Consumer Affairs letters address significant policy and procedural matters related to the Federal Reserve System’s consumer compliance supervisory responsibilities. The letters are sent to banking supervision staff at the Board and the Reserve Banks and, in some instances, to supervised banking organizations.
Consumer Affairs letters are numbered sequentially by year. For example, the first letter issued in 2005 is numbered CA 05-1. Letters that have been superseded or contain confidential supervisory information are not included.
Requests for letters that are not included here should be directed to the Board's Freedom of Information Office.
Consumer compliance supervision and regulation policies are also addressed in the Federal Reserve Regulatory Service (FRRS).
Revised Interagency Examination Procedures for Regulation CC
Interagency Statement Clarifying the Role of Supervisory Guidance
Statement on the Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act Amendments to the Home Mortgage Disclosure Act
Policy Statement on Interagency Notification of Formal Enforcement Actions
Restoration of the Protecting Tenants at Foreclosure Act
Revised Interagency Examination Procedures for Regulation X and Regulation Z
Revised “A Guide to HMDA Reporting: Getting It Right!”
CRA consideration for community development activities in the U.S. Virgin Islands and Puerto Rico following hurricane Maria