Consumer Affairs letters address significant policy and procedural matters related to the Federal Reserve System’s consumer compliance supervisory responsibilities. The letters are sent to banking supervision staff at the Board and the Reserve Banks and, in some instances, to supervised banking organizations.

Consumer Affairs letters are numbered sequentially by year. For example, the first letter issued in 2005 is numbered CA 05-1. Letters that have been superseded or contain confidential supervisory information are not included.

Requests for letters that are not included here should be directed to the Board's Freedom of Information Office.

Consumer compliance supervision and regulation policies are also addressed in the Federal Reserve Regulatory Service (FRRS).


Community Bank Access to Innovation through Partnerships

Supervisory Expectations for Supervised Institutions Regarding Juneteenth Federal Holiday and Certain Provisions of Regulation Z

Guide for Community Banking Organizations Conducting Due Diligence on Financial Technology Companies

Revised Special Post-Employment Restriction for Senior Examiners and Work Paper Reviews for Departing Examiners

Extension of CRA consideration for community development activities in Puerto Rico and the U.S. Virgin Islands in response to hurricane Maria

Resumption of Home Mortgage Disclosure Act (HMDA) Quarterly Reporting

Revised “A Guide to HMDA Reporting: Getting It Right!”

Suspension of Regulation D Examination Procedures

Community Reinvestment Act (CRA) Consideration for Activities in Response to the Coronavirus

Highlighting the Federal Reserve System's Partnership for Progress Program for Minority Depository Institutions and Women's Depository Institutions

Revised Interagency Examination Procedures for Regulation Z

Inactive or Revised SR Letters Related to the Federal Reserve’s Supervisory Expectations for a Firm’s Boards of Directors

Supervisory Guidance on Board of Directors' Effectiveness


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Last Update: March 02, 2020