Community & Regional Financial Institutions
Community and regional banks serve businesses and consumers throughout the country. The Federal Reserve generally defines community banking organizations as those with less than $10 billion in assets, and regional banking organizations as those with total assets between $10 billion and $100 billion. Community and regional banking organizations constitute the largest number of banking organizations supervised by the Federal Reserve. In supervising community and regional banks, the Federal Reserve follows a risk-focused approach that aims to target examination resources to higher-risk areas of each bank's operations and to ensure that banks maintain risk-management capabilities appropriate to their asset size, risk profile, business activities, and operational complexity.
The following resources may be of interest to community and regional banking organizations:
Conferences, Resources, and Webinars
Community Banking Research Conference
Community Depository Institutions Advisory Council
Supervisory Guidance and Regulations
Bank Holding Company Supervision Manual (PDF)
Commercial Bank Examination Manual (PDF)
FFIEC Handbooks
Supervision Websites of the Federal Reserve Banks
The map and key below link directly to each Federal Reserve Bank's supervision website. These websites provide information about the Reserve Banks' supervisory activities in their respective districts. Additional information on the Federal Reserve's regulatory framework, which is issued by the Board, is available on the Board's website under "Supervision and Regulation."