 448.3 441.3 433.2 416.7 432.7 437.6 443.5 450.2 447.8 455.7
30 Total federal funds sold and reverse RPs 22 45.3 33.4 39.6 38.7 39.7 39.8 32.3 31.7 31.3 31.6 30.2 26.9
31 Loans to commercial banks 23 0.8 0.5 0.5 0.3 0.3 0.5 0.8 0.9 0.9 0.9 0.9 0.5
32 Other assets including trading assets 24 422.7 432.4 437.3 436.7 441.7 445.4 442.9 438.8 441.0 444.2 439.7 439.7
33 Total assets 6,528.3 6,528.7 6,557.0 6,541.2 6,526.8 6,504.7 6,530.1 6,573.8 6,595.3 6,606.5 6,589.1 6,603.8
 
Liabilities
34 Deposits 5,351.6 5,239.7 5,269.9 5,276.2 5,282.0 5,273.7 5,284.1 5,307.6 5,313.9 5,333.3 5,321.9 5,326.9
35 Large time deposits 449.3 589.0 610.5 632.1 647.7 657.2 668.3 683.4 685.8 687.0 689.1 691.4
36 Other deposits 4,902.3 4,650.8 4,659.4 4,644.1 4,634.3 4,616.5 4,615.8 4,624.2 4,628.1 4,646.3 4,632.9 4,635.4
37 Borrowings 396.3 458.3 451.4 437.5 427.1 421.8 433.4 432.2 437.9 434.6 429.8 432.2
38 Net due to related foreign offices 38.0 32.5 29.2 28.1 26.6 29.9 29.2 34.2 35.4 36.2 32.6 35.0
39 Other liabilities including trading liabilities 25 110.7 122.3 124.5 126.3 128.4 132.2 133.1 129.8 134.4 128.8 128.0 124.2
40 Total liabilities 5,896.7 5,852.8 5,875.0 5,868.2 5,864.1 5,857.6 5,879.8 5,903.9 5,921.7 5,932.9 5,912.3 5,918.2
41 Residual (Assets LESS Liabilities) 26 631.6 675.9 682.0 673.0 662.7 647.1 650.3 669.9 673.7 673.6 676.8 685.6

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2023
Jan
2023
Jul
2023
Aug
2023
Sep
2023
Oct
2023
Nov
2023
Dec
2024
Jan
Week ending
Jan 24 Jan 31 Feb 07 Feb 14
Assets
1 Bank credit 5,762.2 5,655.9 5,684.9 5,688.2 5,683.6 5,682.6 5,720.9 5,740.7 5,741.4 5,745.8 5,731.7 5,734.1
2 Securities in bank credit 2 1,488.2 1,290.9 1,285.6 1,269.5 1,251.0 1,237.9 1,256.6 1,268.4 1,268.6 1,264.8 1,260.8 1,261.4
3 Treasury and agency securities 3 1,057.5 889.4 886.5 876.0 863.0 857.8 871.0 879.6 879.7 878.5 875.8 877.2
4 Mortgage-backed securities (MBS) 4 733.6 598.7 597.4 587.6 569.8 565.5 576.0 584.1 583.2 582.3 582.2 583.2
5 Non-MBS 5 323.9 290.8 289.1 288.4 293.2 292.4 294.9 295.5 296.4 296.2 293.6 294.1
6 Other securities 430.7 401.4 399.1 393.5 388.0 380.0 385.6 388.8 388.9 386.3 385.0 384.1
7 Mortgage-backed securities (MBS) 6 42.6 39.4 38.9 38.8 38.7 38.8 38.5 38.8 38.9 38.5 38.7 38.2
8 Non-MBS 7 388.1 362.1 360.2 354.7 349.3 341.2 347.2 350.0 350.0 347.8 346.3 345.9
9 Loans and leases in bank credit 8 4,274.0 4,365.1 4,399.2 4,418.8 4,432.6 4,444.7 4,464.3 4,472.3 4,472.9 4,481.0 4,470.9 4,472.7
10 Commercial and industrial loans 738.1 720.9 718.4 718.2 718.3 717.0 718.5 719.6 719.7 720.5 719.7 721.0
11 Real estate loans 2,784.4 2,864.6 2,891.2 2,904.9 2,916.8 2,932.5 2,945.6 2,955.8 2,958.6 2,962.8 2,961.9 2,963.7
12 Residential real estate loans 894.3 936.4 947.0 951.2 955.0 959.8 963.9 966.2 966.3 967.9 967.1 967.0
13 Revolving home equity loans 96.5 98.6 99.4 100.0 100.7 101.2 101.8 102.1 102.1 102.3 102.3 102.4
14 Closed-end residential loans 9 797.8 837.8 847.6 851.2 854.4 858.6 862.1 864.1 864.2 865.6 864.8 864.6
15 Commercial real estate loans 1,890.1 1,928.2 1,944.1 1,953.7 1,961.8 1,972.8 1,981.7 1,989.6 1,992.2 1,994.9 1,994.8 1,996.7
16 Construction and land development loans 10 316.0 329.9 333.5 336.0 337.8 342.1 343.1 342.5 343.0 343.2 343.3 344.8
17 Secured by farmland 11 103.8 105.9 106.3 106.8 107.2 107.3 107.5 107.4 107.3 107.3 107.4 107.4
18 Secured by multifamily properties 12 324.0 320.4 325.5 327.2 330.2 331.9 334.5 337.9 339.0 339.8 339.8 340.4
19 Secured by nonfarm nonresidential properties 13 1,146.4 1,172.1 1,178.8 1,183.8 1,186.6 1,191.4 1,196.6 1,201.7 1,202.9 1,204.6 1,204.4 1,204.1
20 Consumer loans 441.9 449.8 453.4 457.1 458.6 460.5 464.5 464.3 464.5 465.3 460.7 460.3
21 Credit cards and other revolving plans 184.3 186.1 188.4 189.5 191.0 193.4 198.1 196.3 195.8 196.1 194.1 193.6
22 Other consumer loans 257.5 263.7 265.0 267.6 267.6 267.1 266.4 268.1 268.7 269.3 266.7 266.7
23 Automobile loans 14 77.3 78.3 78.4 78.8 79.0 79.1 79.0 79.1 79.1 79.0 78.6 78.6
24 All other consumer loans 15 180.2 185.4 186.6 188.8 188.7 188.0 187.4 189.0 189.6 190.3 188.1 188.1
25 All other loans and leases 309.7 329.7 336.2 338.5 338.9 334.7 335.8 332.6 330.1 332.4 328.6 327.7
26 Loans to nondepository financial institutions 17 94.7 104.0 108.4 108.6 109.1 106.6 105.3 103.3 101.8 102.6 100.9 100.4
27 All loans not elsewhere classified 18 215.0 225.7 227.8 229.9 229.8 228.1 230.5 229.3 228.3 229.8 227.6 227.3
28 LESS: Allowance for loan and lease losses 60.2 65.1 65.7 66.0 67.1 67.5 67.8 68.4 68.7 68.0 69.0 69.1
29 Cash assets 21 388.3 439.5 438.5 435.4 436.2 446.6 470.4 470.2 461.5 474.6 466.5 467.2
30 Total federal funds sold and reverse RPs 22 44.0 32.6 37.6 36.3 36.3 37.3 31.4 29.6 29.6 30.7 31.1 30.9
31 Loans to commercial banks 23 0.7 0.6 0.6 0.5 0.5 0.4 0.7 0.8 0.8 0.8 0.8 0.5
32 Other assets including trading assets 24 419.1 434.2 436.3 440.9 444.2 447.3 441.0 435.6 436.4 440.7 435.9 439.6
33 Total assets 6,554.1 6,497.6 6,532.1 6,535.4 6,533.7 6,546.7 6,596.5 6,608.6 6,601.1 6,624.5 6,597.1 6,603.2
 
Liabilities
34 Deposits 5,364.6 5,215.3 5,260.9 5,272.5 5,280.8 5,303.8 5,335.6 5,321.7 5,300.9 5,328.7 5,320.8 5,324.9
35 Large time deposits 448.4 596.2 615.1 629.5 639.4 649.3 662.0 680.9 685.4 687.9 691.9 694.3
36 Other deposits 4,916.1 4,619.1 4,645.8 4,643.0 4,641.5 4,654.5 4,673.6 4,640.8 4,615.4 4,640.8 4,628.9 4,630.6
37 Borrowings 394.4 467.6 451.1 440.0 433.0 417.3 419.5 427.4 433.8 432.7 419.8 420.9
38 Net due to related foreign offices 38.0 33.2 29.2 28.7 27.6 29.1 28.9 34.5 36.3 38.0 30.8 33.3
39 Other liabilities including trading liabilities 25 109.0 121.1 125.0 128.9 133.2 137.0 134.1 128.2 131.5 127.0 128.8 126.1
40 Total liabilities 5,906.0 5,837.1 5,866.1 5,870.1 5,874.6 5,887.2 5,918.1 5,911.9 5,902.4 5,926.4 5,900.3 5,905.2
41 Residual (Assets LESS Liabilities) 26 648.2 660.4 666.0 665.3 659.1 659.5 678.5 696.7 698.7 698.2 696.8 698.0

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2023
Jan
2023
Jul
2023
Aug
2023
Sep
2023
Oct
2023
Nov
2023
Dec
2024
Jan
Week ending
Jan 24 Jan 31 Feb 07 Feb 14
Assets
1 Bank credit 1,276.1 1,249.2 1,249.4 1,263.2 1,271.3 1,279.6 1,297.3 1,302.8 1,306.3 1,313.8 1,300.8 1,302.9
2 Securities in bank credit 2 236.0 220.6 214.5 218.1 215.5 218.1 227.7 234.5 238.5 238.4 226.4 220.4
3 Treasury and agency securities 3 142.7 133.2 129.3 136.9 136.4 138.2 144.8 150.8 154.6 154.3 143.1 137.4
4 Mortgage-backed securities (MBS) 4 30.3 23.8 22.6 25.1 26.6 30.2 30.7 28.3 29.5 29.1 31.9 34.3
5 Non-MBS 5 112.4 109.4 106.7 111.8 109.9 108.0 114.0 122.5 125.1 125.2 111.2 103.1
6 Other securities 93.3 87.4 85.1 81.3 79.1 79.9 82.9 83.7 83.8 84.1 83.2 83.1
7 Mortgage-backed securities (MBS) 6 1.9 1.8 2.0 1.7 1.9 1.9 1.9 2.0 2.0 2.0 2.0 2.0
8 Non-MBS 7 91.4 85.5 83.2 79.5 77.3 78.0 81.0 81.7 81.8 82.1 81.3 81.1
9 Loans and leases in bank credit 8 1,040.0 1,028.7 1,034.9 1,045.1 1,055.8 1,061.5 1,069.6 1,068.3 1,067.9 1,075.4 1,074.4 1,082.4
10 Commercial and industrial loans 515.3 495.3 495.0 498.0 506.1 505.3 514.3 515.6 515.9 518.6 520.5 522.0
11 Real estate loans 103.9 107.3 107.1 107.9 107.6 106.0 104.4 104.7 104.8 105.9 107.1 108.3
12 Residential real estate loans 0.8 0.5 0.5 0.5 0.7 0.6 0.7 0.6 0.6 0.6 0.6 0.5
13 Revolving home equity loans 0.1 -0.2 -0.1 -0.0 0.1 0.1 0.2 0.1 0.1 0.1 0.1 0.1
14 Closed-end residential loans 9 0.7 0.7 0.6 0.6 0.6 0.6 0.5 0.5 0.5 0.5 0.5 0.4
15 Commercial real estate loans 103.1 106.8 106.6 107.3 106.9 105.4 103.7 104.0 104.2 105.3 106.5 107.8
16 Construction and land development loans 10 11.4 12.7 12.9 13.5 14.0 14.6 14.7 12.9 12.7 12.9 13.6 14.1
17 Secured by farmland 11 0.2 0.1 0.1 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 18.7 19.9 19.8 19.6 19.4 19.0 19.1 19.5 19.6 19.6 19.6 19.9
19 Secured by nonfarm nonresidential properties 13 72.8 74.2 73.8 74.1 73.5 71.6 69.8 71.5 71.8 72.7 73.1 73.7
20 Consumer loans 0.0 -0.0 0.0 0.1 -0.1 -0.1 -0.1 -0.0 -0.0 -0.0 -0.1 -0.1
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 0.0 -0.0 0.0 0.1 -0.1 -0.1 -0.1 -0.0 -0.0 -0.0 -0.1 -0.1
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 0.0 -0.0 0.0 0.1 -0.1 -0.1 -0.1 -0.0 -0.0 -0.0 -0.1 -0.1
25 All other loans and leases 420.9 426.1 432.8 439.1 442.2 450.2 451.0 448.1 447.2 451.0 446.8 452.1
26 Loans to nondepository financial institutions 17 173.2 192.2 197.5 203.9 208.7 214.8 217.2 219.8 219.0 224.1 222.7 227.1
27 All loans not elsewhere classified 18 , 19 247.7 233.8 235.3 235.3 233.4 235.5 233.8 228.3 228.2 226.9 224.2 225.0
28 LESS: Allowance for loan and lease losses 20 -0.4 0.1 0.3 -0.1 -0.3 -0.4 -0.1 -0.3 -0.4 -0.3 -0.1 -0.0
29 Cash assets 21 1,399.1 1,271.6 1,279.4 1,275.6 1,280.7 1,330.7 1,324.5 1,353.5 1,387.8 1,305.9 1,380.1 1,375.7
30 Total federal funds sold and reverse RPs 22 285.9 374.7 352.0 348.8 361.0 347.6 379.8 370.4 369.8 353.9 378.8 371.9
31 Loans to commercial banks 23 1.2 0.7 0.8 0.6 0.9 0.6 1.0 1.3 1.5 1.1 1.6 1.5
32 Other assets including trading assets 24 153.0 141.5 142.4 141.7 154.7 149.6 144.4 141.5 144.5 133.6 143.8 143.9
33 Total assets 3,115.7 3,037.7 3,023.7 3,030.0 3,068.9 3,108.4 3,147.1 3,169.8 3,210.3 3,108.5 3,205.2 3,196.0
 
Liabilities
34 Deposits 1,312.3 1,287.2 1,260.8 1,272.4 1,270.8 1,278.3 1,283.7 1,294.3 1,276.9 1,296.1 1,292.5 1,306.9
35 Large time deposits 847.9 819.6 806.0 801.9 807.9 810.1 807.2 806.7 799.3 808.4 802.6 810.2
36 Other deposits 464.4 467.7 454.8 470.5 462.9 468.2 476.5 487.6 477.6 487.6 489.9 496.7
37 Borrowings 889.8 1,000.5 973.2 1,000.1 1,018.7 965.6 1,002.9 1,020.5 1,048.9 956.1 1,029.6 1,038.5
38 Net due to related foreign offices 721.1 608.0 628.2 608.0 605.2 673.1 669.2 660.1 676.2 667.2 691.3 652.1
39 Other liabilities including trading liabilities 25 168.3 157.8 162.4 158.6 163.0 165.6 172.1 168.3 171.7 167.2 166.5 175.8
40 Total liabilities 3,091.6 3,053.5 3,024.7 3,039.1 3,057.8 3,082.6 3,127.8 3,143.3 3,173.6 3,086.6 3,179.9 3,173.2
41 Residual (Assets LESS Liabilities) 26 24.1 -15.8 -1.0 -9.1 11.1 25.8 19.3 26.5 36.6 22.0 25.3 22.8

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2023
Jan
2023
Jul
2023
Aug
2023
Sep
2023
Oct
2023
Nov
2023
Dec
2024
Jan
Week ending
Jan 24 Jan 31 Feb 07 Feb 14
Assets
1 Bank credit 1,286.9 1,250.8 1,246.2 1,256.6 1,259.6 1,276.9 1,307.9 1,314.3 1,309.8 1,330.9 1,311.3 1,311.3
2 Securities in bank credit 2 234.2 225.5 218.2 217.3 212.2 216.7 224.7 232.0 235.2 238.2 225.5 221.2
3 Treasury and agency securities 3 141.0 137.9 134.1 136.8 132.8 135.4 141.7 148.4 151.6 154.2 141.7 137.7
4 Mortgage-backed securities (MBS) 4 29.9 25.8 25.0 27.2 26.5 27.6 30.5 27.6 27.2 27.1 29.0 29.6
5 Non-MBS 5 111.0 112.0 109.1 109.6 106.3 107.8 111.3 120.8 124.3 127.0 112.7 108.1
6 Other securities 93.2 87.7 84.1 80.6 79.3 81.3 82.9 83.6 83.6 84.0 83.7 83.6
7 Mortgage-backed securities (MBS) 6 1.8 1.9 2.0 1.9 1.9 1.8 1.8 1.9 1.9 1.9 1.9 1.9
8 Non-MBS 7 91.4 85.8 82.1 78.7 77.5 79.5 81.1 81.7 81.7 82.1 81.9 81.7
9 Loans and leases in bank credit 8 1,052.8 1,025.3 1,028.0 1,039.2 1,047.4 1,060.2 1,083.3 1,082.3 1,074.6 1,092.7 1,085.8 1,090.1
10 Commercial and industrial loans 519.2 496.3 492.3 493.7 498.8 505.5 521.5 520.6 517.7 525.0 524.5 524.9
11 Real estate loans 105.3 106.9 106.6 107.1 106.5 104.7 104.6 106.4 106.6 107.3 107.6 108.5
12 Residential real estate loans 0.8 0.7 0.6 0.6 0.6 0.6 0.5 0.5 0.5 0.5 0.5 0.5
13 Revolving home equity loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
14 Closed-end residential loans 9 0.8 0.7 0.6 0.6 0.6 0.6 0.5 0.5 0.5 0.5 0.5 0.5
15 Commercial real estate loans 104.5 106.3 106.0 106.4 105.9 104.2 104.0 105.9 106.1 106.8 107.1 108.1
16 Construction and land development loans 10 11.7 13.0 13.1 13.0 13.5 13.7 13.9 13.5 13.5 13.4 13.6 13.7
17 Secured by farmland 11 0.2 0.1 0.1 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 18.9 19.5 19.5 19.5 19.7 19.6 19.5 19.8 19.8 19.9 19.8 20.1
19 Secured by nonfarm nonresidential properties 13 73.7 73.6 73.3 73.7 72.6 70.7 70.5 72.5 72.7 73.4 73.6 74.2
20 Consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
25 All other loans and leases 428.3 422.1 429.0 438.5 442.1 449.9 457.2 455.3 450.3 460.3 453.8 456.6
26 Loans to nondepository financial institutions 17 175.8 191.1 197.9 206.9 211.1 216.8 221.4 222.1 219.6 225.4 223.3 226.1
27 All loans not elsewhere classified 18 , 19 252.5 230.9 231.1 231.6 231.1 233.1 235.7 233.2 230.8 234.9 230.4 230.5
28 LESS: Allowance for loan and lease losses 20 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
29 Cash assets 21 1,382.5 1,285.1 1,308.7 1,263.5 1,265.9 1,339.1 1,271.1 1,337.3 1,405.3 1,304.6 1,416.7 1,401.9
30 Total federal funds sold and reverse RPs 22 292.1 362.7 353.2 349.4 354.3 352.9 379.5 377.0 377.3 361.8 389.4 384.3
31 Loans to commercial banks 23 1.1 0.8 0.8 0.8 0.7 0.6 1.0 1.2 1.4 0.9 1.5 1.5
32 Other assets including trading assets 24 151.7 140.2 144.1 143.6 155.1 151.6 144.4 140.4 151.7 128.7 140.6 144.4
33 Total assets 3,114.3 3,039.5 3,052.9 3,013.9 3,035.7 3,121.1 3,103.8 3,170.1 3,245.5 3,127.0 3,259.6 3,243.4
 
Liabilities
34 Deposits 1,321.0 1,277.3 1,275.7 1,267.1 1,257.5 1,278.3 1,276.9 1,309.0 1,307.3 1,321.5 1,329.3 1,337.7
35 Large time deposits 855.7 810.4 811.1 797.9 800.1 806.4 801.3 820.7 823.7 830.7 827.7 835.3
36 Other deposits 465.3 466.9 464.6 469.2 457.4 471.9 475.6 488.3 483.6 490.7 501.6 502.4
37 Borrowings 895.7 997.9 975.8 972.3 989.6 976.9 994.5 1,026.6 1,062.3 957.7 1,053.3 1,054.3
38 Net due to related foreign offices 729.5 600.2 628.9 604.5 618.1 691.1 662.8 673.0 702.3 691.4 721.5 688.3
39 Other liabilities including trading liabilities 25 162.4 157.8 162.3 159.6 167.3 171.7 168.3 164.4 176.4 159.2 158.2 165.8
40 Total liabilities 3,108.7 3,033.3 3,042.7 3,003.5 3,032.5 3,118.0 3,102.5 3,173.0 3,248.3 3,129.8 3,262.3 3,246.1
41 Residual (Assets LESS Liabilities) 26 5.6 6.2 10.2 10.4 3.2 3.0 1.3 -2.8 -2.8 -2.8 -2.7 -2.7

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Beginning April 6, 2022, foreign-related institutions no longer report other consumer loans separately. These loans are included in all other loans not elsewhere classified (line 27).
  17. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  18. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  19. Beginning April 6, 2022, foreign-related institutions also include all other consumer loans in all other loans not elsewhere classified. Prior to April 6, 2022, all other consumer loans were reported separately by foreign-related institutions.
  20. Beginning April 6, 2022, foreign-related institutions no longer report the allowance for loan and lease losses separately. Any such allowances are included in net due to related foreign offices (line 38).
  21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  22. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  23. Excludes loans secured by real estate, which are included in line 11.
  24. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  25. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
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Last Update: February 23, 2024
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