Supervisory Policy and Guidance Topics
Community banks serve businesses and consumers throughout the country, in both rural and urban areas, and are leading providers of credit to small businesses. In general, community banks can be defined as those owned by organizations with less than $10 billion in assets. Regional and community banking organizations constitute the largest number of banking organizations supervised by the Federal Reserve System.
Policy LettersCommunity Banking
Bank Exams Tailored to Risk (BETR)
Federal Financial Institutions Examination Council Policy Statement on the Principles for Completing the Report of Examination
Communication Expectations for Community Bank Examinations and Inspections
Supervisory Rating System for Holding Companies with Total Consolidated Assets Less Than $100 billion
Joint Statement on Innovative Efforts to Combat Money Laundering and Terrorist Financing
Updates to the Expanded Examination Cycle for Certain State Member Banks and U.S. Branches and Agencies of Foreign Banking Organizations
Off-site Review of Loan Files
Relying on the Work of the Regulators of the Subsidiary Insured Depository Institution(s) of Bank Holding Companies and Savings and Loan Holding Companies with Total Consolidated Assets of Less than $50 Billion
Incorporation of Federal Reserve Policies into the Savings and Loan Holding Company Supervision Program
Inspection Frequency and Scope Requirements for Bank Holding Companies and Savings and Loan Holding Companies with Total Consolidated Assets of $10 Billion or Less
Federal Reserve Resources for Minority Depository Institutions
Timing Standards for the Completion of Safety-and-Soundness Examination and Inspection Reports for Community Banking Organizations
Format for Safety-and-Soundness Reports of Examination and Inspection for Community State Member Banks and Holding Companies Rated Composite "4" or "5"
Revisions to the Required Data Fields for the Interagency Loan Data Request
Supervisory Expectations for Risk Management of Agricultural Credit Risk
Underwriting Standards for Small Business Loans Originated under the Small Business Lending Fund Program
Reports of Examination of Community Banking Organizations
Minimum Documentation Standards for Loan Line Sheets
Risk-Focused Framework for the Supervision of Community Banks
- Community Banking Connections
- Framework for Risk-Focused Supervision of Community Banks (PDF)
- New Capital Rule Community Bank Guide (PDF) (July 2013)
- Commercial Bank Examination Manual
- Section 2140.1, "Agricultural Loans"
- Section 2082.1, "Loan-Sampling Program for Certain Community Banks"
- Section 6003.1, "Community Bank Examination Report"