Consumer Affairs letters address significant policy and procedural matters related to the Federal Reserve System’s consumer compliance supervisory responsibilities. The letters are sent to banking supervision staff at the Board and the Reserve Banks and, in some instances, to supervised banking organizations.
Consumer Affairs letters are numbered sequentially by year. For example, the first letter issued in 2005 is numbered CA 05-1. Letters that have been superseded or contain confidential supervisory information are not included.
Requests for letters that are not included here should be directed to the Board's Freedom of Information Office.
Consumer compliance supervision and regulation policies are also addressed in the Federal Reserve Regulatory Service (FRRS).
Community Bank Access to Innovation through Partnerships
Supervisory Expectations for Supervised Institutions Regarding Juneteenth Federal Holiday and Certain Provisions of Regulation Z
Guide for Community Banking Organizations Conducting Due Diligence on Financial Technology Companies
Revised Special Post-Employment Restriction for Senior Examiners and Work Paper Reviews for Departing Examiners
Extension of CRA consideration for community development activities in Puerto Rico and the U.S. Virgin Islands in response to hurricane Maria
Resumption of Home Mortgage Disclosure Act (HMDA) Quarterly Reporting
Revised “A Guide to HMDA Reporting: Getting It Right!”
Suspension of Regulation D Examination Procedures
Community Reinvestment Act (CRA) Consideration for Activities in Response to the Coronavirus
Highlighting the Federal Reserve System's Partnership for Progress Program for Minority Depository Institutions and Women's Depository Institutions
Revised Interagency Examination Procedures for Regulation Z
Inactive or Revised SR Letters Related to the Federal Reserve’s Supervisory Expectations for a Firm’s Boards of Directors
Supervisory Guidance on Board of Directors' Effectiveness